MNY revenueFY2025$73.43M
- FY YoY
- -7.7%
MNY revenue was $73.43M for fiscal 2025 (ended Dec 31, 2025), down 7.7% from fiscal 2024. It rose in 2 of the last 4 fiscal years.
MoneyHero Limited (MNY) financials
For fiscal 2025 (ended Dec 31, 2025), MoneyHero Limited reported $73.43M of revenue and $5.18M of net income.
- Revenue, FY2025
- $73.43M
- Revenue growth, YoY
- -7.7%
- Net income, FY2025
- $5.18M
- Net income growth, YoY
- -86.3%
- Net margin
- 7.1%
- Free cash flow, FY2025
- -$10.37M
- EPS, diluted, FY2025
- -$0.12
- P/E
- 5.06
- P/S
- 0.36
- Market cap
- $26.2M
FY2021FY2025
FY2021FY2025
FY2021FY2025
MNY revenue and earnings growth
MNY net incomeFY2025$5.18M
- FY YoY
- -86.3%
MNY net income was $5.18M for fiscal 2025 (ended Dec 31, 2025), down 86.3% from fiscal 2024. It rose in 2 of the last 4 fiscal years.
MNY EPSFY2025-$0.12
MNY diluted EPS was -$0.12 for fiscal 2025 (ended Dec 31, 2025), compared with -$0.94 in fiscal 2024.
MNY free cash flowFY2025-$10.37M
MNY free cash flow was -$10.37M for fiscal 2025 (ended Dec 31, 2025), compared with -$25.23M in fiscal 2024.
Income statement
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $73.43M | $79.51M | $80.67M | $68.13M | $61.88M |
| Cost of revenue | $37.28M | $46.18M | $43.93M | $33.88M | $29.88M |
| Gross profit | $36.14M | $33.33M | $36.74M | $34.25M | $32.00M |
| Selling, general and admin | $10.43M | $15.54M | $16.73M | $13.85M | $8.00M |
| Operating income | -$6.00M | -$40.19M | -$30.03M | -$40.97M | -$29.23M |
| Interest expense | $11.3K | $11.6K | $7.6K | $5.7K | $4.2K |
| Pre-tax income | -$5.14M | -$37.68M | -$172.54M | -$49.69M | -$30.97M |
| Income tax | $40.4K | $108.9K | $63.0K | -$251.8K | -$38.2K |
| Net income | $5.18M | $37.79M | $172.60M | $49.44M | $30.93M |
| EPS, basic | -$0.12 | -$0.94 | -$17.92 | -$102.43 | -$143.21 |
| EPS, diluted | -$0.12 | -$0.94 | -$17.92 | -$102.43 | -$143.21 |
| Diluted shares | 42.8M | 40.4M | 9.6M | 482,689 | 215,983 |
Balance sheet
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Cash and equivalents | $31.19M | $42.52M | $68.64M | $24.08M | $9.19M |
| Short-term investments | - | $639.4K | $808.7K | - | - |
| Receivables | $18.75M | $13.54M | $17.24M | $9.68M | - |
| Current assets | $74.31M | $78.28M | $106.95M | $48.64M | - |
| Goodwill | - | - | - | - | $4.34M |
| Current liabilities | $36.81M | $32.15M | $35.71M | $39.01M | - |
| Long-term debt | - | - | - | $8.75M | - |
| Total debt | - | $10.0K | $10.0K | $8.75M | - |
| Shareholders' equity | $39.41M | $48.23M | $79.08M | $15.82M | $8.10M |
Cash flow
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -$10.25M | -$24.89M | -$17.04M | -$14.61M | -$14.39M |
| Capital expenditures | $122.6K | $337.5K | $117.3K | $254.9K | $281.8K |
| Free cash flow | -$10.37M | -$25.23M | -$17.16M | -$14.86M | -$14.67M |
| Investing cash flow | -$258.3K | -$256.8K | -$1.34M | -$4.98M | -$5.48M |
| Financing cash flow | -$724.6K | -$721.7K | $63.06M | $34.79M | $11.58M |
| Stock-based compensation | - | - | $500.0K | $882.1K | - |
| Depreciation and amortization | $165.8K | $309.0K | $218.5K | $328.4K | $336.0K |
Key ratios
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue growth, YoY | -7.7% | -1.4% | 18.4% | 10.1% | - |
| Net income growth, YoY | -86.3% | -78.1% | 249.1% | 59.8% | - |
| Gross margin | 49.2% | 41.9% | 45.5% | 50.3% | 51.7% |
| Operating margin | -8.2% | -50.5% | -37.2% | -60.1% | -47.2% |
| Net margin | 7.1% | 47.5% | 214.0% | 72.6% | 50.0% |
| Free cash flow margin | -14.1% | -31.7% | -21.3% | -21.8% | -23.7% |
| Return on equity | 13.1% | 78.4% | 218.2% | 312.5% | 381.8% |
| Current ratio | 2.02 | 2.44 | 3.00 | 1.25 | - |
| Debt to equity | - | 0.00 | 0.00 | 0.55 | - |
Source: XBRL data MoneyHero Limited files with the SEC, latest filing dated Apr 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
MNY peers
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| MNY | $73.43M | -7.7% | $5.18M | 7.1% | $26.2M |
| V | $45.90B | +14.8% | $23.50B | 51.2% | $762.68B |
| MA | $36.29B | +15.3% | $16.96B | 46.7% | $573.97B |
| BABA | CN¥1.02T | +2.7% | CN¥103.59B | 10.1% | $248.84B |
| ACN | $74.18B | +6.5% | $8.37B | 11.3% | $172.87B |
| UBER | $56.53B | +13.9% | $3.46B | 6.1% | $143.03B |
| PDD | CN¥431.85B | +9.7% | CN¥97.84B | 22.7% | $113.02B |
| DASH | $17.06B | +35.0% | $1.06B | 6.2% | $77.71B |
| MELI | $38.52B | +47.1% | $1.89B | 4.9% | $75.55B |
MNY FAQ
8 questionsWhat is MNY revenue?
MoneyHero Limited (MNY) reported $73.43M of revenue for fiscal 2025 (ended Dec 31, 2025). That is down 7.7% from the year before.Is MNY profitable?
Yes. MoneyHero Limited earned $5.18M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 7.1%.How fast is MNY revenue growing?
MoneyHero Limited's revenue changed -7.7% in fiscal 2025, to $73.43M.What is MNY gross margin?
MoneyHero Limited's gross profit was $36.14M on $73.43M of revenue for fiscal 2025 (ended Dec 31, 2025), a gross margin of 49.2%.What is MNY free cash flow?
MoneyHero Limited generated -$10.37M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of -$10.25M less capital expenditures.What is MNY earnings per share?
Diluted earnings per share were -$0.12 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.When did MNY last report financial results?
The latest statements here come from MoneyHero Limited's 20-F filed on Apr 30, 2026, covering the period ended Dec 31, 2025.Where does this MNY financial data come from?
Quantisnow builds these statements from the structured XBRL data MoneyHero Limited files with the SEC. It is provided for information only and is not investment advice.