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Financials · FDSB

Fifth District Bancorp Inc. (FDSB) financials

For the twelve months ended Jun 30, 2026, Fifth District Bancorp Inc. reported $14.95M of revenue and $1.66M of net income.

Revenue, TTM
$14.95M
Revenue growth, YoY
-8.3%
Net income, TTM
$1.66M
Net income growth, YoY
-35.7%
Net margin
11.1%
Free cash flow, TTM
$1.26M
EPS, diluted, TTM
$0.33
Cash
$19.16M
P/E
55.96
P/S
6.20
Market cap
$92.6M
Annual revenue$17.28M
FY2023FY2025
Annual net income$4.09M
FY2023FY2025
Annual free cash flow$942.0K
FY2023FY2025

FDSB revenue and earnings growth

FDSB revenueQ2 2026$3.96M

Quarter YoY
-42.4%
QoQ
+4.7%
FY YoY
+71.6%

FDSB revenue was $3.96M in fiscal Q2 2026 (ended Jun 30, 2026), down 42.4% from a year earlier and up 4.7% from the prior quarter. For the full fiscal 2025 it was $17.28M, up 71.6% from fiscal 2024.

FDSB net incomeQ2 2026$384.0K

Quarter YoY
-87.7%
QoQ
-0.8%

FDSB net income was $384.0K in fiscal Q2 2026 (ended Jun 30, 2026), down 87.7% from a year earlier and down 0.8% from the prior quarter. For the full fiscal 2025 it was $4.09M, compared with -$1.08M in fiscal 2024.

FDSB EPSQ2 2026$0.08

Quarter YoY
-86.9%
QoQ
+0.0%

FDSB diluted EPS was $0.08 in fiscal Q2 2026 (ended Jun 30, 2026), down 86.9% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $0.80, compared with -$0.21 in fiscal 2024.

FDSB free cash flowQ2 2026$596.0K

Quarter YoY
+139.4%
QoQ
-19.0%

FDSB free cash flow was $596.0K in fiscal Q2 2026 (ended Jun 30, 2026), up 139.4% from a year earlier and down 19.0% from the prior quarter. For the full fiscal 2025 it was $942.0K, compared with -$1.56M in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Revenue$17.28M$10.07M$11.02M
Pre-tax income$4.18M-$1.44M$946.0K
Income tax$97.0K-$358.0K$149.0K
Net income$4.09M-$1.08M$797.0K
EPS, basic$0.80-$0.21-
EPS, diluted$0.80-$0.21-
Diluted shares5.1M5.1M-

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Cash and equivalents$33.85M$37.92M$19.31M
Total assets$534.39M$527.31M$480.80M
Total liabilities$404.64M$401.53M$403.00M
Shareholders' equity$129.76M$125.78M$77.80M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Operating cash flow$1.33M-$1.05M$796.0K
Capital expenditures$384.0K$510.0K$1.91M
Free cash flow$942.0K-$1.56M-$1.11M
Investing cash flow-$5.03M-$27.48M-$6.64M
Financing cash flow-$360.0K$47.15M$5.11M
Stock-based compensation$68.0K--

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Revenue growth, YoY71.6%-8.7%-
Net margin23.7%-10.7%7.2%
Free cash flow margin5.5%-15.5%-10.1%
Return on equity3.2%-0.9%1.0%
Return on assets0.8%-0.2%0.2%

Source: XBRL data Fifth District Bancorp Inc. files with the SEC, latest filing dated Aug 10, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

FDSB peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
FDSB$14.95M-8.3%$1.66M11.1%$92.6M
HSBC$68.27B+3.7%$23.13B33.9%$298.91B
AX$1.55B+23.0%$507.67M32.7%$5.26B
EBC$1.19B+61.8%$381.02M32.1%$5.22B
TFSL$343.73M+10.5%$102.06M29.7%$4.61B
PFS$924.11M+8.6%$310.15M33.6%$3.16B
BKU$1.13B+5.4%$273.97M24.3%$3.14B
CFFN$229.25M+19.4%$82.83M36.1%$1.06B

FDSB FAQ

8 questions
  • What is FDSB revenue?
    Fifth District Bancorp Inc. (FDSB) reported $14.95M of revenue for the twelve months ended Jun 30, 2026. That is down 8.3% from the year before. Revenue for fiscal 2025 was $17.28M.
  • Is FDSB profitable?
    Yes. Fifth District Bancorp Inc. earned $1.66M in net income for the twelve months ended Jun 30, 2026, a net margin of 11.1%.
  • How much cash and debt does FDSB have?
    Fifth District Bancorp Inc. reported $19.16M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is FDSB revenue growing?
    Fifth District Bancorp Inc.'s revenue changed +71.6% in fiscal 2025, to $17.28M.
  • What is FDSB free cash flow?
    Fifth District Bancorp Inc. generated $1.26M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $1.97M less capital expenditures.
  • What is FDSB earnings per share?
    Diluted earnings per share were $0.33 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did FDSB last report financial results?
    The latest statements here come from Fifth District Bancorp Inc.'s 10-Q filed on Aug 10, 2026, covering the period ended Jun 30, 2026.
  • Where does this FDSB financial data come from?
    Quantisnow builds these statements from the structured XBRL data Fifth District Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.