Financials · CM

Canadian Imperial Bank of Commerce (CM) financials

For fiscal 2025 (ended Oct 31, 2025), Canadian Imperial Bank of Commerce reported C$29.13B of revenue and C$8.43B of net income. Figures are in CAD, the currency of its SEC filings.

Revenue, FY2025
C$29.13B
Revenue growth, YoY
+13.8%
Net income, FY2025
C$8.43B
Net income growth, YoY
+18.5%
Net margin
28.9%
EPS, diluted, FY2025
C$8.57
EPS growth, YoY
+17.7%
Cash
C$12.38B
Annual revenueC$29.13B
FY2016FY2025
Annual net incomeC$8.43B
FY2016FY2025

CM revenue and earnings growth

CM revenueFY2025C$29.13B

FY YoY
+13.8%
5Y CAGR
+9.2%

CM revenue was C$29.13B for fiscal 2025 (ended Oct 31, 2025), up 13.8% from fiscal 2024. Compound annual growth was +9.2% over 5 years. It rose in each of the last 9 fiscal years. Fiscal 2025 is the highest of the 10 fiscal years on file.

CM net incomeFY2025C$8.43B

FY YoY
+18.5%
5Y CAGR
+17.3%

CM net income was C$8.43B for fiscal 2025 (ended Oct 31, 2025), up 18.5% from fiscal 2024. Compound annual growth was +17.3% over 5 years. It rose in 5 of the last 9 fiscal years. Fiscal 2025 is the highest of the 10 fiscal years on file.

CM EPSFY2025C$8.57

FY YoY
+17.7%
5Y CAGR
+15.8%

CM diluted EPS was C$8.57 for fiscal 2025 (ended Oct 31, 2025), up 17.7% from fiscal 2024. Compound annual growth was +15.8% over 5 years.

Income statement

Income statement
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
RevenueC$29.13BC$25.61BC$23.33BC$21.83BC$20.02BC$18.74BC$18.61BC$17.83BC$16.28BC$15.04B
Interest expenseC$32.99BC$38.49BC$32.19BC$9.54BC$3.28BC$6.48BC$10.15BC$7.44BC$4.62BC$3.73B
Pre-tax incomeC$10.94BC$9.17BC$6.97BC$7.97BC$8.32BC$4.89BC$6.47BC$6.71BC$5.88BC$5.01B
Income taxC$2.48BC$2.01BC$1.93BC$1.73BC$1.88BC$1.10BC$1.35BC$1.42BC$1.16BC$718.00M
Net incomeC$8.43BC$7.12BC$5.00BC$6.22BC$6.43BC$3.79BC$5.10BC$5.27BC$4.70BC$4.28B
EPS, basicC$8.62C$7.29C$5.17C$6.70C$6.98C$4.12C$5.61C$5.84C$5.63C$5.36
EPS, dilutedC$8.57C$7.28C$5.17C$6.68C$6.96C$4.11C$5.59C$5.83C$5.62C$5.35
Diluted shares940.7M941.7M916.2M905.7M900.4M892.0M890.9M889.3M827.1M791.8M

Balance sheet

Balance sheet
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Cash and equivalentsC$12.38BC$8.56BC$20.82BC$31.54BC$34.57BC$43.53BC$3.84BC$4.38BC$3.44BC$3.50B
GoodwillC$5.47BC$5.44BC$5.42BC$5.35BC$4.95BC$5.25BC$5.45BC$5.56BC$5.37BC$1.54B
Total assetsC$1.12TC$1.04TC$975.69BC$943.60BC$837.68BC$769.55BC$651.60BC$597.10BC$565.26B-
Total liabilitiesC$1.05TC$982.98BC$922.53BC$893.22BC$791.85BC$728.22BC$613.02BC$561.98BC$534.03B-
Shareholders' equityC$64.13BC$58.73BC$52.93BC$50.18BC$45.65BC$41.15BC$38.58BC$35.12BC$31.24BC$23.67B

Cash flow

Cash flow
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Operating cash flowC$13.84BC$11.09BC$12.15BC$22.71B-C$3.33BC$60.77BC$19.09BC$9.87BC$2.46BC$10.21B
Investing cash flow-C$5.78B-C$20.75B-C$20.76B-C$24.39B-C$3.51B-C$19.88B-C$18.34B-C$7.99B-C$1.97B-C$7.38B
Financing cash flow-C$4.31B-C$2.61B-C$2.16B-C$1.61B-C$1.95B-C$1.22B-C$1.29B-C$993.00M-C$501.00M-C$2.44B
Share repurchasesC$1.35BC$975.00M-C$800.00M------
Stock-based compensationC$20.00MC$16.00MC$13.00MC$24.00MC$19.00MC$14.00MC$16.00MC$31.00MC$7.00MC$5.00M

Key ratios

Key ratios
Line item
Oct 31, 2025
Oct 31, 2024
Oct 31, 2023
Oct 31, 2022
Oct 31, 2021
Oct 31, 2020
Oct 31, 2019
Oct 31, 2018
Oct 31, 2017
Oct 31, 2016
Revenue growth, YoY13.8%9.7%6.9%9.1%6.8%0.7%4.4%9.5%8.3%-
Net income growth, YoY18.5%42.3%-19.6%-3.3%69.6%-25.6%-3.2%12.1%9.9%-
EPS growth, YoY17.7%40.8%-22.6%-4.0%69.3%-26.5%-3.9%3.6%5.0%-
Net margin28.9%27.8%21.4%28.5%32.1%20.2%27.4%29.5%28.9%28.4%
Return on equity13.1%12.1%9.4%12.4%14.1%9.2%13.2%15.0%15.0%18.1%
Return on assets0.8%0.7%0.5%0.7%0.8%0.5%0.8%0.9%0.8%-

Source: XBRL data Canadian Imperial Bank of Commerce files with the SEC, latest filing dated Dec 4, 2025 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures and share counts are restated for stock splits the filings show: 2-for-1, first reported Dec 1, 2022.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

CM peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
CMC$29.13B+13.8%C$8.43B28.9%$104.58B
TDC$67.78B+18.4%C$20.54B30.3%$199.90B
BMOC$36.27B+10.6%C$8.71B24.0%$118.95B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

CM FAQ

7 questions
  • What is CM revenue?
    Canadian Imperial Bank of Commerce (CM) reported C$29.13B of revenue for fiscal 2025 (ended Oct 31, 2025). That is up 13.8% from the year before.
  • Is CM profitable?
    Yes. Canadian Imperial Bank of Commerce earned C$8.43B in net income for fiscal 2025 (ended Oct 31, 2025), a net margin of 28.9%.
  • How much cash and debt does CM have?
    Canadian Imperial Bank of Commerce reported C$12.38B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is CM revenue growing?
    Canadian Imperial Bank of Commerce's revenue changed +13.8% in fiscal 2025, to C$29.13B. Its compound annual growth rate was +9.2% over 5 years.
  • What is CM earnings per share?
    Diluted earnings per share were C$8.57 for fiscal 2025 (ended Oct 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did CM last report financial results?
    The latest statements here come from Canadian Imperial Bank of Commerce's 40-F filed on Dec 4, 2025, covering the period ended Oct 31, 2025.
  • Where does this CM financial data come from?
    Quantisnow builds these statements from the structured XBRL data Canadian Imperial Bank of Commerce files with the SEC. It is provided for information only and is not investment advice.