Financials · BANF

BancFirst Corporation (BANF) financials

For the twelve months ended Sep 30, 2026, BancFirst Corporation reported $734.87M of revenue and $256.43M of net income.

Revenue, TTM
$734.87M
Revenue growth, YoY
+9.3%
Net income, TTM
$256.43M
Net income growth, YoY
+7.9%
Net margin
34.9%
Free cash flow, TTM
$251.50M
EPS, diluted, TTM
$7.53
EPS growth, YoY
+7.0%
P/E
15.09
P/S
5.27
Market cap
$3.87B
Annual revenue$690.63M
FY2016FY2025
Annual net income$240.61M
FY2016FY2025
Annual free cash flow$236.97M
FY2016FY2025

BANF revenue and earnings growth

BANF revenueQ3 2026$187.38M

Quarter YoY
+6.8%
QoQ
-0.1%
FY YoY
+9.4%
5Y CAGR
+9.2%
10Y CAGR
+8.9%

BANF revenue was $187.38M in fiscal Q3 2026 (ended Sep 30, 2026), up 6.8% from a year earlier and down 0.1% from the prior quarter. For the full fiscal 2025 it was $690.63M, up 9.4% from fiscal 2024. Compound annual growth was +9.2% over 5 years and +8.9% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BANF net incomeQ3 2026$67.25M

Quarter YoY
+7.3%
QoQ
+0.9%
FY YoY
+11.2%
5Y CAGR
+19.3%
10Y CAGR
+13.8%

BANF net income was $67.25M in fiscal Q3 2026 (ended Sep 30, 2026), up 7.3% from a year earlier and up 0.9% from the prior quarter. For the full fiscal 2025 it was $240.61M, up 11.2% from fiscal 2024. Compound annual growth was +19.3% over 5 years and +13.8% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BANF EPSQ3 2026$1.97

Quarter YoY
+6.5%
QoQ
+0.5%
FY YoY
+10.4%
5Y CAGR
+18.8%
10Y CAGR
+13.0%

BANF diluted EPS was $1.97 in fiscal Q3 2026 (ended Sep 30, 2026), up 6.5% from a year earlier and up 0.5% from the prior quarter. For the full fiscal 2025 it was $7.11, up 10.4% from fiscal 2024. Compound annual growth was +18.8% over 5 years and +13.0% over 10 years.

BANF free cash flowQ3 2026$69.92M

Quarter YoY
+9.7%
QoQ
-4.6%
FY YoY
+5.5%
5Y CAGR
+21.8%
10Y CAGR
+13.5%

BANF free cash flow was $69.92M in fiscal Q3 2026 (ended Sep 30, 2026), up 9.7% from a year earlier and down 4.6% from the prior quarter. For the full fiscal 2025 it was $236.97M, up 5.5% from fiscal 2024. Compound annual growth was +21.8% over 5 years and +13.5% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

Export CSV

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$690.63M$631.45M$609.86M$557.42M$485.69M$443.89M$419.15M$385.68M$345.21M$310.86M
Interest expense--$199.48M$46.15M$11.36M$20.45M$54.74M$42.73M$20.93M$14.74M
Pre-tax income$305.12M$275.28M$269.95M$237.43M$208.40M$123.51M$169.56M$159.75M$136.31M$107.94M
Income tax$64.51M$58.93M$57.48M$44.33M$40.77M$23.93M$34.68M$33.94M$49.87M$37.26M
Net income$240.61M$216.35M$212.47M$193.10M$167.63M$99.59M$134.88M$125.81M$86.44M$70.67M
EPS, basic$7.22$6.55$6.45$5.89$5.12$3.05$4.13$3.85$2.72$2.27
EPS, diluted$7.11$6.44$6.34$5.77$5.03$3.00$4.05$3.76$2.65$2.22
Diluted shares33.8M33.6M33.5M33.4M33.3M33.2M33.3M33.4M32.6M31.8M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents-------$1.42B$1.76B$1.85B
Goodwill$182.74M$182.26M$182.26M$182.06M$149.92M$149.92M$148.60M$79.75M$54.04M$54.04M
Total assets$14.84B$13.55B$12.37B$12.39B$9.41B$9.21B$8.57B$7.57B$7.25B$7.02B
Short-term debt$10.01M$0$3.35M$300.0K$0$1.10M$1.10M$1.68M$900.0K$500.0K
Total liabilities$12.98B$11.93B$10.94B$11.14B$8.23B$8.14B$7.56B$6.67B$6.48B$6.31B
Shareholders' equity$1.85B$1.62B$1.43B$1.25B$1.17B$1.07B$1.00B$902.79M$775.63M$711.09M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$285.28M$261.20M$233.04M$226.27M$203.93M$154.85M$158.96M$140.01M$109.75M$90.54M
Capital expenditures$48.31M$36.65M$22.50M$19.79M$27.25M$66.45M$27.05M$51.86M$18.01M$10.84M
Free cash flow$236.97M$224.55M$210.54M$206.49M$176.68M$88.41M$131.90M$88.15M$91.74M$79.71M
Investing cash flow$15.54M-$71.39M-$669.71M-$1.52B$422.88M-$898.51M$50.35M-$293.80M-$349.78M-$98.02M
Financing cash flow$549.77M$966.50M-$334.79M$2.41B-$193.71M$492.28M$234.72M-$179.83M$147.45M$259.76M
Dividends paid$62.21M$57.77M$53.64M$48.46M$45.14M$42.47M$39.80M$30.27M$24.78M$22.77M
Share repurchases--$1.82M-$11.66M$3.10M$1.60M$7.91M-$5.52M
Stock-based compensation$3.73M$3.45M$3.00M$1.94M$2.13M$1.52M$1.28M$1.35M$1.18M$1.64M
Depreciation and amortization$22.54M$21.68M$22.19M$22.05M$20.04M$18.42M$15.99M$13.55M$11.79M$12.38M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY9.4%3.5%9.4%14.8%9.4%5.9%8.7%11.7%11.0%5.5%
Net income growth, YoY11.2%1.8%10.0%15.2%68.3%-26.2%7.2%45.6%22.3%6.8%
EPS growth, YoY10.4%1.6%9.9%14.7%67.7%-25.9%7.7%41.9%19.4%6.2%
Net margin34.8%34.3%34.8%34.6%34.5%22.4%32.2%32.6%25.0%22.7%
Free cash flow margin34.3%35.6%34.5%37.0%36.4%19.9%31.5%22.9%26.6%25.6%
Return on equity13.0%13.3%14.8%15.4%14.3%9.3%13.4%13.9%11.1%9.9%
Return on assets1.6%1.6%1.7%1.6%1.8%1.1%1.6%1.7%1.2%1.0%

Source: XBRL data BancFirst Corporation files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures and share counts are restated for stock splits the filings show: 2-for-1, first reported Nov 3, 2017.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BANF peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BANF$734.87M+9.3%$256.43M34.9%$3.87B
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

BANF FAQ

7 questions
  • What is BANF revenue?
    BancFirst Corporation (BANF) reported $734.87M of revenue for the twelve months ended Sep 30, 2026. That is up 9.3% from the year before. Revenue for fiscal 2025 was $690.63M.
  • Is BANF profitable?
    Yes. BancFirst Corporation earned $256.43M in net income for the twelve months ended Sep 30, 2026, a net margin of 34.9%.
  • How fast is BANF revenue growing?
    BancFirst Corporation's revenue changed +9.4% in fiscal 2025, to $690.63M. Its compound annual growth rate was +9.2% over 5 years and +8.9% over 10 years.
  • What is BANF free cash flow?
    BancFirst Corporation generated $251.50M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $299.82M less capital expenditures.
  • What is BANF earnings per share?
    Diluted earnings per share were $7.53 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BANF last report financial results?
    The latest statements here come from BancFirst Corporation's 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this BANF financial data come from?
    Quantisnow builds these statements from the structured XBRL data BancFirst Corporation files with the SEC. It is provided for information only and is not investment advice.