Financials · AII

American Integrity Insurance Group Inc. (AII) financials

For the twelve months ended Jun 30, 2026, American Integrity Insurance Group Inc. reported $336.20M of revenue and $88.09M of net income.

Revenue, TTM
$336.20M
Revenue growth, YoY
+29.3%
Net income, TTM
$88.09M
Net income growth, YoY
+12.2%
Net margin
26.2%
Free cash flow, TTM
$163.60M
EPS, diluted, TTM
$4.50
EPS growth, YoY
-15.9%
Cash
$288.45M
Total debt
$412.0K
P/E
6.18
P/S
1.62
Market cap
$544.0M
Annual revenue$276.49M
FY2024FY2025
Annual net income$99.62M
FY2024FY2025
Annual free cash flow$133.18M
FY2024FY2025

AII revenue and earnings growth

AII revenueQ2 2026$115.17M

Quarter YoY
+54.6%
QoQ
+26.7%
FY YoY
+35.3%

AII revenue was $115.17M in fiscal Q2 2026 (ended Jun 30, 2026), up 54.6% from a year earlier and up 26.7% from the prior quarter. For the full fiscal 2025 it was $276.49M, up 35.3% from fiscal 2024.

AII net incomeQ2 2026$34.15M

Quarter YoY
+24.2%
QoQ
+71.5%
FY YoY
+150.7%

AII net income was $34.15M in fiscal Q2 2026 (ended Jun 30, 2026), up 24.2% from a year earlier and up 71.5% from the prior quarter. For the full fiscal 2025 it was $99.62M, up 150.7% from fiscal 2024.

AII EPSQ2 2026$1.74

Quarter YoY
+7.4%
QoQ
+70.6%
FY YoY
+91.5%

AII diluted EPS was $1.74 in fiscal Q2 2026 (ended Jun 30, 2026), up 7.4% from a year earlier and up 70.6% from the prior quarter. For the full fiscal 2025 it was $5.65, up 91.5% from fiscal 2024.

AII free cash flowQ2 2026$119.84M

Quarter YoY
+345.1%
QoQ
22x
FY YoY
-9.8%

AII free cash flow was $119.84M in fiscal Q2 2026 (ended Jun 30, 2026), up 345.1% from a year earlier and up about 22-fold from the prior quarter. For the full fiscal 2025 it was $133.18M, down 9.8% from fiscal 2024.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Revenue$276.49M$204.35M
Selling, general and admin$41.95M$30.95M
Pre-tax income$115.06M$51.04M
Income tax$15.44M$11.30M
Net income$99.62M$39.74M
EPS, basic$5.65$2.95
EPS, diluted$5.65$2.95
Diluted shares17.2M12.9M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Cash and equivalents$203.90M$179.27M
Short-term investments$18.12M$0
Total assets$1.23B$1.20B
Short-term debt$412.0K$412.0K
Long-term debt$206.0K$617.0K
Total debt$618.0K$1.03M
Total liabilities$893.18M$1.04B
Shareholders' equity$337.02M$162.39M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Operating cash flow$138.19M$148.91M
Capital expenditures$5.02M$1.31M
Free cash flow$133.18M$147.60M
Investing cash flow-$135.08M-$19.37M
Financing cash flow$61.73M-$12.44M
Stock-based compensation$10.61M$0
Depreciation and amortization$1.14M$783.0K

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Revenue growth, YoY35.3%-
Net income growth, YoY150.7%-
EPS growth, YoY91.5%-
Net margin36.0%19.4%
Free cash flow margin48.2%72.2%
Return on equity29.6%24.5%
Return on assets8.1%3.3%
Debt to equity0.000.01

Source: XBRL data American Integrity Insurance Group Inc. files with the SEC, latest filing dated Aug 13, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

AII peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
AII$336.20M+29.3%$88.09M26.2%$544.0M
CB$61.85B+5.7%$11.23B18.2%$138.87B
PGR$91.73B+7.7%$11.62B12.7%$131.82B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$62.80B
AIG$27.73B+1.2%$3.29B11.9%$41.28B
HIG$29.87B+9.2%$4.61B15.4%$36.06B
ACGL$18.78B-3.9%$4.38B23.3%$35.20B
CINF$13.28B+9.9%$2.66B20.1%$28.58B

AII FAQ

8 questions
  • What is AII revenue?
    American Integrity Insurance Group Inc. (AII) reported $336.20M of revenue for the twelve months ended Jun 30, 2026. That is up 29.3% from the year before. Revenue for fiscal 2025 was $276.49M.
  • Is AII profitable?
    Yes. American Integrity Insurance Group Inc. earned $88.09M in net income for the twelve months ended Jun 30, 2026, a net margin of 26.2%.
  • How much cash and debt does AII have?
    American Integrity Insurance Group Inc. reported $288.45M in cash and cash equivalents and $412.0K of debt on its most recent balance sheet in SEC filings.
  • How fast is AII revenue growing?
    American Integrity Insurance Group Inc.'s revenue changed +35.3% in fiscal 2025, to $276.49M.
  • What is AII free cash flow?
    American Integrity Insurance Group Inc. generated $163.60M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $172.55M less capital expenditures.
  • What is AII earnings per share?
    Diluted earnings per share were $4.50 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did AII last report financial results?
    The latest statements here come from American Integrity Insurance Group Inc.'s 10-Q filed on Aug 13, 2026, covering the period ended Jun 30, 2026.
  • Where does this AII financial data come from?
    Quantisnow builds these statements from the structured XBRL data American Integrity Insurance Group Inc. files with the SEC. It is provided for information only and is not investment advice.