For the twelve months ended May 31, 2026, Pineapple Financial Inc. reported $2.78M of revenue and -$2.51M of net income.
PTIV revenue was $622.5K in fiscal Q3 2026 (ended May 31, 2026), down 16.7% from a year earlier and down 12.0% from the prior quarter. For the full fiscal 2025 it was $2.99M, up 11.1% from fiscal 2024. It rose in 2 of the last 3 fiscal years.
PTIV net income was $25.25M in fiscal Q3 2026 (ended May 31, 2026), compared with -$557.7K a year earlier. For the full fiscal 2025 it was -$3.64M, compared with -$4.10M in fiscal 2024.
PTIV diluted EPS was $0.99 in fiscal Q3 2026 (ended May 31, 2026). For the full fiscal 2025 it was -$5.31.
PTIV free cash flow was -$858.6K in fiscal Q3 2026 (ended May 31, 2026). For the full fiscal 2024 it was -$1.71M, compared with -$2.18M in fiscal 2023.
| Line item | Aug 31, 2025 | Aug 31, 2024 | Aug 31, 2023 | Aug 31, 2022 |
|---|---|---|---|---|
| Revenue | $2.99M | $2.69M | $2.50M | $3.60M |
| Cost of revenue | $1.60M | $1.37M | $1.10M | $2.72M |
| Gross profit | $1.38M | $1.32M | $1.41M | $883.5K |
| Selling, general and admin | $2.25M | $2.38M | $2.17M | $2.98M |
| Operating income | -$2.95M | -$3.82M | -$2.78M | - |
| Interest expense | - | - | $56.3K | $94.2K |
| Pre-tax income | -$3.64M | -$4.10M | -$2.81M | -$2.81M |
| Net income | -$3.64M | -$4.10M | -$2.81M | -$2.81M |
| EPS, basic | -$5.31 | -$11.46 | -$9.00 | -$9.00 |
| EPS, diluted | -$5.31 | -$11.46 | -$9.00 | -$9.00 |
| Diluted shares | 665,820 | 357,297 | 315,348.95 | 315,348.95 |
| Line item | Aug 31, 2025 | Aug 31, 2024 | Aug 31, 2023 | Aug 31, 2022 |
|---|---|---|---|---|
| Cash and equivalents | $2.12M | $580.4K | $720.4K | $3.90M |
| Current assets | $2.32M | $893.5K | $1.70M | $4.48M |
| Total assets | $5.42M | $4.10M | $4.63M | $6.43M |
| Current liabilities | $3.63M | $1.40M | $1.17M | $782.1K |
| Total liabilities | $4.51M | $2.75M | $2.84M | $1.80M |
| Shareholders' equity | $906.7K | $1.35M | $1.79M | $4.63M |
| Line item | Aug 31, 2025 | Aug 31, 2024 | Aug 31, 2023 | Aug 31, 2022 |
|---|---|---|---|---|
| Operating cash flow | -$946.8K | -$1.71M | -$2.12M | -$1.83M |
| Capital expenditures | - | $5.0K | $62.1K | $249.3K |
| Free cash flow | - | -$1.71M | -$2.18M | -$2.08M |
| Investing cash flow | -$944.2K | -$1.12M | -$1.36M | -$1.05M |
| Financing cash flow | $3.45M | $2.91M | $349.0K | -$61.5K |
| Stock-based compensation | $235.0K | - | $33.1K | $723.2K |
| Depreciation and amortization | - | $838.8K | $441.2K | - |
| Line item | Aug 31, 2025 | Aug 31, 2024 | Aug 31, 2023 | Aug 31, 2022 |
|---|---|---|---|---|
| Revenue growth, YoY | 11.1% | 7.5% | -30.5% | - |
| Gross margin | 46.3% | 49.1% | 56.2% | 24.5% |
| Operating margin | -98.7% | -142.2% | -111.2% | - |
| Net margin | -121.8% | -152.6% | -112.3% | -78.0% |
| Free cash flow margin | - | -63.7% | -87.0% | -57.9% |
| Return on equity | -401.3% | -304.1% | -157.3% | -60.7% |
| Return on assets | -67.2% | -100.1% | -60.7% | -43.7% |
| Current ratio | 0.64 | 0.64 | 1.45 | 5.73 |
| Line item | May 31, 2026 | Feb 28, 2026 | Nov 30, 2025 | Aug 31, 2025 | May 31, 2025 | Feb 28, 2025 | Nov 30, 2024 | Aug 31, 2024 | May 31, 2024 | Feb 29, 2024 | Nov 30, 2023 | Aug 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $622.5K | $707.3K | $721.7K | $727.4K | $746.9K | $743.3K | $766.1K | $717.6K | $736.4K | $784.9K | $569.4K | $564.3K |
| Cost of revenue | $308.3K | $361.8K | $363.5K | $525.5K | $241.9K | $420.9K | $414.3K | $374.0K | $410.8K | $344.6K | $273.2K | $338.1K |
| Gross profit | $314.2K | $345.6K | $358.3K | $201.9K | $505.0K | $322.5K | $351.8K | $343.6K | $325.7K | $440.3K | $296.1K | $226.3K |
| Selling, general and admin | $552.7K | $659.9K | $394.9K | $731.2K | $527.8K | $572.9K | $417.4K | $836.3K | $491.7K | $592.2K | $560.2K | $552.9K |
| Operating income | $24.93M | -$17.82M | -$6.56M | -$958.2K | -$696.5K | -$598.9K | -$693.5K | -$1.37M | -$896.1K | -$659.3K | -$876.3K | -$569.9K |
| Interest expense | - | - | - | - | - | - | - | - | - | $28.4K | $21.4K | - |
| Pre-tax income | $25.25M | -$19.50M | -$6.44M | -$1.82M | -$557.7K | -$595.4K | -$656.9K | -$1.72M | -$848.6K | -$657.5K | -$897.8K | -$597.1K |
| Net income | $25.25M | -$19.50M | -$6.44M | -$1.82M | -$557.7K | -$595.4K | -$656.9K | -$1.72M | -$848.6K | -$657.5K | -$897.8K | -$597.1K |
| EPS, basic | $0.99 | -$1.21 | -$4.79 | - | -$0.93 | -$1.73 | -$2.60 | -$4.26 | -$2.40 | -$2.00 | -$2.80 | -$2.00 |
| EPS, diluted | $0.99 | -$1.21 | -$4.79 | - | -$0.93 | -$1.73 | -$2.60 | -$4.26 | -$2.40 | -$2.00 | -$2.80 | -$2.00 |
| Diluted shares | 25.6M | 16.2M | 1.3M | - | 635,712 | 451,300 | 357,297 | - | 359,098.9 | 323,765 | 328,329.7 | - |
| Line item | May 31, 2026 | Feb 28, 2026 | Nov 30, 2025 | Aug 31, 2025 | May 31, 2025 | Feb 28, 2025 | Nov 30, 2024 | Aug 31, 2024 | May 31, 2024 | Feb 29, 2024 | Nov 30, 2023 | Aug 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $5.09M | $17.74M | $1.48M | $2.12M | $1.13M | $493.6K | $619.6K | $580.4K | $748.8K | $1.34M | $2.34M | $720.4K |
| Current assets | $23.49M | $23.36M | $1.79M | $2.32M | $1.40M | $870.9K | $957.1K | $893.5K | $1.05M | $2.42M | $3.42M | $1.70M |
| Total assets | $75.85M | $48.87M | $10.63M | $5.42M | $4.70M | $3.96M | $4.14M | $4.10M | $4.31M | $5.57M | $6.42M | $4.63M |
| Current liabilities | $23.54M | $20.27M | $14.79M | $3.63M | $2.41M | $2.13M | $1.79M | $1.40M | $689.8K | $1.19M | $1.13M | $1.17M |
| Short-term debt | - | - | - | - | $633.3K | - | - | - | - | - | - | - |
| Long-term debt | - | - | - | - | - | - | - | - | $80.6K | - | - | - |
| Total debt | - | - | - | - | - | - | - | - | $80.6K | - | - | - |
| Total liabilities | $24.23M | $21.77M | $16.12M | $4.51M | $3.86M | $3.22M | $2.99M | $2.75M | $2.26M | $2.62M | $2.81M | $2.84M |
| Shareholders' equity | $51.62M | $27.10M | -$5.49M | $906.7K | $842.6K | $739.7K | $1.35M | $1.35M | $2.05M | $2.95M | $3.62M | $1.79M |
| Line item | May 31, 2026 | Feb 28, 2026 | Nov 30, 2025 | Aug 31, 2025 | May 31, 2025 | Feb 28, 2025 | Nov 30, 2024 | Aug 31, 2024 | May 31, 2024 | Feb 29, 2024 | Nov 30, 2023 | Aug 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$858.6K | -$3.27M | -$489.7K | -$507.6K | $397.0K | -$172.6K | -$663.6K | -$264.7K | $123.0K | -$543.9K | -$1.02M | -$173.2K |
| Capital expenditures | $6 | $15 | $1.9K | - | - | - | - | $29 | $330 | $2.6K | $2.0K | $10.9K |
| Free cash flow | -$858.6K | -$3.27M | -$491.7K | - | - | - | - | -$264.7K | $122.7K | -$546.5K | -$1.02M | -$184.1K |
| Investing cash flow | -$7.57M | -$7.19M | -$12.11M | -$132.7K | -$272.0K | -$257.1K | -$282.3K | -$216.2K | -$338.6K | -$293.7K | -$268.9K | -$400.7K |
| Financing cash flow | $1.77M | $26.25M | $11.95M | $1.61M | $610.0K | $38.3K | $1.19M | $431.8K | -$256.6K | -$41.0K | $2.78M | $395.8K |
| Stock-based compensation | $0 | $142.0K | $0 | - | - | - | - | - | - | - | - | $117 |
| Depreciation and amortization | $255.0K | $241.6K | $222.7K | - | $219.4K | $242.2K | $185.5K | - | - | - | $137.4K | - |
| Line item | May 31, 2026 | Feb 28, 2026 | Nov 30, 2025 | Aug 31, 2025 | May 31, 2025 | Feb 28, 2025 | Nov 30, 2024 | Aug 31, 2024 | May 31, 2024 | Feb 29, 2024 | Nov 30, 2023 | Aug 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -16.7% | -4.8% | -5.8% | 1.4% | 1.4% | -5.3% | 34.6% | 27.2% | 22.1% | 59.0% | -36.2% | - |
| Gross margin | 50.5% | 48.9% | 49.6% | 27.8% | 67.6% | 43.4% | 45.9% | 47.9% | 44.2% | 56.1% | 52.0% | 40.1% |
| Operating margin | 4005.4% | -2518.8% | -909.1% | -131.7% | -93.3% | -80.6% | -90.5% | -191.5% | -121.7% | -84.0% | -153.9% | -101.0% |
| Net margin | 4056.2% | -2756.2% | -891.6% | -250.8% | -74.7% | -80.1% | -85.7% | -240.1% | -115.2% | -83.8% | -157.7% | -105.8% |
| Free cash flow margin | -137.9% | -462.7% | -68.1% | - | - | - | - | -36.9% | 16.7% | -69.6% | -180.0% | -32.6% |
| Current ratio | 1.00 | 1.15 | 0.12 | 0.64 | 0.58 | 0.41 | 0.54 | 0.64 | 1.53 | 2.03 | 3.02 | 1.45 |
| Debt to equity | - | - | - | - | - | - | - | - | 0.04 | - | - | - |
Source: XBRL data Pineapple Financial Inc. files with the SEC, latest filing dated Jul 20, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures and share counts are restated for stock splits the filings show: 1-for-20, first reported Dec 3, 2025.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| PTIV | $2.78M | -6.6% | -$2.51M | -90.1% | $19.0M |
| AXP | $77.59B | +10.2% | $12.26B | 15.8% | $215.24B |
| SPGI | $17.21B | +18.2% | $4.99B | 29.0% | $135.62B |
| MCO | $8.18B | +9.0% | $2.88B | 35.3% | $87.18B |
| NU | $15.77B | +37.0% | $2.87B | 18.2% | $58.39B |
| RKT | $11.46B | +90.4% | $1.30B | 11.4% | $42.74B |
| COIN | $5.63B | -26.6% | -$701.62M | -12.5% | $35.68B |
| AFRM | $4.59B | +32.7% | $2.01B | 43.9% | $23.08B |
| SYF | $19.31B | +2.6% | $3.33B | 17.3% | $22.96B |