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Financials · BYFC

Broadway Financial Corporation (BYFC) financials

For the twelve months ended Jun 30, 2026, Broadway Financial Corporation reported $38.54M of revenue and -$20.73M of net income.

Revenue, TTM
$38.54M
Revenue growth, YoY
+14.2%
Net income, TTM
-$20.73M
Net margin
-53.8%
Free cash flow, TTM
$6.18M
EPS, diluted, TTM
-$2.77
Cash
$48.91M
P/S
2.79
Market cap
$107.6M
Annual revenue$34.90M
FY2016FY2025
Annual net income-$24.80M
FY2016FY2025
Annual free cash flow-$13.0K
FY2016FY2025

BYFC revenue and earnings growth

BYFC revenueQ2 2026$10.44M

Quarter YoY
+28.7%
QoQ
+8.3%
FY YoY
+4.7%
5Y CAGR
+21.5%
10Y CAGR
+9.4%

BYFC revenue was $10.44M in fiscal Q2 2026 (ended Jun 30, 2026), up 28.7% from a year earlier and up 8.3% from the prior quarter. For the full fiscal 2025 it was $34.90M, up 4.7% from fiscal 2024. Compound annual growth was +21.5% over 5 years and +9.4% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

BYFC net incomeQ2 2026$968.0K

Quarter YoY
+28.7%
QoQ
-16.5%

BYFC net income was $968.0K in fiscal Q2 2026 (ended Jun 30, 2026), up 28.7% from a year earlier and down 16.5% from the prior quarter. For the full fiscal 2025 it was -$24.80M, compared with $1.93M in fiscal 2024.

BYFC EPSQ2 2026$0.02

QoQ
-60.0%

BYFC diluted EPS was $0.02 in fiscal Q2 2026 (ended Jun 30, 2026), compared with $0.00 a year earlier and down 60.0% from the prior quarter. For the full fiscal 2025 it was -$3.23, compared with $0.04 in fiscal 2024.

BYFC free cash flowQ2 2026$3.74M

Quarter YoY
+24.7%
QoQ
+241.7%

BYFC free cash flow was $3.74M in fiscal Q2 2026 (ended Jun 30, 2026), up 24.7% from a year earlier and up 241.7% from the prior quarter. For the full fiscal 2025 it was -$13.0K, compared with $1.25M in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$34.90M$33.32M$34.82M$34.05M$24.22M$13.19M$11.51M$11.17M$14.47M$12.46M
Interest expense--$17.77M$3.41M$3.75M$5.47M$6.39M$4.93M$4.35M$3.88M
Pre-tax income-$24.47M$2.77M$6.26M$8.12M-$4.89M-$1.05M-$551.0K$871.0K$3.73M$1.25M
Income tax$338.0K$815.0K$1.91M$2.41M-$937.0K-$407.0K-$345.0K$56.0K$1.86M-$2.23M
Net income-$24.80M$1.93M$4.33M$5.64M-$4.05M-$642.0K-$206.0K$815.0K$1.87M$3.48M
EPS, basic-$3.23$0.04$0.49$0.62-$0.07-$0.02-$0.01$0.03$0.07$0.12
EPS, diluted-$3.23$0.04$0.49$0.62-$0.07-$0.02-$0.01$0.03$0.07$0.12
Diluted shares8.6M8.6M8.7M9.1M60.2M27.2M26.8M26.8M26.8M29.1M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$10.51M$61.37M$105.19M$16.11M$231.52M$96.11M$15.57M$16.65M$22.22M$18.43M
Goodwill$0$25.86M$25.86M$25.86M$26.00M$0----
Total assets$1.35B$1.33B$1.41B$1.18B$1.09B$483.38M$440.37M$409.40M$413.70M$429.08M
Total debt-$14.00M$14.00M$14.00M$14.00M$0----
Total liabilities$1.08B$1.05B$1.12B$904.64M$952.40M$434.49M$391.52M$360.96M$365.97M$383.56M
Shareholders' equity$262.75M$285.19M$281.91M$279.65M$141.12M$48.88M$48.85M$48.44M$47.73M$45.53M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$230.0K$1.39M$7.59M$6.32M$624.0K-$13.55M$8.53M$234.0K-$10.23M$930.0K
Capital expenditures$243.0K$138.0K$208.0K$323.0K$1.14M$415.0K$41.0K$77.0K$183.0K$160.0K
Free cash flow-$13.0K$1.25M$7.39M$6.00M-$514.0K-$13.97M$8.49M$157.0K-$10.41M$770.0K
Investing cash flow-$79.40M$28.30M-$131.48M-$323.96M$24.96M$50.71M-$39.15M-$818.0K$30.15M-$74.10M
Financing cash flow$28.31M-$73.53M$212.98M$102.22M$109.82M$43.39M$29.53M-$4.98M-$16.14M$23.77M
Share repurchases---------$4.00M
Stock-based compensation---------$32.0K
Depreciation and amortization$410.0K$424.0K$385.0K$376.0K------

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY4.7%-4.3%2.2%40.6%83.5%14.6%3.0%-22.8%16.2%-12.3%
Net income growth, YoY--55.4%-23.2%-----56.4%-46.3%-61.6%
EPS growth, YoY--91.8%-21.0%-----57.1%-41.7%-61.3%
Net margin-71.0%5.8%12.4%16.5%-16.7%-4.9%-1.8%7.3%12.9%27.9%
Free cash flow margin-0.0%3.8%21.2%17.6%-2.1%-105.9%73.8%1.4%-71.9%6.2%
Return on equity-9.4%0.7%1.5%2.0%-2.9%-1.3%-0.4%1.7%3.9%7.6%
Return on assets-1.8%0.1%0.3%0.5%-0.4%-0.1%-0.0%0.2%0.5%0.8%
Debt to equity-0.050.050.050.100.00----

Source: XBRL data Broadway Financial Corporation files with the SEC, latest filing dated Aug 13, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BYFC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BYFC$38.54M+14.2%-$20.73M-53.8%$107.6M
HSBC$68.27B+3.7%$23.13B33.9%$298.91B
AX$1.55B+23.0%$507.67M32.7%$5.26B
EBC$1.19B+61.8%$381.02M32.1%$5.22B
TFSL$343.73M+10.5%$102.06M29.7%$4.61B
PFS$924.11M+8.6%$310.15M33.6%$3.16B
BKU$1.13B+5.4%$273.97M24.3%$3.14B
CFFN$229.25M+19.4%$82.83M36.1%$1.06B

BYFC FAQ

8 questions
  • What is BYFC revenue?
    Broadway Financial Corporation (BYFC) reported $38.54M of revenue for the twelve months ended Jun 30, 2026. That is up 14.2% from the year before. Revenue for fiscal 2025 was $34.90M.
  • Is BYFC profitable?
    No. Broadway Financial Corporation reported a net loss of $20.73M for the twelve months ended Jun 30, 2026.
  • How much cash and debt does BYFC have?
    Broadway Financial Corporation reported $48.91M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BYFC revenue growing?
    Broadway Financial Corporation's revenue changed +4.7% in fiscal 2025, to $34.90M. Its compound annual growth rate was +21.5% over 5 years and +9.4% over 10 years.
  • What is BYFC free cash flow?
    Broadway Financial Corporation generated $6.18M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $6.74M less capital expenditures.
  • What is BYFC earnings per share?
    Diluted earnings per share were -$2.77 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BYFC last report financial results?
    The latest statements here come from Broadway Financial Corporation's 10-Q filed on Aug 13, 2026, covering the period ended Jun 30, 2026.
  • Where does this BYFC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Broadway Financial Corporation files with the SEC. It is provided for information only and is not investment advice.