Financials · BPRN

Princeton Bancorp Inc. (BPRN) financials

For the twelve months ended Sep 30, 2026, Princeton Bancorp Inc. reported $87.00M of revenue and $20.41M of net income.

Revenue, TTM
$87.00M
Revenue growth, YoY
+4.1%
Net income, TTM
$20.41M
Net income growth, YoY
+14.9%
Net margin
23.5%
Free cash flow, TTM
$24.28M
Cash
$57.82M
P/E
14.87
P/S
3.49
Market cap
$303.5M
Annual revenue$84.28M
FY2021FY2025
Annual net income$18.61M
FY2021FY2025
Annual free cash flow$20.60M
FY2021FY2025

BPRN revenue and earnings growth

BPRN revenueQ3 2026$22.47M

Quarter YoY
+4.4%
QoQ
-0.0%
FY YoY
+12.8%

BPRN revenue was $22.47M in fiscal Q3 2026 (ended Sep 30, 2026), up 4.4% from a year earlier and down 0.0% from the prior quarter. For the full fiscal 2025 it was $84.28M, up 12.8% from fiscal 2024. It rose in 3 of the last 4 fiscal years. Fiscal 2025 is the highest of the 5 fiscal years on file.

BPRN net incomeQ3 2026$1.02M

Quarter YoY
-84.2%
QoQ
-85.6%
FY YoY
+81.7%

BPRN net income was $1.02M in fiscal Q3 2026 (ended Sep 30, 2026), down 84.2% from a year earlier and down 85.6% from the prior quarter. For the full fiscal 2025 it was $18.61M, up 81.7% from fiscal 2024. It rose in 2 of the last 4 fiscal years.

BPRN EPSQ3 2026$0.15

Quarter YoY
-84.2%
QoQ
-85.6%
FY YoY
+74.8%

BPRN diluted EPS was $0.15 in fiscal Q3 2026 (ended Sep 30, 2026), down 84.2% from a year earlier and down 85.6% from the prior quarter. For the full fiscal 2025 it was $2.71, up 74.8% from fiscal 2024.

BPRN free cash flowQ3 2026$5.56M

Quarter YoY
+19.4%
QoQ
+211.0%
FY YoY
+56.0%

BPRN free cash flow was $5.56M in fiscal Q3 2026 (ended Sep 30, 2026), up 19.4% from a year earlier and up 211.0% from the prior quarter. For the full fiscal 2025 it was $20.60M, up 56.0% from fiscal 2024. It rose in 2 of the last 4 fiscal years.

Export CSV

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Revenue$84.28M$74.69M$82.14M$72.94M$67.27M
Selling, general and admin$578.0K$621.0K$508.0K$239.0K$219.0K
Interest expense--$33.16M$6.00M$6.67M
Pre-tax income$23.68M$12.82M$30.34M$34.05M$29.19M
Income tax$5.07M$2.57M$4.57M$7.56M$6.70M
Net income$18.61M$10.24M$25.77M$26.49M$22.49M
EPS, basic$2.73$1.57$4.10$4.19$3.37
EPS, diluted$2.71$1.55$4.03$4.11$3.30
Diluted shares6,8596,6206,3896,4496,814

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Cash and equivalents$135.69M$117.35M$150.56M$53.35M$158.72M
Goodwill$14.38M$14.38M$8.85M$8.85M$8.85M
Total assets$2.29B$2.34B$1.92B$1.60B$1.69B
Total debt-$0$0$10.00M$0
Total liabilities$2.01B$2.08B$1.68B$1.38B$1.47B
Shareholders' equity$270.71M$262.04M$240.21M$219.60M$216.58M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Operating cash flow$21.49M$14.73M$23.11M$23.99M$12.90M
Capital expenditures$889.0K$1.52M$1.71M$607.0K$1.19M
Free cash flow$20.60M$13.21M$21.40M$23.38M$11.71M
Investing cash flow$68.21M-$154.05M-$5.76M-$26.46M$3.54M
Financing cash flow-$71.36M$106.11M$79.85M-$102.89M$64.84M
Dividends paid$8.66M$7.61M$7.45M$6.46M$4.39M
Share repurchases$7.87M$842.0K$0$9.42M$10.03M
Stock-based compensation$1.31M$1.01M$807.0K$44.0K$143.0K

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Revenue growth, YoY12.8%-9.1%12.6%8.4%-
Net income growth, YoY81.7%-60.2%-2.8%17.8%-
EPS growth, YoY74.8%-61.5%-1.9%24.5%-
Net margin22.1%13.7%31.4%36.3%33.4%
Free cash flow margin24.4%17.7%26.1%32.1%17.4%
Return on equity6.9%3.9%10.7%12.1%10.4%
Return on assets0.8%0.4%1.3%1.7%1.3%
Debt to equity-0.000.000.050.00

Source: XBRL data Princeton Bancorp Inc. files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BPRN peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BPRN$87.00M+4.1%$20.41M23.5%$303.5M
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

BPRN FAQ

7 questions
  • What is BPRN revenue?
    Princeton Bancorp Inc. (BPRN) reported $87.00M of revenue for the twelve months ended Sep 30, 2026. That is up 4.1% from the year before. Revenue for fiscal 2025 was $84.28M.
  • Is BPRN profitable?
    Yes. Princeton Bancorp Inc. earned $20.41M in net income for the twelve months ended Sep 30, 2026, a net margin of 23.5%.
  • How much cash and debt does BPRN have?
    Princeton Bancorp Inc. reported $57.82M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BPRN revenue growing?
    Princeton Bancorp Inc.'s revenue changed +12.8% in fiscal 2025, to $84.28M.
  • What is BPRN free cash flow?
    Princeton Bancorp Inc. generated $24.28M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $26.31M less capital expenditures.
  • When did BPRN last report financial results?
    The latest statements here come from Princeton Bancorp Inc.'s 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this BPRN financial data come from?
    Quantisnow builds these statements from the structured XBRL data Princeton Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.