Financials · BBD

Banco Bradesco Sa (BBD) financials

For fiscal 2025 (ended Dec 31, 2025), Banco Bradesco Sa reported R$267.11B of revenue and R$23.67B of net income. Figures are in BRL, the currency of its SEC filings.

Revenue, FY2025
R$267.11B
Revenue growth, YoY
+26.2%
Net income, FY2025
R$23.67B
Net income growth, YoY
+37.2%
Net margin
8.9%
Free cash flow, FY2025
-R$67.56B
Cash
R$193.52B
Total debt
R$39.00B
Annual revenueR$267.11B
FY2016FY2025
Annual net incomeR$23.67B
FY2016FY2025
Annual free cash flow-R$67.56B
FY2016FY2025

BBD revenue and earnings growth

BBD revenueFY2025R$267.11B

FY YoY
+26.2%
5Y CAGR
+17.4%
10Y CAGR
+13.8%

BBD revenue was R$267.11B for fiscal 2025 (ended Dec 31, 2025), up 26.2% from fiscal 2024. Compound annual growth was +17.4% over 5 years and +13.8% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BBD net incomeFY2025R$23.67B

FY YoY
+37.2%
5Y CAGR
+8.4%
10Y CAGR
+2.7%

BBD net income was R$23.67B for fiscal 2025 (ended Dec 31, 2025), up 37.2% from fiscal 2024. Compound annual growth was +8.4% over 5 years and +2.7% over 10 years. It rose in 4 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BBD free cash flowFY2025-R$67.56B

BBD free cash flow was -R$67.56B for fiscal 2025 (ended Dec 31, 2025), compared with R$47.93B in fiscal 2024.

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
RevenueR$267.11BR$211.73BR$211.46BR$200.61BR$138.22BR$119.74BR$124.42BR$90.64BR$73.39BR$77.00B
Selling, general and admin----R$17.51B-R$15.99B-R$15.48BR$16.49BR$16.87BR$16.88BR$16.15B
Interest expenseR$193.84BR$144.28BR$156.38BR$130.80BR$55.12B-R$48.58B-R$58.62BR$55.24BR$75.59BR$91.04B
Pre-tax incomeR$21.02BR$16.90BR$10.21BR$24.62BR$32.85BR$4.08BR$13.38BR$19.44BR$23.74BR$31.91B
Income taxR$2.90BR$641.64MR$4.29B-R$3.16B-R$9.47BR$11.96B-R$7.79BR$2.69BR$6.43BR$13.91B
Net incomeR$23.67BR$17.25BR$14.25BR$21.22BR$23.17BR$15.84BR$21.02BR$16.58BR$17.09BR$17.89B
EPS, basic--R$1.27R$1.89R$2.07R$1.41----
EPS, diluted--R$1.41R$2.09R$2.27R$1.55----
Diluted shares-5.32B5.33B5.34B5.35B5.4M4.9M4.4M4.03B3.35B

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalentsR$193.52BR$208.02BR$186.79BR$126.19BR$71.39BR$190.82BR$61.88BR$110.23BR$156.05BR$181.23B
Total assetsR$2.33TR$2.07TR$1.93TR$1.79TR$1.68TR$1.60TR$1.38TR$1.31TR$1.22TR$1.19T
Total debtR$39.00BR$46.77BR$22.81BR$32.63BR$26.55BR$23.97BR$29.27BR$29.68BR$18.52BR$22.17B
Total liabilitiesR$2.15TR$1.90TR$1.76TR$1.63TR$1.53TR$1.46TR$1.24TR$1.18TR$1.11TR$1.09T
Shareholders' equityR$178.42BR$168.41BR$167.01BR$160.01BR$149.01BR$146.12BR$135.54BR$124.68BR$115.56BR$105.48B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow-R$62.53BR$50.23B-R$177.63MR$49.77B-R$101.99BR$142.43B-R$19.45B-R$6.50BR$35.55BR$53.96B
Capital expendituresR$5.02BR$2.30BR$1.95BR$2.44BR$1.16BR$1.80BR$2.63BR$2.39BR$1.90BR$2.78B
Free cash flow-R$67.56BR$47.93B-R$2.13BR$47.33B-R$103.15BR$140.64B-R$22.08B-R$8.89BR$33.65BR$51.18B
Investing cash flowR$59.83B-R$5.01BR$83.61B-R$17.78B-R$19.31BR$20.46B-R$15.33B-R$34.49B-R$18.23BR$9.15B
Financing cash flow-R$11.71B-R$23.68B-R$23.06BR$21.92B-R$1.61B-R$36.41B-R$14.32B-R$5.60B-R$43.30B-R$23.52B
Dividends paidR$11.83BR$6.54BR$8.93BR$3.66BR$9.91BR$1.43BR$17.75BR$6.54BR$6.51BR$5.61B
Depreciation and amortizationR$2.45BR$2.62BR$2.63BR$2.53BR$2.71BR$2.96BR$2.74BR$1.46BR$1.24BR$1.14B

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY26.2%0.1%5.4%45.1%15.4%-3.8%37.3%23.5%-4.7%4.8%
Net income growth, YoY37.2%21.1%-32.9%-8.4%46.3%-24.7%26.8%-3.0%-4.5%-1.3%
EPS growth, YoY---32.5%-7.9%------
Net margin8.9%8.1%6.7%10.6%16.8%13.2%16.9%18.3%23.3%23.2%
Free cash flow margin-25.3%22.6%-1.0%23.6%-74.6%117.4%-17.7%-9.8%45.9%66.5%
Return on equity13.3%10.2%8.5%13.3%15.6%10.8%15.5%13.3%14.8%17.0%
Return on assets1.0%0.8%0.7%1.2%1.4%1.0%1.5%1.3%1.4%1.5%
Debt to equity0.220.280.140.200.180.160.220.240.160.21

Source: XBRL data Banco Bradesco Sa files with the SEC, latest filing dated Mar 25, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

BBD peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BBDR$267.11B+26.2%R$23.67B8.9%$28.38B
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

BBD FAQ

7 questions
  • What is BBD revenue?
    Banco Bradesco Sa (BBD) reported R$267.11B of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 26.2% from the year before.
  • Is BBD profitable?
    Yes. Banco Bradesco Sa earned R$23.67B in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 8.9%.
  • How much cash and debt does BBD have?
    Banco Bradesco Sa reported R$193.52B in cash and cash equivalents and R$39.00B of debt on its most recent balance sheet in SEC filings.
  • How fast is BBD revenue growing?
    Banco Bradesco Sa's revenue changed +26.2% in fiscal 2025, to R$267.11B. Its compound annual growth rate was +17.4% over 5 years and +13.8% over 10 years.
  • What is BBD free cash flow?
    Banco Bradesco Sa generated -R$67.56B of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of -R$62.53B less capital expenditures.
  • When did BBD last report financial results?
    The latest statements here come from Banco Bradesco Sa's 20-F filed on Mar 25, 2026, covering the period ended Dec 31, 2025.
  • Where does this BBD financial data come from?
    Quantisnow builds these statements from the structured XBRL data Banco Bradesco Sa files with the SEC. It is provided for information only and is not investment advice.