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Financials · CWBC

Community West Bancshares (CWBC) financials

For the twelve months ended Jun 30, 2026, Community West Bancshares reported $163.94M of revenue and $36.23M of net income.

Revenue, TTM
$163.94M
Revenue growth, YoY
+20.4%
Net income, TTM
$36.23M
Net income growth, YoY
+37.2%
Net margin
22.1%
Free cash flow, TTM
$47.94M
EPS, diluted, TTM
$1.85
Cash
$206.84M
P/E
19.45
P/S
4.30
Market cap
$704.6M
Annual revenue$146.67M
FY2016FY2025
Annual net income$38.17M
FY2016FY2025
Annual free cash flow$43.61M
FY2016FY2025

CWBC revenue and earnings growth

CWBC revenueQ2 2026$48.94M

Quarter YoY
+37.2%
QoQ
+26.2%
FY YoY
+25.6%
5Y CAGR
+13.4%
10Y CAGR
+11.3%

CWBC revenue was $48.94M in fiscal Q2 2026 (ended Jun 30, 2026), up 37.2% from a year earlier and up 26.2% from the prior quarter. For the full fiscal 2025 it was $146.67M, up 25.6% from fiscal 2024. Compound annual growth was +13.4% over 5 years and +11.3% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

CWBC net incomeQ2 2026$2.69M

Quarter YoY
-65.6%
QoQ
-76.5%
FY YoY
+397.9%
5Y CAGR
+13.4%
10Y CAGR
+13.3%

CWBC net income was $2.69M in fiscal Q2 2026 (ended Jun 30, 2026), down 65.6% from a year earlier and down 76.5% from the prior quarter. For the full fiscal 2025 it was $38.17M, up 397.9% from fiscal 2024. Compound annual growth was +13.4% over 5 years and +13.3% over 10 years. It rose in 5 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

CWBC EPSQ2 2026$0.10

FY YoY
+344.4%

CWBC diluted EPS was $0.10 in fiscal Q2 2026 (ended Jun 30, 2026). For the full fiscal 2025 it was $2.00, up 344.4% from fiscal 2024.

CWBC free cash flowQ2 2026$17.45M

Quarter YoY
+65.1%
QoQ
+112.8%
FY YoY
+154.1%
5Y CAGR
+23.0%
10Y CAGR
+10.0%

CWBC free cash flow was $17.45M in fiscal Q2 2026 (ended Jun 30, 2026), up 65.1% from a year earlier and up 112.8% from the prior quarter. For the full fiscal 2025 it was $43.61M, up 154.1% from fiscal 2024. Compound annual growth was +23.0% over 5 years and +10.0% over 10 years. It rose in 4 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$146.67M$116.81M$89.45M$84.62M$81.56M$78.22M$77.08M$73.03M$67.08M$55.17M
Interest expense--$19.99M$3.42M$1.30M$1.59M$2.56M$1.48M$1.14M$1.10M
Pre-tax income$52.53M$11.00M$33.84M$35.14M$38.02M$27.26M$29.95M$27.91M$23.82M$22.10M
Income tax$14.36M$3.33M$8.30M$8.50M$9.62M$6.91M$8.51M$6.62M$9.79M$6.92M
Net income$38.17M$7.67M$25.54M$26.64M$28.40M$20.35M$21.44M$21.29M$14.03M$15.18M
EPS, basic$2.01$0.45$2.17$2.27$2.32$1.62$1.60$1.55$1.12$1.34
EPS, diluted$2.00$0.45$2.17$2.27$2.31$1.62$1.59$1.54$1.10$1.33
Diluted shares19.1M17.2M11.8M11.7M12.3M12.6M13.5M13.8M12.7M11.4M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$118.98M$120.40M$53.73M$31.17M$163.47M$70.28M$52.57M$31.73M$100.38M$38.57M
Goodwill$96.83M$96.83M$53.78M$53.78M$53.78M$53.78M$53.78M$53.78M$53.78M$40.23M
Total assets$3.69B$3.52B$2.43B$2.42B$2.45B$2.00B$1.60B$1.54B$1.66B$1.44B
Short-term debt--$80.00M$46.00M$0-----
Total debt$69.53M$69.89M$69.74M-------
Total liabilities$3.28B$3.16B$2.23B$2.25B$2.20B$1.76B$1.37B$1.32B$1.45B$1.28B
Shareholders' equity$409.59M$362.69M$207.06M$170.93M$247.84M$245.02M$228.13M$219.74M$209.56M$164.03M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$46.12M$22.20M$27.53M$23.67M$42.85M$16.99M$21.72M$29.91M$25.22M$13.00M
Capital expenditures$2.51M$5.04M$9.81M$362.0K$1.05M$1.49M$876.0K$791.0K$859.0K$861.0K
Free cash flow$43.61M$17.16M$17.72M$23.31M$41.81M$15.50M$20.84M$29.12M$24.36M$12.14M
Investing cash flow-$160.51M$64.47M$24.52M-$197.07M-$365.14M-$372.61M-$20.93M$39.03M$46.50M-$68.33M
Financing cash flow$112.97M-$20.00M-$29.49M$41.10M$415.47M$373.32M$20.05M-$137.60M-$9.90M-$720.0K
Dividends paid$14.20M$14.00M$6.96M$38.00M$5.76M$5.53M$5.80M$4.27M$3.01M$2.71M
Share repurchases$151.0K$38.0K$1.0K$6.81M$13.62M$11.05M$15.62M$894.0K--
Stock-based compensation$1.16M$879.0K$858.0K$776.0K$562.0K$470.0K$555.0K$482.0K$384.0K$284.0K
Depreciation and amortization$3.28M$2.21M$891.0K$755.0K$897.0K$881.0K$1.74M$1.70M$1.43M$1.32M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY25.6%30.6%5.7%3.8%4.3%1.5%5.5%8.9%21.6%10.0%
Net income growth, YoY397.9%-70.0%-4.2%-6.2%39.6%-5.1%0.7%51.8%-7.6%38.5%
EPS growth, YoY344.4%--4.4%-1.7%42.6%1.9%3.2%40.0%-17.3%33.0%
Net margin26.0%6.6%28.5%31.5%34.8%26.0%27.8%29.2%20.9%27.5%
Free cash flow margin29.7%14.7%19.8%27.5%51.3%19.8%27.0%39.9%36.3%22.0%
Return on equity9.3%2.1%12.3%15.6%11.5%8.3%9.4%9.7%6.7%9.3%
Return on assets1.0%0.2%1.0%1.1%1.2%1.0%1.3%1.4%0.8%1.1%
Debt to equity0.170.190.34-------

Source: XBRL data Community West Bancshares files with the SEC, latest filing dated Aug 10, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

CWBC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
CWBC$163.94M+20.4%$36.23M22.1%$704.6M
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

CWBC FAQ

8 questions
  • What is CWBC revenue?
    Community West Bancshares (CWBC) reported $163.94M of revenue for the twelve months ended Jun 30, 2026. That is up 20.4% from the year before. Revenue for fiscal 2025 was $146.67M.
  • Is CWBC profitable?
    Yes. Community West Bancshares earned $36.23M in net income for the twelve months ended Jun 30, 2026, a net margin of 22.1%.
  • How much cash and debt does CWBC have?
    Community West Bancshares reported $206.84M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is CWBC revenue growing?
    Community West Bancshares's revenue changed +25.6% in fiscal 2025, to $146.67M. Its compound annual growth rate was +13.4% over 5 years and +11.3% over 10 years.
  • What is CWBC free cash flow?
    Community West Bancshares generated $47.94M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $54.01M less capital expenditures.
  • What is CWBC earnings per share?
    Diluted earnings per share were $1.85 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did CWBC last report financial results?
    The latest statements here come from Community West Bancshares's 10-Q filed on Aug 10, 2026, covering the period ended Jun 30, 2026.
  • Where does this CWBC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Community West Bancshares files with the SEC. It is provided for information only and is not investment advice.