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Financials · SNFCA

Security National Financial Corporation (SNFCA) financials

For the twelve months ended Sep 30, 2026, Security National Financial Corporation reported $326.58M of revenue and $29.47M of net income.

Revenue, TTM
$326.58M
Revenue growth, YoY
-4.2%
Net income, TTM
$29.47M
Net income growth, YoY
+7.7%
Net margin
9.0%
Free cash flow, TTM
$110.51M
EPS, diluted, TTM
$1.15
EPS growth, YoY
+11.7%
Cash
$195.78M
P/E
8.71
P/S
0.79
Market cap
$256.8M
Annual revenue$344.59M
FY2016FY2025
Annual net income$32.15M
FY2016FY2025
Annual free cash flow$43.85M
FY2016FY2025

SNFCA revenue and earnings growth

SNFCA revenueQ3 2026$79.94M

Quarter YoY
-10.5%
QoQ
-4.7%
FY YoY
+3.0%
5Y CAGR
-6.5%
10Y CAGR
+2.1%

SNFCA revenue was $79.94M in fiscal Q3 2026 (ended Sep 30, 2026), down 10.5% from a year earlier and down 4.7% from the prior quarter. For the full fiscal 2025 it was $344.59M, up 3.0% from fiscal 2024. Compound annual growth was -6.5% over 5 years and +2.1% over 10 years. It rose in 6 of the last 10 fiscal years.

SNFCA net incomeQ3 2026$6.17M

Quarter YoY
-38.6%
QoQ
-31.4%
FY YoY
+10.4%
5Y CAGR
-10.4%
10Y CAGR
+9.2%

SNFCA net income was $6.17M in fiscal Q3 2026 (ended Sep 30, 2026), down 38.6% from a year earlier and down 31.4% from the prior quarter. For the full fiscal 2025 it was $32.15M, up 10.4% from fiscal 2024. Compound annual growth was -10.4% over 5 years and +9.2% over 10 years. It rose in 5 of the last 10 fiscal years.

SNFCA EPSQ3 2026$0.23

Quarter YoY
-39.5%
QoQ
-30.3%
FY YoY
+8.6%
5Y CAGR
-14.4%
10Y CAGR
+3.5%

SNFCA diluted EPS was $0.23 in fiscal Q3 2026 (ended Sep 30, 2026), down 39.5% from a year earlier and down 30.3% from the prior quarter. For the full fiscal 2025 it was $1.26, up 8.6% from fiscal 2024. Compound annual growth was -14.4% over 5 years and +3.5% over 10 years.

SNFCA free cash flowQ3 2026$56.18M

Quarter YoY
+125.3%
QoQ
15x
FY YoY
-20.1%

SNFCA free cash flow was $56.18M in fiscal Q3 2026 (ended Sep 30, 2026), up 125.3% from a year earlier and up about 15-fold from the prior quarter. For the full fiscal 2025 it was $43.85M, down 20.1% from fiscal 2024. It rose in 1 of the last 4 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$344.59M$334.52M$318.50M$389.65M$470.70M$481.46M$283.06M$279.62M$276.93M$304.33M
Cost of revenue$4.66M$4.80M$4.81M$4.72M$3.70M$3.25M$2.88M$2.16M$1.95M$1.79M
Interest expense$4.52M$4.25M$4.87M$7.83M$7.13M$8.58M$7.39M$6.96M$6.04M$5.11M
Pre-tax income$41.41M$37.37M$16.30M$34.38M$51.80M$71.45M$13.94M$26.18M$7.53M$19.70M
Income tax$9.26M$8.25M$1.81M$8.69M$12.28M$15.85M$3.05M$4.49M-$6.58M$7.51M
Net income$32.15M$29.12M$14.50M$25.69M$39.52M$55.60M$10.89M$21.69M$14.11M$12.19M
EPS, basic$1.30$1.19$0.63$1.16$1.87$2.81$0.59$1.21$0.84$0.78
EPS, diluted$1.26$1.16$0.61$1.12$1.80$2.74$0.58$1.19$0.82$0.77
Diluted shares25.5M25.2M23.8M23.0M22.0M20.3M18.7M18.2M17.1M15.9M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$102.26M$150.10M$139.92M$133.48M$141.41M$115.47M$137.74M$137.74M$45.32M$38.99M
Short-term investments---------$27.56M
Receivables$10.38M$10.40M--------
Goodwill$5.25M$5.25M$5.25M$5.25M$5.25M$3.52M$3.52M$2.77M$2.77M$2.77M
Total assets$1.56B$1.49B$1.43B$1.46B$1.55B$1.55B$1.33B$1.05B$982.17M$952.42M
Total debt----$280.33M$253.77M----
Total liabilities$1.15B$1.11B$1.12B$1.17B$1.25B$1.28B$1.14B$879.00M$833.61M$819.86M
Shareholders' equity$410.37M$381.90M$312.90M$292.79M$299.77M$263.99M$196.71M$171.81M$148.57M$132.56M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$45.54M$57.32M$53.88M$130.45M$144.64M-$129.63M-$75.60M$7.01M$44.32M$35.54M
Capital expenditures$1.69M$2.47M$1.11M$1.60M$5.22M$1.63M$1.84M$1.28M-$911.0K$3.57M
Free cash flow$43.85M$54.85M$52.77M$128.85M$139.42M-$131.26M-$77.44M$5.73M$43.41M$31.97M
Investing cash flow-$67.21M-$43.13M$14.61M-$37.16M-$63.61M$36.14M$38.10M$63.31M-$38.97M-$55.59M
Financing cash flow-$14.32M-$4.01M-$62.04M-$101.22M-$55.08M$71.21M$24.30M$26.12M$2.21M$18.99M
Share repurchases$1.61M$3.05M$2.85M$7.66M$5.77M$2.97M----
Stock-based compensation----$118.4K$358.9K$257.0K$237.1K$395.6K$343.6K
Depreciation and amortization$2.43M$2.38M$2.35M$2.50M$1.94M$2.08M$1.71M---

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY3.0%5.0%-18.3%-17.2%-2.2%70.1%1.2%1.0%-9.0%8.6%
Net income growth, YoY10.4%100.9%-43.6%-35.0%-28.9%410.4%-49.8%53.7%15.8%-8.7%
EPS growth, YoY8.6%90.2%-45.5%-37.8%-34.3%372.4%-51.3%45.1%6.5%-13.5%
Net margin9.3%8.7%4.6%6.6%8.4%11.5%3.8%7.8%5.1%4.0%
Free cash flow margin12.7%16.4%16.6%33.1%29.6%-27.3%-27.4%2.0%15.7%10.5%
Return on equity7.8%7.6%4.6%8.8%13.2%21.1%5.5%12.6%9.5%9.2%
Return on assets2.1%1.9%1.0%1.8%2.6%3.6%0.8%2.1%1.4%1.3%
Debt to equity----0.940.96----

Source: XBRL data Security National Financial Corporation files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

SNFCA peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SNFCA$326.58M-4.2%$29.47M9.0%$256.8M
AXP$77.59B+10.2%$12.26B15.8%$217.47B
SPGI$17.21B+18.2%$4.99B29.0%$136.57B
MCO$8.18B+9.0%$2.88B35.3%$88.11B
NU$15.77B+37.0%$2.87B18.2%$60.02B
RKT$11.46B+90.4%$1.30B11.4%$43.11B
COIN$5.63B-26.6%-$701.62M-12.5%$36.03B
AFRM$4.59B+32.7%$2.01B43.9%$23.06B
SYF$19.31B+2.6%$3.33B17.3%$22.80B

SNFCA FAQ

8 questions
  • What is SNFCA revenue?
    Security National Financial Corporation (SNFCA) reported $326.58M of revenue for the twelve months ended Sep 30, 2026. That is down 4.2% from the year before. Revenue for fiscal 2025 was $344.59M.
  • Is SNFCA profitable?
    Yes. Security National Financial Corporation earned $29.47M in net income for the twelve months ended Sep 30, 2026, a net margin of 9.0%.
  • How much cash and debt does SNFCA have?
    Security National Financial Corporation reported $195.78M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is SNFCA revenue growing?
    Security National Financial Corporation's revenue changed +3.0% in fiscal 2025, to $344.59M. Its compound annual growth rate was -6.5% over 5 years and +2.1% over 10 years.
  • What is SNFCA free cash flow?
    Security National Financial Corporation generated $110.51M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $111.37M less capital expenditures.
  • What is SNFCA earnings per share?
    Diluted earnings per share were $1.15 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did SNFCA last report financial results?
    The latest statements here come from Security National Financial Corporation's 10-Q filed on Nov 9, 2026, covering the period ended Sep 30, 2026.
  • Where does this SNFCA financial data come from?
    Quantisnow builds these statements from the structured XBRL data Security National Financial Corporation files with the SEC. It is provided for information only and is not investment advice.