Financials · AIFU

AIFU Inc. (AIFU) financials

For fiscal 2025 (ended Dec 31, 2025), AIFU Inc. reported CN¥556.57M of revenue and -CN¥2.28B of net income. Figures are in CNY, the currency of its SEC filings.

Revenue, FY2025
CN¥556.57M
Revenue growth, YoY
-58.2%
Net income, FY2025
-CN¥2.28B
Net margin
-408.8%
Free cash flow, FY2025
-CN¥19.61M
EPS, diluted, FY2025
-CN¥224.87
Cash
CN¥31.09M
Annual revenueCN¥556.57M
FY2016FY2025
Annual net income-CN¥2.28B
FY2016FY2025
Annual free cash flow-CN¥19.61M
FY2016FY2025

AIFU revenue and earnings growth

AIFU revenueFY2025CN¥556.57M

FY YoY
-58.2%
5Y CAGR
-29.8%
10Y CAGR
-13.8%

AIFU revenue was CN¥556.57M for fiscal 2025 (ended Dec 31, 2025), down 58.2% from fiscal 2024. Compound annual growth was -29.8% over 5 years and -13.8% over 10 years. It rose in 4 of the last 10 fiscal years.

AIFU net incomeFY2025-CN¥2.28B

AIFU net income was -CN¥2.28B for fiscal 2025 (ended Dec 31, 2025), compared with CN¥454.96M in fiscal 2024.

AIFU EPSFY2025-CN¥224.87

AIFU diluted EPS was -CN¥224.87 for fiscal 2025 (ended Dec 31, 2025).

AIFU free cash flowFY2025-CN¥19.61M

AIFU free cash flow was -CN¥19.61M for fiscal 2025 (ended Dec 31, 2025), compared with CN¥134.40M in fiscal 2024.

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
RevenueCN¥556.57MCN¥1.33BCN¥2.76BCN¥2.78BCN¥3.27BCN¥3.27BCN¥3.71BCN¥3.47BCN¥4.09BCN¥4.08B
Selling, general and adminCN¥252.67MCN¥470.70MCN¥563.47MCN¥544.63MCN¥547.58MCN¥463.63MCN¥475.11MCN¥468.43M-CN¥534.14MCN¥481.95M
Operating income-CN¥39.06M-CN¥447.12MCN¥176.47MCN¥168.68MCN¥301.90MCN¥302.19MCN¥469.36MCN¥425.74MCN¥273.14M-CN¥8.47M
Pre-tax income-CN¥2.27BCN¥401.31MCN¥348.77MCN¥196.34MCN¥371.09MCN¥362.30MCN¥560.92MCN¥667.21MCN¥505.10MCN¥124.05M
Income taxCN¥4.02MCN¥91.95MCN¥59.21MCN¥41.02MCN¥90.57MCN¥83.39MCN¥143.82MCN¥224.59MCN¥167.80MCN¥27.25M
Net income-CN¥2.28BCN¥454.96MCN¥280.48MCN¥100.27MCN¥250.99MCN¥268.25MCN¥192.55MCN¥617.10MCN¥451.72MCN¥167.64M
EPS, basic-CN¥224.87CN¥169.88CN¥105.54CN¥36.00CN¥92.00CN¥100.00CN¥68.00CN¥196.00CN¥144.00CN¥56.00
EPS, diluted-CN¥224.87CN¥169.27CN¥105.31CN¥36.00CN¥92.00CN¥100.00CN¥68.00CN¥196.00CN¥144.00CN¥52.00
Diluted shares10.1M2.7M2.7M2.7M2.7M2.7M2.7M3.1M3.2M3.0M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalentsCN¥31.09MCN¥106.02MCN¥602.00MCN¥648.21MCN¥656.52MCN¥245.43MCN¥169.65MCN¥772.82MCN¥363.75MCN¥236.95M
Short-term investments-CN¥615.46MCN¥928.27MCN¥331.23MCN¥857.68MCN¥1.31BCN¥1.61BCN¥1.55BCN¥2.50BCN¥2.80B
ReceivablesCN¥65.53MCN¥95.14MCN¥279.91MCN¥1.05BCN¥845.87MCN¥384.76MCN¥682.17MCN¥508.47MCN¥515.19MCN¥501.80M
Current assetsCN¥603.78MCN¥2.04BCN¥2.38BCN¥2.29BCN¥2.27BCN¥2.31BCN¥2.68BCN¥3.06BCN¥4.13BCN¥3.69B
Goodwill--CN¥374.15MCN¥110.00MCN¥109.87MCN¥109.87MCN¥109.87MCN¥109.87MCN¥109.87MCN¥122.08M
Total assetsCN¥1.53BCN¥4.15BCN¥4.05BCN¥3.09BCN¥3.24BCN¥3.08BCN¥3.44BCN¥3.87BCN¥4.74BCN¥4.24B
Current liabilitiesCN¥512.16MCN¥816.88MCN¥1.02BCN¥951.98MCN¥908.67MCN¥929.21MCN¥947.97MCN¥905.58MCN¥661.86MCN¥747.12M
Short-term debtCN¥56.00MCN¥134.98MCN¥164.30MCN¥35.68M------
Total liabilitiesCN¥1.06BCN¥1.52BCN¥1.71BCN¥1.36BCN¥1.28BCN¥1.13BCN¥1.40BCN¥1.12BCN¥749.35MCN¥834.47M
Shareholders' equityCN¥478.52MCN¥2.55BCN¥2.34BCN¥1.73BCN¥1.96BCN¥1.95BCN¥2.04BCN¥2.75BCN¥3.99BCN¥3.40B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow-CN¥16.27MCN¥142.85MCN¥101.79MCN¥137.75MCN¥126.20MCN¥402.30MCN¥178.32MCN¥523.83MCN¥152.13MCN¥87.85M
Capital expendituresCN¥3.34MCN¥8.45MCN¥13.00MCN¥77.75MCN¥30.79MCN¥15.25MCN¥19.69MCN¥22.77MCN¥20.90MCN¥11.88M
Free cash flow-CN¥19.61MCN¥134.40MCN¥88.79MCN¥60.01MCN¥95.41MCN¥387.05MCN¥158.64MCN¥501.06MCN¥131.23MCN¥75.96M
Investing cash flow-CN¥111.38M-CN¥436.59M-CN¥234.31M-CN¥127.56MCN¥450.40MCN¥325.34MCN¥11.96MCN¥1.57B-CN¥23.72M-CN¥732.61M
Financing cash flow-CN¥71.60M-CN¥64.39MCN¥86.18M-CN¥20.37M-CN¥260.30M-CN¥638.81M-CN¥792.11M-CN¥1.66BCN¥47.56M-CN¥216.57M
Dividends paid---CN¥52.07MCN¥242.52MCN¥388.50MCN¥435.07MCN¥326.73MCN¥137.22M-
Share repurchases-------CN¥8.18MCN¥146.51M--
Stock-based compensationCN¥17.00MCN¥38.59MCN¥17.09MCN¥461.0K--CN¥393.0KCN¥393.0K---
Depreciation and amortizationCN¥5.33MCN¥10.45MCN¥12.76MCN¥19.47M------

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY-58.2%-51.8%-0.8%-15.0%0.1%-11.8%6.8%-15.1%0.1%66.0%
Net income growth, YoY-62.2%179.7%-60.0%-6.4%39.3%-68.8%36.6%169.5%-20.2%
EPS growth, YoY-60.7%192.5%-60.9%-8.0%47.1%-65.3%36.1%176.9%-23.5%
Operating margin-7.0%-33.6%6.4%6.1%9.2%9.2%12.7%12.3%6.7%-0.2%
Net margin-408.8%34.2%10.2%3.6%7.7%8.2%5.2%17.8%11.0%4.1%
Free cash flow margin-3.5%10.1%3.2%2.2%2.9%11.8%4.3%14.4%3.2%1.9%
Return on equity-475.5%17.9%12.0%5.8%12.8%13.7%9.4%22.5%11.3%4.9%
Return on assets-148.9%11.0%6.9%3.2%7.7%8.7%5.6%16.0%9.5%4.0%
Current ratio1.182.502.322.412.492.492.833.386.244.95

Source: XBRL data AIFU Inc. files with the SEC, latest filing dated Apr 28, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures and share counts are restated for stock splits the filings show: 1-for-400, first reported Apr 28, 2026.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

AIFU peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
AIFUCN¥556.57M-58.2%-CN¥2.28B-408.8%$483.9M
MRSH$28.46B+7.6%$4.04B14.2%$97.18B
AJG$16.36B+25.6%$1.70B10.4%$71.95B
AON$17.68B+3.8%$3.93B22.2%$71.24B
WTW$10.27B+4.8%$1.56B15.2%$30.16B
BRO$6.91B+26.1%$1.22B17.7%$23.55B
EQH$13.05B+8.7%$1.50B11.5%$14.78B
ERIE$4.12B+2.0%$576.14M14.0%$12.50B
FNF$14.91B+6.4%$1.05B7.0%$12.08B

AIFU FAQ

8 questions
  • What is AIFU revenue?
    AIFU Inc. (AIFU) reported CN¥556.57M of revenue for fiscal 2025 (ended Dec 31, 2025). That is down 58.2% from the year before.
  • Is AIFU profitable?
    No. AIFU Inc. reported a net loss of CN¥2.28B for fiscal 2025 (ended Dec 31, 2025).
  • How much cash and debt does AIFU have?
    AIFU Inc. reported CN¥31.09M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is AIFU revenue growing?
    AIFU Inc.'s revenue changed -58.2% in fiscal 2025, to CN¥556.57M. Its compound annual growth rate was -29.8% over 5 years and -13.8% over 10 years.
  • What is AIFU free cash flow?
    AIFU Inc. generated -CN¥19.61M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of -CN¥16.27M less capital expenditures.
  • What is AIFU earnings per share?
    Diluted earnings per share were -CN¥224.87 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did AIFU last report financial results?
    The latest statements here come from AIFU Inc.'s 20-F filed on Apr 28, 2026, covering the period ended Dec 31, 2025.
  • Where does this AIFU financial data come from?
    Quantisnow builds these statements from the structured XBRL data AIFU Inc. files with the SEC. It is provided for information only and is not investment advice.