For the twelve months ended Jun 30, 2026, Beacon Financial Corporation reported $887.69M of revenue and $159.79M of net income.
BBT revenue was $219.19M in fiscal Q2 2026 (ended Jun 30, 2026), up 92.8% from a year earlier and up 2.1% from the prior quarter. For the full fiscal 2025 it was $553.00M, up 55.7% from fiscal 2024. Compound annual growth was +7.6% over 5 years and +7.5% over 10 years. It rose in 6 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.
BBT net income was $64.43M in fiscal Q2 2026 (ended Jun 30, 2026), up 192.5% from a year earlier and up 39.4% from the prior quarter. For the full fiscal 2025 it was $90.27M, up 31.4% from fiscal 2024. Compound annual growth was +6.2% over 10 years. It rose in 1 of the last 4 fiscal years.
BBT diluted EPS was $0.77 in fiscal Q2 2026 (ended Jun 30, 2026), up 208.0% from a year earlier and up 40.0% from the prior quarter. For the full fiscal 2025 it was $1.03, up 33.8% from fiscal 2024.
BBT free cash flow was $159.60M in fiscal Q4 2025 (ended Dec 31, 2025), up 283.0% from a year earlier and up about 11-fold from the prior quarter. For the full fiscal 2025 it was $212.16M, up 112.2% from fiscal 2024. Compound annual growth was -0.8% over 5 years and +10.4% over 10 years. It rose in 5 of the last 10 fiscal years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $553.00M | $355.20M | $371.64M | $413.53M | $434.41M | $383.09M | $449.26M | $430.52M | $365.21M | $298.12M |
| Interest expense | - | - | $207.25M | $42.66M | $37.90M | $93.00M | $144.25M | $109.69M | $64.11M | $48.17M |
| Pre-tax income | $121.86M | $91.69M | $93.91M | $113.82M | $149.02M | -$533.03M | $123.98M | $138.18M | $91.20M | $77.45M |
| Income tax | $31.59M | $22.98M | $18.91M | $21.29M | $30.36M | -$19.85M | $22.46M | $28.96M | $42.09M | $18.78M |
| Net income | $90.27M | $68.72M | $75.00M | $92.53M | $118.66M | -$533.02M | $97.45M | $105.77M | $55.25M | $58.67M |
| EPS, basic | $1.03 | $0.77 | $0.85 | $2.03 | $2.41 | -$10.60 | $1.98 | $2.30 | $1.40 | $1.89 |
| EPS, diluted | $1.03 | $0.77 | $0.85 | $2.02 | $2.39 | -$10.60 | $1.97 | $2.29 | $1.39 | $1.88 |
| Diluted shares | 87.7M | 89.3M | 88.5M | 45.9M | 49.6M | 50.3M | 49.4M | 46.2M | 39.7M | 31.2M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $2.04B | $543.67M | $133.03M | $382.96M | $1.63B | $1.56B | $579.83M | $183.19M | $248.76M | $113.08M |
| Goodwill | $351.61M | $241.22M | $241.22M | - | $0 | $0 | $553.76M | $518.33M | $519.29M | $403.11M |
| Total assets | $23.22B | $11.91B | $12.43B | $11.66B | $11.55B | $12.84B | $13.22B | $12.21B | $11.57B | $9.16B |
| Short-term debt | - | $103.50M | $260.00M | $0 | $0 | $40.00M | $125.00M | $1.12B | $667.30M | $1.08B |
| Total debt | $788.36M | $1.52B | $246.59M | $125.51M | $110.84M | $531.64M | $702.55M | $398.98M | $469.77M | $231.95M |
| Total liabilities | $20.72B | $10.68B | $11.42B | $10.71B | $10.37B | $11.65B | $11.46B | $10.66B | $10.07B | $8.07B |
| Shareholders' equity | $2.50B | $1.22B | $1.20B | $992.13M | $1.18B | $1.19B | $1.76B | $1.55B | $1.50B | $1.09B |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $224.44M | $104.95M | $116.60M | $110.74M | $84.79M | $227.64M | $111.53M | $222.25M | $78.09M | $98.14M |
| Capital expenditures | $12.29M | $4.99M | $12.36M | $1.50M | $1.61M | $7.21M | $10.56M | $9.35M | $11.26M | $9.10M |
| Free cash flow | $212.16M | $99.97M | $104.24M | $109.24M | $83.18M | $220.43M | $100.96M | $212.91M | $66.83M | $89.04M |
| Investing cash flow | $2.30B | -$139.60M | -$665.26M | -$1.26B | $621.24M | $641.10M | $1.20B | -$861.52M | -$282.90M | -$207.59M |
| Financing cash flow | -$1.03B | $445.29M | $298.74M | $207.69M | -$636.10M | $109.30M | -$917.47M | $573.69M | $340.50M | $118.97M |
| Dividends paid | $63.12M | $48.06M | $47.93M | $24.53M | $24.55M | $36.56M | $45.11M | $40.88M | $33.24M | $24.92M |
| Share repurchases | - | $17.54M | $23.84M | $124.52M | $68.71M | $473.0K | $52.75M | $0 | $0 | $0 |
| Stock-based compensation | - | $8.32M | $7.50M | $7.34M | $4.17M | $4.73M | $4.81M | $4.76M | $5.10M | $4.62M |
| Depreciation and amortization | $10.00M | $8.00M | $8.40M | $9.60M | $11.00M | $12.50M | $10.92M | $10.44M | $9.50M | $8.39M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 55.7% | -4.4% | -10.1% | -4.8% | 13.4% | -14.7% | 4.4% | 17.9% | 22.5% | 11.2% |
| Net income growth, YoY | 31.4% | -8.4% | -18.9% | -22.0% | - | - | -7.9% | 91.4% | -5.8% | 18.5% |
| EPS growth, YoY | 33.8% | -9.4% | - | -15.5% | - | - | -14.0% | 64.7% | -26.1% | 8.7% |
| Net margin | 16.3% | 19.3% | 20.2% | 22.4% | 27.3% | -139.1% | 21.7% | 24.6% | 15.1% | 19.7% |
| Free cash flow margin | 38.4% | 28.1% | 28.0% | 26.4% | 19.1% | 57.5% | 22.5% | 49.5% | 18.3% | 29.9% |
| Return on equity | 3.6% | 5.6% | 6.3% | 9.3% | 10.0% | -44.9% | 5.5% | 6.8% | 3.7% | 5.4% |
| Return on assets | 0.4% | 0.6% | 0.6% | 0.8% | 1.0% | -4.2% | 0.7% | 0.9% | 0.5% | 0.6% |
| Debt to equity | 0.32 | 1.24 | 0.21 | 0.13 | 0.09 | 0.45 | 0.40 | 0.26 | 0.31 | 0.21 |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $219.19M | $214.72M | $312.58M | $141.19M | $113.67M | $110.44M | $110.18M | $125.61M | $108.67M | $55.54M | $80.04M | $107.80M |
| Interest expense | - | - | $112.84M | $83.56M | $65.39M | $67.90M | $73.16M | $76.55M | $75.35M | $73.87M | $62.12M | $57.69M |
| Pre-tax income | $87.02M | $65.95M | $75.19M | -$8.40M | $29.59M | $25.48M | $23.82M | $26.75M | $21.64M | $19.48M | -$5.95M | $23.29M |
| Income tax | $22.59M | $19.74M | $21.82M | -$4.18M | $7.57M | $6.38M | $6.28M | $6.61M | $5.27M | $4.81M | -$4.51M | $3.74M |
| Net income | $64.43M | $46.22M | $53.37M | -$4.22M | $22.03M | $19.10M | $17.54M | $20.14M | $16.37M | $14.66M | -$1.45M | $19.55M |
| EPS, basic | $0.77 | $0.55 | $0.64 | -$0.05 | $0.25 | $0.21 | $0.20 | $0.23 | $0.18 | $0.16 | -$0.03 | $0.45 |
| EPS, diluted | $0.77 | $0.55 | $0.64 | -$0.05 | $0.25 | $0.21 | $0.20 | $0.23 | $0.18 | $0.16 | -$0.03 | $0.45 |
| Diluted shares | 83.9M | 83.9M | 83.9M | 87.8M | 89.6M | 89.6M | 89.5M | 89.3M | 89.2M | 89.2M | 43.1M | 43.3M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $1.22B | $1.11B | $2.04B | $1.22B | $506.75M | $357.55M | $543.67M | $407.89M | $1.10B | $1.19B | $133.03M | $663.47M |
| Goodwill | $357.36M | $355.27M | $351.61M | $353.47M | - | - | $241.22M | - | - | - | $241.22M | - |
| Total assets | $22.25B | $22.23B | $23.22B | $22.82B | $12.03B | $12.01B | $11.91B | $11.60B | $12.22B | $12.15B | $12.43B | $12.14B |
| Short-term debt | - | - | - | - | $360.00M | $400.00M | $103.50M | $353.50M | $532.50M | $210.00M | $260.00M | $670.00M |
| Total debt | $888.59M | $1.07B | $788.36M | $1.08B | $225.60M | $284.60M | $1.52B | $353.59M | $278.59M | $248.59M | $246.59M | $255.59M |
| Total liabilities | $19.71B | $19.72B | $20.72B | $20.41B | $10.81B | $10.82B | $10.68B | $10.53B | $11.21B | $11.14B | $11.42B | $11.19B |
| Shareholders' equity | $2.54B | $2.50B | $2.50B | $2.41B | $1.25B | $1.24B | $1.22B | $1.23B | $1.20B | $1.01B | $1.20B | $951.01M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $64.13M | -$13.85M | $167.44M | $15.38M | $33.62M | $8.01M | $43.49M | $19.85M | $34.75M | $6.86M | $11.89M | $35.45M |
| Capital expenditures | - | - | $7.84M | -$1.14M | $2.21M | $3.38M | $1.81M | $2.62M | $318.0K | $235.0K | $11.60M | $0 |
| Free cash flow | - | - | $159.60M | $14.24M | $31.41M | $4.63M | $41.67M | $17.23M | $34.44M | $6.63M | $287.0K | $35.45M |
| Investing cash flow | $60.17M | $51.71M | $359.65M | $1.69B | $78.76M | $172.86M | -$88.50M | -$162.63M | -$180.35M | $291.88M | -$126.41M | -$50.66M |
| Financing cash flow | -$21.14M | -$966.66M | $294.04M | -$990.65M | $36.82M | -$367.00M | $180.79M | $520.59M | $52.20M | -$308.29M | -$113.53M | $38.07M |
| Dividends paid | $27.03M | $27.03M | $27.03M | $12.03M | $12.03M | $12.03M | $12.03M | $20.45M | $15.57M | $0 | $24.06M | $7.90M |
| Share repurchases | - | - | - | - | $0 | $0 | -$2.0K | -$1.0K | $13.49M | $4.04M | $6.70M | $3.58M |
| Stock-based compensation | - | - | - | - | $1.31M | $1.29M | $2.15M | $2.22M | $1.85M | $2.10M | $1.98M | $2.07M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 92.8% | 94.4% | 183.7% | 12.4% | 4.6% | 98.8% | 37.7% | 16.5% | -1.1% | -51.3% | -32.0% | -0.5% |
| Net income growth, YoY | 192.5% | 142.0% | 204.3% | - | 34.5% | 30.2% | - | 3.1% | -31.4% | -46.9% | - | 4.4% |
| EPS growth, YoY | 208.0% | 161.9% | 220.0% | - | 38.9% | 31.3% | - | - | - | - | - | 7.1% |
| Net margin | 29.4% | 21.5% | 17.1% | -3.0% | 19.4% | 17.3% | 15.9% | 16.0% | 15.1% | 26.4% | -1.8% | 18.1% |
| Free cash flow margin | - | - | 51.1% | 10.1% | 27.6% | 4.2% | 37.8% | 13.7% | 31.7% | 11.9% | 0.4% | 32.9% |
| Debt to equity | 0.35 | 0.43 | 0.32 | 0.45 | 0.18 | 0.23 | 1.24 | 0.29 | 0.23 | 0.25 | 0.21 | 0.27 |
Source: XBRL data Beacon Financial Corporation files with the SEC, latest filing dated Aug 7, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| BBT | $887.69M | +93.0% | $159.79M | 18.0% | $2.56B |
| FLG | $2.10B | -1.4% | $96.00M | 4.6% | $4.36B |
| HFWA | $314.90M | +33.0% | $77.45M | 24.6% | $1.16B |
| NBBK | $283.44M | +43.2% | $66.95M | 23.6% | $968.0M |
| SMBC | $204.74M | +9.0% | $75.29M | 36.8% | $776.0M |
| TCBX | $248.00M | +24.8% | $75.26M | 30.3% | $646.4M |
| GCBC | $95.87M | +19.9% | $44.65M | 46.6% | $615.0M |
| HBCP | $156.11M | +7.0% | $44.48M | 28.5% | $474.1M |