For fiscal 2025 (ended Oct 31, 2025), Bank Of Montreal reported C$36.27B of revenue and C$8.71B of net income. Figures are in CAD, the currency of its SEC filings.
BMO revenue was C$36.27B for fiscal 2025 (ended Oct 31, 2025), up 10.6% from fiscal 2024. Compound annual growth was +7.6% over 5 years. It rose in 7 of the last 9 fiscal years. Fiscal 2025 is the highest of the 10 fiscal years on file.
BMO net income was C$8.71B for fiscal 2025 (ended Oct 31, 2025), up 19.0% from fiscal 2024. Compound annual growth was +11.3% over 5 years. It rose in 7 of the last 9 fiscal years.
BMO diluted EPS was C$11.44 for fiscal 2025 (ended Oct 31, 2025), up 20.3% from fiscal 2024. Compound annual growth was +8.7% over 5 years.
BMO free cash flow was C$8.51B for fiscal 2025 (ended Oct 31, 2025), down 66.1% from fiscal 2024. Compound annual growth was -29.9% over 5 years. It rose in 5 of the last 8 fiscal years.
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 | Oct 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | C$36.27B | C$32.80B | C$29.26B | C$33.71B | C$27.19B | C$25.19B | C$25.48B | C$22.91B | C$22.11B | C$21.09B |
| Interest expense | C$42.05B | C$46.52B | C$36.89B | C$11.01B | C$5.58B | C$9.34B | C$13.26B | C$9.60B | C$6.14B | C$4.52B |
| Pre-tax income | C$11.55B | C$9.54B | C$5.95B | C$17.89B | C$10.26B | C$6.35B | C$7.27B | C$7.41B | C$6.63B | C$5.73B |
| Income tax | C$2.83B | C$2.21B | C$1.51B | C$4.35B | C$2.50B | C$1.25B | C$1.51B | C$1.96B | C$1.29B | C$1.10B |
| Net income | C$8.71B | C$7.32B | C$4.42B | C$13.54B | C$7.75B | C$5.10B | C$5.76B | C$5.45B | C$5.34B | C$4.62B |
| EPS, basic | C$11.46 | C$9.52 | C$5.77 | C$20.04 | C$11.60 | C$7.56 | C$8.68 | C$8.19 | C$7.93 | C$6.94 |
| EPS, diluted | C$11.44 | C$9.51 | C$5.76 | C$19.99 | C$11.58 | C$7.55 | C$8.66 | C$8.17 | C$7.90 | C$6.92 |
| Diluted shares | 723.3M | 728.5M | 710.5M | 665.7M | 648.7M | 642.1M | 640.4M | 644.9M | 652.0M | 646.1M |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 | Oct 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | C$67.48B | C$65.10B | C$77.93B | C$87.47B | C$93.26B | C$57.41B | C$48.80B | C$42.14B | C$32.60B | C$31.65B |
| Goodwill | C$16.80B | C$16.77B | C$16.73B | C$5.29B | C$5.38B | C$6.54B | C$6.34B | C$6.37B | C$6.24B | C$6.38B |
| Total assets | C$1.48T | C$1.41T | C$1.35T | C$1.14T | C$988.17B | C$949.26B | C$852.20B | C$773.29B | C$709.58B | - |
| Total liabilities | C$1.39T | C$1.33T | C$1.27T | C$1.07T | C$930.65B | C$892.67B | C$801.12B | C$727.57B | C$665.24B | - |
| Shareholders' equity | C$88.10B | C$84.29B | C$76.09B | C$71.04B | C$57.52B | C$56.59B | C$51.08B | C$45.72B | C$44.34B | C$42.33B |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 | Oct 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | C$10.24B | C$26.70B | C$9.59B | C$4.96B | C$44.05B | C$50.84B | C$29.30B | C$17.91B | C$2.91B | -C$2.73B |
| Capital expenditures | C$1.73B | C$1.56B | C$1.68B | C$777.00M | C$484.00M | C$399.00M | C$478.00M | C$330.00M | C$301.00M | C$224.00M |
| Free cash flow | C$8.51B | C$25.14B | C$7.91B | C$4.18B | C$43.56B | C$50.44B | C$28.82B | C$17.58B | C$2.61B | -C$2.95B |
| Investing cash flow | C$605.00M | -C$24.53B | -C$21.16B | -C$29.47B | -C$299.00M | -C$31.97B | -C$19.58B | -C$11.33B | -C$3.15B | -C$15.33B |
| Financing cash flow | -C$8.67B | -C$15.09B | C$268.00M | C$15.98B | -C$5.12B | -C$10.30B | -C$2.61B | C$2.74B | C$2.00B | C$8.05B |
| Dividends paid | C$5.03B | C$3.84B | C$2.70B | C$2.60B | C$2.98B | C$2.48B | C$2.75B | C$2.58B | C$2.01B | C$2.22B |
| Share repurchases | C$500.00M | C$1.25B | - | - | - | - | - | - | - | - |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 | Oct 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 10.6% | 12.1% | -13.2% | 24.0% | 7.9% | -1.2% | 11.3% | 3.6% | 4.8% | - |
| Net income growth, YoY | 19.0% | 65.4% | -67.3% | 74.6% | 52.1% | -11.5% | 5.6% | 2.2% | 15.5% | - |
| EPS growth, YoY | 20.3% | 65.1% | -71.2% | 72.6% | 53.4% | -12.8% | 6.0% | 3.4% | 14.2% | - |
| Net margin | 24.0% | 22.3% | 15.1% | 40.2% | 28.5% | 20.2% | 22.6% | 23.8% | 24.1% | 21.9% |
| Free cash flow margin | 23.5% | 76.7% | 27.0% | 12.4% | 160.2% | 200.3% | 113.1% | 76.8% | 11.8% | -14.0% |
| Return on equity | 9.9% | 8.7% | 5.8% | 19.1% | 13.5% | 9.0% | 11.3% | 11.9% | 12.0% | 10.9% |
| Return on assets | 0.6% | 0.5% | 0.3% | 1.2% | 0.8% | 0.5% | 0.7% | 0.7% | 0.8% | - |
Source: XBRL data Bank Of Montreal files with the SEC, latest filing dated Dec 17, 2025 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| BMO | C$36.27B | +10.6% | C$8.71B | 24.0% | $118.95B |
| TD | C$67.78B | +18.4% | C$20.54B | 30.3% | $199.90B |
| BNS | C$37.74B | +12.1% | C$7.79B | 20.6% | $112.48B |
| CM | C$29.13B | +13.8% | C$8.43B | 28.9% | $104.58B |