Financials · AIZ

Assurant Inc. (AIZ) financials

For the twelve months ended Sep 30, 2026, Assurant Inc. reported $13.75B of revenue and $1.07B of net income.

Revenue, TTM
$13.75B
Revenue growth, YoY
+9.4%
Net income, TTM
$1.07B
Net income growth, YoY
+26.4%
Net margin
7.8%
Free cash flow, TTM
$1.83B
EPS, diluted, TTM
$21.22
EPS growth, YoY
+29.2%
Cash
$1.78B
P/E
14.11
P/S
1.10
Market cap
$15.14B
Annual revenue$12.81B
FY2016FY2025
Annual net income$872.70M
FY2016FY2025
Annual free cash flow$1.60B
FY2016FY2025

AIZ revenue and earnings growth

AIZ revenueQ3 2026$3.53B

Quarter YoY
+9.2%
QoQ
+2.2%
FY YoY
+7.9%
5Y CAGR
+6.0%
10Y CAGR
+2.2%

AIZ revenue was $3.53B in fiscal Q3 2026 (ended Sep 30, 2026), up 9.2% from a year earlier and up 2.2% from the prior quarter. For the full fiscal 2025 it was $12.81B, up 7.9% from fiscal 2024. Compound annual growth was +6.0% over 5 years and +2.2% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

AIZ net incomeQ3 2026$275.20M

Quarter YoY
+3.6%
QoQ
-7.8%
FY YoY
+14.8%
5Y CAGR
+14.6%
10Y CAGR
+19.9%

AIZ net income was $275.20M in fiscal Q3 2026 (ended Sep 30, 2026), up 3.6% from a year earlier and down 7.8% from the prior quarter. For the full fiscal 2025 it was $872.70M, up 14.8% from fiscal 2024. Compound annual growth was +14.6% over 5 years and +19.9% over 10 years. It rose in 7 of the last 10 fiscal years.

AIZ EPSQ3 2026$5.49

Quarter YoY
+6.2%
QoQ
-7.7%
FY YoY
+17.1%
5Y CAGR
+19.4%
10Y CAGR
+23.5%

AIZ diluted EPS was $5.49 in fiscal Q3 2026 (ended Sep 30, 2026), up 6.2% from a year earlier and down 7.7% from the prior quarter. For the full fiscal 2025 it was $16.93, up 17.1% from fiscal 2024. Compound annual growth was +19.4% over 5 years and +23.5% over 10 years.

AIZ free cash flowQ3 2026$620.30M

Quarter YoY
+40.3%
QoQ
+51.6%
FY YoY
+43.8%
5Y CAGR
+5.5%
10Y CAGR
+30.1%

AIZ free cash flow was $620.30M in fiscal Q3 2026 (ended Sep 30, 2026), up 40.3% from a year earlier and up 51.6% from the prior quarter. For the full fiscal 2025 it was $1.60B, up 43.8% from fiscal 2024. Compound annual growth was +5.5% over 5 years and +30.1% over 10 years. It rose in 6 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$12.81B$11.88B$11.13B$10.19B$10.19B$9.60B$9.57B$8.06B$6.42B$7.53B
Selling, general and admin----$3.25B$3.05B$3.19B$2.98B$2.71B$3.44B
Interest expense--$108.00M$108.30M$111.80M$104.50M$110.60M$100.30M$49.50M$57.60M
Pre-tax income$1.09B$927.30M$806.80M$349.90M$771.30M$578.10M$454.70M$333.50M$444.50M$848.60M
Income tax$214.70M$167.10M$164.30M$73.30M$168.40M$58.70M$148.30M$80.90M-$75.10M$283.20M
Net income$872.70M$760.20M$642.50M$276.60M$1.36B$440.80M$382.60M$251.00M$519.60M$565.40M
EPS, basic$17.14$14.55$12.02$5.09$22.95$7.02$5.87$4.00$9.45$9.23
EPS, diluted$16.93$14.46$11.95$5.05$22.66$6.98$5.84$3.98$9.39$9.13
Diluted shares51.1M52.1M53.2M54.8M60.1M63.2M62.3M59.5M55.3M61.9M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$1.83B$1.81B$1.63B$1.54B$2.04B$2.21B$1.86B$1.25B$996.80M$1.03B
Short-term investments------$402.50M$373.20M--
Goodwill$2.65B$2.62B$2.61B$2.60B$2.57B$2.59B$2.21B$2.32B$917.70M$830.90M
Total assets$36.29B$35.02B$33.64B$33.12B$33.92B$44.65B$44.29B$41.09B$31.84B$29.71B
Total debt------$2.01B$2.01B$1.07B-
Total liabilities$30.42B$29.91B$28.83B$28.89B$28.46B$38.70B$38.61B$35.96B$27.56B$25.61B
Shareholders' equity$5.87B$5.11B$4.81B$4.23B$5.46B$5.94B$5.67B$5.13B$4.28B$4.10B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$1.83B$1.33B$1.14B$596.90M$781.70M$1.34B$1.41B$656.70M$530.40M$108.60M
Capital expenditures$235.50M$221.30M$202.50M$186.30M$187.40M$121.20M$110.30M$82.80M$62.10M$85.20M
Free cash flow$1.60B$1.11B$935.60M$410.60M$594.30M$1.22B$1.30B$573.90M$468.30M$23.40M
Investing cash flow-$1.46B-$657.80M-$637.70M-$262.10M$157.60M-$735.20M-$619.80M-$2.20B-$541.20M$725.60M
Financing cash flow-$364.20M-$477.50M-$403.90M-$818.40M-$1.09B-$264.80M-$179.20M$1.84B-$26.70M-$1.08B
Dividends paid$168.40M$155.90M$152.30M$150.20M$157.60M$154.60M$151.40M$133.80M$119.00M$125.30M
Share repurchases$303.70M$307.40M$193.10M$572.80M$839.30M$297.00M$271.80M$139.30M$388.90M$863.10M
Stock-based compensation$85.70M$81.10M$75.10M$62.60M$66.70M$57.90M$55.90M$57.10M$35.50M$41.60M
Depreciation and amortization$250.00M$223.50M$196.40M$182.00M$171.60M$142.30M$125.50M$126.90M$115.70M$125.10M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY7.9%6.7%9.2%0.1%6.1%0.3%18.8%25.6%-14.8%-27.1%
Net income growth, YoY14.8%18.3%132.3%-79.7%208.9%15.2%52.4%-51.7%-8.1%299.3%
EPS growth, YoY17.1%21.0%136.6%-77.7%224.6%19.5%46.7%-57.6%2.8%345.4%
Net margin6.8%6.4%5.8%2.7%13.4%4.6%4.0%3.1%8.1%7.5%
Free cash flow margin12.5%9.4%8.4%4.0%5.8%12.7%13.6%7.1%7.3%0.3%
Return on equity14.9%14.9%13.4%6.5%24.9%7.4%6.8%4.9%12.1%13.8%
Return on assets2.4%2.2%1.9%0.8%4.0%1.0%0.9%0.6%1.6%1.9%
Debt to equity------0.350.390.25-

Source: XBRL data Assurant Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

AIZ peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
AIZ$13.75B+9.4%$1.07B7.8%$15.14B
CB$61.85B+5.7%$11.23B18.2%$139.46B
PGR$91.73B+7.7%$11.62B12.7%$131.96B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$63.05B
AIG$27.73B+1.2%$3.29B11.9%$40.31B
HIG$29.87B+9.2%$4.61B15.4%$35.83B
ACGL$18.78B-3.9%$4.38B23.3%$34.92B
CINF$13.28B+9.9%$2.66B20.1%$28.47B

AIZ FAQ

8 questions
  • What is AIZ revenue?
    Assurant Inc. (AIZ) reported $13.75B of revenue for the twelve months ended Sep 30, 2026. That is up 9.4% from the year before. Revenue for fiscal 2025 was $12.81B.
  • Is AIZ profitable?
    Yes. Assurant Inc. earned $1.07B in net income for the twelve months ended Sep 30, 2026, a net margin of 7.8%.
  • How much cash and debt does AIZ have?
    Assurant Inc. reported $1.78B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is AIZ revenue growing?
    Assurant Inc.'s revenue changed +7.9% in fiscal 2025, to $12.81B. Its compound annual growth rate was +6.0% over 5 years and +2.2% over 10 years.
  • What is AIZ free cash flow?
    Assurant Inc. generated $1.83B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $2.05B less capital expenditures.
  • What is AIZ earnings per share?
    Diluted earnings per share were $21.22 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did AIZ last report financial results?
    The latest statements here come from Assurant Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this AIZ financial data come from?
    Quantisnow builds these statements from the structured XBRL data Assurant Inc. files with the SEC. It is provided for information only and is not investment advice.