Get started

Financials · FCCO

First Community Corporation (FCCO) financials

For the twelve months ended Jun 30, 2026, First Community Corporation reported $89.36M of revenue and $23.11M of net income.

Revenue, TTM
$89.36M
Revenue growth, YoY
+23.5%
Net income, TTM
$23.11M
Net income growth, YoY
+33.8%
Net margin
25.9%
Free cash flow, TTM
$6.57M
Cash
$162.18M
P/E
13.46
P/S
3.48
Market cap
$311.2M
Annual revenue$78.97M
FY2016FY2025
Annual net income$19.20M
FY2016FY2025
Annual free cash flow$17.58M
FY2016FY2025

FCCO revenue and earnings growth

FCCO revenueQ2 2026$25.14M

Quarter YoY
+28.7%
QoQ
+8.5%
FY YoY
+19.6%
5Y CAGR
+8.0%
10Y CAGR
+8.7%

FCCO revenue was $25.14M in fiscal Q2 2026 (ended Jun 30, 2026), up 28.7% from a year earlier and up 8.5% from the prior quarter. For the full fiscal 2025 it was $78.97M, up 19.6% from fiscal 2024. Compound annual growth was +8.0% over 5 years and +8.7% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

FCCO net incomeQ2 2026$7.59M

Quarter YoY
+46.5%
QoQ
+38.1%
FY YoY
+37.6%
5Y CAGR
+13.7%
10Y CAGR
+12.1%

FCCO net income was $7.59M in fiscal Q2 2026 (ended Jun 30, 2026), up 46.5% from a year earlier and up 38.1% from the prior quarter. For the full fiscal 2025 it was $19.20M, up 37.6% from fiscal 2024. Compound annual growth was +13.7% over 5 years and +12.1% over 10 years. It rose in 5 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

FCCO EPSQ2 2026$0.80

Quarter YoY
+19.4%
QoQ
+35.6%
FY YoY
+36.5%
5Y CAGR
+12.8%

FCCO diluted EPS was $0.80 in fiscal Q2 2026 (ended Jun 30, 2026), up 19.4% from a year earlier and up 35.6% from the prior quarter. For the full fiscal 2025 it was $2.47, up 36.5% from fiscal 2024. Compound annual growth was +12.8% over 5 years.

FCCO free cash flowQ2 2026-$2.40M

FY YoY
+67.0%
10Y CAGR
+4.0%

FCCO free cash flow was -$2.40M in fiscal Q2 2026 (ended Jun 30, 2026), compared with -$157.0K a year earlier. For the full fiscal 2025 it was $17.58M, up 67.0% from fiscal 2024. Compound annual growth was +4.0% over 10 years. It rose in 1 of the last 4 fiscal years.

Export CSV

Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$78.97M$66.04M$59.31M$59.51M$59.18M$53.79M$48.59M$46.39M$39.03M$35.40M
Interest expense$35.03M$37.38M$23.80M$3.17M$2.24M$3.75M$5.78M$3.98M$2.76M$3.05M
Pre-tax income$24.86M$17.77M$15.04M$18.41M$19.65M$12.60M$13.83M$13.92M$9.14M$8.85M
Income tax$5.65M$3.81M$3.20M$3.80M$4.18M$2.50M$2.86M$2.69M$3.33M$2.17M
Net income$19.20M$13.96M$11.84M$14.61M$15.46M$10.10M$10.97M$11.23M$5.82M$6.68M
EPS, basic$2.51$1.83$1.56$1.94$2.06$1.36$1.46$1.48$0.85$1.01
EPS, diluted$2.47$1.81$1.55$1.92$2.05$1.35$1.45$1.45$0.83$0.98
Diluted shares7.8M7.7M7.6M7.6M7.5M7.5M7.6M7.7M7,0036,787

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$161.06M$149.83M$94.69M$37.40M$69.02M$64.99M$47.69M$32.27M$30.59M$22.00M
Goodwill$14.64M$14.64M$14.64M$14.64M$14.64M$14.64M$14.64M$14.64M$14.59M$5.08M
Total assets$2.06B$1.96B$1.83B$1.67B$1.58B$1.40B$1.17B$1.09B$1.05B$914.79M
Total liabilities$1.89B$1.81B$1.70B$1.55B$1.44B$1.26B$1.05B$979.10M$945.07M$832.93M
Shareholders' equity$167.56M$144.49M$131.06M$118.36M$141.00M$136.34M$120.19M$112.50M$105.66M$81.86M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$18.69M$11.62M$13.02M$22.13M$57.93M-$17.05M$4.83M$19.97M$18.35M$5.13M
Capital expenditures$1.11M$1.10M$1.07M$1.22M$813.0K$1.09M$2.79M$1.47M$3.07M$1.24M
Free cash flow$17.58M$10.53M$11.95M$20.90M$57.12M-$18.13M$2.03M$18.51M$15.28M$3.90M
Investing cash flow-$80.81M-$67.63M-$89.67M-$162.78M-$236.28M-$171.52M-$49.20M-$47.81M$9.00M-$51.54M
Financing cash flow$73.36M$111.14M$133.94M$109.03M$182.38M$205.87M$59.87M$29.52M-$18.76M$45.46M
Dividends paid$4.75M$4.42M$4.24M$3.91M$3.59M$3.57M$3.31M$3.03M$2.47M$2.12M
Share repurchases------$5.64M---
Stock-based compensation$1.16M$753.0K$794.0K-------

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY19.6%11.3%-0.3%0.6%10.0%10.7%4.7%18.9%10.3%3.4%
Net income growth, YoY37.6%17.8%-19.0%-5.5%53.1%-7.9%-2.3%93.1%-13.0%9.1%
EPS growth, YoY36.5%16.8%-19.3%-6.3%51.9%-6.9%0.0%--15.3%7.7%
Net margin24.3%21.1%20.0%24.6%26.1%18.8%22.6%24.2%14.9%18.9%
Free cash flow margin22.3%15.9%20.1%35.1%96.5%-33.7%4.2%39.9%39.1%11.0%
Return on equity11.5%9.7%9.0%12.3%11.0%7.4%9.1%10.0%5.5%8.2%
Return on assets0.9%0.7%0.6%0.9%1.0%0.7%0.9%1.0%0.6%0.7%

Source: XBRL data First Community Corporation files with the SEC, latest filing dated Aug 12, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

FCCO peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
FCCO$89.36M+23.5%$23.11M25.9%$311.2M
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

FCCO FAQ

7 questions
  • What is FCCO revenue?
    First Community Corporation (FCCO) reported $89.36M of revenue for the twelve months ended Jun 30, 2026. That is up 23.5% from the year before. Revenue for fiscal 2025 was $78.97M.
  • Is FCCO profitable?
    Yes. First Community Corporation earned $23.11M in net income for the twelve months ended Jun 30, 2026, a net margin of 25.9%.
  • How much cash and debt does FCCO have?
    First Community Corporation reported $162.18M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is FCCO revenue growing?
    First Community Corporation's revenue changed +19.6% in fiscal 2025, to $78.97M. Its compound annual growth rate was +8.0% over 5 years and +8.7% over 10 years.
  • What is FCCO free cash flow?
    First Community Corporation generated $6.57M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $7.60M less capital expenditures.
  • When did FCCO last report financial results?
    The latest statements here come from First Community Corporation's 10-Q filed on Aug 12, 2026, covering the period ended Jun 30, 2026.
  • Where does this FCCO financial data come from?
    Quantisnow builds these statements from the structured XBRL data First Community Corporation files with the SEC. It is provided for information only and is not investment advice.