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Financials · DGICA

Donegal Group Inc. (DGICA) financials

For the twelve months ended Sep 30, 2026, Donegal Group Inc. reported $954.92M of revenue and $69.16M of net income.

Revenue, TTM
$954.92M
Revenue growth, YoY
-3.4%
Net income, TTM
$69.16M
Net income growth, YoY
-19.7%
Net margin
7.2%
Cash
$32.50M
P/E
10.13
P/S
0.73
Market cap
$700.9M
Annual revenue$978.01M
FY2016FY2025
Annual net income$79.34M
FY2016FY2025

DGICA revenue and earnings growth

DGICA revenueQ3 2026$237.66M

Quarter YoY
-3.4%
QoQ
-1.4%
FY YoY
-1.2%
5Y CAGR
+4.7%
10Y CAGR
+4.4%

DGICA revenue was $237.66M in fiscal Q3 2026 (ended Sep 30, 2026), down 3.4% from a year earlier and down 1.4% from the prior quarter. For the full fiscal 2025 it was $978.01M, down 1.2% from fiscal 2024. Compound annual growth was +4.7% over 5 years and +4.4% over 10 years. It rose in 8 of the last 10 fiscal years.

DGICA net incomeQ3 2026$18.16M

Quarter YoY
-9.6%
QoQ
-18.6%
FY YoY
+56.0%
5Y CAGR
+8.5%
10Y CAGR
+14.2%

DGICA net income was $18.16M in fiscal Q3 2026 (ended Sep 30, 2026), down 9.6% from a year earlier and down 18.6% from the prior quarter. For the full fiscal 2025 it was $79.34M, up 56.0% from fiscal 2024. Compound annual growth was +8.5% over 5 years and +14.2% over 10 years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$978.01M$989.61M$927.34M$848.22M$816.47M$777.82M$812.45M$771.83M$739.03M$688.42M
Interest expense$1.35M$946.0K$619.8K$620.6K$895.6K$1.20M$1.58M$2.30M$1.59M$1.66M
Pre-tax income$97.59M$62.34M$5.06M-$3.64M$30.34M$63.27M$57.08M-$48.24M$12.11M$41.33M
Income tax$18.25M$11.48M$638.0K-$1.68M$5.08M$10.46M$9.93M-$15.48M$5.00M$10.53M
Net income$79.34M$50.86M$4.43M-$1.96M$25.25M$52.82M$47.15M-$32.76M$7.12M$30.80M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$26.79M$52.93M$23.79M$25.12M$57.71M$103.09M$49.32M$52.59M$37.83M$24.59M
Short-term investments-----$20.90M$14.03M$16.75M$11.05M$9.37M
Goodwill$5.63M$5.63M$5.63M$5.63M$5.63M$5.63M$5.63M$5.63M$5.63M$5.63M
Total assets$2.39B$2.34B$2.27B$2.24B$2.26B$2.16B$1.92B$1.83B$1.74B$1.62B
Total liabilities$1.75B$1.79B$1.79B$1.76B$1.72B$1.64B$1.47B$1.43B$1.29B$1.18B
Shareholders' equity$640.42M$545.78M$479.75M$483.59M$531.04M$517.77M$451.02M$398.87M$448.70M$438.62M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$70.20M$67.44M$28.62M$67.11M$76.73M$101.13M$76.36M$63.78M$81.00M$60.03M
Investing cash flow-$91.13M-$48.04M-$16.71M-$98.50M-$62.20M-$99.68M-$43.38M-$37.61M-$58.44M-$51.32M
Financing cash flow-$5.21M$9.73M-$13.25M-$1.20M-$59.92M$52.32M-$36.26M-$11.41M-$9.31M-$12.26M
Dividends paid$25.67M$22.70M$21.89M$20.50M$19.10M$16.98M$16.09M$15.66M$14.82M$14.09M
Depreciation and amortization$3.08M$3.87M$4.33M$4.84M$5.84M$6.72M$5.57M$6.61M$6.11M$6.59M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY-1.2%6.7%9.3%3.9%5.0%-4.3%5.3%4.4%7.4%8.2%
Net income growth, YoY56.0%1049.3%---52.2%12.0%---76.9%46.7%
Net margin8.1%5.1%0.5%-0.2%3.1%6.8%5.8%-4.2%1.0%4.5%
Return on equity12.4%9.3%0.9%-0.4%4.8%10.2%10.5%-8.2%1.6%7.0%
Return on assets3.3%2.2%0.2%-0.1%1.1%2.4%2.5%-1.8%0.4%1.9%

Source: XBRL data Donegal Group Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

DGICA peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
DGICA$954.92M-3.4%$69.16M7.2%$700.9M
CB$61.85B+5.7%$11.23B18.2%$138.87B
PGR$91.73B+7.7%$11.62B12.7%$131.82B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$62.80B
AIG$27.73B+1.2%$3.29B11.9%$41.28B
HIG$29.87B+9.2%$4.61B15.4%$36.06B
ACGL$18.78B-3.9%$4.38B23.3%$35.20B
CINF$13.28B+9.9%$2.66B20.1%$28.58B

DGICA FAQ

6 questions
  • What is DGICA revenue?
    Donegal Group Inc. (DGICA) reported $954.92M of revenue for the twelve months ended Sep 30, 2026. That is down 3.4% from the year before. Revenue for fiscal 2025 was $978.01M.
  • Is DGICA profitable?
    Yes. Donegal Group Inc. earned $69.16M in net income for the twelve months ended Sep 30, 2026, a net margin of 7.2%.
  • How much cash and debt does DGICA have?
    Donegal Group Inc. reported $32.50M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is DGICA revenue growing?
    Donegal Group Inc.'s revenue changed -1.2% in fiscal 2025, to $978.01M. Its compound annual growth rate was +4.7% over 5 years and +4.4% over 10 years.
  • When did DGICA last report financial results?
    The latest statements here come from Donegal Group Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this DGICA financial data come from?
    Quantisnow builds these statements from the structured XBRL data Donegal Group Inc. files with the SEC. It is provided for information only and is not investment advice.