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Financials · ONIT

Onity Group Inc. (ONIT) financials

For the twelve months ended Sep 30, 2026, Onity Group Inc. reported $1.15B of revenue and $127.40M of net income.

Revenue, TTM
$1.15B
Revenue growth, YoY
+14.4%
Net income, TTM
$127.40M
Net income growth, YoY
+272.5%
Net margin
11.1%
Free cash flow, TTM
-$1.76B
EPS, diluted, TTM
$14.15
EPS growth, YoY
+323.7%
Cash
$176.00M
P/E
2.03
P/S
0.23
Market cap
$259.0M
Annual revenue$1.07B
FY2016FY2025
Annual net income$189.50M
FY2016FY2025
Annual free cash flow-$750.90M
FY2016FY2025

ONIT revenue and earnings growth

ONIT revenueQ3 2026$278.10M

Quarter YoY
-0.8%
QoQ
-1.7%
FY YoY
+9.3%
5Y CAGR
+2.1%
10Y CAGR
-4.8%

ONIT revenue was $278.10M in fiscal Q3 2026 (ended Sep 30, 2026), down 0.8% from a year earlier and down 1.7% from the prior quarter. For the full fiscal 2025 it was $1.07B, up 9.3% from fiscal 2024. Compound annual growth was +2.1% over 5 years and -4.8% over 10 years. It rose in 4 of the last 10 fiscal years.

ONIT net incomeQ3 2026$4.50M

Quarter YoY
-75.9%
FY YoY
+459.0%

ONIT net income was $4.50M in fiscal Q3 2026 (ended Sep 30, 2026), down 75.9% from a year earlier. For the full fiscal 2025 it was $189.50M, up 459.0% from fiscal 2024.

ONIT EPSQ3 2026$0.41

Quarter YoY
-79.8%
FY YoY
+419.6%

ONIT diluted EPS was $0.41 in fiscal Q3 2026 (ended Sep 30, 2026), down 79.8% from a year earlier. For the full fiscal 2025 it was $21.46, up 419.6% from fiscal 2024.

ONIT free cash flowQ3 2026$577.00M

Quarter YoY
+152.2%

ONIT free cash flow was $577.00M in fiscal Q3 2026 (ended Sep 30, 2026), up 152.2% from a year earlier. For the full fiscal 2025 it was -$750.90M, compared with -$574.60M in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$1.07B$976.00M$1.07B$953.90M$1.05B$960.90M$1.12B$1.06B$1.19B$1.39B
Interest expense$308.60M$288.90M$273.60M$186.00M$144.00M$109.40M$114.13M$103.37M$126.93M$412.58M
Pre-tax income$62.70M$39.30M-$58.10M$24.90M-$4.40M-$105.70M-$126.49M-$71.48M-$143.97M-$206.36M
Income tax-$126.80M$5.30M$5.60M-$800.0K-$22.40M-$65.50M$15.63M$529.0K-$15.52M-$6.99M
Net income$189.50M$33.90M-$63.70M$25.70M$18.10M-$40.20M-$142.13M-$70.77M-$127.97M-$199.76M
EPS, basic$23.07$4.28-$8.34$2.97$2.00-$4.59-$15.86-$7.94-$15.15-$24.15
EPS, diluted$21.46$4.13-$8.34$2.85$1.93-$4.59-$15.86-$7.94-$15.15-$24.15
Diluted shares8.6M8.1M7.6M9.0M9.4M8.7M9.0M8.9M8.5M8.3M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$264.60M$265.60M$201.60M$274.20M$263.50M$357.20M$492.30M$397.01M$302.56M$302.40M
Total assets$16.17B$16.44B$12.51B$12.40B$12.15B$10.65B$10.41B$9.39B$8.40B$7.66B
Total liabilities$15.49B$15.94B$12.11B$11.94B$11.67B$10.24B$9.99B$8.84B$7.86B$7.00B
Shareholders' equity$627.90M$442.90M$401.80M$456.70M$476.70M$415.40M$412.10M$554.71M$546.87M$655.28M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow-$748.00M-$573.80M$10.40M$173.20M-$468.40M$261.00M$151.94M$272.58M$409.02M$421.23M
Capital expenditures$2.90M$800.0K$2.20M$5.50M$3.30M$4.10M$1.95M$9.02M$9.05M$33.52M
Free cash flow-$750.90M-$574.60M$8.20M$167.70M-$471.70M$256.90M$149.99M$263.56M$399.97M$387.71M
Investing cash flow$1.85B$401.30M-$100.30M-$149.10M-$1.01B-$527.90M-$587.44M-$344.87M-$839.22M-$791.62M
Financing cash flow-$1.10B$182.90M$70.80M-$13.40M$1.38B$131.80M$530.83M$166.74M$430.36M$316.23M
Share repurchases--$0$50.00M$0$4.60M$0$0$0$5.89M
Stock-based compensation$7.60M$7.80M$9.70M$4.60M$4.70M$2.40M$2.70M$2.37M$5.62M$5.18M
Depreciation and amortization$4.40M$5.40M$7.00M$10.50M$10.30M$19.10M$31.91M$27.20M$26.89M$25.34M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY9.3%-8.5%11.8%-9.2%9.3%-14.5%5.7%-11.0%-13.9%-20.3%
Net income growth, YoY459.0%--42.0%------
EPS growth, YoY419.6%--47.7%------
Net margin17.8%3.5%-6.0%2.7%1.7%-4.2%-12.7%-6.7%-10.7%-14.4%
Free cash flow margin-70.4%-58.9%0.8%17.6%-44.9%26.7%13.4%24.8%33.5%27.9%
Return on equity30.2%7.7%-15.9%5.6%3.8%-9.7%-34.5%-12.8%-23.4%-30.5%
Return on assets1.2%0.2%-0.5%0.2%0.1%-0.4%-1.4%-0.8%-1.5%-2.6%

Source: XBRL data Onity Group Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures and share counts are restated for stock splits the filings show: 1-for-15, first reported Feb 19, 2021.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

ONIT peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
ONIT$1.15B+14.4%$127.40M11.1%$259.0M
AXP$77.59B+10.2%$12.26B15.8%$215.24B
SPGI$17.21B+18.2%$4.99B29.0%$135.62B
MCO$8.18B+9.0%$2.88B35.3%$87.18B
NU$15.77B+37.0%$2.87B18.2%$58.39B
RKT$11.46B+90.4%$1.30B11.4%$42.74B
COIN$5.63B-26.6%-$701.62M-12.5%$35.68B
AFRM$4.59B+32.7%$2.01B43.9%$23.08B
SYF$19.31B+2.6%$3.33B17.3%$22.96B

ONIT FAQ

8 questions
  • What is ONIT revenue?
    Onity Group Inc. (ONIT) reported $1.15B of revenue for the twelve months ended Sep 30, 2026. That is up 14.4% from the year before. Revenue for fiscal 2025 was $1.07B.
  • Is ONIT profitable?
    Yes. Onity Group Inc. earned $127.40M in net income for the twelve months ended Sep 30, 2026, a net margin of 11.1%.
  • How much cash and debt does ONIT have?
    Onity Group Inc. reported $176.00M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is ONIT revenue growing?
    Onity Group Inc.'s revenue changed +9.3% in fiscal 2025, to $1.07B. Its compound annual growth rate was +2.1% over 5 years and -4.8% over 10 years.
  • What is ONIT free cash flow?
    Onity Group Inc. generated -$1.76B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of -$1.76B less capital expenditures.
  • What is ONIT earnings per share?
    Diluted earnings per share were $14.15 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did ONIT last report financial results?
    The latest statements here come from Onity Group Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this ONIT financial data come from?
    Quantisnow builds these statements from the structured XBRL data Onity Group Inc. files with the SEC. It is provided for information only and is not investment advice.