Get started

Financials · BCBP

BCB Bancorp Inc. (NJ) (BCBP) financials

For the twelve months ended Sep 30, 2026, BCB Bancorp Inc. (NJ) reported $101.75M of revenue and -$154.35M of net income.

Revenue, TTM
$101.75M
Revenue growth, YoY
+3.2%
Net income, TTM
-$154.35M
Net margin
-151.7%
Free cash flow, TTM
$30.50M
EPS, diluted, TTM
-$8.24
Cash
$500.31M
P/S
2.77
Market cap
$282.0M
Annual revenue$101.60M
FY2016FY2025
Annual net income-$12.53M
FY2016FY2025
Annual free cash flow$34.87M
FY2016FY2025

BCBP revenue and earnings growth

BCBP revenueQ3 2026$27.77M

Quarter YoY
+5.0%
QoQ
+21.4%
FY YoY
+7.0%
5Y CAGR
+1.8%
10Y CAGR
+5.3%

BCBP revenue was $27.77M in fiscal Q3 2026 (ended Sep 30, 2026), up 5.0% from a year earlier and up 21.4% from the prior quarter. For the full fiscal 2025 it was $101.60M, up 7.0% from fiscal 2024. Compound annual growth was +1.8% over 5 years and +5.3% over 10 years. It rose in 8 of the last 10 fiscal years.

BCBP net incomeQ3 2026-$132.45M

BCBP net income was -$132.45M in fiscal Q3 2026 (ended Sep 30, 2026), compared with $4.26M a year earlier. For the full fiscal 2025 it was -$12.53M, compared with $18.62M in fiscal 2024.

BCBP EPSQ3 2026-$6.92

BCBP diluted EPS was -$6.92 in fiscal Q3 2026 (ended Sep 30, 2026), compared with $0.22 a year earlier. For the full fiscal 2025 it was -$0.84, compared with $0.99 in fiscal 2024.

BCBP free cash flowQ3 2026$4.73M

Quarter YoY
-44.0%
QoQ
-49.3%
FY YoY
-47.6%
5Y CAGR
-24.0%
10Y CAGR
+23.8%

BCBP free cash flow was $4.73M in fiscal Q3 2026 (ended Sep 30, 2026), down 44.0% from a year earlier and down 49.3% from the prior quarter. For the full fiscal 2025 it was $34.87M, down 47.6% from fiscal 2024. Compound annual growth was -24.0% over 5 years and +23.8% over 10 years. It rose in 4 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$101.60M$94.96M$108.15M$115.54M$106.09M$92.90M$88.00M$85.64M$69.37M$61.18M
Interest expense--$84.30M$17.50M$15.18M$33.02M$40.95M$27.42M$15.69M$16.30M
Pre-tax income-$18.30M$26.27M$41.45M$63.11M$48.26M$29.42M$30.34M$24.25M$20.21M$13.26M
Income tax-$5.77M$7.65M$11.97M$17.53M$14.02M$8.57M$9.31M$7.48M$10.23M$5.26M
Net income-$12.53M$18.62M$29.48M$45.58M$34.24M$20.86M$21.03M$16.76M$9.98M$8.00M
EPS, basic-$0.84$0.99$1.71$2.64$1.94$1.14$1.20$1.02$0.76$0.63
EPS, diluted-$0.84$0.99$1.70$2.58$1.92$1.14$1.20$1.01$0.75$0.63
Diluted shares17.2M17.0M16.9M17.3M17.2M17.2M16.4M15.7M12.5M11.3M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$276.58M$317.28M$279.52M$229.36M$411.63M$261.23M$261.23M$195.26M$124.23M$65.04M
Goodwill$5.30M--$5.20M--$5.20M$5.23M--
Total assets$3.28B$3.60B$3.83B$3.55B$2.97B$2.82B$2.91B$2.67B$1.94B$1.71B
Short-term debt---$60.00M-----$20.00M
Long-term debt--------$185.00M$155.00M
Total debt--------$185.00M$175.00M
Total liabilities$2.98B$3.28B$3.52B$3.25B$2.69B$2.57B$2.67B$2.47B$1.77B$1.58B
Shareholders' equity$304.28M$323.93M$314.06M$291.25M$274.02M$249.21M$239.47M$200.22M$176.45M$131.08M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$35.92M$67.73M$35.16M$40.89M$45.89M$139.34M$24.27M$40.03M$21.03M$7.24M
Capital expenditures$1.05M$1.23M$4.53M$518.0K$325.0K$1.39M$2.51M$1.57M$1.91M$6.08M
Free cash flow$34.87M$66.50M$30.63M$40.37M$45.57M$137.96M$21.75M$38.46M$19.13M$1.16M
Investing cash flow$232.38M$222.77M-$233.32M-$761.50M-$7.67M-$315.49M$135.10M-$466.20M-$182.92M-$159.78M
Financing cash flow-$309.00M-$252.74M$248.33M$538.34M$112.17M-$112.98M$195.72M$497.20M$221.09M$84.94M
Dividends paid$10.63M$10.44M$10.44M$10.38M$9.78M$9.22M$8.71M$8.40M$6.54M$6.02M
Share repurchases--$3.82M$3.41M$4.21M$4.87M----
Stock-based compensation$1.02M$767.0K$593.0K$1.13M$417.0K$1.19M$987.0K$251.0K$199.0K$125.0K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY7.0%-12.2%-6.4%8.9%14.2%5.6%2.7%23.5%13.4%1.0%
Net income growth, YoY--36.8%-35.3%33.1%64.2%-0.8%25.5%67.9%24.7%13.8%
EPS growth, YoY--41.8%-34.1%34.4%68.4%-5.0%18.8%34.7%19.0%-8.7%
Net margin-12.3%19.6%27.3%39.4%32.3%22.5%23.9%19.6%14.4%13.1%
Free cash flow margin34.3%70.0%28.3%34.9%43.0%148.5%24.7%44.9%27.6%1.9%
Return on equity-4.1%5.7%9.4%15.6%12.5%8.4%8.8%8.4%5.7%6.1%
Return on assets-0.4%0.5%0.8%1.3%1.2%0.7%0.7%0.6%0.5%0.5%
Debt to equity--------1.051.34

Source: XBRL data BCB Bancorp Inc. (NJ) files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BCBP peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BCBP$101.75M+3.2%-$154.35M-151.7%$282.0M
HSBC$68.27B+3.7%$23.13B33.9%$308.59B
AX$1.55B+23.0%$507.67M32.7%$5.23B
EBC$1.19B+61.8%$381.02M32.1%$5.19B
TFSL$343.73M+10.5%$102.06M29.7%$4.64B
BKU$1.13B+5.4%$273.97M24.3%$3.06B
PFS$924.11M+8.6%$310.15M33.6%$3.02B
CFFN$229.25M+19.4%$82.83M36.1%$1.08B

BCBP FAQ

8 questions
  • What is BCBP revenue?
    BCB Bancorp Inc. (NJ) (BCBP) reported $101.75M of revenue for the twelve months ended Sep 30, 2026. That is up 3.2% from the year before. Revenue for fiscal 2025 was $101.60M.
  • Is BCBP profitable?
    No. BCB Bancorp Inc. (NJ) reported a net loss of $154.35M for the twelve months ended Sep 30, 2026.
  • How much cash and debt does BCBP have?
    BCB Bancorp Inc. (NJ) reported $500.31M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BCBP revenue growing?
    BCB Bancorp Inc. (NJ)'s revenue changed +7.0% in fiscal 2025, to $101.60M. Its compound annual growth rate was +1.8% over 5 years and +5.3% over 10 years.
  • What is BCBP free cash flow?
    BCB Bancorp Inc. (NJ) generated $30.50M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $31.58M less capital expenditures.
  • What is BCBP earnings per share?
    Diluted earnings per share were -$8.24 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BCBP last report financial results?
    The latest statements here come from BCB Bancorp Inc. (NJ)'s 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this BCBP financial data come from?
    Quantisnow builds these statements from the structured XBRL data BCB Bancorp Inc. (NJ) files with the SEC. It is provided for information only and is not investment advice.