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Financials · EIG

Employers Holdings Inc (EIG) financials

For the twelve months ended Sep 30, 2026, Employers Holdings Inc reported $787.60M of revenue and $27.50M of net income.

Revenue, TTM
$787.60M
Revenue growth, YoY
-13.0%
Net income, TTM
$27.50M
Net income growth, YoY
-56.0%
Net margin
3.5%
EPS, diluted, TTM
$1.82
EPS growth, YoY
-28.1%
Cash
$75.70M
Total debt
$125.00M
P/E
30.16
P/S
1.05
Market cap
$829.5M
Annual revenue$858.70M
FY2016FY2025
Annual net income$10.80M
FY2016FY2025
Annual free cash flow$44.60M
FY2016FY2025

EIG revenue and earnings growth

EIG revenueQ3 2026$189.30M

Quarter YoY
-20.9%
QoQ
-14.0%
FY YoY
-2.5%
5Y CAGR
+3.8%
10Y CAGR
+1.3%

EIG revenue was $189.30M in fiscal Q3 2026 (ended Sep 30, 2026), down 20.9% from a year earlier and down 14.0% from the prior quarter. For the full fiscal 2025 it was $858.70M, down 2.5% from fiscal 2024. Compound annual growth was +3.8% over 5 years and +1.3% over 10 years. It rose in 6 of the last 10 fiscal years.

EIG net incomeQ3 2026$11.60M

QoQ
-60.1%
FY YoY
-90.9%
5Y CAGR
-38.2%
10Y CAGR
-19.5%

EIG net income was $11.60M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$8.30M a year earlier and down 60.1% from the prior quarter. For the full fiscal 2025 it was $10.80M, down 90.9% from fiscal 2024. Compound annual growth was -38.2% over 5 years and -19.5% over 10 years. It rose in 5 of the last 10 fiscal years.

EIG EPSQ3 2026$0.64

QoQ
-59.7%
FY YoY
-90.2%
5Y CAGR
-35.0%
10Y CAGR
-16.8%

EIG diluted EPS was $0.64 in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$0.36 a year earlier and down 59.7% from the prior quarter. For the full fiscal 2025 it was $0.46, down 90.2% from fiscal 2024. Compound annual growth was -35.0% over 5 years and -16.8% over 10 years.

EIG free cash flowFY2025$44.60M

FY YoY
-41.5%
5Y CAGR
+6.3%
10Y CAGR
-9.1%

EIG free cash flow was $44.60M for fiscal 2025 (ended Dec 31, 2025), down 41.5% from fiscal 2024. Compound annual growth was +6.3% over 5 years and -9.1% over 10 years. It rose in 5 of the last 10 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$858.70M$880.70M$850.90M$713.50M$703.10M$711.40M$835.90M$800.40M$801.40M$779.80M
Interest expense--$5.80M$3.50M$500.0K$400.0K$600.0K$1.50M$1.40M$1.60M
Pre-tax income$12.00M$146.70M$148.40M$55.80M$147.00M$147.70M$193.80M$169.50M$144.00M$140.70M
Income tax$1.20M$28.10M$30.30M$7.40M$27.70M$27.90M$36.70M$28.20M$42.80M$34.00M
Net income$10.80M$118.60M$118.10M$48.40M$119.30M$119.80M$157.10M$141.30M$101.20M$106.70M
EPS, basic$0.46$4.73$4.48$1.76$4.22$4.01$4.89$4.30$3.11$3.29
EPS, diluted$0.46$4.71$4.45$1.75$4.17$3.97$4.83$4.24$3.06$3.24
Diluted shares23.5M25.2M26.5M27.7M28.6M30.2M32.5M33.3M33.1M33.0M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$159.80M$68.50M$226.60M$89.40M$75.30M$160.60M$155.20M$102.00M$74.30M$70.80M
Short-term investments$10.10M$100.0K$33.10M$119.10M$10.50M$26.60M$0$25.00M$4.00M$16.00M
Goodwill$36.20M$36.20M$36.20M$36.20M$36.20M$36.20M$36.20M$36.20M$36.20M$36.20M
Total assets$3.44B$3.54B$3.55B$3.72B$3.78B$3.92B$4.00B$3.92B$3.84B$3.77B
Short-term debt$16.00M$0--------
Total debt$19.00M$0----$0$20.00M$20.00M$32.00M
Total liabilities$2.48B$2.47B$2.54B$2.77B$2.57B$2.71B$2.84B$2.90B$2.89B$2.93B
Shareholders' equity$955.70M$1.07B$1.01B$944.20M$1.21B$1.21B$1.17B$1.02B$947.70M$840.60M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$44.70M$76.40M$49.40M$99.80M$10.80M$33.00M$122.50M$180.20M$142.30M$122.80M
Capital expenditures$100.0K$100.0K$0$100.0K$300.0K$100.0K$700.0K$300.0K$400.0K$700.0K
Free cash flow$44.60M$76.30M$49.40M$99.70M$10.50M$32.90M$121.80M$179.90M$141.90M$122.10M
Investing cash flow$225.90M-$159.70M$377.30M-$146.10M-$1.70M$84.30M$49.20M-$119.60M-$112.80M-$87.50M
Financing cash flow-$179.10M-$74.80M-$289.50M$60.40M-$94.40M-$111.90M-$118.50M-$32.90M-$26.00M-$23.60M
Dividends paid$29.90M$30.30M$29.70M$90.30M$29.00M$30.50M$28.30M$26.70M$19.70M$11.50M
Share repurchases$182.80M$42.60M$76.10M$30.40M$42.60M$99.40M$67.50M$4.20M$0$21.10M
Stock-based compensation$5.00M$6.30M$6.20M$5.10M$9.10M$9.70M$10.10M$9.40M$6.80M$5.80M
Depreciation and amortization$14.20M$16.70M$21.50M$21.70M$7.40M$8.20M$9.00M$6.30M$8.20M$8.50M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY-2.5%3.5%19.3%1.5%-1.2%-14.9%4.4%-0.1%2.8%3.7%
Net income growth, YoY-90.9%0.4%144.0%-59.4%-0.4%-23.7%11.2%39.6%-5.2%13.0%
EPS growth, YoY-90.2%5.8%154.3%-58.0%5.0%-17.8%13.9%38.6%-5.6%11.7%
Net margin1.3%13.5%13.9%6.8%17.0%16.8%18.8%17.7%12.6%13.7%
Free cash flow margin5.2%8.7%5.8%14.0%1.5%4.6%14.6%22.5%17.7%15.7%
Return on equity1.1%11.1%11.6%5.1%9.8%9.9%13.5%13.9%10.7%12.7%
Return on assets0.3%3.3%3.3%1.3%3.2%3.1%3.9%3.6%2.6%2.8%
Debt to equity0.020.00----0.000.020.020.04

Source: XBRL data Employers Holdings Inc files with the SEC, latest filing dated Oct 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

EIG peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
EIG$787.60M-13.0%$27.50M3.5%$829.5M
CB$61.85B+5.7%$11.23B18.2%$139.46B
PGR$91.73B+7.7%$11.62B12.7%$131.96B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$63.05B
AIG$27.73B+1.2%$3.29B11.9%$40.31B
HIG$29.87B+9.2%$4.61B15.4%$35.83B
ACGL$18.78B-3.9%$4.38B23.3%$34.92B
CINF$13.28B+9.9%$2.66B20.1%$28.47B

EIG FAQ

7 questions
  • What is EIG revenue?
    Employers Holdings Inc (EIG) reported $787.60M of revenue for the twelve months ended Sep 30, 2026. That is down 13.0% from the year before. Revenue for fiscal 2025 was $858.70M.
  • Is EIG profitable?
    Yes. Employers Holdings Inc earned $27.50M in net income for the twelve months ended Sep 30, 2026, a net margin of 3.5%.
  • How much cash and debt does EIG have?
    Employers Holdings Inc reported $75.70M in cash and cash equivalents and $125.00M of debt on its most recent balance sheet in SEC filings.
  • How fast is EIG revenue growing?
    Employers Holdings Inc's revenue changed -2.5% in fiscal 2025, to $858.70M. Its compound annual growth rate was +3.8% over 5 years and +1.3% over 10 years.
  • What is EIG earnings per share?
    Diluted earnings per share were $1.82 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did EIG last report financial results?
    The latest statements here come from Employers Holdings Inc's 10-Q filed on Oct 30, 2026, covering the period ended Sep 30, 2026.
  • Where does this EIG financial data come from?
    Quantisnow builds these statements from the structured XBRL data Employers Holdings Inc files with the SEC. It is provided for information only and is not investment advice.