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Financials · BOKF

BOK Financial Corporation (BOKF) financials

For the twelve months ended Sep 30, 2026, BOK Financial Corporation reported $2.29B of revenue and $669.46M of net income.

Revenue, TTM
$2.29B
Revenue growth, YoY
+8.8%
Net income, TTM
$669.46M
Net income growth, YoY
+24.7%
Net margin
29.2%
Free cash flow, TTM
$720.26M
EPS, diluted, TTM
$11.04
EPS growth, YoY
+31.4%
Cash
$1.27B
P/E
11.75
P/S
3.43
Market cap
$7.87B
Annual revenue$2.18B
FY2016FY2025
Annual net income$577.99M
FY2016FY2025
Annual free cash flow$575.23M
FY2016FY2025

BOKF revenue and earnings growth

BOKF revenueQ3 2026$561.45M

Quarter YoY
+2.4%
QoQ
-4.7%
FY YoY
+6.1%
5Y CAGR
+2.2%
10Y CAGR
+4.8%

BOKF revenue was $561.45M in fiscal Q3 2026 (ended Sep 30, 2026), up 2.4% from a year earlier and down 4.7% from the prior quarter. For the full fiscal 2025 it was $2.18B, up 6.1% from fiscal 2024. Compound annual growth was +2.2% over 5 years and +4.8% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BOKF net incomeQ3 2026$159.85M

Quarter YoY
+13.5%
QoQ
-9.5%
FY YoY
+10.4%
5Y CAGR
+5.8%
10Y CAGR
+7.2%

BOKF net income was $159.85M in fiscal Q3 2026 (ended Sep 30, 2026), up 13.5% from a year earlier and down 9.5% from the prior quarter. For the full fiscal 2025 it was $577.99M, up 10.4% from fiscal 2024. Compound annual growth was +5.8% over 5 years and +7.2% over 10 years. It rose in 6 of the last 10 fiscal years.

BOKF EPSQ3 2026$2.64

Quarter YoY
+18.9%
QoQ
-9.6%
FY YoY
+12.7%
5Y CAGR
+8.2%
10Y CAGR
+8.1%

BOKF diluted EPS was $2.64 in fiscal Q3 2026 (ended Sep 30, 2026), up 18.9% from a year earlier and down 9.6% from the prior quarter. For the full fiscal 2025 it was $9.17, up 12.7% from fiscal 2024. Compound annual growth was +8.2% over 5 years and +8.1% over 10 years.

BOKF free cash flowQ3 2026$225.29M

Quarter YoY
-73.1%
QoQ
-79.1%
FY YoY
-54.3%
10Y CAGR
+34.1%

BOKF free cash flow was $225.29M in fiscal Q3 2026 (ended Sep 30, 2026), down 73.1% from a year earlier and down 79.1% from the prior quarter. For the full fiscal 2025 it was $575.23M, down 54.3% from fiscal 2024. Compound annual growth was +34.1% over 10 years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$2.18B$2.05B$2.06B$1.85B$1.87B$1.95B$1.81B$1.60B$1.54B$1.42B
Interest expense--$1.07B$180.72M$61.90M$160.56M$419.08M$243.56M$131.05M$81.89M
Pre-tax income$740.62M$666.64M$683.25M$660.16M$796.10M$563.86M$630.87M$565.49M$518.28M$338.66M
Income tax$162.64M$143.09M$152.12M$139.86M$179.78M$128.79M$130.18M$119.06M$182.59M$106.38M
Net income$577.99M$523.57M$530.75M$520.27M$618.12M$435.03M$500.76M$445.65M$334.64M$232.67M
EPS, basic$9.17$8.14$8.02$7.68$8.95$6.19$7.03$6.63$5.11$3.53
EPS, diluted$9.17$8.14$8.02$7.68$8.95$6.19$7.03$6.63$5.11$3.53
Diluted shares62.6M63.7M65.7M67.2M68.6M69.8M70.8M66.7M64.8M65.1M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$1.66B$1.43B$1.35B$1.40B$2.84B$1.18B$1.26B$1.14B$2.32B$2.54B
Goodwill$1.04B$1.04B$1.04B$1.04B$1.04B$1.05B$1.05B$1.05B$447.43M$448.90M
Total assets$52.24B$49.69B$49.82B$47.79B$50.25B$46.67B$42.17B$38.02B$32.27B$32.77B
Total debt$4.63B$4.45B$8.96B$7.14B$2.49B$3.82B$8.62B$7.42B$5.85B$5.72B
Total liabilities$46.32B$44.13B$44.68B$43.10B$44.88B$41.38B$37.31B$33.58B$28.75B$29.47B
Shareholders' equity$5.92B$5.55B$5.15B$4.69B$5.37B$5.29B$4.86B$4.44B$3.52B$3.31B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$739.62M$1.43B$66.18M$5.12B-$3.69B-$416.26M-$473.68M-$552.01M$214.93M-$91.95M
Capital expenditures$164.39M$171.59M$165.92M$215.05M$204.29M$141.13M$384.64M$345.08M$250.78M$199.80M
Free cash flow$575.23M$1.26B-$99.73M$4.91B-$3.90B-$557.39M-$858.32M-$897.09M-$35.85M-$291.75M
Investing cash flow-$1.52B-$477.23M-$1.79B-$4.60B$2.60B-$2.46B-$2.32B-$1.81B$739.56M-$286.01M
Financing cash flow$1.01B-$866.79M$1.67B-$1.95B$2.75B$2.80B$2.91B$1.19B-$1.17B$271.85M
Dividends paid$147.50M$142.98M$143.40M$143.80M$144.10M$144.44M$143.50M$127.19M$116.04M$113.45M
Share repurchases$413.21M$89.86M$176.82M$154.89M$117.94M$75.83M$129.48M$53.47M$7.40M$66.79M
Stock-based compensation$22.70M$22.88M$16.35M$11.56M$9.76M$16.39M$15.54M$4.23M$23.60M$10.47M
Depreciation and amortization$110.21M$105.31M$109.89M$107.56M$102.47M$99.01M$95.42M$60.84M$54.47M$47.02M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY6.1%-0.6%11.2%-1.0%-3.9%7.9%12.9%4.2%8.1%4.4%
Net income growth, YoY10.4%-1.4%2.0%-15.8%42.1%-13.1%12.4%33.2%43.8%-19.4%
EPS growth, YoY12.7%1.5%4.4%-14.2%44.6%-11.9%6.0%29.7%44.8%-16.2%
Net margin26.6%25.5%25.7%28.1%33.0%22.3%27.7%27.8%21.8%16.4%
Free cash flow margin26.4%61.4%-4.8%264.6%-208.0%-28.6%-47.5%-56.0%-2.3%-20.5%
Return on equity9.8%9.4%10.3%11.1%11.5%8.2%10.3%10.0%9.5%7.0%
Return on assets1.1%1.1%1.1%1.1%1.2%0.9%1.2%1.2%1.0%0.7%
Debt to equity0.780.801.741.520.460.721.771.671.661.73

Source: XBRL data BOK Financial Corporation files with the SEC, latest filing dated Nov 3, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BOKF peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BOKF$2.29B+8.8%$669.46M29.2%$7.87B
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

BOKF FAQ

8 questions
  • What is BOKF revenue?
    BOK Financial Corporation (BOKF) reported $2.29B of revenue for the twelve months ended Sep 30, 2026. That is up 8.8% from the year before. Revenue for fiscal 2025 was $2.18B.
  • Is BOKF profitable?
    Yes. BOK Financial Corporation earned $669.46M in net income for the twelve months ended Sep 30, 2026, a net margin of 29.2%.
  • How much cash and debt does BOKF have?
    BOK Financial Corporation reported $1.27B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BOKF revenue growing?
    BOK Financial Corporation's revenue changed +6.1% in fiscal 2025, to $2.18B. Its compound annual growth rate was +2.2% over 5 years and +4.8% over 10 years.
  • What is BOKF free cash flow?
    BOK Financial Corporation generated $720.26M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $916.19M less capital expenditures.
  • What is BOKF earnings per share?
    Diluted earnings per share were $11.04 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BOKF last report financial results?
    The latest statements here come from BOK Financial Corporation's 10-Q filed on Nov 3, 2026, covering the period ended Sep 30, 2026.
  • Where does this BOKF financial data come from?
    Quantisnow builds these statements from the structured XBRL data BOK Financial Corporation files with the SEC. It is provided for information only and is not investment advice.