For the twelve months ended Sep 30, 2026, CPI Card Group Inc. reported $607.70M of revenue and $16.46M of net income.
PMTS revenue was $158.36M in fiscal Q3 2026 (ended Sep 30, 2026), up 14.8% from a year earlier and up 6.2% from the prior quarter. For the full fiscal 2025 it was $543.53M, up 13.1% from fiscal 2024. Compound annual growth was +11.7% over 5 years and +3.8% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 13 fiscal years on file.
PMTS net income was $5.02M in fiscal Q3 2026 (ended Sep 30, 2026), up 117.5% from a year earlier and up 146.0% from the prior quarter. For the full fiscal 2025 it was $14.95M, down 23.4% from fiscal 2024. Compound annual growth was -1.5% over 5 years and -7.0% over 10 years. It rose in 1 of the last 5 fiscal years.
PMTS diluted EPS was $0.41 in fiscal Q3 2026 (ended Sep 30, 2026), up 115.8% from a year earlier and up 141.2% from the prior quarter. For the full fiscal 2025 it was $1.25, down 23.8% from fiscal 2024. Compound annual growth was -2.8% over 5 years.
PMTS free cash flow was $10.10M in fiscal Q3 2026 (ended Sep 30, 2026), up 90.2% from a year earlier and down 61.0% from the prior quarter. For the full fiscal 2025 it was $41.33M, up 21.4% from fiscal 2024. Compound annual growth was +22.5% over 5 years and +5.0% over 10 years. It rose in 4 of the last 5 fiscal years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $543.53M | $480.60M | $444.55M | $475.75M | $375.12M | $312.19M | $278.07M | $255.81M | $223.74M | $308.70M |
| Cost of revenue | $373.44M | $309.38M | $289.06M | $299.98M | $233.69M | $201.88M | $187.00M | $177.22M | $155.54M | $206.80M |
| Gross profit | $170.10M | $171.22M | $155.49M | $175.77M | $141.43M | $110.31M | $91.07M | $78.59M | $68.20M | $101.90M |
| Selling, general and admin | - | $103.40M | $88.25M | $90.78M | $75.70M | $65.79M | $66.33M | $68.01M | $62.21M | $64.01M |
| Operating income | $54.84M | $62.79M | $61.59M | $79.13M | $59.46M | $38.39M | $24.71M | $4.59M | -$19.30M | $28.98M |
| Pre-tax income | $21.74M | $25.03M | $34.46M | $49.15M | $23.82M | $12.88M | -$1.52M | -$19.14M | -$39.62M | $8.54M |
| Income tax | $6.66M | $5.51M | $10.48M | $12.61M | $7.88M | -$3.31M | $3.47M | -$4.34M | -$16.54M | $3.14M |
| Net income | $14.95M | $19.52M | $23.98M | $36.54M | $15.94M | $16.13M | -$5.12M | -$37.46M | -$22.01M | $5.40M |
| EPS, basic | $1.32 | $1.75 | $2.10 | $3.24 | $1.42 | $1.44 | -$0.46 | -$3.36 | -$1.98 | $0.48 |
| EPS, diluted | $1.25 | $1.64 | $2.01 | $3.11 | $1.36 | $1.44 | -$0.46 | -$3.36 | -$1.98 | $0.48 |
| Diluted shares | 11.9M | 11.9M | 11.9M | 11.7M | 11.8M | 11.2M | 11.2M | 11.1M | 11.1M | 11.2M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $21.70M | $33.54M | $12.41M | $11.04M | $20.68M | $57.60M | $18.68M | $20.29M | $23.20M | $36.95M |
| Receivables | $95.44M | $85.49M | $73.72M | $80.58M | $60.95M | $54.59M | $42.83M | $43.79M | $32.53M | $31.49M |
| Inventory | $72.24M | $72.66M | $70.59M | $68.40M | $58.01M | $24.80M | $20.19M | $9.83M | $13.80M | $19.37M |
| Current assets | $204.94M | $203.04M | $165.38M | $167.57M | $145.70M | $152.53M | $92.22M | $84.47M | $102.08M | $92.42M |
| Goodwill | $48.76M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M | $66.09M |
| Total assets | $403.19M | $349.66M | $293.68M | $296.67M | $268.14M | $266.15M | $213.01M | $207.20M | $234.00M | $264.42M |
| Current liabilities | $84.10M | $75.59M | $49.45M | $68.01M | $64.78M | $56.93M | $41.69M | $41.28M | $35.04M | $35.28M |
| Short-term debt | $0 | - | - | - | - | $8.03M | - | - | - | - |
| Long-term debt | $286.67M | $280.40M | $265.00M | $285.52M | $303.63M | $328.68M | $307.78M | $305.82M | $303.87M | $301.92M |
| Total debt | $286.67M | $280.40M | $265.00M | $285.52M | $303.63M | $336.71M | $307.78M | $305.82M | $303.87M | $301.92M |
| Total liabilities | $420.52M | $385.28M | $345.62M | $378.74M | $389.16M | $404.19M | $367.31M | $356.78M | $353.58M | $359.69M |
| Shareholders' equity | -$17.33M | -$35.62M | -$51.94M | -$82.08M | -$121.02M | -$138.04M | -$154.30M | -$150.77M | -$119.57M | -$95.27M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $59.50M | $43.31M | $34.04M | $31.34M | $20.23M | $22.07M | $2.96M | $7.07M | $3.45M | $59.96M |
| Capital expenditures | $18.18M | $9.26M | $6.41M | $17.87M | $10.07M | $7.09M | $4.17M | $5.63M | $7.26M | $14.29M |
| Free cash flow | $41.33M | $34.06M | $27.64M | $13.47M | $10.15M | $14.98M | -$1.21M | $1.44M | -$3.81M | $45.66M |
| Investing cash flow | -$65.13M | -$9.22M | -$6.22M | -$17.77M | -$9.92M | -$7.09M | -$2.57M | -$5.63M | -$7.26M | -$14.29M |
| Financing cash flow | -$6.22M | -$12.96M | -$26.44M | -$23.16M | -$47.23M | $23.98M | -$1.93M | -$519.0K | -$7.88M | -$21.92M |
| Dividends paid | - | - | - | - | - | - | - | - | $7.54M | $7.52M |
| Share repurchases | - | $8.68M | $250.0K | - | - | - | - | - | - | $6.01M |
| Stock-based compensation | $6.96M | $8.54M | $7.51M | $3.48M | $1.25M | $136.0K | $250.0K | $961.0K | $1.99M | $3.58M |
| Depreciation and amortization | $22.46M | $16.42M | $15.93M | $14.89M | $15.10M | $16.83M | $17.25M | $18.41M | $16.92M | $16.93M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 13.1% | 8.1% | -6.6% | 26.8% | 20.2% | 12.3% | 8.7% | 14.3% | -27.5% | -17.5% |
| Net income growth, YoY | -23.4% | -18.6% | -34.4% | 129.2% | -1.2% | - | - | - | - | -82.5% |
| EPS growth, YoY | -23.8% | -18.4% | -35.4% | 128.7% | -5.6% | - | - | - | - | - |
| Gross margin | 31.3% | 35.6% | 35.0% | 36.9% | 37.7% | 35.3% | 32.8% | 30.7% | 30.5% | 33.0% |
| Operating margin | 10.1% | 13.1% | 13.9% | 16.6% | 15.9% | 12.3% | 8.9% | 1.8% | -8.6% | 9.4% |
| Net margin | 2.8% | 4.1% | 5.4% | 7.7% | 4.2% | 5.2% | -1.8% | -14.6% | -9.8% | 1.7% |
| Free cash flow margin | 7.6% | 7.1% | 6.2% | 2.8% | 2.7% | 4.8% | -0.4% | 0.6% | -1.7% | 14.8% |
| Return on assets | 3.7% | 5.6% | 8.2% | 12.3% | 5.9% | 6.1% | -2.4% | -18.1% | -9.4% | 2.0% |
| Current ratio | 2.44 | 2.69 | 3.34 | 2.46 | 2.25 | 2.68 | 2.21 | 2.05 | 2.91 | 2.62 |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $158.36M | $149.18M | $147.11M | $153.05M | $137.97M | $129.75M | $122.76M | $125.10M | $124.75M | $118.82M | $111.94M | $102.87M |
| Cost of revenue | $108.11M | $100.69M | $102.98M | $104.77M | $96.97M | $89.63M | $82.06M | $82.48M | $80.05M | $76.43M | $70.42M | $67.45M |
| Gross profit | $50.25M | $48.49M | $44.12M | $48.29M | $40.99M | $40.12M | $40.70M | $42.62M | $44.70M | $42.39M | $41.52M | $35.42M |
| Selling, general and admin | - | - | - | - | $26.47M | $29.29M | $25.50M | $25.46M | $25.67M | $26.23M | $26.04M | $23.52M |
| Operating income | $15.65M | $11.86M | $10.99M | $18.30M | $13.02M | $9.42M | $14.10M | $15.94M | $17.80M | $14.91M | $14.14M | $10.54M |
| Pre-tax income | $6.38M | $4.42M | $3.37M | $10.22M | $3.74M | $1.34M | $6.44M | $8.25M | $819.0K | $8.30M | $7.66M | $3.89M |
| Income tax | $1.31M | $2.14M | $1.16M | $2.73M | $1.44M | $823.0K | $1.66M | $1.48M | -$474.0K | $2.30M | $2.20M | $1.16M |
| Net income | $5.02M | $2.04M | $2.06M | $7.35M | $2.31M | $518.0K | $4.77M | $6.77M | $1.29M | $6.00M | $5.46M | $2.73M |
| EPS, basic | $0.43 | $0.18 | $0.18 | $0.65 | $0.20 | $0.05 | $0.42 | $0.61 | $0.12 | $0.54 | $0.48 | $0.24 |
| EPS, diluted | $0.41 | $0.17 | $0.17 | $0.62 | $0.19 | $0.04 | $0.40 | $0.56 | $0.11 | $0.51 | $0.46 | $0.22 |
| Diluted shares | 12.2M | 12.0M | 11.9M | - | 11.9M | 11.9M | 12.0M | - | 11.9M | 11.8M | 11.8M | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $15.18M | $21.37M | $19.30M | $21.70M | $15.96M | $17.12M | $31.52M | $33.54M | $14.65M | $7.48M | $17.14M | $12.41M |
| Receivables | $91.09M | $88.36M | $88.68M | $95.44M | $90.77M | $87.50M | $75.49M | $85.49M | $79.58M | $76.42M | $68.54M | $73.72M |
| Inventory | $64.44M | $62.90M | $65.50M | $72.24M | $85.13M | $83.87M | $75.25M | $72.66M | $92.29M | $85.91M | $83.38M | $70.59M |
| Current assets | $183.00M | $188.15M | $188.89M | $204.94M | $211.34M | $204.34M | $192.61M | $203.04M | $198.81M | $179.75M | $180.93M | $165.38M |
| Goodwill | $52.89M | $52.74M | $48.76M | $48.76M | $50.65M | $48.21M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M | $47.15M |
| Total assets | $384.85M | $390.41M | $386.45M | $403.19M | $407.06M | $399.80M | $351.91M | $349.66M | $342.35M | $321.45M | $319.78M | $293.68M |
| Current liabilities | $88.74M | $90.14M | $74.33M | $84.10M | $82.45M | $79.03M | $65.21M | $75.59M | $75.11M | $68.95M | $74.02M | $49.45M |
| Short-term debt | $0 | $0 | - | $0 | - | - | - | - | - | - | - | - |
| Long-term debt | $251.13M | $262.14M | $276.90M | $286.67M | $308.43M | $310.91M | $280.66M | $280.40M | $280.15M | $269.65M | $265.33M | $265.00M |
| Total debt | $251.13M | $262.14M | $276.90M | $286.67M | $308.43M | $310.91M | $280.66M | $280.40M | $280.15M | $269.65M | $265.33M | $265.00M |
| Total liabilities | $391.88M | $401.88M | $400.46M | $420.52M | $432.72M | $428.82M | $381.63M | $385.28M | $385.14M | $366.00M | $368.23M | $345.62M |
| Shareholders' equity | -$7.03M | -$11.47M | -$14.01M | -$17.33M | -$25.66M | -$29.03M | -$29.72M | -$35.62M | -$42.79M | -$44.56M | -$48.45M | -$51.94M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $15.10M | $28.50M | $13.65M | $39.59M | $9.97M | $4.34M | $5.59M | $26.66M | $12.54M | -$4.76M | $8.87M | $11.78M |
| Capital expenditures | $5.00M | $2.58M | $3.51M | $4.40M | $4.67M | $3.81M | $5.30M | $5.06M | $1.46M | $1.24M | $1.51M | $329.0K |
| Free cash flow | $10.10M | $25.92M | $10.13M | $35.19M | $5.31M | $533.0K | $292.0K | $21.60M | $11.09M | -$6.00M | $7.36M | $11.45M |
| Investing cash flow | -$5.00M | -$8.59M | -$3.51M | -$8.96M | -$4.67M | -$46.25M | -$5.25M | -$5.02M | -$1.45M | -$1.24M | -$1.51M | -$329.0K |
| Financing cash flow | -$16.29M | -$17.84M | -$12.54M | -$24.89M | -$6.48M | $27.51M | -$2.37M | -$2.74M | -$3.92M | -$3.67M | -$2.63M | -$9.51M |
| Share repurchases | - | - | - | - | - | - | - | $0 | $2.20M | $5.23M | $1.25M | - |
| Stock-based compensation | $2.58M | $1.31M | $1.40M | $2.43M | $1.50M | $1.37M | $1.67M | $1.61M | $1.78M | $2.09M | $3.06M | $3.08M |
| Depreciation and amortization | $6.75M | $6.34M | $6.40M | $6.58M | $6.12M | $5.51M | $4.25M | $4.20M | $4.15M | $4.05M | $4.02M | $4.06M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 14.8% | 15.0% | 19.8% | 22.3% | 10.6% | 9.2% | 9.7% | 21.6% | 17.8% | 3.4% | -7.4% | -18.6% |
| Net income growth, YoY | 117.5% | 293.8% | -56.9% | 8.5% | 78.5% | -91.4% | -12.5% | 147.9% | -66.5% | -8.0% | -49.8% | -78.1% |
| EPS growth, YoY | 115.8% | 325.0% | -57.5% | 10.7% | 72.7% | -92.2% | -13.0% | 154.5% | -66.7% | -7.3% | -49.5% | -79.4% |
| Gross margin | 31.7% | 32.5% | 30.0% | 31.5% | 29.7% | 30.9% | 33.2% | 34.1% | 35.8% | 35.7% | 37.1% | 34.4% |
| Operating margin | 9.9% | 8.0% | 7.5% | 12.0% | 9.4% | 7.3% | 11.5% | 12.7% | 14.3% | 12.5% | 12.6% | 10.2% |
| Net margin | 3.2% | 1.4% | 1.4% | 4.8% | 1.7% | 0.4% | 3.9% | 5.4% | 1.0% | 5.1% | 4.9% | 2.7% |
| Free cash flow margin | 6.4% | 17.4% | 6.9% | 23.0% | 3.8% | 0.4% | 0.2% | 17.3% | 8.9% | -5.0% | 6.6% | 11.1% |
| Current ratio | 2.06 | 2.09 | 2.54 | 2.44 | 2.56 | 2.59 | 2.95 | 2.69 | 2.65 | 2.61 | 2.44 | 3.34 |
Source: XBRL data CPI Card Group Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures and share counts are restated for stock splits the filings show: 1-for-5, first reported Mar 13, 2018.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| PMTS | $607.70M | +17.9% | $16.46M | 2.7% | $283.4M |
| TRI | $7.48B | +3.0% | $1.50B | 20.1% | $48.79B |
| MH | $2.08B | -0.7% | $73.77M | 3.5% | $2.08B |
| CMPR | $3.81B | +10.0% | $85.57M | 2.2% | $1.39B |
| WBTN | $1.37B | -0.5% | -$343.92M | -25.1% | $1.31B |
| DLX | $2.13B | +0.4% | $79.90M | 3.8% | $1.22B |
| ACCO | $1.57B | +1.5% | $66.30M | 4.2% | $467.2M |
| QUAD | $2.38B | -4.9% | $26.50M | 1.1% | $387.2M |
| MGIH | $20.34M | -19.7% | -$7.09M | -34.9% | $13.7M |