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Financials · NBBK

NB Bancorp Inc. (NBBK) financials

For the twelve months ended Sep 30, 2026, NB Bancorp Inc. reported $283.44M of revenue and $66.95M of net income.

Revenue, TTM
$283.44M
Revenue growth, YoY
+43.2%
Net income, TTM
$66.95M
Net income growth, YoY
+15.0%
Net margin
23.6%
Free cash flow, TTM
$121.31M
EPS, diluted, TTM
$1.66
EPS growth, YoY
+7.1%
Cash
$266.06M
P/E
14.52
P/S
3.43
Market cap
$972.3M
Annual revenue$213.66M
FY2022FY2025
Annual net income$50.30M
FY2022FY2025
Annual free cash flow$57.38M
FY2022FY2025

NBBK revenue and earnings growth

NBBK revenueQ3 2026$76.55M

Quarter YoY
+47.6%
QoQ
+2.5%
FY YoY
+23.0%

NBBK revenue was $76.55M in fiscal Q3 2026 (ended Sep 30, 2026), up 47.6% from a year earlier and up 2.5% from the prior quarter. For the full fiscal 2025 it was $213.66M, up 23.0% from fiscal 2024. It rose in each of the last 3 fiscal years.

NBBK net incomeQ3 2026$23.13M

Quarter YoY
+50.6%
QoQ
+9.5%
FY YoY
+19.3%

NBBK net income was $23.13M in fiscal Q3 2026 (ended Sep 30, 2026), up 50.6% from a year earlier and up 9.5% from the prior quarter. For the full fiscal 2025 it was $50.30M, up 19.3% from fiscal 2024. It rose in 2 of the last 3 fiscal years.

NBBK EPSQ3 2026$0.58

Quarter YoY
+34.9%
QoQ
+9.4%
FY YoY
+25.2%

NBBK diluted EPS was $0.58 in fiscal Q3 2026 (ended Sep 30, 2026), up 34.9% from a year earlier and up 9.4% from the prior quarter. For the full fiscal 2025 it was $1.34, up 25.2% from fiscal 2024.

NBBK free cash flowQ3 2026$67.22M

Quarter YoY
+180.8%
QoQ
+114.9%
FY YoY
+39.1%

NBBK free cash flow was $67.22M in fiscal Q3 2026 (ended Sep 30, 2026), up 180.8% from a year earlier and up 114.9% from the prior quarter. For the full fiscal 2025 it was $57.38M, up 39.1% from fiscal 2024. It rose in 2 of the last 3 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
Revenue$213.66M$173.76M$147.07M$114.41M
Selling, general and admin$7.33M$6.25M$6.29M$3.79M
Interest expense--$90.44M$15.55M
Pre-tax income$71.13M$58.62M$11.84M$36.39M
Income tax$20.83M$16.47M$2.02M$6.32M
Net income$50.30M$42.15M$9.82M$30.07M
EPS, basic$1.34$1.07$0.23-
EPS, diluted$1.34$1.07$0.23-
Diluted shares37.6M39.4M42.0M-

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
Cash and equivalents$407.85M$363.86M$272.59M$156.54M
Goodwill$18.51M$0$0$0
Total assets$7.01B$5.16B$4.53B$3.59B
Total liabilities$6.15B$4.39B$3.78B$3.25B
Shareholders' equity$858.93M$765.17M$757.96M$344.06M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
Operating cash flow$60.79M$43.19M$52.90M$39.71M
Capital expenditures$3.42M$1.94M$2.87M$8.50M
Free cash flow$57.38M$41.25M$50.03M$31.22M
Investing cash flow-$519.05M-$546.44M-$831.62M-$667.99M
Financing cash flow$502.00M$594.52M$894.77M$317.77M
Dividends paid$5.58M---
Share repurchases$77.13M---
Stock-based compensation$2.91M---

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
Revenue growth, YoY23.0%18.1%28.6%-
Net income growth, YoY19.3%329.0%-67.3%-
EPS growth, YoY25.2%365.2%--
Net margin23.5%24.3%6.7%26.3%
Free cash flow margin26.9%23.7%34.0%27.3%
Return on equity5.9%5.5%1.3%8.7%
Return on assets0.7%0.8%0.2%0.8%

Source: XBRL data NB Bancorp Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

NBBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
NBBK$283.44M+43.2%$66.95M23.6%$972.3M
FLG$2.10B-1.4%$96.00M4.6%$4.18B
BBT$969.65M+103.9%$225.19M23.2%$2.60B
HFWA$314.90M+33.0%$77.45M24.6%$1.15B
SMBC$204.74M+9.0%$75.29M36.8%$781.2M
TCBX$248.00M+24.8%$75.26M30.3%$661.2M
GCBC$95.87M+19.9%$44.65M46.6%$609.9M
HBCP$156.11M+7.0%$44.48M28.5%$478.0M

NBBK FAQ

8 questions
  • What is NBBK revenue?
    NB Bancorp Inc. (NBBK) reported $283.44M of revenue for the twelve months ended Sep 30, 2026. That is up 43.2% from the year before. Revenue for fiscal 2025 was $213.66M.
  • Is NBBK profitable?
    Yes. NB Bancorp Inc. earned $66.95M in net income for the twelve months ended Sep 30, 2026, a net margin of 23.6%.
  • How much cash and debt does NBBK have?
    NB Bancorp Inc. reported $266.06M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is NBBK revenue growing?
    NB Bancorp Inc.'s revenue changed +23.0% in fiscal 2025, to $213.66M.
  • What is NBBK free cash flow?
    NB Bancorp Inc. generated $121.31M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $131.26M less capital expenditures.
  • What is NBBK earnings per share?
    Diluted earnings per share were $1.66 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did NBBK last report financial results?
    The latest statements here come from NB Bancorp Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.
  • Where does this NBBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data NB Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.