Financials · BNS

Bank Nova Scotia Halifax Pfd 3 (BNS) financials

For fiscal 2025 (ended Oct 31, 2025), Bank Nova Scotia Halifax Pfd 3 reported C$37.74B of revenue and C$7.79B of net income. Figures are in CAD, the currency of its SEC filings.

Revenue, FY2025
C$37.74B
Revenue growth, YoY
+12.1%
Net income, FY2025
C$7.79B
Net income growth, YoY
+0.4%
Net margin
20.6%
EPS, diluted, FY2025
C$5.67
EPS growth, YoY
-3.4%
Cash
C$10.26B
Annual revenueC$37.74B
FY2016FY2025
Annual net incomeC$7.79B
FY2016FY2025

BNS revenue and earnings growth

BNS revenueFY2025C$37.74B

FY YoY
+12.1%
5Y CAGR
+3.8%

BNS revenue was C$37.74B for fiscal 2025 (ended Oct 31, 2025), up 12.1% from fiscal 2024. Compound annual growth was +3.8% over 5 years. It rose in 8 of the last 9 fiscal years. Fiscal 2025 is the highest of the 10 fiscal years on file.

BNS net incomeFY2025C$7.79B

FY YoY
+0.4%
5Y CAGR
+2.8%

BNS net income was C$7.79B for fiscal 2025 (ended Oct 31, 2025), up 0.4% from fiscal 2024. Compound annual growth was +2.8% over 5 years. It rose in 6 of the last 9 fiscal years.

BNS EPSFY2025C$5.67

FY YoY
-3.4%
5Y CAGR
+1.4%

BNS diluted EPS was C$5.67 for fiscal 2025 (ended Oct 31, 2025), down 3.4% from fiscal 2024. Compound annual growth was +1.4% over 5 years.

Income statement

Income statement
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
RevenueC$37.74BC$33.67BC$32.21BC$31.42BC$31.25BC$31.34BC$31.03BC$28.77BC$27.16BC$26.35B
Interest expenseC$36.08BC$42.41BC$38.56BC$15.44BC$8.03BC$12.39BC$15.61BC$11.88BC$8.89BC$7.92B
Pre-tax incomeC$10.51BC$9.92BC$9.67BC$12.93BC$12.83BC$8.40BC$11.27BC$11.11BC$10.28BC$9.40B
Income taxC$2.75BC$2.03BC$2.22BC$2.76BC$2.87BC$1.54BC$2.47BC$2.38BC$2.03BC$2.03B
Net incomeC$7.79BC$7.76BC$7.34BC$9.92BC$9.62BC$6.78BC$8.39BC$8.55BC$8.01BC$7.12B
EPS, basicC$5.84C$5.94C$5.78C$8.05C$7.74C$5.43C$6.72C$6.90C$6.55C$5.80
EPS, dilutedC$5.67C$5.87C$5.72C$8.02C$7.70C$5.30C$6.68C$6.82C$6.49C$5.77
Diluted shares1.25B1.23B1.20B1.21B1.23B1.24B1.25B1.23B1.22B1.23B

Balance sheet

Balance sheet
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Cash and equivalentsC$10.26BC$9.41BC$10.17BC$11.06BC$9.69BC$11.12BC$10.90BC$9.00BC$7.83BC$6.86B
GoodwillC$8.59BC$8.96BC$9.18BC$8.87BC$8.85BC$9.28BC$9.63BC$10.01BC$7.24BC$7.38B
Total assetsC$1.46TC$1.41TC$1.41TC$1.35TC$1.18TC$1.14TC$1.09TC$998.49BC$915.27B-
Total liabilitiesC$1.37TC$1.33TC$1.33TC$1.27TC$1.11TC$1.07TC$1.02TC$930.81BC$853.65B-
Shareholders' equityC$86.87BC$82.37BC$78.57BC$74.75BC$72.89BC$70.50BC$70.19BC$67.68BC$61.63BC$57.82B

Cash flow

Cash flow
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Operating cash flowC$5.41BC$15.65BC$31.72BC$16.94B-C$12.81BC$56.66B-C$12.03BC$17.81BC$16.58BC$4.54B
Investing cash flowC$1.57B-C$7.45B-C$30.04B-C$11.29BC$14.70B-C$56.46BC$15.22B-C$13.72B-C$12.54B-C$2.75B
Financing cash flow-C$6.31B-C$8.84B-C$2.77B-C$4.58B-C$2.78BC$143.00M-C$1.29B-C$2.87B-C$2.93B-C$1.63B
Dividends paidC$5.88BC$5.67BC$5.42BC$5.12BC$4.60BC$4.56BC$4.44BC$4.17BC$3.80BC$3.60B
Stock-based compensationC$15.00MC$13.00MC$14.00MC$10.00MC$7.00MC$5.00MC$7.00MC$6.00MC$8.00MC$7.00M
Depreciation and amortizationC$1.60BC$1.76BC$1.82BC$1.53BC$1.51BC$1.55BC$1.05BC$848.00MC$761.00MC$684.00M

Key ratios

Key ratios
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Revenue growth, YoY12.1%4.5%2.5%0.5%-0.3%1.0%7.9%6.0%3.1%-
Net income growth, YoY0.4%5.7%-26.0%3.0%42.0%-19.2%-1.8%6.8%12.5%-
EPS growth, YoY-3.4%2.6%-28.7%4.2%45.3%-20.7%-2.1%5.1%12.5%-
Net margin20.6%23.0%22.8%31.6%30.8%21.6%27.0%29.7%29.5%27.0%
Return on equity9.0%9.4%9.3%13.3%13.2%9.6%12.0%12.6%13.0%12.3%
Return on assets0.5%0.5%0.5%0.7%0.8%0.6%0.8%0.9%0.9%-

Source: XBRL data Bank Nova Scotia Halifax Pfd 3 files with the SEC, latest filing dated Dec 2, 2025 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

BNS peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B
TDC$67.78B+18.4%C$20.54B30.3%$199.90B
BMOC$36.27B+10.6%C$8.71B24.0%$118.95B
CMC$29.13B+13.8%C$8.43B28.9%$104.58B

BNS FAQ

7 questions
  • What is BNS revenue?
    Bank Nova Scotia Halifax Pfd 3 (BNS) reported C$37.74B of revenue for fiscal 2025 (ended Oct 31, 2025). That is up 12.1% from the year before.
  • Is BNS profitable?
    Yes. Bank Nova Scotia Halifax Pfd 3 earned C$7.79B in net income for fiscal 2025 (ended Oct 31, 2025), a net margin of 20.6%.
  • How much cash and debt does BNS have?
    Bank Nova Scotia Halifax Pfd 3 reported C$10.26B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BNS revenue growing?
    Bank Nova Scotia Halifax Pfd 3's revenue changed +12.1% in fiscal 2025, to C$37.74B. Its compound annual growth rate was +3.8% over 5 years.
  • What is BNS earnings per share?
    Diluted earnings per share were C$5.67 for fiscal 2025 (ended Oct 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did BNS last report financial results?
    The latest statements here come from Bank Nova Scotia Halifax Pfd 3's 40-F filed on Dec 2, 2025, covering the period ended Oct 31, 2025.
  • Where does this BNS financial data come from?
    Quantisnow builds these statements from the structured XBRL data Bank Nova Scotia Halifax Pfd 3 files with the SEC. It is provided for information only and is not investment advice.