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FRAF

NASDAQ

Franklin Financial Services Corporation

Website

Franklin Financial Services Corporation (FRAF) is a Major Banks company listed on NASDAQ. In the last 30 days Quantisnow tracked 5 wire items for FRAF, including 4 SEC filings and 1 dividend update. The most recent was published Nov 9, 2026.

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties, Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Financial highlights

Full financials
Revenue, FY2025
$88.82M
Revenue growth
+24.8%
Net income, FY2025
$21.23M
Net margin
23.9%
Cash
$183.60M

For fiscal 2025 (ended Dec 31, 2025), from SEC filings. Not investment advice.

News · 26 weeks39-43%
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2026-05-172026-11-08
Mix1390d
  • Insider7(54%)
  • SEC Filings5(38%)
  • Dividends1(8%)
Activity · 52 weeks9942 active days
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Latest news

25 items

FRAF FAQ

10 questions
  • What does Franklin Financial Services Corporation do?
    Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential...
  • What is the latest news on FRAF?
    In the last 30 days Quantisnow tracked 5 wire items for FRAF: 4 SEC filings and 1 dividend update. The most recent was published on November 9, 2026.
  • What is FRAF revenue?
    Franklin Financial Services Corporation (FRAF) reported $88.82M of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 24.8% from the year before.
  • Is FRAF profitable?
    Yes. Franklin Financial Services Corporation earned $21.23M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 23.9%.
  • How much cash and debt does FRAF have?
    Franklin Financial Services Corporation reported $183.60M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • Where does FRAF stock trade?
    Franklin Financial Services Corporation (FRAF) is listed on NASDAQ.
  • What sector and industry is FRAF in?
    Franklin Financial Services Corporation operates in the Finance sector, Major Banks industry.
  • What are analysts saying about FRAF?
    Across the last 4 analyst actions on Franklin Financial Services Corporation, there were 0 upgrades and 1 downgrade. The most recent action was from Hovde Group: Market Perform with a $68.00 price target on 2026-07-30. Recent price targets range from $59.00 to $68.00.
  • What companies are similar to FRAF?
    Notable peers in the same industry include BAC (Bank of America Corporation), UBS (UBS Group AG Registered), COF (Capital One Financial Corporation), C (Citigroup Inc.), JPM (JP Morgan Chase & Co.). Compare FRAF side-by-side with any of them on Quantisnow.
  • How can I track FRAF on Quantisnow?
    Quantisnow aggregates Franklin Financial Services Corporation's SEC filings, analyst ratings, insider transactions, FDA approvals, and press releases the moment they hit the wire (Wall Street's wire, on your screen.). Follow FRAF to receive live email and push alerts on every new disclosure.