Financials · PICS

PicS N.V. (PICS) financials

For fiscal 2025 (ended Dec 31, 2025), PicS N.V. reported R$10.28B of revenue and -R$1.09B of net income. Figures are in BRL, the currency of its SEC filings.

Revenue, FY2025
R$10.28B
Revenue growth, YoY
+84.5%
Net income, FY2025
-R$1.09B
Net margin
-10.6%
Free cash flow, FY2025
-R$3.81B
EPS, diluted, FY2025
R$5457000.00
EPS growth, YoY
+401.6%
Cash
R$3.86B
Annual revenueR$10.28B
FY2023FY2025
Annual net income-R$1.09B
FY2023FY2025
Annual free cash flow-R$3.81B
FY2023FY2025

PICS revenue and earnings growth

PICS revenueFY2025R$10.28B

FY YoY
+84.5%

PICS revenue was R$10.28B for fiscal 2025 (ended Dec 31, 2025), up 84.5% from fiscal 2024.

PICS net incomeFY2025-R$1.09B

PICS net income was -R$1.09B for fiscal 2025 (ended Dec 31, 2025), compared with -R$217.57M in fiscal 2024.

PICS EPSFY2025R$5457000.00

FY YoY
+401.6%

PICS diluted EPS was R$5457000.00 for fiscal 2025 (ended Dec 31, 2025), up 401.6% from fiscal 2024.

PICS free cash flowFY2025-R$3.81B

PICS free cash flow was -R$3.81B for fiscal 2025 (ended Dec 31, 2025), compared with R$2.23B in fiscal 2024.

Export CSV

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
RevenueR$10.28BR$5.57BR$3.46B
Selling, general and adminR$444.69MR$234.42MR$136.66M
Operating incomeR$36.13MR$33.77MR$5.23M
Interest expenseR$3.50BR$1.44BR$1.21B
Pre-tax incomeR$317.34MR$345.97MR$1.67M
Income tax-R$824.27MR$94.18M-R$35.69M
Net income-R$1.09B-R$217.57M-R$34.52M
EPS, basicR$5457000.00R$1088000.00R$172615000.00
EPS, dilutedR$5457000.00R$1088000.00R$172615000.00
Diluted shares200200200

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Cash and equivalentsR$3.86BR$7.47BR$7.38B
Short-term investmentsR$71.45MR$100.05M-
Total assetsR$41.99BR$27.32B-
Total liabilitiesR$38.10BR$25.55B-
Shareholders' equityR$3.89BR$1.76BR$1.20B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Operating cash flow-R$3.74BR$2.29BR$1.57B
Capital expendituresR$67.68MR$60.81MR$4.66M
Free cash flow-R$3.81BR$2.23BR$1.56B
Investing cash flow-R$684.34M-R$2.53B-R$537.08M
Financing cash flowR$815.41MR$327.15M-R$12.24M
Stock-based compensationR$205.64M--
Depreciation and amortizationR$442.76MR$292.91MR$169.45M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Revenue growth, YoY84.5%61.0%-
EPS growth, YoY401.6%-99.4%-
Operating margin0.4%0.6%0.2%
Net margin-10.6%-3.9%-1.0%
Free cash flow margin-37.0%40.0%45.2%
Return on equity-28.1%-12.3%-2.9%
Return on assets-2.6%-0.8%-

Source: XBRL data PicS N.V. files with the SEC, latest filing dated Apr 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

PICS peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
PICSR$10.28B+84.5%-R$1.09B-10.6%$889.0M
AXP$77.59B+10.2%$12.26B15.8%$215.24B
SPGI$17.21B+18.2%$4.99B29.0%$135.62B
MCO$8.18B+9.0%$2.88B35.3%$87.18B
NU$15.77B+37.0%$2.87B18.2%$58.39B
RKT$11.46B+90.4%$1.30B11.4%$42.74B
COIN$5.63B-26.6%-$701.62M-12.5%$35.68B
AFRM$4.59B+32.7%$2.01B43.9%$23.08B
SYF$19.31B+2.6%$3.33B17.3%$22.96B

PICS FAQ

8 questions
  • What is PICS revenue?
    PicS N.V. (PICS) reported R$10.28B of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 84.5% from the year before.
  • Is PICS profitable?
    No. PicS N.V. reported a net loss of R$1.09B for fiscal 2025 (ended Dec 31, 2025).
  • How much cash and debt does PICS have?
    PicS N.V. reported R$3.86B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is PICS revenue growing?
    PicS N.V.'s revenue changed +84.5% in fiscal 2025, to R$10.28B.
  • What is PICS free cash flow?
    PicS N.V. generated -R$3.81B of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of -R$3.74B less capital expenditures.
  • What is PICS earnings per share?
    Diluted earnings per share were R$5457000.00 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did PICS last report financial results?
    The latest statements here come from PicS N.V.'s 20-F filed on Apr 30, 2026, covering the period ended Dec 31, 2025.
  • Where does this PICS financial data come from?
    Quantisnow builds these statements from the structured XBRL data PicS N.V. files with the SEC. It is provided for information only and is not investment advice.