The Hartford Insurance Group Inc. (HIG) reported $29.87B of revenue for the twelve months ended Sep 30, 2026. That is up 9.2% from the year before. Revenue for fiscal 2025 was $28.37B.

Yes. The Hartford Insurance Group Inc. earned $4.61B in net income for the twelve months ended Sep 30, 2026, a net margin of 15.4%.

How much cash and debt does HIG have?

The Hartford Insurance Group Inc. reported $178.00M in cash and cash equivalents and $4.38B of debt on its most recent balance sheet in SEC filings.

How fast is HIG revenue growing?

The Hartford Insurance Group Inc.'s revenue changed +6.9% in fiscal 2025, to $28.37B. Its compound annual growth rate was +6.7% over 5 years and +5.9% over 10 years.

What is HIG earnings per share?

Diluted earnings per share were $16.50 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did HIG last report financial results?

The latest statements here come from The Hartford Insurance Group Inc.'s 10-Q filed on Oct 26, 2026, covering the period ended Sep 30, 2026.

Financials · HIG

The Hartford Insurance Group Inc. (HIG) financials

For the twelve months ended Sep 30, 2026, The Hartford Insurance Group Inc. reported $29.87B of revenue and $4.61B of net income.

Revenue, TTM: $29.87B
Revenue growth, YoY: +9.2%
Net income, TTM: $4.61B
Net income growth, YoY: +29.5%
Net margin: 15.4%
EPS, diluted, TTM: $16.50
EPS growth, YoY: +34.8%
Cash: $178.00M
Total debt: $4.38B
P/E: 7.96
P/S: 1.23
Market cap: $36.66B

Annual revenue$28.37B

FY2016FY2025

Annual net income$3.84B

FY2016FY2025

Annual free cash flow$5.75B

FY2016FY2025

HIG revenue and earnings growth

HIG revenueQ3 2026$7.22B

Quarter YoY: +3.9%
QoQ: -0.6%
FY YoY: +6.9%
5Y CAGR: +6.7%
10Y CAGR: +5.9%

HIG revenue was $7.22B in fiscal Q3 2026 (ended Sep 30, 2026), up 3.9% from a year earlier and down 0.6% from the prior quarter. For the full fiscal 2025 it was $28.37B, up 6.9% from fiscal 2024. Compound annual growth was +6.7% over 5 years and +5.9% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

HIG net incomeQ3 2026$1.32B

Quarter YoY: +22.5%
QoQ: +1.9%
FY YoY: +23.3%
5Y CAGR: +17.2%
10Y CAGR: +8.6%

HIG net income was $1.32B in fiscal Q3 2026 (ended Sep 30, 2026), up 22.5% from a year earlier and up 1.9% from the prior quarter. For the full fiscal 2025 it was $3.84B, up 23.3% from fiscal 2024. Compound annual growth was +17.2% over 5 years and +8.6% over 10 years. It rose in 5 of the last 7 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

HIG EPSQ3 2026$4.82

Quarter YoY: +27.9%
QoQ: +3.0%
FY YoY: +28.7%
5Y CAGR: +22.9%
10Y CAGR: +12.9%

HIG diluted EPS was $4.82 in fiscal Q3 2026 (ended Sep 30, 2026), up 27.9% from a year earlier and up 3.0% from the prior quarter. For the full fiscal 2025 it was $13.32, up 28.7% from fiscal 2024. Compound annual growth was +22.9% over 5 years and +12.9% over 10 years.

HIG free cash flowQ2 2026$1.07B

Quarter YoY: -14.1%
QoQ: +5.9%
FY YoY: -0.2%
5Y CAGR: +8.9%
10Y CAGR: +8.9%

HIG free cash flow was $1.07B in fiscal Q2 2026 (ended Jun 30, 2026), down 14.1% from a year earlier and up 5.9% from the prior quarter. For the full fiscal 2025 it was $5.75B, down 0.2% from fiscal 2024. Compound annual growth was +8.9% over 5 years and +8.9% over 10 years. It rose in 7 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$28.37B	$26.54B	$24.53B	$22.36B	$22.39B	$20.52B	$20.74B	$18.95B	$17.16B	$16.29B
Selling, general and admin	$5.58B	$5.26B	$4.88B	$4.84B	$4.79B	$4.48B	$4.58B	$4.28B	-	-
Interest expense	$199.00M	$199.00M	$199.00M	$213.00M	$234.00M	$236.00M	$259.00M	$298.00M	$316.00M	$327.00M
Pre-tax income	$4.76B	$3.85B	$3.09B	$2.26B	$2.90B	$2.12B	$2.56B	$1.75B	$723.00M	$447.00M
Income tax	$924.00M	$738.00M	$584.00M	$443.00M	$534.00M	$383.00M	$475.00M	$268.00M	$985.00M	-$166.00M
Net income	$3.84B	$3.11B	$2.50B	$1.82B	$2.37B	$1.74B	$2.08B	$1.81B	-$3.13B	$896.00M
EPS, basic	$13.51	$10.51	$8.09	$5.54	$6.73	$4.79	$5.72	$5.03	-$8.61	$2.31
EPS, diluted	$13.32	$10.35	$7.97	$5.46	$6.64	$4.76	$5.66	$4.95	-$8.61	$2.27
Diluted shares	286.5M	298.6M	311.5M	329.5M	354.1M	360.6M	364.9M	364.1M	363.7M	394.8M

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$166.00M	$234.00M	$189.00M	$344.00M	$337.00M	$239.00M	$262.00M	$121.00M	$180.00M	$328.00M
Short-term investments	-	-	-	-	-	-	-	-	-	$3.24B
Goodwill	$1.64B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B	$1.29B	$1.29B	$567.00M
Total assets	$86.03B	$80.92B	$76.78B	$73.01B	$76.58B	$74.11B	$70.82B	$62.31B	$225.26B	$224.58B
Short-term debt	-	-	-	-	$0	$0	$500.00M	$413.00M	$320.00M	$416.00M
Long-term debt	$4.37B	$4.37B	$4.36B	$4.36B	$4.94B	$4.35B	$4.35B	$4.26B	$4.68B	$4.49B
Total debt	$4.37B	$4.37B	$4.36B	$4.36B	$4.94B	$4.35B	$4.85B	$4.68B	$5.00B	$4.91B
Total liabilities	$67.05B	$64.47B	$61.45B	$59.33B	$58.73B	$55.55B	$54.55B	$49.21B	$211.77B	$207.67B
Shareholders' equity	$18.98B	$16.45B	$15.33B	$13.68B	$17.80B	$18.56B	$16.27B	$13.10B	$13.49B	$16.90B

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$5.92B	$5.91B	$4.22B	$4.01B	$4.09B	$3.87B	$3.49B	$2.84B	$2.19B	$2.07B
Capital expenditures	$169.00M	$145.00M	$215.00M	$175.00M	$133.00M	$114.00M	$105.00M	$122.00M	$250.00M	$224.00M
Free cash flow	$5.75B	$5.76B	$4.00B	$3.83B	$3.96B	$3.76B	$3.38B	$2.72B	$1.94B	$1.84B
Investing cash flow	-$3.76B	-$3.77B	-$2.43B	-$1.28B	-$2.47B	-$2.07B	-$2.15B	-$1.96B	-$1.44B	$949.00M
Financing cash flow	-$2.23B	-$2.08B	-$1.95B	-$2.71B	-$1.58B	-$1.78B	-$1.19B	-$1.47B	-$979.00M	-$2.54B
Dividends paid	$592.00M	$556.00M	$528.00M	$506.00M	$485.00M	$457.00M	$433.00M	$379.00M	$341.00M	$334.00M
Share repurchases	$1.61B	$1.51B	$1.40B	$1.55B	$1.70B	$150.00M	$200.00M	$0	$1.03B	$1.33B
Depreciation and amortization	$396.00M	$356.00M	$510.00M	$625.00M	$680.00M	$562.00M	$451.00M	$467.00M	$399.00M	$398.00M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	6.9%	8.2%	9.7%	-0.1%	9.1%	-1.0%	9.4%	10.4%	5.3%	1.8%
Net income growth, YoY	23.3%	24.2%	37.7%	-23.3%	36.5%	-16.7%	15.4%	-	-	-46.7%
EPS growth, YoY	28.7%	29.9%	46.0%	-17.8%	39.5%	-15.9%	14.3%	-	-	-42.7%
Net margin	13.5%	11.7%	10.2%	8.1%	10.6%	8.5%	10.1%	9.5%	-18.2%	5.5%
Free cash flow margin	20.3%	21.7%	16.3%	17.1%	17.7%	18.3%	16.3%	14.4%	11.3%	11.3%
Return on equity	20.2%	18.9%	16.3%	13.3%	13.3%	9.4%	12.8%	13.8%	-23.2%	5.3%
Return on assets	4.5%	3.8%	3.3%	2.5%	3.1%	2.3%	2.9%	2.9%	-1.4%	0.4%
Debt to equity	0.23	0.27	0.28	0.32	0.28	0.23	0.30	0.36	0.37	0.29

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023
Revenue	$7.22B	$7.26B	$7.23B	$8.16B	$6.95B	$6.72B	$6.81B	$6.88B	$6.75B	$6.49B	$6.42B	$6.40B
Selling, general and admin	$1.18B	$1.22B	$1.45B	$2.10B	$1.20B	$1.14B	$1.35B	$1.37B	$1.32B	$1.28B	$1.28B	$1.21B
Interest expense	$50.00M	$50.00M	$50.00M	$49.00M	$50.00M	$50.00M	$50.00M	$50.00M	$49.00M	$50.00M	$50.00M	$49.00M
Pre-tax income	$1.58B	$1.23B	$1.06B	$1.62B	$1.24B	$1.17B	$783.00M	$1.07B	$952.00M	$912.00M	$911.00M	$950.00M
Income tax	$321.00M	$251.00M	$201.00M	$326.00M	$222.00M	$236.00M	$153.00M	$221.00M	$185.00M	$174.00M	$158.00M	$179.00M
Net income	$1.32B	$1.30B	$856.00M	$1.13B	$1.08B	$995.00M	$630.00M	$853.00M	$767.00M	$738.00M	$753.00M	$771.00M
EPS, basic	$4.88	$4.73	$3.08	$4.02	$3.82	$3.49	$2.18	$2.92	$2.60	$2.48	$2.51	$2.55
EPS, diluted	$4.82	$4.68	$3.04	$3.96	$3.77	$3.44	$2.15	$2.88	$2.56	$2.44	$2.47	$2.51
Diluted shares	273.1M	276.3M	279.9M	-	285.0M	287.7M	290.8M	-	297.5M	299.9M	302.6M	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023
Cash and equivalents	$178.00M	$203.00M	$220.00M	$166.00M	$206.00M	$219.00M	$216.00M	$234.00M	$281.00M	$210.00M	$322.00M	$189.00M
Goodwill	$1.64B	$1.64B	$1.91B	$1.64B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B	$1.91B
Total assets	$87.14B	$87.98B	$86.32B	$86.03B	$85.00B	$83.64B	$82.31B	$80.92B	$81.22B	$79.05B	$77.71B	$76.78B
Long-term debt	-	-	-	$4.37B	-	-	-	$4.37B	-	-	-	$4.36B
Total debt	$4.38B	$4.37B	$4.37B	$4.37B	$4.37B	$4.37B	$4.37B	$4.37B	$4.37B	$4.36B	$4.36B	$4.36B
Total liabilities	$68.27B	$68.35B	$67.43B	$67.05B	$66.55B	$66.12B	$65.46B	$64.47B	$64.21B	$63.37B	$62.24B	$61.45B
Shareholders' equity	$18.87B	$19.63B	$18.89B	$18.98B	$18.45B	$17.52B	$16.84B	$16.45B	$17.01B	$15.68B	$15.47B	$15.33B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023
Operating cash flow	$2.95B	$1.19B	$1.04B	$1.81B	$1.84B	$1.29B	$985.00M	$1.87B	$1.68B	$1.26B	$1.10B	$1.63B
Capital expenditures	-	-$115.00M	$31.00M	$46.00M	$45.00M	$40.00M	$38.00M	-$26.00M	$60.00M	$61.00M	$50.00M	$64.00M
Free cash flow	-	$1.07B	$1.01B	$1.76B	$1.79B	$1.25B	$947.00M	$1.85B	$1.62B	$1.20B	$1.05B	$1.56B
Investing cash flow	-$2.34B	-$551.00M	-$332.00M	-$1.30B	-$1.31B	-$743.00M	-$401.00M	-$1.36B	-$1.09B	-$888.00M	-$435.00M	-$1.17B
Financing cash flow	-$636.00M	-$634.00M	-$663.00M	-$540.00M	-$544.00M	-$543.00M	-$608.00M	-$547.00M	-$520.00M	-$480.00M	-$529.00M	-$454.00M
Dividends paid	$164.00M	$165.00M	$167.00M	$146.00M	$147.00M	$149.00M	$150.00M	$137.00M	$138.00M	$140.00M	$141.00M	$129.00M
Share repurchases	$475.00M	$466.00M	$450.00M	$400.00M	$400.00M	$415.00M	$400.00M	$414.00M	$400.00M	$350.00M	$350.00M	$350.00M
Depreciation and amortization	$109.00M	$111.00M	$108.00M	$135.00M	$75.00M	$94.00M	$92.00M	$84.00M	$85.00M	$60.00M	$127.00M	$124.00M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023
Revenue growth, YoY	3.9%	8.1%	6.1%	18.6%	2.9%	3.5%	6.1%	7.5%	9.5%	7.2%	8.6%	6.4%
Net income growth, YoY	22.5%	30.5%	35.9%	32.6%	40.8%	34.8%	-16.3%	10.6%	17.8%	34.9%	40.7%	30.2%
EPS growth, YoY	27.9%	36.0%	41.4%	37.5%	47.3%	41.0%	-13.0%	14.7%	22.5%	41.0%	48.8%	37.9%
Net margin	18.3%	17.9%	11.8%	13.9%	15.5%	14.8%	9.3%	12.4%	11.4%	11.4%	11.7%	12.0%
Free cash flow margin	-	14.8%	14.0%	21.6%	25.8%	18.6%	13.9%	26.9%	24.0%	18.5%	16.3%	24.4%
Debt to equity	0.23	0.22	0.23	0.23	0.24	0.25	0.26	0.27	0.26	0.28	0.28	0.28

Source: XBRL data The Hartford Insurance Group Inc. files with the SEC, latest filing dated Oct 26, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HIG peers

Company	Revenue	Growth	Net income	Net margin	Market cap
HIG	$29.87B	+9.2%	$4.61B	15.4%	$36.66B
CBChubb Limited	$61.85B	+5.7%	$11.23B	18.2%	$141.99B
PGRProgressive Corporation	$91.73B	+7.7%	$11.62B	12.7%	$135.10B
TRVThe Travelers Companies Inc.	$48.92B	+1.1%	$8.33B	17.0%	$82.57B
ALLAllstate Corporation	$70.23B	+5.1%	$11.61B	16.5%	$67.44B
AIGAmerican International Group Inc. New	$27.73B	+1.2%	$3.29B	11.9%	$42.32B
ACGLArch Capital Group Ltd.	$18.78B	-3.9%	$4.38B	23.3%	$37.73B
CINFCincinnati Financial Corporation	$13.28B	+9.9%	$2.66B	20.1%	$28.91B
WRBW.R. Berkley Corporation	$14.87B	+1.5%	$1.86B	12.5%	$28.60B

HIG FAQ

7 questions

What is HIG revenue?
The Hartford Insurance Group Inc. (HIG) reported $29.87B of revenue for the twelve months ended Sep 30, 2026. That is up 9.2% from the year before. Revenue for fiscal 2025 was $28.37B.
Is HIG profitable?
Yes. The Hartford Insurance Group Inc. earned $4.61B in net income for the twelve months ended Sep 30, 2026, a net margin of 15.4%.
How much cash and debt does HIG have?
The Hartford Insurance Group Inc. reported $178.00M in cash and cash equivalents and $4.38B of debt on its most recent balance sheet in SEC filings.
How fast is HIG revenue growing?
The Hartford Insurance Group Inc.'s revenue changed +6.9% in fiscal 2025, to $28.37B. Its compound annual growth rate was +6.7% over 5 years and +5.9% over 10 years.
What is HIG earnings per share?
Diluted earnings per share were $16.50 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did HIG last report financial results?
The latest statements here come from The Hartford Insurance Group Inc.'s 10-Q filed on Oct 26, 2026, covering the period ended Sep 30, 2026.
Where does this HIG financial data come from?
Quantisnow builds these statements from the structured XBRL data The Hartford Insurance Group Inc. files with the SEC. It is provided for information only and is not investment advice.