What is PYPL revenue?

PayPal Holdings Inc. (PYPL) reported $34.30B of revenue for the twelve months ended Sep 30, 2026. That is up 4.4% from the year before. Revenue for fiscal 2025 was $33.17B.

Yes. PayPal Holdings Inc. earned $4.73B in net income for the twelve months ended Sep 30, 2026, a net margin of 13.8%.

How much cash and debt does PYPL have?

PayPal Holdings Inc. reported $7.16B in cash and cash equivalents and $13.47B of debt on its most recent balance sheet in SEC filings.

How fast is PYPL revenue growing?

PayPal Holdings Inc.'s revenue changed +4.3% in fiscal 2025, to $33.17B. Its compound annual growth rate was +9.1% over 5 years and +13.6% over 10 years.

What is PYPL free cash flow?

PayPal Holdings Inc. generated $6.30B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $7.09B less capital expenditures.

What is PYPL earnings per share?

Diluted earnings per share were $5.24 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did PYPL last report financial results?

The latest statements here come from PayPal Holdings Inc.'s 10-Q filed on Oct 27, 2026, covering the period ended Sep 30, 2026.

Where does this PYPL financial data come from?

Quantisnow builds these statements from the structured XBRL data PayPal Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.

Financials · PYPL

PayPal Holdings Inc. (PYPL) financials

For the twelve months ended Sep 30, 2026, PayPal Holdings Inc. reported $34.30B of revenue and $4.73B of net income.

Revenue, TTM: $34.30B
Revenue growth, YoY: +4.4%
Net income, TTM: $4.73B
Net income growth, YoY: -3.9%
Net margin: 13.8%
Free cash flow, TTM: $6.30B
EPS, diluted, TTM: $5.24
EPS growth, YoY: +5.4%
Cash: $7.16B
Total debt: $13.47B
P/E: 10.41
P/S: 1.43
Market cap: $49.20B

Annual revenue$33.17B

FY2016FY2025

Annual net income$5.23B

FY2016FY2025

Annual free cash flow$5.56B

FY2016FY2025

PYPL revenue and earnings growth

PYPL revenueQ3 2026$8.58B

Quarter YoY: +2.0%
QoQ: -1.1%
FY YoY: +4.3%
5Y CAGR: +9.1%
10Y CAGR: +13.6%

PYPL revenue was $8.58B in fiscal Q3 2026 (ended Sep 30, 2026), up 2.0% from a year earlier and down 1.1% from the prior quarter. For the full fiscal 2025 it was $33.17B, up 4.3% from fiscal 2024. Compound annual growth was +9.1% over 5 years and +13.6% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 13 fiscal years on file.

PYPL net incomeQ3 2026$1.07B

Quarter YoY: -14.0%
QoQ: -2.8%
FY YoY: +26.2%
5Y CAGR: +4.5%
10Y CAGR: +15.6%

PYPL net income was $1.07B in fiscal Q3 2026 (ended Sep 30, 2026), down 14.0% from a year earlier and down 2.8% from the prior quarter. For the full fiscal 2025 it was $5.23B, up 26.2% from fiscal 2024. Compound annual growth was +4.5% over 5 years and +15.6% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 13 fiscal years on file.

PYPL EPSQ3 2026$1.25

Quarter YoY: -3.8%
QoQ: +0.0%
FY YoY: +35.6%
5Y CAGR: +8.9%
10Y CAGR: +18.4%

PYPL diluted EPS was $1.25 in fiscal Q3 2026 (ended Sep 30, 2026), down 3.8% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $5.41, up 35.6% from fiscal 2024. Compound annual growth was +8.9% over 5 years and +18.4% over 10 years.

PYPL free cash flowQ3 2026$1.43B

Quarter YoY: -16.7%
QoQ: -19.4%
FY YoY: -17.8%
5Y CAGR: +0.8%
10Y CAGR: +11.8%

PYPL free cash flow was $1.43B in fiscal Q3 2026 (ended Sep 30, 2026), down 16.7% from a year earlier and down 19.4% from the prior quarter. For the full fiscal 2025 it was $5.56B, down 17.8% from fiscal 2024. Compound annual growth was +0.8% over 5 years and +11.8% over 10 years. It rose in 5 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$33.17B	$31.80B	$29.77B	$27.52B	$25.37B	$21.45B	$17.77B	$15.45B	$13.09B	$10.84B
Research and development	-	-	-	-	-	-	-	$1.07B	$953.00M	$834.00M
Selling, general and admin	$1.98B	$2.15B	$2.06B	$2.10B	$2.11B	$2.07B	$1.71B	$1.54B	$1.26B	$1.03B
Operating income	$6.07B	$5.33B	$5.03B	$3.84B	$4.26B	$3.29B	$2.72B	$2.19B	$2.13B	$1.59B
Interest expense	$441.00M	$382.00M	$347.00M	$304.00M	$232.00M	$209.00M	$115.00M	$77.00M	$7.00M	$3.00M
Pre-tax income	-	-	-	$3.37B	$4.10B	$5.07B	$3.00B	$2.38B	$2.20B	$1.63B
Income tax	$1.06B	$1.18B	$1.17B	$947.00M	-$70.00M	$863.00M	$539.00M	$319.00M	$405.00M	$230.00M
Net income	$5.23B	$4.15B	$4.25B	$2.42B	$4.17B	$4.20B	$2.46B	$2.06B	$1.79B	$1.40B
EPS, basic	$5.46	$4.03	$3.85	$2.10	$3.55	$3.58	$2.09	$1.74	$1.49	$1.16
EPS, diluted	$5.41	$3.99	$3.84	$2.09	$3.52	$3.54	$2.07	$1.71	$1.47	$1.15
Diluted shares	968.0M	1.04B	1.11B	1.16B	1.19B	1.19B	1.19B	1.20B	1.22B	1.22B

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$8.05B	$22.49B	$9.08B	$19.16B	$18.03B	$18.04B	$15.74B	$13.23B	$8.29B	$6.12B
Short-term investments	$2.37B	$4.26B	$4.98B	$3.09B	$4.30B	$8.29B	$3.41B	$1.53B	$2.81B	$3.38B
Receivables	$840.00M	$984.00M	$1.07B	$963.00M	$800.00M	$577.00M	$435.00M	$313.00M	$283.00M	$214.00M
Current assets	$59.76B	$58.21B	$62.57B	$57.42B	$52.57B	$50.99B	$38.49B	$32.96B	$32.65B	$25.73B
Goodwill	$10.86B	$10.84B	$11.03B	$11.21B	$11.45B	$9.13B	$6.21B	$6.28B	$4.34B	$4.06B
Total assets	$80.17B	$78.72B	$82.17B	$78.62B	$75.80B	$70.38B	$51.33B	$43.33B	$40.77B	$33.10B
Current liabilities	$46.44B	$45.49B	$48.47B	$45.01B	$43.03B	$38.45B	$26.92B	$25.90B	$22.86B	$16.88B
Short-term debt	$1.60B	-	-	-	-	-	$0	$2.00B	-	-
Long-term debt	$9.99B	$9.88B	$9.68B	$10.42B	$8.05B	$8.94B	$4.96B	$0	-	-
Total debt	$11.58B	$9.88B	$9.68B	$10.42B	$8.05B	$8.94B	$4.96B	$2.00B	-	-
Total liabilities	$59.92B	$58.31B	$61.12B	$58.35B	$54.08B	$50.32B	$34.40B	$27.95B	$24.78B	$18.39B
Shareholders' equity	$20.26B	$20.42B	$21.05B	$20.27B	$21.73B	$20.06B	$16.93B	$15.39B	$15.99B	$14.71B

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$6.42B	$7.45B	$4.84B	$5.81B	$5.80B	$6.22B	$4.07B	$5.48B	$2.53B	$3.16B
Capital expenditures	$852.00M	$683.00M	$623.00M	$706.00M	$908.00M	$866.00M	$704.00M	$823.00M	$667.00M	$669.00M
Free cash flow	$5.56B	$6.77B	$4.22B	$5.11B	$4.89B	$5.35B	$3.37B	$4.66B	$1.86B	$2.49B
Investing cash flow	$797.00M	$1.69B	$752.00M	-$3.33B	-$5.15B	-$16.55B	-$5.74B	$821.00M	-$4.49B	-$5.90B
Financing cash flow	-$5.96B	-$8.28B	-$2.99B	-$1.20B	-$557.00M	$12.45B	$4.19B	-$1.24B	$4.08B	$2.04B
Dividends paid	$130.00M	$0	$0	-	-	-	-	-	-	-
Share repurchases	$6.05B	$6.05B	$5.00B	$4.20B	$3.37B	$1.64B	$1.41B	$3.52B	$1.01B	$995.00M
Stock-based compensation	$1.00B	$1.23B	$1.48B	$1.26B	$1.38B	$1.38B	$1.02B	$853.00M	$733.00M	$438.00M
Depreciation and amortization	$963.00M	$1.03B	$1.07B	$1.32B	$1.26B	$1.19B	$912.00M	$776.00M	$805.00M	$724.00M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	4.3%	6.8%	8.2%	8.5%	18.3%	20.7%	15.0%	18.0%	20.8%	17.2%
Net income growth, YoY	26.2%	-2.3%	75.5%	-42.0%	-0.8%	70.9%	19.5%	14.6%	28.1%	14.1%
EPS growth, YoY	35.6%	3.9%	83.7%	-40.6%	-0.6%	71.0%	21.1%	16.3%	27.8%	15.0%
Operating margin	18.3%	16.7%	16.9%	13.9%	16.8%	15.3%	15.3%	14.2%	16.2%	14.6%
Net margin	15.8%	13.0%	14.3%	8.8%	16.4%	19.6%	13.8%	13.3%	13.7%	12.9%
Free cash flow margin	16.8%	21.3%	14.2%	18.6%	19.3%	25.0%	18.9%	30.1%	14.2%	23.0%
Return on equity	25.8%	20.3%	20.2%	11.9%	19.2%	20.9%	14.5%	13.4%	11.2%	9.5%
Return on assets	6.5%	5.3%	5.2%	3.1%	5.5%	6.0%	4.8%	4.7%	4.4%	4.2%
Current ratio	1.29	1.28	1.29	1.28	1.22	1.33	1.43	1.27	1.43	1.52
Debt to equity	0.57	0.48	0.46	0.51	0.37	0.45	0.29	0.13	-	-

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue	$8.58B	$8.68B	$8.35B	$8.68B	$8.42B	$8.29B	$7.79B	$8.37B	$7.85B	$7.88B	$7.70B	$8.03B
Selling, general and admin	$520.00M	$503.00M	$491.00M	$502.00M	$513.00M	$461.00M	$503.00M	$594.00M	$519.00M	$570.00M	$464.00M	$554.00M
Operating income	$1.40B	$1.43B	$1.49B	$1.51B	$1.52B	$1.50B	$1.53B	$1.44B	$1.39B	$1.32B	$1.17B	$1.73B
Interest expense	$138.00M	$126.00M	$111.00M	$111.00M	$113.00M	$114.00M	$103.00M	$97.00M	$106.00M	$93.00M	$86.00M	$87.00M
Income tax	$301.00M	$206.00M	$280.00M	$190.00M	$285.00M	$268.00M	$316.00M	$289.00M	$301.00M	$271.00M	$321.00M	$391.00M
Net income	$1.07B	$1.10B	$1.11B	$1.44B	$1.25B	$1.26B	$1.29B	$1.12B	$1.01B	$1.13B	$888.00M	$1.40B
EPS, basic	$1.26	$1.26	$1.22	$1.54	$1.31	$1.30	$1.31	$1.12	$1.00	$1.08	$0.83	$1.29
EPS, diluted	$1.25	$1.25	$1.21	$1.53	$1.30	$1.29	$1.29	$1.09	$0.99	$1.08	$0.83	$1.29
Diluted shares	858.0M	882.0M	920.0M	-	960.0M	977.0M	999.0M	-	1.02B	1.05B	1.07B	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Cash and equivalents	$7.16B	$8.31B	$6.98B	$8.05B	$8.99B	$6.69B	$7.57B	$22.49B	$7.37B	$7.80B	$9.69B	$9.08B
Short-term investments	$3.12B	$2.95B	$2.37B	$2.37B	$1.76B	$3.32B	$3.76B	$4.26B	$4.65B	$5.92B	$4.63B	$4.98B
Receivables	$716.00M	$763.00M	$843.00M	$840.00M	$973.00M	$1.10B	$1.08B	$984.00M	$1.04B	$987.00M	$1.11B	$1.07B
Current assets	$60.55B	$62.35B	$59.99B	$59.76B	$60.18B	$59.88B	$60.61B	$58.21B	$62.67B	$62.97B	$63.71B	$62.57B
Goodwill	$10.97B	$10.93B	$10.95B	$10.86B	$10.94B	$10.98B	$10.91B	$10.84B	$11.00B	$10.82B	$10.92B	$11.03B
Total assets	$81.62B	$82.74B	$80.55B	$80.17B	$79.80B	$79.78B	$81.27B	$78.72B	$83.51B	$84.02B	$83.35B	$82.17B
Current liabilities	$47.89B	$48.41B	$47.64B	$46.44B	$44.92B	$45.05B	$46.62B	$45.49B	$50.27B	$50.71B	$49.85B	$48.47B
Short-term debt	$2.53B	$2.50B	-	$1.60B	-	-	-	-	-	-	-	-
Long-term debt	$10.94B	$10.89B	$9.41B	$9.99B	$11.28B	$11.30B	$11.42B	$9.88B	$9.98B	$9.73B	$9.68B	$9.68B
Total debt	$13.47B	$13.40B	$9.41B	$11.58B	$11.28B	$11.30B	$11.42B	$9.88B	$9.98B	$9.73B	$9.68B	$9.68B
Total liabilities	$62.14B	$62.92B	$60.52B	$59.92B	$59.60B	$59.58B	$61.02B	$58.31B	$63.34B	$63.39B	$62.65B	$61.12B
Shareholders' equity	$19.48B	$19.82B	$20.02B	$20.26B	$20.20B	$20.20B	$20.25B	$20.42B	$20.17B	$20.62B	$20.70B	$21.05B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Operating cash flow	$1.59B	$1.98B	$1.13B	$2.38B	$1.97B	$898.00M	$1.16B	$2.39B	$1.61B	$1.52B	$1.92B	$2.61B
Capital expenditures	$161.00M	$208.00M	$231.00M	$194.00M	$256.00M	$206.00M	$196.00M	$203.00M	$169.00M	$157.00M	$154.00M	$145.00M
Free cash flow	$1.43B	$1.77B	$903.00M	$2.19B	$1.72B	$692.00M	$964.00M	$2.19B	$1.45B	$1.37B	$1.76B	$2.47B
Investing cash flow	-$995.00M	-$2.88B	-$2.10B	-$298.00M	$4.77B	-$40.00M	-$3.64B	$2.46B	$2.80B	-$4.55B	$980.00M	-$534.00M
Financing cash flow	-$2.49B	$403.00M	-$559.00M	-$1.95B	-$1.83B	-$3.17B	$994.00M	-$3.58B	-$2.53B	$200.00M	-$2.36B	$3.00B
Dividends paid	$118.00M	$122.00M	$130.00M	$130.00M	$0	$0	$0	-	-	-	-	-
Share repurchases	$1.50B	$1.55B	$1.50B	$1.50B	$1.50B	$1.55B	$1.50B	$1.27B	$1.78B	$1.50B	$1.50B	$607.00M
Stock-based compensation	$233.00M	$275.00M	$259.00M	$210.00M	$257.00M	$286.00M	$249.00M	$283.00M	$284.00M	$298.00M	$365.00M	$388.00M
Depreciation and amortization	$251.00M	$246.00M	$238.00M	$234.00M	$245.00M	$239.00M	$245.00M	$249.00M	$255.00M	$263.00M	$265.00M	$263.00M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue growth, YoY	2.0%	4.8%	7.2%	3.7%	7.3%	5.1%	1.2%	4.2%	5.8%	8.2%	9.4%	8.7%
Net income growth, YoY	-14.0%	-12.5%	-13.5%	28.2%	23.6%	11.8%	44.9%	-20.0%	-1.0%	9.6%	11.7%	52.2%
EPS growth, YoY	-3.8%	-3.1%	-6.2%	40.4%	31.3%	19.4%	55.4%	-15.5%	6.5%	17.4%	18.6%	61.3%
Operating margin	16.3%	16.4%	17.8%	17.4%	18.1%	18.1%	19.6%	17.2%	17.7%	16.8%	15.2%	21.5%
Net margin	12.5%	12.7%	13.3%	16.6%	14.8%	15.2%	16.5%	13.4%	12.9%	14.3%	11.5%	17.5%
Free cash flow margin	16.7%	20.4%	10.8%	25.2%	20.4%	8.3%	12.4%	26.2%	18.4%	17.3%	22.9%	30.8%
Current ratio	1.26	1.29	1.26	1.29	1.34	1.33	1.30	1.28	1.25	1.24	1.28	1.29
Debt to equity	0.69	0.68	0.47	0.57	0.56	0.56	0.56	0.48	0.49	0.47	0.47	0.46

Source: XBRL data PayPal Holdings Inc. files with the SEC, latest filing dated Oct 27, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

PYPL peers

Company	Revenue	Growth	Net income	Net margin	Market cap
PYPL	$34.30B	+4.4%	$4.73B	13.8%	$49.20B
AAPLApple Inc.	$478.83B	+15.1%	$132.18B	27.6%	$4.98T
AMZNAmazon.com Inc.	$797.46B	+15.4%	$134.78B	16.9%	$2.80T
SHOPShopify Inc.	$14.17B	+32.5%	$2.13B	15.0%	$191.58B

PYPL FAQ

8 questions

What is PYPL revenue?
PayPal Holdings Inc. (PYPL) reported $34.30B of revenue for the twelve months ended Sep 30, 2026. That is up 4.4% from the year before. Revenue for fiscal 2025 was $33.17B.
Is PYPL profitable?
Yes. PayPal Holdings Inc. earned $4.73B in net income for the twelve months ended Sep 30, 2026, a net margin of 13.8%.
How much cash and debt does PYPL have?
PayPal Holdings Inc. reported $7.16B in cash and cash equivalents and $13.47B of debt on its most recent balance sheet in SEC filings.
How fast is PYPL revenue growing?
PayPal Holdings Inc.'s revenue changed +4.3% in fiscal 2025, to $33.17B. Its compound annual growth rate was +9.1% over 5 years and +13.6% over 10 years.
What is PYPL free cash flow?
PayPal Holdings Inc. generated $6.30B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $7.09B less capital expenditures.
What is PYPL earnings per share?
Diluted earnings per share were $5.24 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did PYPL last report financial results?
The latest statements here come from PayPal Holdings Inc.'s 10-Q filed on Oct 27, 2026, covering the period ended Sep 30, 2026.
Where does this PYPL financial data come from?
Quantisnow builds these statements from the structured XBRL data PayPal Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.