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Financials · DCOM

Dime Commercial Bancshares Inc. (DCOM) financials

For the twelve months ended Sep 30, 2026, Dime Commercial Bancshares Inc. reported $509.18M of revenue and $142.81M of net income.

Revenue, TTM
$509.18M
Revenue growth, YoY
+31.8%
Net income, TTM
$142.81M
Net income growth, YoY
+144.5%
Net margin
28.0%
EPS, diluted, TTM
$3.08
EPS growth, YoY
+180.0%
Cash
$2.18B
P/E
12.92
P/S
3.63
Market cap
$1.85B
Annual revenue$452.93M
FY2016FY2025
Annual net income$110.68M
FY2016FY2025
Annual free cash flow$291.43M
FY2016FY2022

DCOM revenue and earnings growth

DCOM revenueQ3 2026$135.35M

Quarter YoY
+17.1%
QoQ
+7.0%
FY YoY
+44.2%
5Y CAGR
+17.9%
10Y CAGR
+15.3%

DCOM revenue was $135.35M in fiscal Q3 2026 (ended Sep 30, 2026), up 17.1% from a year earlier and up 7.0% from the prior quarter. For the full fiscal 2025 it was $452.93M, up 44.2% from fiscal 2024. Compound annual growth was +17.9% over 5 years and +15.3% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

DCOM net incomeQ3 2026$41.56M

Quarter YoY
+50.2%
QoQ
+19.4%
FY YoY
+280.6%
5Y CAGR
+21.2%
10Y CAGR
+18.0%

DCOM net income was $41.56M in fiscal Q3 2026 (ended Sep 30, 2026), up 50.2% from a year earlier and up 19.4% from the prior quarter. For the full fiscal 2025 it was $110.68M, up 280.6% from fiscal 2024. Compound annual growth was +21.2% over 5 years and +18.0% over 10 years. It rose in 6 of the last 10 fiscal years.

DCOM EPSQ3 2026$0.90

Quarter YoY
+52.5%
QoQ
+20.0%
FY YoY
+329.1%

DCOM diluted EPS was $0.90 in fiscal Q3 2026 (ended Sep 30, 2026), up 52.5% from a year earlier and up 20.0% from the prior quarter. For the full fiscal 2025 it was $2.36, up 329.1% from fiscal 2024.

DCOM free cash flowQ3 2025$51.23M

5Y CAGR
+45.5%
10Y CAGR
+31.6%

DCOM free cash flow was $51.23M in fiscal Q3 2025 (ended Sep 30, 2025), compared with -$34.09M a year earlier. For the full fiscal 2022 it was $291.43M. Compound annual growth was +45.5% over 5 years and +31.6% over 10 years. Fiscal 2022 is the highest of the 11 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$452.93M$314.10M$352.78M$418.02M$399.68M$198.98M$159.59M$148.35M$145.26M$136.92M
Interest expense--$292.79M$59.36M$27.02M$56.30M$90.85M$32.20M$22.69M$16.84M
Pre-tax income$156.80M$51.44M$136.88M$211.91M$148.17M$54.98M$46.86M$48.37M$39.48M$54.29M
Income tax$46.12M$22.36M$40.78M$59.36M$44.17M$12.67M$10.68M$9.14M$18.95M$18.80M
Net income$110.68M$29.08M$96.09M$152.56M$104.00M$42.32M$36.19M$39.23M$20.54M$35.49M
EPS, basic$2.36$0.55$2.29$3.73$2.45$1.74$1.56$1.97$1.04$2.01
EPS, diluted$2.36$0.55$2.29$3.73$2.45$1.74$1.55$1.97$1.04$2.00
Diluted shares43.0M38.9M38.2M38.5M38.9M21.5M23.2M19,46819,37917,851

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$2.35B$1.28B$457.55M$169.30M$393.72M$243.60M$155.49M$147.26M$94.75M$113.84M
Goodwill$155.80M$155.80M$155.80M$155.80M$155.80M$55.64M$55.64M$55.64M$105.95M$105.95M
Total assets$15.34B$14.35B$13.64B$13.19B$12.07B$6.78B$4.92B$4.70B$4.43B$4.05B
Total liabilities$13.87B$12.96B$12.41B$12.02B$10.87B$6.08B$4.42B$4.25B$4.00B$3.65B
Shareholders' equity$1.48B$1.40B$1.23B$1.17B$1.19B$701.10M$596.76M$602.08M$429.20M$407.99M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$186.57M$99.06M$90.87M$295.17M$146.33M$59.93M$68.49M$58.38M$46.83M$44.24M
Capital expenditures---$3.75M-$954.0K$1.72M$5.33M$2.07M$4.27M
Free cash flow---$291.43M-$58.98M$66.77M$53.06M$44.76M$39.97M
Investing cash flow-$69.45M$64.13M-$214.05M-$1.33B$1.10B-$324.38M-$10.37M-$80.55M-$411.78M-$279.55M
Financing cash flow$953.28M$662.84M$411.42M$812.59M-$1.10B$352.57M-$49.89M$222.79M$345.87M$244.59M
Dividends paid$42.92M$38.04M$37.30M$36.79M$39.35M$18.71M$20.08M$18.34M$18.24M$16.14M
Share repurchases--$947.0K$46.76M$59.28M$35.36M$24.19M---
Stock-based compensation$7.68M$6.69M$4.64M$4.28M$5.41M$7.22M$1.84M$3.49M$2.58M$2.14M
Depreciation and amortization$7.40M$7.00M$6.70M$7.40M$6.50M$4.10M$4.70M$3.82M$3.83M$3.48M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY44.2%-11.0%-15.6%4.6%100.9%24.7%7.6%2.1%6.1%25.9%
Net income growth, YoY280.6%-69.7%-37.0%46.7%145.7%16.9%-7.8%91.0%-42.1%68.1%
EPS growth, YoY329.1%-76.0%-38.6%52.2%-12.3%-89.4%-48.0%39.9%
Net margin24.4%9.3%27.2%36.5%26.0%21.3%22.7%26.4%14.1%25.9%
Free cash flow margin---69.7%-29.6%41.8%35.8%30.8%29.2%
Return on equity7.5%2.1%7.8%13.0%8.7%6.0%6.1%6.5%4.8%8.7%
Return on assets0.7%0.2%0.7%1.2%0.9%0.6%0.7%0.8%0.5%0.9%

Source: XBRL data Dime Commercial Bancshares Inc. files with the SEC, latest filing dated Oct 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

DCOM peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
DCOM$509.18M+31.8%$142.81M28.0%$1.85B
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

DCOM FAQ

7 questions
  • What is DCOM revenue?
    Dime Commercial Bancshares Inc. (DCOM) reported $509.18M of revenue for the twelve months ended Sep 30, 2026. That is up 31.8% from the year before. Revenue for fiscal 2025 was $452.93M.
  • Is DCOM profitable?
    Yes. Dime Commercial Bancshares Inc. earned $142.81M in net income for the twelve months ended Sep 30, 2026, a net margin of 28.0%.
  • How much cash and debt does DCOM have?
    Dime Commercial Bancshares Inc. reported $2.18B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is DCOM revenue growing?
    Dime Commercial Bancshares Inc.'s revenue changed +44.2% in fiscal 2025, to $452.93M. Its compound annual growth rate was +17.9% over 5 years and +15.3% over 10 years.
  • What is DCOM earnings per share?
    Diluted earnings per share were $3.08 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did DCOM last report financial results?
    The latest statements here come from Dime Commercial Bancshares Inc.'s 10-Q filed on Oct 30, 2026, covering the period ended Sep 30, 2026.
  • Where does this DCOM financial data come from?
    Quantisnow builds these statements from the structured XBRL data Dime Commercial Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.