Financials · DLX

Deluxe Corporation (DLX) financials

For the twelve months ended Sep 30, 2026, Deluxe Corporation reported $2.13B of revenue and $79.90M of net income.

Revenue, TTM
$2.13B
Revenue growth, YoY
+0.4%
Net income, TTM
$79.90M
Net income growth, YoY
-3.4%
Net margin
3.8%
Free cash flow, TTM
$214.30M
EPS, diluted, TTM
$1.71
EPS growth, YoY
-6.6%
Cash
$74.90M
Total debt
$2.00B
P/E
15.24
P/S
0.57
Market cap
$1.22B
Annual revenue$2.13B
FY2016FY2025
Annual net income$82.10M
FY2016FY2025
Annual free cash flow$175.30M
FY2016FY2025

DLX revenue and earnings growth

DLX revenueQ3 2026$553.90M

Quarter YoY
+2.5%
QoQ
+10.9%
FY YoY
+0.5%
5Y CAGR
+3.6%
10Y CAGR
+1.9%

DLX revenue was $553.90M in fiscal Q3 2026 (ended Sep 30, 2026), up 2.5% from a year earlier and up 10.9% from the prior quarter. For the full fiscal 2025 it was $2.13B, up 0.5% from fiscal 2024. Compound annual growth was +3.6% over 5 years and +1.9% over 10 years. It rose in 7 of the last 10 fiscal years.

DLX net incomeQ3 2026$13.00M

Quarter YoY
-61.4%
QoQ
-31.9%
FY YoY
+55.5%
5Y CAGR
+73.4%
10Y CAGR
-9.3%

DLX net income was $13.00M in fiscal Q3 2026 (ended Sep 30, 2026), down 61.4% from a year earlier and down 31.9% from the prior quarter. For the full fiscal 2025 it was $82.10M, up 55.5% from fiscal 2024. Compound annual growth was +73.4% over 5 years and -9.3% over 10 years. It rose in 4 of the last 5 fiscal years.

DLX EPSQ3 2026$0.28

Quarter YoY
-62.2%
QoQ
-31.7%
FY YoY
+52.5%
5Y CAGR
+74.9%
10Y CAGR
-8.5%

DLX diluted EPS was $0.28 in fiscal Q3 2026 (ended Sep 30, 2026), down 62.2% from a year earlier and down 31.7% from the prior quarter. For the full fiscal 2025 it was $1.80, up 52.5% from fiscal 2024. Compound annual growth was +74.9% over 5 years and -8.5% over 10 years.

DLX free cash flowQ3 2026$49.00M

Quarter YoY
+11.9%
QoQ
-16.4%
FY YoY
+75.3%
10Y CAGR
-4.1%

DLX free cash flow was $49.00M in fiscal Q3 2026 (ended Sep 30, 2026), up 11.9% from a year earlier and down 16.4% from the prior quarter. For the full fiscal 2025 it was $175.30M, up 75.3% from fiscal 2024. Compound annual growth was -4.1% over 10 years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$2.13B$2.12B$2.19B$2.24B$2.02B$1.79B$2.01B$2.00B$1.97B$1.85B
Cost of revenue$1.00B$995.30M$1.03B$1.03B$884.27M$730.77M$812.93M$791.75M$742.71M$667.81M
Gross profit$1.13B$1.13B$1.16B$1.21B$1.14B$1.06B$1.20B$1.21B$1.22B$1.18B
Selling, general and admin$873.30M$909.20M$956.10M$993.25M$941.02M$839.81M$891.69M$854.00M$830.23M$807.24M
Operating income$232.40M$192.20M$160.80M$169.45M$142.15M$40.73M-$188.25M$231.22M$329.18M$366.89M
Interest expense$122.00M$123.30M$125.60M$94.45M$55.55M$23.14M$34.68M$27.11M$21.36M$22.30M
Pre-tax income$119.10M$76.50M$39.80M$84.38M$93.80M$26.80M-$215.74M$212.63M$312.83M$340.39M
Income tax$36.90M$23.60M$13.60M$18.85M$31.03M$21.47M$8.04M$63.00M$82.67M$111.00M
Net income$82.10M$52.80M$26.10M$65.39M$62.63M$5.24M-$223.78M$149.63M$230.16M$229.38M
EPS, basic$1.83$1.20$0.60$1.52$1.48$0.12-$5.20$3.18$4.75$4.68
EPS, diluted$1.80$1.18$0.59$1.50$1.45$0.11-$5.20$3.16$4.72$4.65
Diluted shares45.5M44.7M43.8M43.3M42.8M42.1M43.0M47.0M48.4M49.0M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$36.90M$309.20M$72.00M$337.40M$285.49M$229.41M$174.81M$145.26M$128.82M$148.87M
Receivables$187.60M$174.10M$191.00M$206.62M$197.95M$161.96M$163.42M$173.86M$149.84M$152.65M
Inventory$33.50M$36.40M$42.09M$52.27M$34.93M$40.13M$39.92M$46.44M$42.25M$40.18M
Current assets$665.80M$611.60M$760.99M$704.04M$620.47M$506.63M$472.21M$450.05M$392.97M$398.23M
Goodwill$1.42B$1.42B$1.43B$1.43B$1.43B$702.96M$774.38M$1.16B$1.13B$1.11B
Total assets$2.86B$2.83B$3.08B$3.08B$3.07B$1.84B$1.94B$2.31B$2.21B$2.18B
Current liabilities$643.20M$625.50M$819.07M$752.35M$683.36M$411.82M$407.95M$392.05M$425.77M$415.68M
Short-term debt$16.30M$37.10M$86.15M$71.75M$57.20M$0----
Long-term debt$1.41B$1.47B$1.51B$1.57B$1.63B$840.00M$883.50M$911.07M$665.26M$722.81M
Total debt$1.43B$1.50B$1.59B$1.64B$1.68B$840.00M$883.50M$911.07M$665.26M$722.81M
Total liabilities$2.18B$2.21B$2.48B$2.47B$2.50B$1.33B$1.40B$1.39B$1.19B-
Shareholders' equity$680.70M$620.90M$604.60M$604.20M$574.60M$513.39M$546.98M$915.41M$1.02B$880.97M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$270.60M$194.30M$198.40M$191.53M$210.82M$217.55M$286.65M$339.31M$338.43M$319.31M
Capital expenditures$95.30M$94.30M$100.70M---$66.59M$62.24M$47.45M$46.61M
Free cash flow$175.30M$100.00M$97.70M---$220.06M$277.08M$290.98M$272.70M
Investing cash flow-$131.70M-$69.80M-$43.30M-$80.33M-$1.07B-$56.09M-$72.40M-$253.06M-$180.89M-$279.51M
Financing cash flow-$136.80M-$267.20M-$37.70M-$48.60M$912.96M-$110.56M-$190.15M-$62.18M-$182.96M$6.00M
Dividends paid$55.20M$54.20M$53.30M$52.65M$51.65M$50.75M$51.74M$56.67M$58.10M$58.72M
Share repurchases---$0$0$14.00M$118.55M$200.00M$65.00M$55.22M
Stock-based compensation$24.90M$19.90M$20.50M$23.68M$29.48M$21.82M$19.70M$13.38M$15.11M$12.46M
Depreciation and amortization$137.90M$165.50M$169.70M$172.55M$148.77M$110.79M$126.04M$131.10M$122.65M$91.58M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY0.5%-3.2%-2.0%10.7%12.9%-10.8%0.5%1.7%6.3%4.3%
Net income growth, YoY55.5%102.3%-60.1%4.4%1094.4%---35.0%0.3%4.9%
EPS growth, YoY52.5%100.0%-60.7%3.4%1218.2%---33.1%1.5%6.7%
Gross margin53.0%53.1%53.0%53.9%56.3%59.2%59.5%60.4%62.2%63.9%
Operating margin10.9%9.1%7.3%7.6%7.0%2.3%-9.4%11.6%16.7%19.8%
Net margin3.8%2.5%1.2%2.9%3.1%0.3%-11.1%7.5%11.7%12.4%
Free cash flow margin8.2%4.7%4.5%---11.0%13.9%14.8%14.7%
Return on equity12.1%8.5%4.3%10.8%10.9%1.0%-40.9%16.3%22.7%26.0%
Return on assets2.9%1.9%0.8%2.1%2.0%0.3%-11.5%6.5%10.4%10.5%
Current ratio1.040.980.930.940.911.231.161.150.920.96
Debt to equity2.102.422.632.722.931.641.621.000.660.82

Source: XBRL data Deluxe Corporation files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

DLX peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
DLX$2.13B+0.4%$79.90M3.8%$1.22B
TRI$7.48B+3.0%$1.50B20.1%$48.79B
MH$2.08B-0.7%$73.77M3.5%$2.08B
CMPR$3.81B+10.0%$85.57M2.2%$1.39B
WBTN$1.37B-0.5%-$343.92M-25.1%$1.31B
ACCO$1.57B+1.5%$66.30M4.2%$467.2M
QUAD$2.38B-4.9%$26.50M1.1%$387.2M
PMTS$607.70M+17.9%$16.46M2.7%$283.4M
MGIH$20.34M-19.7%-$7.09M-34.9%$13.7M

DLX FAQ

9 questions
  • What is DLX revenue?
    Deluxe Corporation (DLX) reported $2.13B of revenue for the twelve months ended Sep 30, 2026. That is up 0.4% from the year before. Revenue for fiscal 2025 was $2.13B.
  • Is DLX profitable?
    Yes. Deluxe Corporation earned $79.90M in net income for the twelve months ended Sep 30, 2026, a net margin of 3.8%.
  • How much cash and debt does DLX have?
    Deluxe Corporation reported $74.90M in cash and cash equivalents and $2.00B of debt on its most recent balance sheet in SEC filings.
  • How fast is DLX revenue growing?
    Deluxe Corporation's revenue changed +0.5% in fiscal 2025, to $2.13B. Its compound annual growth rate was +3.6% over 5 years and +1.9% over 10 years.
  • What is DLX gross margin?
    Deluxe Corporation's gross profit was $1.11B on $2.13B of revenue for the twelve months ended Sep 30, 2026, a gross margin of 52.0%.
  • What is DLX free cash flow?
    Deluxe Corporation generated $214.30M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $318.00M less capital expenditures.
  • What is DLX earnings per share?
    Diluted earnings per share were $1.71 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did DLX last report financial results?
    The latest statements here come from Deluxe Corporation's 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this DLX financial data come from?
    Quantisnow builds these statements from the structured XBRL data Deluxe Corporation files with the SEC. It is provided for information only and is not investment advice.