Franklin Financial Services Corporation (FRAF) is a Major Banks company listed on NASDAQ. In the last 30 days Quantisnow tracked 5 wire items for FRAF, including 4 SEC filings and 1 dividend update. The most recent was published Nov 9, 2026.
Financial highlights
Full financials- Revenue, FY2025
- $88.82M
- Revenue growth
- +24.8%
- Net income, FY2025
- $21.23M
- Net margin
- 23.9%
- Cash
- $183.60M
For fiscal 2025 (ended Dec 31, 2025), from SEC filings. Not investment advice.
News · 26 weeks39-43%
2026-05-172026-11-08
Mix1390d
- Insider7(54%)
- SEC Filings5(38%)
- Dividends1(8%)
Activity · 52 weeks9942 active days
Tap a day to see what happenedEarningsInsiderAnalystFilings and news
Latest news
25 items- SECSEC Form 10-Q filed by Franklin Financial Services Corporation10-Q - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- SECFranklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- PRFranklin Financial Reports Third Quarter and Year-to-Date 2026 Results; Declares DividendCHAMBERSBURG, Pa., Oct. 27, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ:FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its third quarter and year-to-date 2026 financial results. A summary of notable operating results as of or for the third quarter ended September 30, 2026 follows:Net Income: $8.5 million (basic earnings per share $1.90 and diluted earnings per share $1.89) for the third quarter of 2026 compared to $5.4 million (basic earnings per share $1.20 and diluted earnings per share $1.19) for the third quarter of 2025, an incr
- SECSEC Form 8-K filed by Franklin Financial Services Corporation8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- SECSEC Form 8-K filed by Franklin Financial Services Corporation8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- INSIDERDirector Snook Gregory I was granted 103 shares, increasing direct ownership by 1% to 9,657 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Kerlin Stanley J was granted 125 shares, increasing direct ownership by 0.46% to 27,451 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Fisher Daniel J was granted 78 shares, increasing direct ownership by 0.26% to 30,396 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Elliott G Warren was granted 39 shares, increasing direct ownership by 0.21% to 18,286 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Duffey Gregory A was granted 51 shares, increasing direct ownership by 0.21% to 24,079 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Craig Kevin W was granted 172 shares, increasing direct ownership by 0.62% to 27,939 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERDirector Duffey Gregory A bought $993 worth of shares (16 units at $62.08), increasing direct ownership by 0.07% to 24,028 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- SECFranklin Financial Services Corporation filed SEC Form 8-K: Leadership Update, Financial Statements and Exhibits8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- SECSEC Form 10-Q filed by Franklin Financial Services Corporation10-Q - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- INSIDERSVP, Chief Marketing Officer Weaver Matthew D exercised 2,250 shares at a strike of $30.00 and covered exercise/tax liability with 1,070 shares, increasing direct ownership by 32% to 4,910 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDEREVP, Chief Risk Officer Heckman Lorie M. exercised 2,500 shares at a strike of $34.10 and covered exercise/tax liability with 1,333 shares, increasing direct ownership by 16% to 8,353 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERSEC Form 4 filed by Franklin Financial Services Corporation4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- INSIDERSVP, Chief HR Officer Carmack Karen K exercised 4,500 shares at a strike of $32.05 and covered exercise/tax liability with 2,255 shares, increasing direct ownership by 41% to 7,727 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
- ANALYSTHovde Group reiterated coverage on Franklin Financial with a new price targetHovde Group reiterated coverage of Franklin Financial with a rating of Market Perform and set a new price target of $68.00 from $64.00 previously
- SECAmendment: Franklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits8-K/A - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- PRFranklin Financial Reports Second Quarter and Year-to-Date 2026 Results; Declares DividendCHAMBERSBURG, Pa., July 24, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ:FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its second quarter and year-to-date 2026 financial results. A summary of notable operating results as of or for the second quarter ended June 30, 2026 follows:Net Income: $6.6 million ($1.47 per diluted share) for the second quarter of 2026 compared to $5.9 million ($1.32 per diluted share) for the second quarter of 2025, an increase of 11.9%. Wealth Management: Fees were $2.6 million, an increase of 6.1% from $2.4
- SECFranklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- SECFranklin Financial Services Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- SECFranklin Financial Services Corporation filed SEC Form 8-K: Other Events, Financial Statements and Exhibits8-K - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Filer)
- INSIDERDirector Snook Gregory I was granted 102 shares, increasing direct ownership by 1% to 9,536 units (SEC Form 4)4 - FRANKLIN FINANCIAL SERVICES CORP /PA/ (0000723646) (Issuer)
FRAF FAQ
10 questionsWhat does Franklin Financial Services Corporation do?
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential...What is the latest news on FRAF?
In the last 30 days Quantisnow tracked 5 wire items for FRAF: 4 SEC filings and 1 dividend update. The most recent was published on November 9, 2026.What is FRAF revenue?
Franklin Financial Services Corporation (FRAF) reported $88.82M of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 24.8% from the year before.Is FRAF profitable?
Yes. Franklin Financial Services Corporation earned $21.23M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 23.9%.How much cash and debt does FRAF have?
Franklin Financial Services Corporation reported $183.60M in cash and cash equivalents on its most recent balance sheet in SEC filings.Where does FRAF stock trade?
Franklin Financial Services Corporation (FRAF) is listed on NASDAQ.What sector and industry is FRAF in?
Franklin Financial Services Corporation operates in the Finance sector, Major Banks industry.What are analysts saying about FRAF?
Across the last 4 analyst actions on Franklin Financial Services Corporation, there were 0 upgrades and 1 downgrade. The most recent action was from Hovde Group: Market Perform with a $68.00 price target on 2026-07-30. Recent price targets range from $59.00 to $68.00.What companies are similar to FRAF?
Notable peers in the same industry include COF (Capital One Financial Corporation), BAC (Bank of America Corporation), UBS (UBS Group AG Registered), C (Citigroup Inc.), JPM (JP Morgan Chase & Co.). Compare FRAF side-by-side with any of them on Quantisnow.How can I track FRAF on Quantisnow?
Quantisnow aggregates Franklin Financial Services Corporation's SEC filings, analyst ratings, insider transactions, FDA approvals, and press releases the moment they hit the wire (Wall Street's wire, on your screen.). Follow FRAF to receive live email and push alerts on every new disclosure.