For the twelve months ended Jul 31, 2026, Wealthfront Corporation reported $371.71M of revenue and -$72.17M of net income.
WLTH revenue was $91.87M in fiscal Q2 2027 (ended Jul 31, 2026), up 0.8% from a year earlier and up 1.5% from the prior quarter. For the full fiscal 2026 it was $364.99M, up 18.2% from fiscal 2025.
WLTH net income was $17.75M in fiscal Q2 2027 (ended Jul 31, 2026), down 48.9% from a year earlier and up 38.3% from the prior quarter. For the full fiscal 2026 it was -$42.07M, compared with $194.45M in fiscal 2025.
WLTH diluted EPS was $0.10 in fiscal Q2 2027 (ended Jul 31, 2026), down 58.3% from a year earlier and up 42.9% from the prior quarter. For the full fiscal 2026 it was -$0.76.
| Line item | Jan 31, 2026 | Jan 31, 2025 | Jan 31, 2024 |
|---|---|---|---|
| Revenue | $364.99M | $308.86M | $216.71M |
| Cost of revenue | $38.01M | $30.96M | $22.90M |
| Gross profit | $326.99M | $277.89M | $193.82M |
| Research and development | $212.44M | $64.52M | $57.56M |
| Selling, general and admin | $149.13M | $29.09M | $23.77M |
| Interest expense | $891.0K | $2.81M | $2.00M |
| Pre-tax income | -$101.25M | $139.23M | $78.59M |
| Income tax | -$59.18M | -$55.22M | $1.62M |
| Net income | -$42.07M | $194.45M | $76.97M |
| EPS, basic | -$0.74 | $4.99 | $2.06 |
| EPS, diluted | -$0.76 | $1.31 | $0.54 |
| Diluted shares | 56.9M | 138.7M | 143.9M |
| Line item | Jan 31, 2026 | Jan 31, 2025 | Jan 31, 2024 |
|---|---|---|---|
| Cash and equivalents | $440.81M | $154.55M | $86.72M |
| Receivables | $33.13M | $29.13M | - |
| Current assets | $1.28B | $346.45M | - |
| Total assets | $1.42B | $435.21M | - |
| Current liabilities | $792.75M | $173.22M | - |
| Short-term debt | $181.0K | - | - |
| Total liabilities | $801.04M | $192.67M | - |
| Shareholders' equity | $614.69M | $15.34M | -$180.85M |
| Line item | Jan 31, 2026 | Jan 31, 2025 | Jan 31, 2024 |
|---|---|---|---|
| Operating cash flow | $152.19M | $123.15M | $72.92M |
| Investing cash flow | -$1.14M | -$5.84M | -$5.16M |
| Financing cash flow | $148.19M | -$58.55M | -$39.50M |
| Share repurchases | $459.0K | $37.04M | $0 |
| Stock-based compensation | $259.82M | $9.36M | $11.85M |
| Depreciation and amortization | $7.40M | $6.24M | $6.04M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $91.87M | $90.48M | $96.14M | $93.22M | $91.12M | $84.51M | $82.68M | $80.31M |
| Cost of revenue | $10.76M | $9.96M | $9.57M | $10.18M | $9.59M | $8.67M | $8.54M | $7.99M |
| Gross profit | $81.11M | $80.52M | $86.56M | $83.04M | $81.54M | $75.85M | $74.14M | $72.32M |
| Research and development | $34.01M | $33.72M | $150.06M | $20.92M | $21.23M | $20.23M | $18.09M | $17.06M |
| Selling, general and admin | $15.69M | $16.92M | $114.98M | $15.40M | $8.87M | $9.87M | $7.84M | $7.37M |
| Interest expense | $255.0K | $252.0K | $508.0K | $217.0K | $99.0K | $67.0K | $253.0K | $1.03M |
| Pre-tax income | $20.39M | $17.43M | -$209.97M | $34.74M | $39.87M | $34.11M | $31.46M | $29.53M |
| Income tax | $2.64M | $4.60M | -$76.32M | $3.84M | $5.13M | $8.16M | -$636.0K | -$519.0K |
| Net income | $17.75M | $12.83M | -$133.66M | $30.90M | $34.74M | $25.95M | $32.09M | $30.05M |
| EPS, basic | $0.12 | $0.08 | - | $0.72 | $0.86 | $0.64 | - | $0.77 |
| EPS, diluted | $0.10 | $0.07 | - | $0.21 | $0.24 | $0.18 | - | $0.22 |
| Diluted shares | 174.1M | 175.5M | - | 142.5M | 142.0M | 142.5M | - | 138.3M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $453.31M | $428.21M | $440.81M | $266.19M | $222.75M | $182.87M | $154.55M | $132.86M |
| Receivables | $30.92M | $29.75M | $33.13M | $32.07M | - | - | $29.13M | - |
| Current assets | $1.65B | $1.49B | $1.28B | $742.78M | - | - | $346.45M | - |
| Total assets | $1.78B | $1.62B | $1.42B | $810.64M | - | - | $435.21M | - |
| Current liabilities | $1.16B | $998.88M | $792.75M | $440.84M | - | - | $173.22M | - |
| Short-term debt | $5.12M | - | $181.0K | - | - | - | - | - |
| Total liabilities | $1.16B | $1.01B | $801.04M | $458.08M | - | - | $192.67M | - |
| Shareholders' equity | $619.86M | $614.19M | $614.69M | $125.36M | $84.36M | $43.32M | $15.34M | -$30.93M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $47.31M | $22.68M | $33.31M | $41.48M | $38.92M | $38.48M | $19.91M | - |
| Investing cash flow | -$268.0K | -$985.0K | -$308.0K | -$198.0K | -$421.0K | -$211.0K | -$946.0K | - |
| Financing cash flow | -$23.57M | -$30.84M | $141.29M | $2.01M | $4.73M | $156.0K | -$8.23M | - |
| Share repurchases | $31.84M | $28.26M | $194.0K | $27.0K | $25.0K | $213.0K | $13.55M | - |
| Stock-based compensation | $16.43M | $17.05M | $248.29M | $8.09M | $1.57M | $1.88M | $2.12M | - |
| Depreciation and amortization | $1.24M | $1.43M | $1.83M | $1.86M | $1.86M | $1.85M | $1.78M | - |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 0.8% | 7.1% | 16.3% | 16.1% | - | - | - | - |
| Net income growth, YoY | -48.9% | -50.5% | - | 2.8% | - | - | - | - |
| EPS growth, YoY | -58.3% | -61.1% | - | -4.5% | - | - | - | - |
| Gross margin | 88.3% | 89.0% | 90.0% | 89.1% | 89.5% | 89.7% | 89.7% | 90.1% |
| Net margin | 19.3% | 14.2% | -139.0% | 33.1% | 38.1% | 30.7% | 38.8% | 37.4% |
| Current ratio | 1.43 | 1.49 | 1.61 | 1.68 | - | - | 2.00 | - |
Source: XBRL data Wealthfront Corporation files with the SEC, latest filing dated Sep 14, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| WLTH | $371.71M | +9.8% | -$72.17M | -19.4% | $1.74B |
| AXP | $77.59B | +10.2% | $12.26B | 15.8% | $217.47B |
| SPGI | $17.21B | +18.2% | $4.99B | 29.0% | $136.57B |
| MCO | $8.18B | +9.0% | $2.88B | 35.3% | $88.11B |
| NU | $15.77B | +37.0% | $2.87B | 18.2% | $60.02B |
| RKT | $11.46B | +90.4% | $1.30B | 11.4% | $43.11B |
| COIN | $5.63B | -26.6% | -$701.62M | -12.5% | $36.03B |
| AFRM | $4.59B | +32.7% | $2.01B | 43.9% | $23.06B |
| SYF | $19.31B | +2.6% | $3.33B | 17.3% | $22.80B |