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Financials · CPBI

Central Plains Bancshares Inc. (CPBI) financials

For the twelve months ended Jun 30, 2026, Central Plains Bancshares Inc. reported $28.77M of revenue and $4.50M of net income.

Revenue, TTM
$28.77M
Revenue growth, YoY
+13.4%
Net income, TTM
$4.50M
Net income growth, YoY
+20.5%
Net margin
15.7%
Free cash flow, TTM
$6.19M
EPS, diluted, TTM
$1.18
EPS growth, YoY
+20.4%
Cash
$34.44M
P/E
19.27
P/S
3.02
Market cap
$86.8M
Annual revenue$27.66M
FY2023FY2026
Annual net income$4.00M
FY2023FY2026
Annual free cash flow$5.81M
FY2023FY2026

CPBI revenue and earnings growth

CPBI revenueQ1 2027$7.69M

Quarter YoY
+16.8%
QoQ
+7.8%
FY YoY
+12.0%

CPBI revenue was $7.69M in fiscal Q1 2027 (ended Jun 30, 2026), up 16.8% from a year earlier and up 7.8% from the prior quarter. For the full fiscal 2026 it was $27.66M, up 12.0% from fiscal 2025. It rose in each of the last 3 fiscal years.

CPBI net incomeQ1 2027$1.49M

Quarter YoY
+51.0%
QoQ
+56.2%
FY YoY
+9.5%

CPBI net income was $1.49M in fiscal Q1 2027 (ended Jun 30, 2026), up 51.0% from a year earlier and up 56.2% from the prior quarter. For the full fiscal 2026 it was $4.00M, up 9.5% from fiscal 2025. It rose in 2 of the last 3 fiscal years.

CPBI EPSQ1 2027$0.39

Quarter YoY
+50.0%
QoQ
+56.0%
FY YoY
+9.4%

CPBI diluted EPS was $0.39 in fiscal Q1 2027 (ended Jun 30, 2026), up 50.0% from a year earlier and up 56.0% from the prior quarter. For the full fiscal 2026 it was $1.05, up 9.4% from fiscal 2025.

CPBI free cash flowQ1 2027-$200.0K

CPBI free cash flow was -$200.0K in fiscal Q1 2027 (ended Jun 30, 2026), compared with -$766.0K a year earlier. For the full fiscal 2026 it was $5.81M, compared with -$3.07M in fiscal 2025.

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Income statement

Income statement
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
Revenue$27.66M$24.70M$20.96M$16.14M
Interest expense$8.99M$8.21M$6.49M$2.74M
Pre-tax income$4.99M$4.52M$4.64M$1.96M
Income tax$991.0K$869.0K$877.0K$317.0K
Net income$4.00M$3.65M$3.76M$1.65M
EPS, basic$1.06$0.96$2.19-
EPS, diluted$1.05$0.96$2.19-
Diluted shares3.8M3.8M1.7M-

Balance sheet

Balance sheet
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
Cash and equivalents$29.93M$28.68M$11.45M$16.56M
Total assets$558.65M$508.70M$463.28M$437.79M
Total liabilities$469.66M$425.37M$385.00M$399.13M
Shareholders' equity$88.99M$83.33M$78.28M$38.67M

Cash flow

Cash flow
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
Operating cash flow$6.69M$4.46M$5.71M$4.47M
Capital expenditures$878.0K$7.53M$2.28M$303.0K
Free cash flow$5.81M-$3.07M$3.43M$4.17M
Investing cash flow-$48.98M-$27.90M-$31.16M-$32.93M
Financing cash flow$43.54M$40.67M$20.34M$26.04M
Share repurchases$679.0K$413.0K--
Stock-based compensation$759.0K$193.0K--
Depreciation and amortization$965.0K$455.0K$518.0K$305.0K

Key ratios

Key ratios
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
Revenue growth, YoY12.0%17.8%29.9%-
Net income growth, YoY9.5%-2.8%128.4%-
EPS growth, YoY9.4%---
Net margin14.5%14.8%17.9%10.2%
Free cash flow margin21.0%-12.4%16.3%25.8%
Return on equity4.5%4.4%4.8%4.3%
Return on assets0.7%0.7%0.8%0.4%

Source: XBRL data Central Plains Bancshares Inc. files with the SEC, latest filing dated Aug 12, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

CPBI peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
CPBI$28.77M+13.4%$4.50M15.7%$86.8M
HSBC$68.27B+3.7%$23.13B33.9%$309.74B
EBC$1.19B+61.8%$381.02M32.1%$5.34B
AX$1.55B+23.0%$507.67M32.7%$5.33B
TFSL$343.73M+10.5%$102.06M29.7%$4.65B
PFS$924.11M+8.6%$310.15M33.6%$3.20B
BKU$1.13B+5.4%$273.97M24.3%$3.07B
CFFN$229.25M+19.4%$82.83M36.1%$1.08B

CPBI FAQ

8 questions
  • What is CPBI revenue?
    Central Plains Bancshares Inc. (CPBI) reported $28.77M of revenue for the twelve months ended Jun 30, 2026. That is up 13.4% from the year before. Revenue for fiscal 2026 was $27.66M.
  • Is CPBI profitable?
    Yes. Central Plains Bancshares Inc. earned $4.50M in net income for the twelve months ended Jun 30, 2026, a net margin of 15.7%.
  • How much cash and debt does CPBI have?
    Central Plains Bancshares Inc. reported $34.44M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is CPBI revenue growing?
    Central Plains Bancshares Inc.'s revenue changed +12.0% in fiscal 2026, to $27.66M.
  • What is CPBI free cash flow?
    Central Plains Bancshares Inc. generated $6.19M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $6.58M less capital expenditures.
  • What is CPBI earnings per share?
    Diluted earnings per share were $1.18 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did CPBI last report financial results?
    The latest statements here come from Central Plains Bancshares Inc.'s 10-Q filed on Aug 12, 2026, covering the period ended Jun 30, 2026.
  • Where does this CPBI financial data come from?
    Quantisnow builds these statements from the structured XBRL data Central Plains Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.