Financials · OMF

OneMain Holdings Inc. (OMF) financials

For the twelve months ended Mar 31, 2026, OneMain Holdings Inc. reported $4.98B of revenue and $796.00M of net income.

Revenue, TTM
$4.98B
Revenue growth, YoY
+8.0%
Net income, TTM
$796.00M
Net income growth, YoY
+40.4%
Net margin
16.0%
EPS, diluted, TTM
$6.71
EPS growth, YoY
+41.9%
Cash
$834.00M
Total debt
$22.40B
P/E
8.17
P/S
1.31
Market cap
$6.50B
Annual revenue$4.90B
FY2016FY2025
Annual net income$783.00M
FY2016FY2025

OMF revenue and earnings growth

OMF revenueQ1 2026$1.26B

Quarter YoY
+6.6%
QoQ
-1.9%
FY YoY
+8.9%
5Y CAGR
+4.9%
10Y CAGR
+12.7%

OMF revenue was $1.26B in fiscal Q1 2026 (ended Mar 31, 2026), up 6.6% from a year earlier and down 1.9% from the prior quarter. For the full fiscal 2025 it was $4.90B, up 8.9% from fiscal 2024. Compound annual growth was +4.9% over 5 years and +12.7% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

OMF net incomeQ1 2026$226.00M

Quarter YoY
+6.1%
QoQ
+10.8%
FY YoY
+53.8%
5Y CAGR
+1.4%

OMF net income was $226.00M in fiscal Q1 2026 (ended Mar 31, 2026), up 6.1% from a year earlier and up 10.8% from the prior quarter. For the full fiscal 2025 it was $783.00M, up 53.8% from fiscal 2024. Compound annual growth was +1.4% over 5 years. It rose in 4 of the last 9 fiscal years.

OMF EPSQ1 2026$1.93

Quarter YoY
+8.4%
QoQ
+12.9%
FY YoY
+54.7%
5Y CAGR
+3.9%

OMF diluted EPS was $1.93 in fiscal Q1 2026 (ended Mar 31, 2026), up 8.4% from a year earlier and up 12.9% from the prior quarter. For the full fiscal 2025 it was $6.56, up 54.7% from fiscal 2024. Compound annual growth was +3.9% over 5 years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$4.90B$4.50B$4.28B$4.17B$3.96B$3.87B$3.78B$3.36B$2.94B$3.03B
Pre-tax income$1.00B$667.00M$840.00M$1.16B$1.74B$977.00M$1.10B$624.00M$431.00M$356.00M
Income tax$218.00M$158.00M$199.00M$283.00M$427.00M$247.00M$243.00M$177.00M$248.00M$113.00M
Net income$783.00M$509.00M$641.00M$872.00M$1.31B$730.00M$855.00M$447.00M$183.00M$215.00M
EPS, basic$6.59$4.26$5.33$7.02$9.91$5.42$6.28$3.29$1.35$1.60
EPS, diluted$6.56$4.24$5.32$7.01$9.88$5.41$6.27$3.29$1.35$1.59
Diluted shares119.3M120.1M120.6M124.4M133.1M134.9M136.3M136.0M135.7M135.1M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$914.00M$1.14B$1.01B$959.00M$1.02B$2.72B$1.63B$1.18B$1.49B$1.15B
Goodwill$1.47B$1.47B$1.44B$1.44B$1.44B$1.42B$1.42B$1.42B$1.42B$1.42B
Total assets$27.39B$25.91B$24.29B$22.54B$22.09B$22.47B$22.82B$20.09B$19.43B$18.12B
Total debt$22.69B$21.44B$19.81B$18.28B$17.75B$17.80B$17.21B$15.18B$15.05B$13.96B
Total liabilities$23.99B$22.72B$21.11B$19.52B$18.99B$19.03B$18.49B$16.29B$16.16B$15.06B
Shareholders' equity$3.40B$3.19B$3.19B$3.02B$3.04B$3.44B$4.33B$3.80B$3.28B$3.07B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$3.13B$2.70B$2.52B$2.39B$2.25B$2.21B$2.36B$2.05B$1.55B$1.32B
Investing cash flow-$3.16B-$3.27B-$2.86B-$2.12B-$2.14B-$751.00M-$3.43B-$2.40B-$2.19B-$106.00M
Financing cash flow$500.00M$161.00M$932.00M-$326.00M-$1.81B-$370.00M$1.52B$44.00M$975.00M-$1.69B
Dividends paid$499.00M$498.00M$487.00M$480.00M$1.27B$806.00M$408.00M$0$0-
Share repurchases$141.00M$35.00M$65.00M$303.00M$368.00M$45.00M$0$0--
Stock-based compensation$36.00M$30.00M$36.00M$31.00M$23.00M$17.00M$13.00M$21.00M$17.00M$22.00M
Depreciation and amortization$287.00M$277.00M$257.00M$262.00M$264.00M$264.00M$271.00M$289.00M$328.00M$521.00M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY8.9%5.2%2.6%5.4%2.4%2.3%12.6%14.2%-2.9%104.9%
Net income growth, YoY53.8%-20.6%-26.5%-33.6%80.0%-14.6%91.3%144.3%-14.9%-
EPS growth, YoY54.7%-20.3%-24.1%-29.0%82.6%-13.7%90.6%143.7%-15.1%-
Net margin16.0%11.3%15.0%20.9%33.2%18.9%22.6%13.3%6.2%7.1%
Return on equity23.0%16.0%20.1%28.9%43.3%21.2%19.7%11.8%5.6%7.0%
Return on assets2.9%2.0%2.6%3.9%5.9%3.2%3.7%2.2%0.9%1.2%
Debt to equity6.676.726.226.065.845.173.984.004.594.55

Source: XBRL data OneMain Holdings Inc. files with the SEC, latest filing dated May 1, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

OMF peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
OMF$4.98B+8.0%$796.00M16.0%$6.50B
AXP$77.59B+10.2%$12.26B15.8%$217.91B
SPGI$17.21B+18.2%$4.99B29.0%$136.95B
MCO$8.18B+9.0%$2.88B35.3%$88.84B
NU$15.77B+37.0%$2.87B18.2%$57.01B
RKT$11.46B+90.4%$1.30B11.4%$42.06B
COIN$5.63B-26.6%-$701.62M-12.5%$36.22B
AFRM$4.59B+32.7%$2.01B43.9%$23.61B
SYF$19.31B+2.6%$3.33B17.3%$23.07B

OMF FAQ

7 questions
  • What is OMF revenue?
    OneMain Holdings Inc. (OMF) reported $4.98B of revenue for the twelve months ended Mar 31, 2026. That is up 8.0% from the year before. Revenue for fiscal 2025 was $4.90B.
  • Is OMF profitable?
    Yes. OneMain Holdings Inc. earned $796.00M in net income for the twelve months ended Mar 31, 2026, a net margin of 16.0%.
  • How much cash and debt does OMF have?
    OneMain Holdings Inc. reported $834.00M in cash and cash equivalents and $22.40B of debt on its most recent balance sheet in SEC filings.
  • How fast is OMF revenue growing?
    OneMain Holdings Inc.'s revenue changed +8.9% in fiscal 2025, to $4.90B. Its compound annual growth rate was +4.9% over 5 years and +12.7% over 10 years.
  • What is OMF earnings per share?
    Diluted earnings per share were $6.71 for the twelve months ended Mar 31, 2026, from SEC filings, restated for any stock split those filings show.
  • When did OMF last report financial results?
    The latest statements here come from OneMain Holdings Inc.'s 10-Q filed on May 1, 2026, covering the period ended Mar 31, 2026.
  • Where does this OMF financial data come from?
    Quantisnow builds these statements from the structured XBRL data OneMain Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.