Financials · BKU

BankUnited Inc. (BKU) financials

For the twelve months ended Sep 30, 2026, BankUnited Inc. reported $1.13B of revenue and $273.97M of net income.

Revenue, TTM
$1.13B
Revenue growth, YoY
+5.4%
Net income, TTM
$273.97M
Net income growth, YoY
+2.1%
Net margin
24.3%
EPS, diluted, TTM
$3.71
EPS growth, YoY
+4.5%
Cash
$425.18M
Total debt
$318.53M
P/E
11.45
P/S
2.78
Market cap
$3.14B
Annual revenue$1.09B
FY2016FY2025
Annual net income$268.35M
FY2016FY2025

BKU revenue and earnings growth

BKU revenueQ3 2026$280.44M

Quarter YoY
+1.7%
QoQ
-1.5%
FY YoY
+7.9%
5Y CAGR
+4.3%
10Y CAGR
+2.6%

BKU revenue was $280.44M in fiscal Q3 2026 (ended Sep 30, 2026), up 1.7% from a year earlier and down 1.5% from the prior quarter. For the full fiscal 2025 it was $1.09B, up 7.9% from fiscal 2024. Compound annual growth was +4.3% over 5 years and +2.6% over 10 years. It rose in 7 of the last 10 fiscal years.

BKU net incomeQ3 2026$72.17M

Quarter YoY
+0.4%
QoQ
+2.1%
FY YoY
+15.4%
5Y CAGR
+6.3%
10Y CAGR
+0.6%

BKU net income was $72.17M in fiscal Q3 2026 (ended Sep 30, 2026), up 0.4% from a year earlier and up 2.1% from the prior quarter. For the full fiscal 2025 it was $268.35M, up 15.4% from fiscal 2024. Compound annual growth was +6.3% over 5 years and +0.6% over 10 years. It rose in 4 of the last 10 fiscal years.

BKU EPSQ3 2026$1.01

Quarter YoY
+6.3%
QoQ
+4.1%
FY YoY
+14.6%
5Y CAGR
+11.4%
10Y CAGR
+4.2%

BKU diluted EPS was $1.01 in fiscal Q3 2026 (ended Sep 30, 2026), up 6.3% from a year earlier and up 4.1% from the prior quarter. For the full fiscal 2025 it was $3.53, up 14.6% from fiscal 2024. Compound annual growth was +11.4% over 5 years and +4.2% over 10 years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$1.09B$1.01B$960.64M$990.60M$929.84M$884.98M$899.99M$1.18B$1.11B$976.80M
Interest expense--$983.78M$317.49M$163.76M$315.85M$529.09M$399.05M$254.19M$188.83M
Pre-tax income$361.75M$316.35M$237.08M$375.13M$449.38M$249.36M$404.00M$415.65M$404.46M$335.44M
Income tax$93.39M$83.88M$58.41M$90.16M$34.40M$51.51M$90.90M$90.78M-$209.81M$109.70M
Net income$268.35M$232.47M$178.67M$284.97M$414.98M$197.85M$313.10M$324.87M$614.27M$225.74M
EPS, basic$3.55$3.10$2.39$3.55$4.52$2.06$3.14$3.01$5.60$2.11
EPS, diluted$3.53$3.08$2.38$3.54$4.52$2.06$3.13$2.99$5.58$2.09
Diluted shares74.3M74.0M73.5M78.8M90.4M91.7M95.7M104.1M105.9M103.7M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$217.78M$491.12M$588.28M$572.65M$314.86M$397.72M$214.67M$382.07M$194.58M$448.31M
Goodwill------$78.00M$78.00M$78.00M$78.00M
Total assets$35.04B$35.24B$35.76B$37.03B$35.82B$35.01B$32.87B$32.16B$30.35B$27.88B
Long-term debt$319.74M$708.55M$708.97M$720.92M$721.42M$722.50M$429.34M$402.75M$402.83M$402.81M
Total debt$319.74M$708.55M$708.97M$720.92M$721.42M$722.50M$429.34M$402.75M$402.83M$402.81M
Total liabilities$31.99B$32.43B$33.18B$34.59B$32.78B$32.03B$29.89B$29.24B$27.32B$25.46B
Shareholders' equity$3.05B$2.81B$2.58B$2.44B$3.04B$2.98B$2.98B$2.92B$3.03B$2.42B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$358.61M$433.78M$657.50M$1.29B$1.22B$864.17M$635.71M$824.25M$318.63M$308.51M
Investing cash flow-$214.43M$409.71M$980.57M-$2.12B-$1.64B-$2.62B-$1.08B-$2.04B-$2.45B-$3.83B
Financing cash flow-$417.52M-$940.66M-$1.62B$1.08B$334.87M$1.94B$272.39M$1.40B$1.88B$3.70B
Dividends paid$91.90M$85.51M$79.09M$79.44M$85.79M$86.52M$84.08M$91.31M$91.63M$89.82M
Share repurchases$44.80M$0$55.15M$401.29M$318.50M$100.97M$154.03M$299.97M$0$0
Stock-based compensation$20.47M$21.57M$19.63M$20.94M$15.89M$20.37M$23.37M$23.14M$22.69M$18.03M
Depreciation and amortization$51.02M$60.11M$74.06M$77.62M$78.50M$72.51M$72.42M$64.27M$61.55M$56.44M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY7.9%5.5%-3.0%6.5%5.1%-1.7%-23.9%6.7%13.4%15.2%
Net income growth, YoY15.4%30.1%-37.3%-31.3%109.7%-36.8%-3.6%-47.1%172.1%-10.3%
EPS growth, YoY14.6%29.4%-32.8%-21.7%119.4%-34.2%4.7%-46.4%167.0%-11.1%
Net margin24.5%22.9%18.6%28.8%44.6%22.4%34.8%27.5%55.4%23.1%
Return on equity8.8%8.3%6.9%11.7%13.7%6.6%10.5%11.1%20.3%9.3%
Return on assets0.8%0.7%0.5%0.8%1.2%0.6%1.0%1.0%2.0%0.8%
Debt to equity0.100.250.280.300.240.240.140.140.130.17

Source: XBRL data BankUnited Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BKU peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BKU$1.13B+5.4%$273.97M24.3%$3.14B
HSBC$68.27B+3.7%$23.13B33.9%$298.91B
AX$1.55B+23.0%$507.67M32.7%$5.26B
EBC$1.19B+61.8%$381.02M32.1%$5.22B
TFSL$343.73M+10.5%$102.06M29.7%$4.61B
PFS$924.11M+8.6%$310.15M33.6%$3.16B
CFFN$229.25M+19.4%$82.83M36.1%$1.06B
HTB$218.02M+3.4%$66.49M30.5%$743.0M

BKU FAQ

7 questions
  • What is BKU revenue?
    BankUnited Inc. (BKU) reported $1.13B of revenue for the twelve months ended Sep 30, 2026. That is up 5.4% from the year before. Revenue for fiscal 2025 was $1.09B.
  • Is BKU profitable?
    Yes. BankUnited Inc. earned $273.97M in net income for the twelve months ended Sep 30, 2026, a net margin of 24.3%.
  • How much cash and debt does BKU have?
    BankUnited Inc. reported $425.18M in cash and cash equivalents and $318.53M of debt on its most recent balance sheet in SEC filings.
  • How fast is BKU revenue growing?
    BankUnited Inc.'s revenue changed +7.9% in fiscal 2025, to $1.09B. Its compound annual growth rate was +4.3% over 5 years and +2.6% over 10 years.
  • What is BKU earnings per share?
    Diluted earnings per share were $3.71 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BKU last report financial results?
    The latest statements here come from BankUnited Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this BKU financial data come from?
    Quantisnow builds these statements from the structured XBRL data BankUnited Inc. files with the SEC. It is provided for information only and is not investment advice.