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Financials · HTB

HomeTrust Bancshares Inc. (HTB) financials

For the twelve months ended Jun 30, 2026, HomeTrust Bancshares Inc. reported $216.63M of revenue and $65.02M of net income.

Revenue, TTM
$216.63M
Revenue growth, YoY
+4.4%
Net income, TTM
$65.02M
Net income growth, YoY
+10.1%
Net margin
30.0%
Free cash flow, TTM
$94.76M
EPS, diluted, TTM
$3.81
EPS growth, YoY
+11.1%
Cash
$272.54M
P/E
11.43
P/S
3.43
Market cap
$743.0M
Annual revenue$213.07M
FY2016FY2025
Annual net income$64.36M
FY2016FY2025
Annual free cash flow$45.32M
FY2016FY2025

HTB revenue and earnings growth

HTB revenueQ2 2026$54.54M

Quarter YoY
+0.3%
QoQ
+0.4%
FY YoY
+5.0%

HTB revenue was $54.54M in fiscal Q2 2026 (ended Jun 30, 2026), up 0.3% from a year earlier and up 0.4% from the prior quarter. For the full fiscal 2025 it was $213.07M, up 5.0% from fiscal 2024. Fiscal 2025 is the highest of the 15 fiscal years on file.

HTB net incomeQ2 2026$15.63M

Quarter YoY
-9.2%
QoQ
-6.8%
FY YoY
+17.4%

HTB net income was $15.63M in fiscal Q2 2026 (ended Jun 30, 2026), down 9.2% from a year earlier and down 6.8% from the prior quarter. For the full fiscal 2025 it was $64.36M, up 17.4% from fiscal 2024. Fiscal 2025 is the highest of the 15 fiscal years on file.

HTB EPSQ2 2026$0.94

Quarter YoY
-6.0%
QoQ
-5.1%
FY YoY
+16.3%

HTB diluted EPS was $0.94 in fiscal Q2 2026 (ended Jun 30, 2026), down 6.0% from a year earlier and down 5.1% from the prior quarter. For the full fiscal 2025 it was $3.72, up 16.3% from fiscal 2024.

HTB free cash flowQ2 2026$126.0K

QoQ
-99.9%
FY YoY
+6.9%

HTB free cash flow was $126.0K in fiscal Q2 2026 (ended Jun 30, 2026), compared with -$9.93M a year earlier and down 99.9% from the prior quarter. For the full fiscal 2025 it was $45.32M, up 6.9% from fiscal 2024. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
FY2017
Jun 30, 2017
FY2016
Jun 30, 2016
Revenue$213.07M$202.95M$188.47M$149.88M$143.14M$134.44M$129.77M$120.30M$107.30M$96.00M
Interest expense--$29.71M$5.34M$15.41M$32.15M$30.38M$16.07M$8.24M$6.04M
Pre-tax income$80.95M$69.91M$57.16M$45.38M$19.10M$28.81M$33.94M$34.97M$17.04M$16.36M
Income tax$16.59M$15.11M$12.56M$9.72M$3.42M$6.02M$6.79M$26.74M$5.19M$4.90M
Net income$64.36M$54.80M$44.60M$35.65M$15.68M$22.78M$27.15M$8.23M$11.85M$11.46M
EPS, basic$3.75$3.21$2.82$2.27$0.96$1.34$1.52$0.45$0.66$0.65
EPS, diluted$3.72$3.20$2.80$2.23$0.94$1.30$1.46$0.44$0.65$0.65
Diluted shares17.1M17.0M15.8M15.8M16.5M17.3M18.4M18.7M18.0M17.6M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
FY2017
Jun 30, 2017
FY2016
Jun 30, 2016
Cash and equivalents$324.69M$279.22M$303.50M$105.12M$50.99M$121.62M$71.04M$70.75M$86.98M$52.60M
Goodwill$34.11M$34.11M$34.11M$25.64M$25.64M$25.64M$25.64M$25.64M$25.64M$12.67M
Total assets$4.55B$4.60B$4.61B$3.55B$3.52B$3.72B$3.48B$3.30B$3.21B$2.72B
Total liabilities$3.94B$4.04B$4.14B$3.16B$3.13B$3.31B$3.07B$2.89B$2.81B$2.36B
Shareholders' equity$600.69M$551.76M$471.19M$388.85M$396.52M$408.26M$408.90M$409.24M$397.65M$359.98M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
FY2017
Jun 30, 2017
FY2016
Jun 30, 2016
Operating cash flow$49.49M$45.44M-$32.89M$39.11M$9.56M-$39.09M$7.63M$31.32M$15.12M$28.92M
Capital expenditures$4.17M$3.04M$3.42M$6.61M$16.08M$2.92M$2.12M$3.46M$2.82M$801.0K
Free cash flow$45.32M$42.40M-$36.31M$32.50M-$6.52M-$42.02M$5.50M$27.86M$12.29M$28.12M
Investing cash flow$110.06M$20.81M-$130.64M$28.86M$149.50M-$127.91M-$150.49M-$134.02M-$106.76M-$11.11M
Financing cash flow-$114.08M-$134.17M$361.91M-$13.84M-$229.69M$217.57M$143.16M$86.46M$126.03M-$81.38M
Dividends paid$8.38M$7.67M$6.23M$5.45M$5.02M$4.55M$3.18M$0$0-
Share repurchases$13.61M$645.0K$0$43.35M$16.16M$24.48M$30.64M$0$0$27.73M
Depreciation and amortization$11.11M$11.64M$9.06M$9.35M$9.50M$5.86M-$6.83M-$5.95M-$6.66M-$3.99M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
FY2017
Jun 30, 2017
FY2016
Jun 30, 2016
Revenue growth, YoY5.0%7.7%25.7%4.7%6.5%3.6%7.9%12.1%11.8%4.0%
Net income growth, YoY17.4%22.9%25.1%127.5%-31.2%-16.1%229.6%-30.5%3.4%42.8%
EPS growth, YoY16.3%14.3%25.6%137.2%-27.7%-11.0%231.8%-32.3%0.0%54.8%
Net margin30.2%27.0%23.7%23.8%11.0%16.9%20.9%6.8%11.0%11.9%
Free cash flow margin21.3%20.9%-19.3%21.7%-4.6%-31.3%4.2%23.2%11.5%29.3%
Return on equity10.7%9.9%9.5%9.2%4.0%5.6%6.6%2.0%3.0%3.2%
Return on assets1.4%1.2%1.0%1.0%0.4%0.6%0.8%0.2%0.4%0.4%

Source: XBRL data HomeTrust Bancshares Inc. files with the SEC, latest filing dated Aug 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HTB peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
HTB$216.63M+4.4%$65.02M30.0%$743.0M
HSBC$68.27B+3.7%$23.13B33.9%$298.91B
AX$1.55B+23.0%$507.67M32.7%$5.26B
EBC$1.12B+61.3%$376.13M33.5%$5.22B
TFSL$343.73M+10.5%$102.06M29.7%$4.61B
PFS$907.32M+8.1%$312.71M34.5%$3.16B
BKU$1.13B+5.4%$273.97M24.3%$3.14B
CFFN$229.25M+19.4%$82.83M36.1%$1.06B

HTB FAQ

8 questions
  • What is HTB revenue?
    HomeTrust Bancshares Inc. (HTB) reported $216.63M of revenue for the twelve months ended Jun 30, 2026. That is up 4.4% from the year before. Revenue for fiscal 2025 was $213.07M.
  • Is HTB profitable?
    Yes. HomeTrust Bancshares Inc. earned $65.02M in net income for the twelve months ended Jun 30, 2026, a net margin of 30.0%.
  • How much cash and debt does HTB have?
    HomeTrust Bancshares Inc. reported $272.54M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is HTB revenue growing?
    HomeTrust Bancshares Inc.'s revenue changed +5.0% in fiscal 2025, to $213.07M.
  • What is HTB free cash flow?
    HomeTrust Bancshares Inc. generated $94.76M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $98.73M less capital expenditures.
  • What is HTB earnings per share?
    Diluted earnings per share were $3.81 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did HTB last report financial results?
    The latest statements here come from HomeTrust Bancshares Inc.'s 10-Q filed on Aug 6, 2026, covering the period ended Jun 30, 2026.
  • Where does this HTB financial data come from?
    Quantisnow builds these statements from the structured XBRL data HomeTrust Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.