Get started

Financials · AUBN

Auburn National Bancorporation Inc. (AUBN) financials

For the twelve months ended Sep 30, 2026, Auburn National Bancorporation Inc. reported $34.85M of revenue and $8.68M of net income.

Revenue, TTM
$34.85M
Revenue growth, YoY
+8.4%
Net income, TTM
$8.68M
Net income growth, YoY
+21.5%
Net margin
24.9%
EPS, diluted, TTM
$2.49
P/E
10.32
P/S
2.57
Market cap
$89.7M
Annual revenue$32.79M
FY2016FY2025
Annual net income$7.25M
FY2016FY2025
Annual free cash flow$10.86M
FY2021FY2025

AUBN revenue and earnings growth

AUBN revenueQ3 2026$8.99M

Quarter YoY
+7.0%
QoQ
+2.5%
FY YoY
+7.2%
5Y CAGR
+2.0%
10Y CAGR
+1.9%

AUBN revenue was $8.99M in fiscal Q3 2026 (ended Sep 30, 2026), up 7.0% from a year earlier and up 2.5% from the prior quarter. For the full fiscal 2025 it was $32.79M, up 7.2% from fiscal 2024. Compound annual growth was +2.0% over 5 years and +1.9% over 10 years. It rose in 6 of the last 10 fiscal years.

AUBN net incomeQ3 2026$2.52M

Quarter YoY
+13.3%
QoQ
+9.8%
FY YoY
+13.4%
5Y CAGR
-0.5%
10Y CAGR
-0.8%

AUBN net income was $2.52M in fiscal Q3 2026 (ended Sep 30, 2026), up 13.3% from a year earlier and up 9.8% from the prior quarter. For the full fiscal 2025 it was $7.25M, up 13.4% from fiscal 2024. Compound annual growth was -0.5% over 5 years and -0.8% over 10 years. It rose in 7 of the last 10 fiscal years.

AUBN EPSQ3 2026$0.72

Quarter YoY
+12.5%
QoQ
+9.1%
FY YoY
+13.7%

AUBN diluted EPS was $0.72 in fiscal Q3 2026 (ended Sep 30, 2026), up 12.5% from a year earlier and up 9.1% from the prior quarter. For the full fiscal 2025 it was $2.08, up 13.7% from fiscal 2024.

AUBN free cash flowQ4 2025$2.86M

FY YoY
+24.6%

AUBN free cash flow was $2.86M in fiscal Q4 2025 (ended Dec 31, 2025). For the full fiscal 2025 it was $10.86M, up 24.6% from fiscal 2024. It rose in 2 of the last 3 fiscal years.

Export CSV

Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$32.79M$30.60M$23.35M$33.67M$28.28M$29.71M$31.56M$28.89M$27.97M$26.11M
Interest expense$11.09M$11.61M$8.05M$2.38M$2.52M$3.86M$4.18M$3.68M$3.59M$4.08M
Pre-tax income$9.21M$8.40M$618.0K$12.85M$9.45M$9.06M$12.11M$11.02M$11.48M$11.25M
Income tax$1.96M$2.00M-$777.0K$2.50M$1.41M$1.60M$2.37M$2.19M$3.64M$3.10M
Net income$7.25M$6.40M$1.40M$10.35M$8.04M$7.45M$9.74M$8.83M$7.85M$8.15M
EPS, basic$2.08$1.83$0.40$2.95$2.27$2.09$2.72$2.42$2.15$2.24
EPS, diluted$2.08$1.83--$2.27$2.09$2.72$2.42$2.15$2.24
Diluted shares3.5M3.5M--3.5M3.6M3.6M---

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$147.83M$93.35M$71.37M$27.25M$156.26M$112.58M----
Total assets$1.02B$977.32M$975.25M$1.02B$1.11B$956.60M$827.88M$818.08M$853.38M$831.94M
Total debt--------$3.22M$3.22M
Total liabilities$926.74M$899.03M$898.75M$955.85M$1.00B$848.91M$729.55M$729.02M$766.48M$749.77M
Shareholders' equity$92.05M$78.29M$76.51M$68.04M$103.73M$107.69M$98.33M$89.06M$86.91M$82.18M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$12.35M$10.81M$11.90M$10.98M$12.32M$9.73M$10.85M$12.14M$9.40M$10.49M
Capital expenditures$1.49M$2.09M$418.0K$7.05M$20.18M-----
Free cash flow$10.86M$8.72M$11.48M$3.93M-$7.86M-----
Investing cash flow$18.80M$16.85M$91.38M-$90.96M-$118.84M-$102.92M$24.09M-$12.05M-$39.61M-$12.58M
Financing cash flow$23.33M-$5.68M-$59.16M-$49.03M$150.21M$113.33M-$7.57M-$40.54M$14.46M$9.44M
Share repurchases-$0$229.0K$504.0K$1.62M$0$2.72M$0--
Stock-based compensation$62.0K$0--------
Depreciation and amortization$2.11M$1.93M$1.70M$1.53M$1.24M$1.67M$1.16M$938.0K$1.02M$1.20M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY7.2%31.1%-30.7%19.1%-4.8%-5.8%9.2%3.3%7.1%-4.2%
Net income growth, YoY13.4%358.6%-86.5%28.7%7.8%-23.5%10.3%12.6%-3.7%3.7%
EPS growth, YoY13.7%---8.6%-23.2%12.4%12.6%-4.0%3.7%
Net margin22.1%20.9%6.0%30.7%28.4%25.1%30.9%30.6%28.1%31.2%
Free cash flow margin33.1%28.5%49.2%11.7%-27.8%-----
Return on equity7.9%8.2%1.8%15.2%7.8%6.9%9.9%9.9%9.0%9.9%
Return on assets0.7%0.7%0.1%1.0%0.7%0.8%1.2%1.1%0.9%1.0%
Debt to equity--------0.040.04

Source: XBRL data Auburn National Bancorporation Inc. files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

AUBN peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
AUBN$34.85M+8.4%$8.68M24.9%$89.7M
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

AUBN FAQ

6 questions
  • What is AUBN revenue?
    Auburn National Bancorporation Inc. (AUBN) reported $34.85M of revenue for the twelve months ended Sep 30, 2026. That is up 8.4% from the year before. Revenue for fiscal 2025 was $32.79M.
  • Is AUBN profitable?
    Yes. Auburn National Bancorporation Inc. earned $8.68M in net income for the twelve months ended Sep 30, 2026, a net margin of 24.9%.
  • How fast is AUBN revenue growing?
    Auburn National Bancorporation Inc.'s revenue changed +7.2% in fiscal 2025, to $32.79M. Its compound annual growth rate was +2.0% over 5 years and +1.9% over 10 years.
  • What is AUBN earnings per share?
    Diluted earnings per share were $2.49 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did AUBN last report financial results?
    The latest statements here come from Auburn National Bancorporation Inc.'s 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this AUBN financial data come from?
    Quantisnow builds these statements from the structured XBRL data Auburn National Bancorporation Inc. files with the SEC. It is provided for information only and is not investment advice.