LU revenueFY2025CN¥27.13B
- FY YoY
- +10.7%
- 5Y CAGR
- -12.2%
LU revenue was CN¥27.13B for fiscal 2025 (ended Dec 31, 2025), up 10.7% from fiscal 2024. Compound annual growth was -12.2% over 5 years. It rose in 4 of the last 7 fiscal years.
Financials · LU
Lufax Holding Ltd (LU) financials
For fiscal 2025 (ended Dec 31, 2025), Lufax Holding Ltd reported CN¥27.13B of revenue and -CN¥2.10B of net income. Figures are in CNY, the currency of its SEC filings.
- Revenue, FY2025
- CN¥27.13B
- Revenue growth, YoY
- +10.7%
- Net income, FY2025
- -CN¥2.10B
- Net margin
- -7.7%
- Cash
- CN¥11.09B
- Total debt
- CN¥63.54B
FY2018FY2025
FY2018FY2025
LU revenue and earnings growth
LU net incomeFY2025-CN¥2.10B
LU net income was -CN¥2.10B for fiscal 2025 (ended Dec 31, 2025), compared with -CN¥3.87B in fiscal 2024.
Income statement
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | CN¥27.13B | CN¥24.51B | CN¥34.29B | CN¥57.62B | CN¥61.83B | CN¥52.05B | CN¥47.83B | CN¥40.50B |
| Selling, general and admin | CN¥1.92B | CN¥2.02B | CN¥2.35B | CN¥2.89B | CN¥3.56B | CN¥2.98B | CN¥2.85B | CN¥2.80B |
| Interest expense | CN¥258.34M | CN¥84.82M | CN¥349.24M | CN¥1.17B | CN¥995.51M | CN¥2.87B | CN¥1.52B | CN¥900.26M |
| Pre-tax income | -CN¥577.75M | -CN¥2.08B | CN¥1.59B | CN¥12.05B | CN¥23.40B | CN¥17.91B | CN¥19.43B | CN¥18.65B |
| Income tax | CN¥1.13B | CN¥1.52B | CN¥635.37M | CN¥4.19B | CN¥6.69B | CN¥5.63B | CN¥6.12B | CN¥5.07B |
| Net income | -CN¥2.10B | -CN¥3.87B | CN¥809.62M | CN¥7.78B | CN¥16.80B | CN¥12.35B | CN¥13.33B | CN¥13.62B |
| EPS, basic | - | - | CN¥0.71 | CN¥6.79 | - | CN¥11.19 | CN¥12.27 | CN¥12.65 |
| EPS, diluted | - | - | CN¥0.71 | CN¥6.78 | - | CN¥11.10 | CN¥12.27 | CN¥12.65 |
| Diluted shares | 1.73B | 1.40B | 1.15B | 1.15B | 1.36B | 1.13B | 1086.70B | 1076.87B |
Balance sheet
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | CN¥11.09B | CN¥11.80B | CN¥18.58B | CN¥29.59B | CN¥26.52B | CN¥23.79B | CN¥7.31B | CN¥18.58B |
| Goodwill | CN¥9.17B | CN¥9.18B | CN¥8.91B | CN¥8.91B | CN¥8.92B | CN¥9.05B | CN¥9.05B | CN¥9.11B |
| Total assets | CN¥208.11B | CN¥203.54B | CN¥234.38B | CN¥350.97B | CN¥360.43B | CN¥248.89B | CN¥149.53B | - |
| Total debt | CN¥63.54B | CN¥51.11B | CN¥38.82B | CN¥36.92B | CN¥25.93B | CN¥10.32B | CN¥2.99B | - |
| Total liabilities | CN¥126.07B | CN¥119.94B | CN¥141.89B | CN¥257.29B | CN¥265.87B | CN¥165.74B | CN¥101.39B | - |
| Shareholders' equity | CN¥79.83B | CN¥81.77B | CN¥92.49B | CN¥92.06B | CN¥94.37B | CN¥83.15B | CN¥48.15B | CN¥34.95B |
Cash flow
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | CN¥12.47B | CN¥1.82B | CN¥12.72B | CN¥4.96B | CN¥4.99B | CN¥7.12B | CN¥2.19B | -CN¥1.45B |
| Investing cash flow | -CN¥16.47B | CN¥2.67B | -CN¥3.47B | CN¥7.99B | CN¥313.82M | -CN¥15.00B | -CN¥11.01B | CN¥3.49B |
| Financing cash flow | CN¥3.32B | -CN¥11.28B | -CN¥20.25B | -CN¥9.93B | -CN¥2.45B | CN¥24.87B | -CN¥2.61B | -CN¥2.01B |
| Dividends paid | CN¥0 | CN¥5.13B | CN¥1.44B | CN¥7.72B | CN¥0 | CN¥0 | - | - |
| Share repurchases | - | - | CN¥0 | CN¥0 | CN¥6.44B | CN¥0 | CN¥0 | - |
Key ratios
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 10.7% | -28.5% | -40.5% | -6.8% | 18.8% | 8.8% | 18.1% | - |
| Net income growth, YoY | - | - | -89.6% | -53.7% | 36.0% | -7.3% | -2.1% | - |
| EPS growth, YoY | - | - | -89.5% | - | - | - | -3.0% | - |
| Net margin | -7.7% | -15.8% | 2.4% | 13.5% | 27.2% | 23.7% | 27.9% | 33.6% |
| Return on equity | -2.6% | -4.7% | 0.9% | 8.4% | 17.8% | 14.9% | 27.7% | 39.0% |
| Return on assets | -1.0% | -1.9% | 0.3% | 2.2% | 4.7% | 5.0% | 8.9% | - |
| Debt to equity | 0.80 | 0.63 | 0.42 | 0.40 | 0.27 | 0.12 | 0.06 | - |
Source: XBRL data Lufax Holding Ltd files with the SEC, latest filing dated Apr 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
LU peers
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| LU | CN¥27.13B | +10.7% | -CN¥2.10B | -7.7% | $683.0M |
| AXP | $77.59B | +10.2% | $12.26B | 15.8% | $217.47B |
| SPGI | $17.21B | +18.2% | $4.99B | 29.0% | $136.57B |
| MCO | $8.18B | +9.0% | $2.88B | 35.3% | $88.11B |
| NU | $15.77B | +37.0% | $2.87B | 18.2% | $60.02B |
| RKT | $11.46B | +90.4% | $1.30B | 11.4% | $43.11B |
| COIN | $5.63B | -26.6% | -$701.62M | -12.5% | $36.03B |
| AFRM | $4.59B | +32.7% | $2.01B | 43.9% | $23.06B |
| SYF | $19.31B | +2.6% | $3.33B | 17.3% | $22.80B |
LU FAQ
6 questionsWhat is LU revenue?
Lufax Holding Ltd (LU) reported CN¥27.13B of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 10.7% from the year before.Is LU profitable?
No. Lufax Holding Ltd reported a net loss of CN¥2.10B for fiscal 2025 (ended Dec 31, 2025).How much cash and debt does LU have?
Lufax Holding Ltd reported CN¥11.09B in cash and cash equivalents and CN¥63.54B of debt on its most recent balance sheet in SEC filings.How fast is LU revenue growing?
Lufax Holding Ltd's revenue changed +10.7% in fiscal 2025, to CN¥27.13B. Its compound annual growth rate was -12.2% over 5 years.When did LU last report financial results?
The latest statements here come from Lufax Holding Ltd's 20-F filed on Apr 30, 2026, covering the period ended Dec 31, 2025.Where does this LU financial data come from?
Quantisnow builds these statements from the structured XBRL data Lufax Holding Ltd files with the SEC. It is provided for information only and is not investment advice.