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Financials · TFC

Truist Financial Corporation (TFC) financials

For the twelve months ended Sep 30, 2026, Truist Financial Corporation reported $19.41B of revenue and $4.87B of net income.

Revenue, TTM
$19.41B
Revenue growth, YoY
-3.6%
Net income, TTM
$4.87B
Net income growth, YoY
-0.7%
Net margin
25.1%
EPS, diluted, TTM
$3.89
EPS growth, YoY
+3.7%
Cash
$45.47B
Total debt
$53.37B
P/E
12.15
P/S
3.05
Market cap
$59.18B
Annual revenue$20.32B
FY2016FY2025
Annual net income$4.97B
FY2016FY2025
Annual free cash flow$10.52B
FY2018FY2022

TFC revenue and earnings growth

TFC revenueQ3 2026$3.75B

Quarter YoY
-27.8%
QoQ
-28.8%
FY YoY
+53.0%
5Y CAGR
-2.2%
10Y CAGR
+7.8%

TFC revenue was $3.75B in fiscal Q3 2026 (ended Sep 30, 2026), down 27.8% from a year earlier and down 28.8% from the prior quarter. For the full fiscal 2025 it was $20.32B, up 53.0% from fiscal 2024. Compound annual growth was -2.2% over 5 years and +7.8% over 10 years. It rose in 7 of the last 10 fiscal years.

TFC net incomeQ3 2026$684.00M

Quarter YoY
-49.3%
QoQ
-55.0%
FY YoY
+11.3%
5Y CAGR
+3.5%
10Y CAGR
+9.9%

TFC net income was $684.00M in fiscal Q3 2026 (ended Sep 30, 2026), down 49.3% from a year earlier and down 55.0% from the prior quarter. For the full fiscal 2025 it was $4.97B, up 11.3% from fiscal 2024. Compound annual growth was +3.5% over 5 years and +9.9% over 10 years.

TFC EPSQ3 2026$0.56

Quarter YoY
-46.2%
QoQ
-54.5%
FY YoY
+13.7%
5Y CAGR
+4.4%

TFC diluted EPS was $0.56 in fiscal Q3 2026 (ended Sep 30, 2026), down 46.2% from a year earlier and down 54.5% from the prior quarter. For the full fiscal 2025 it was $3.82, up 13.7% from fiscal 2024. Compound annual growth was +4.4% over 5 years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$20.32B$13.28B$20.02B$19.97B$22.30B$22.70B$12.57B$11.56B$11.32B$10.79B
Interest expense--$9.86B$2.32B$768.00M$1.72B$2.10B$1.44B$839.00M$745.00M
Pre-tax income$6.35B-$601.00M-$765.00M$7.03B$7.99B$5.47B$4.02B$4.06B$3.33B$3.50B
Income tax$1.04B-$556.00M$738.00M$1.25B$1.56B$981.00M$782.00M$803.00M$911.00M$1.06B
Net income$4.97B$4.47B-$1.45B$5.93B$6.03B$4.18B$3.03B$3.06B$2.22B$2.26B
EPS, basic$3.87$3.36-$1.09$4.46$4.51$3.11$3.76$3.96$2.78$2.81
EPS, diluted$3.82$3.36-$1.09$4.43$4.47$3.08$3.71$3.91$2.74$2.77
Diluted shares1.30B1.33B1.33B1.34B1.35B1.36B815.2M783.5M811.0M814.9M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$36.38B$39.77B$30.64B$21.42B$20.30B$18.87B$19.07B$3.84B$2.96B$4.28B
Goodwill$17.13B$17.13B$17.16B$23.23B$26.10B$24.45B$24.15B$9.82B$9.62B$9.64B
Total assets$547.54B$531.18B$535.35B$555.25B$541.24B$509.23B$473.08B$225.70B$221.64B$219.28B
Short-term debt$27.84B$29.20B$24.83B$23.42B$5.29B$6.09B$18.22B$5.18B$4.94B$1.41B
Total debt$41.96B$34.96B$38.92B$43.20B$35.91B$39.60B$41.34B$23.71B$23.65B$21.96B
Total liabilities$482.35B$467.50B$476.10B$494.72B$471.97B$438.32B$406.52B$195.52B$191.95B$189.35B
Shareholders' equity$65.19B$63.68B$59.25B$60.54B$69.27B$70.91B$66.56B$30.18B$29.70B$29.93B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$5.74B$2.16B$8.63B$11.08B$7.89B$7.44B$1.52B$4.35B$4.63B$3.12B
Capital expenditures---$564.00M$442.00M$815.00M$224.00M$363.00M--
Free cash flow---$10.52B$7.45B$6.62B$1.30B$3.99B--
Investing cash flow-$17.76B$18.60B$22.86B-$29.97B-$32.06B-$43.65B$8.35B-$4.96B-$5.41B-$976.00M
Financing cash flow$8.63B-$11.64B-$22.27B$20.02B$25.59B$36.02B$5.35B$1.50B-$549.00M-$1.88B
Dividends paid$2.67B$2.77B$2.77B$2.66B$2.48B$2.42B$1.31B$1.20B$1.00B$925.00M
Share repurchases$2.50B$1.00B$0$250.00M$1.62B$0$0$1.21B$1.61B$520.00M
Stock-based compensation$317.00M$292.00M$298.00M$261.00M$320.00M$353.00M$165.00M$141.00M$132.00M$115.00M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY53.0%-33.7%0.2%-10.4%-1.8%80.7%8.7%2.1%4.9%12.3%
Net income growth, YoY11.3%---1.8%44.2%38.2%-1.1%38.0%-1.7%16.7%
EPS growth, YoY13.7%---0.9%45.1%--5.1%42.7%-1.1%8.2%
Net margin24.5%33.7%-7.3%29.7%27.1%18.4%24.1%26.5%19.6%20.9%
Free cash flow margin---52.7%33.4%29.2%10.3%34.5%--
Return on equity7.6%7.0%-2.5%9.8%8.7%5.9%4.5%10.1%7.5%7.5%
Return on assets0.9%0.8%-0.3%1.1%1.1%0.8%0.6%1.4%1.0%1.0%
Debt to equity0.640.550.660.710.520.560.620.790.800.73

Source: XBRL data Truist Financial Corporation files with the SEC, latest filing dated Oct 28, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

TFC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
TFC$19.41B-3.6%$4.87B25.1%$59.18B
COF$63.01B+31.2%$10.87B17.2%$121.43B
DUK$33.17B+7.2%$5.14B15.5%$99.63B
PNC$25.67B+13.6%$7.46B29.0%$89.43B
FITB$11.72B+32.5%$2.56B21.9%$47.93B

TFC FAQ

7 questions
  • What is TFC revenue?
    Truist Financial Corporation (TFC) reported $19.41B of revenue for the twelve months ended Sep 30, 2026. That is down 3.6% from the year before. Revenue for fiscal 2025 was $20.32B.
  • Is TFC profitable?
    Yes. Truist Financial Corporation earned $4.87B in net income for the twelve months ended Sep 30, 2026, a net margin of 25.1%.
  • How much cash and debt does TFC have?
    Truist Financial Corporation reported $45.47B in cash and cash equivalents and $53.37B of debt on its most recent balance sheet in SEC filings.
  • How fast is TFC revenue growing?
    Truist Financial Corporation's revenue changed +53.0% in fiscal 2025, to $20.32B. Its compound annual growth rate was -2.2% over 5 years and +7.8% over 10 years.
  • What is TFC earnings per share?
    Diluted earnings per share were $3.89 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did TFC last report financial results?
    The latest statements here come from Truist Financial Corporation's 10-Q filed on Oct 28, 2026, covering the period ended Sep 30, 2026.
  • Where does this TFC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Truist Financial Corporation files with the SEC. It is provided for information only and is not investment advice.