Live Oak Bancshares (LOB) executive Moroz acquired 1,852 shares
Insider transactions reported
Mark Michael Moroz (Chief Banking Officer at Live Oak Bancshares Inc., LOB) reported that they acquired 1,852 shares, and gave up 824 shares at $41.04 to cover taxes or an exercise price between Feb 9, 2026 and Feb 10, 2026. After these transactions the filing shows 9,906 shares held directly.
- Reporting person
- Moroz Mark Michael
- Role
- Chief Banking Officer
| Date | Type | Security | Shares | Price | Value | Held after |
|---|---|---|---|---|---|---|
| Feb 10, 2026 | Exercise or conversion of a derivative (M) | Voting Common Stock1 | +1,852 | - | - | 10,730 direct |
| Feb 10, 2026 | Shares withheld for taxes or exercise price (F) | Voting Common Stock | -824 | $41.04 | $33.8K | 9,906 direct |
Options and other derivatives
| Date | Type | Security | Shares | Price | Value | Held after |
|---|---|---|---|---|---|---|
| Feb 9, 2026 | Grant or award (A) | Restricted Stock UnitsOn 8,982 Voting Common Stock1, 2 | +8,982 | - | - | 8,982 direct |
| Feb 10, 2026 | Exercise or conversion of a derivative (M) | Restricted Stock UnitsOn 1,852 Voting Common Stock1, 3 | -1,852 | - | - | 7,412 direct |
Holdings before and after
- Voting Common Stock: 8,878 to 9,906 direct
- Restricted Stock Units: 0 to 7,412 direct
Footnotes from the filing
- 1. Each restricted stock unit ( RSU ) represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the Company ) voting common stock.
- 2. The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.
- 4. The RSUs vest in three equal annual installments beginning on December 9, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.
- 5. The RSUs vest in two equal annual installments beginning on February 14, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
- 6. The RSUs will vest on February 22, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
- 7. The RSUs vest in five equal annual installments beginning on May 19, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
Transaction codes in this filing
- Exercise or conversion of a derivative:
- Code M marks the exercise or conversion of an option or other derivative under an exempt plan.
- Shares withheld for taxes or exercise price:
- Code F marks shares handed back or withheld to pay taxes or an exercise price. No sale happens in the market.
FAQ
What did Moroz report in this LOB Form 4?
Mark Michael Moroz (Chief Banking Officer at Live Oak Bancshares Inc., LOB) reported that they acquired 1,852 shares, and gave up 824 shares at $41.04 to cover taxes or an exercise price between Feb 9, 2026 and Feb 10, 2026. After these transactions the filing shows 9,906 shares held directly.
How many LOB shares does Moroz hold after this filing?
The filing shows 9,906 shares held directly after the reported transactions. Form 4 reports only the positions it lists, so this may not be every holding.
What does transaction code M mean on an SEC Form 4?
Code M marks the exercise or conversion of an option or other derivative under an exempt plan.
Historical context for LOB
Across the 4 sessions after earlier LOB headlines, the stock closed higher 2 times and lower 2 times, with a median move of 3.9% in either direction. This shows timing only: many things move a stock in a session, and these figures do not show that any headline caused a move.
| Session | Earlier headline | LOB | SPY |
|---|---|---|---|
| Jan 22, 2026 | Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results | +4.5% | +0.5% |
| Jan 8, 2026 | Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results | +5.1% | -0.0% |
| Dec 2, 2025 | Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer | -1.1% | +0.2% |
| Oct 23, 2025 | Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results | -3.3% | +0.6% |
Earlier insider filings at LOB
- Feb 11, 2026President Losch William C Iii converted options into 9,030 units of Voting Common Stock and covered exercise/tax liability with 4,105 units of Voting Common Stock, increasing direct ownership by 3% to 195,498 units (SEC Form 4)
- Feb 11, 2026Chief Credit Officer Cairns Michael covered exercise/tax liability with 638 units of Voting Common Stock and converted options into 1,282 units of Voting Common Stock, increasing direct ownership by 7% to 10,112 units (SEC Form 4)
- Feb 9, 2026Chief Financial Officer Phifer Walter J exercised 6,160 units of Voting Common Stock at a strike of $13.59, increasing direct ownership by 92% to 12,872 units (SEC Form 4)
- Feb 6, 2026Chief Executive Officer Mahan James S Iii sold $821,073 worth of Voting Common Stock (20,000 units at $41.05) (SEC Form 4)
- Jan 28, 2026Chief Risk Officer Stasiowska Ewa Maria bought $99,999 worth of Voting Common Stock (2,595 units at $38.53) (SEC Form 4)
Keep researching LOB
- LOB insider tradesEvery buy and sale reported by Live Oak Bancshares Inc. officers, directors and large holders.
- What is Form 4?The SEC filing that reports a change in an insider's holdings, such as a purchase, sale, option exercise or grant, generally within two business days.
- Form 4 explainedForm 4 is the SEC filing that discloses when officers, directors and 10% owners buy or sell company stock, due within 2 business days. Learn every key field and code.
- Insider trading trackerThe latest insider buys and sales across every stock.
- LOB earnings historyPast Live Oak Bancshares Inc. earnings releases, newest first.
- LOB financial statementsRevenue, profit, cash flow and balance sheet from Live Oak Bancshares Inc.'s SEC filings.
- Market cap
- 30-day
- Sector
- Finance
- Industry
- Major Banks
- Listed since
- 2022
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