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Financials · GBCI

Glacier Bancorp Inc. (GBCI) financials

For the twelve months ended Sep 30, 2026, Glacier Bancorp Inc. reported $1.26B of revenue and $348.35M of net income.

Revenue, TTM
$1.26B
Revenue growth, YoY
+33.1%
Net income, TTM
$348.35M
Net income growth, YoY
+47.0%
Net margin
27.6%
Free cash flow, TTM
$452.33M
EPS, diluted, TTM
$2.67
EPS growth, YoY
+30.9%
Cash
$1.51B
P/E
18.35
P/S
5.07
Market cap
$6.39B
Annual revenue$1.03B
FY2016FY2025
Annual net income$239.03M
FY2016FY2025
Annual free cash flow$347.55M
FY2022FY2025

GBCI revenue and earnings growth

GBCI revenueQ3 2026$329.84M

Quarter YoY
+26.5%
QoQ
+3.9%
FY YoY
+23.7%
5Y CAGR
+5.9%
10Y CAGR
+10.2%

GBCI revenue was $329.84M in fiscal Q3 2026 (ended Sep 30, 2026), up 26.5% from a year earlier and up 3.9% from the prior quarter. For the full fiscal 2025 it was $1.03B, up 23.7% from fiscal 2024. Compound annual growth was +5.9% over 5 years and +10.2% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

GBCI net incomeQ3 2026$104.56M

Quarter YoY
+54.0%
QoQ
+6.8%
FY YoY
+25.7%
5Y CAGR
-2.1%
10Y CAGR
+7.5%

GBCI net income was $104.56M in fiscal Q3 2026 (ended Sep 30, 2026), up 54.0% from a year earlier and up 6.8% from the prior quarter. For the full fiscal 2025 it was $239.03M, up 25.7% from fiscal 2024. Compound annual growth was -2.1% over 5 years and +7.5% over 10 years. It rose in 7 of the last 10 fiscal years.

GBCI EPSQ3 2026$0.80

Quarter YoY
+40.4%
QoQ
+6.7%
FY YoY
+18.5%
5Y CAGR
-6.7%
10Y CAGR
+2.6%

GBCI diluted EPS was $0.80 in fiscal Q3 2026 (ended Sep 30, 2026), up 40.4% from a year earlier and up 6.7% from the prior quarter. For the full fiscal 2025 it was $1.99, up 18.5% from fiscal 2024. Compound annual growth was -6.7% over 5 years and +2.6% over 10 years.

GBCI free cash flowQ3 2026$149.83M

Quarter YoY
+43.0%
QoQ
+34.2%
FY YoY
+65.7%
10Y CAGR
+8.2%

GBCI free cash flow was $149.83M in fiscal Q3 2026 (ended Sep 30, 2026), up 43.0% from a year earlier and up 34.2% from the prior quarter. For the full fiscal 2025 it was $347.55M, up 65.7% from fiscal 2024. Compound annual growth was +8.2% over 10 years. It rose in 2 of the last 3 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$1.03B$833.08M$809.76M$909.11M$807.34M$772.62M$634.18M$552.29M$457.40M$421.84M
Interest expense--$325.97M$41.26M$18.56M$27.32M$42.77M$35.53M$29.86M$29.63M
Pre-tax income$290.25M$226.30M$267.61M$370.28M$349.44M$328.04M$259.19M$222.21M$181.00M$160.79M
Income tax$51.22M$36.16M$44.68M$67.08M$64.68M$61.64M$48.65M$40.33M$64.63M$39.66M
Net income$239.03M$190.14M$222.93M$303.20M$284.76M$266.40M$210.54M$181.88M$116.38M$121.13M
EPS, basic$2.00$1.68$2.01$2.74$2.87$2.81$2.39$2.18$1.50$1.59
EPS, diluted$1.99$1.68$2.01$2.74$2.86$2.81$2.38$2.17$1.50$1.59
Diluted shares119.9M113.2M110.9M110.8M99.4M94.9M88.4M83.7M77.6M76.3M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$1.24B$848.41M$1.35B$402.00M$437.69M$633.14M$330.96M$203.79M$200.00M$152.54M
Goodwill$1.38B$1.05B$985.39M$985.39M$985.39M$514.01M$456.42M$289.59M$177.81M$147.05M
Total assets$31.98B$27.90B$27.74B$26.64B$25.94B$18.50B$13.68B$12.12B$9.71B$9.45B
Total liabilities$27.76B$24.68B$24.72B$23.79B$22.76B$16.20B$11.72B$10.60B$8.51B$8.33B
Shareholders' equity$4.21B$3.22B$3.02B$2.84B$3.18B$2.31B$1.96B$1.52B$1.20B$1.12B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$374.40M$258.04M$500.71M$470.66M$572.05M$189.54M$226.65M$280.71M$254.74M$193.09M
Capital expenditures$26.85M$48.28M$49.53M$33.76M------
Free cash flow$347.55M$209.76M$451.18M$436.90M------
Investing cash flow$1.06B$493.14M-$207.49M-$1.35B-$3.91B-$3.56B-$42.68M-$872.42M$23.66M-$421.31M
Financing cash flow-$1.05B-$1.26B$659.12M$845.43M$3.14B$3.68B-$56.80M$595.50M-$230.93M$187.51M
Dividends paid$162.74M$150.03M$146.69M$157.54M$145.56M$131.26M$124.47M$85.49M$111.72M$84.04M
Stock-based compensation$6.34M$5.69M$5.93M$5.37M$4.35M$3.63M$7.47M$3.12M$2.95M$1.84M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY23.7%2.9%-10.9%12.6%4.5%21.8%14.8%20.7%8.4%8.4%
Net income growth, YoY25.7%-14.7%-26.5%6.5%6.9%26.5%15.8%56.3%-3.9%4.3%
EPS growth, YoY18.5%-16.4%-26.6%-4.2%1.8%18.1%9.7%44.7%-5.7%3.2%
Net margin23.2%22.8%27.5%33.4%35.3%34.5%33.2%32.9%25.4%28.7%
Free cash flow margin33.7%25.2%55.7%48.1%------
Return on equity5.7%5.9%7.4%10.7%9.0%11.5%10.7%12.0%9.7%10.8%
Return on assets0.7%0.7%0.8%1.1%1.1%1.4%1.5%1.5%1.2%1.3%

Source: XBRL data Glacier Bancorp Inc. files with the SEC, latest filing dated Nov 3, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

GBCI peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
GBCI$1.26B+33.1%$348.35M27.6%$6.39B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

GBCI FAQ

8 questions
  • What is GBCI revenue?
    Glacier Bancorp Inc. (GBCI) reported $1.26B of revenue for the twelve months ended Sep 30, 2026. That is up 33.1% from the year before. Revenue for fiscal 2025 was $1.03B.
  • Is GBCI profitable?
    Yes. Glacier Bancorp Inc. earned $348.35M in net income for the twelve months ended Sep 30, 2026, a net margin of 27.6%.
  • How much cash and debt does GBCI have?
    Glacier Bancorp Inc. reported $1.51B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is GBCI revenue growing?
    Glacier Bancorp Inc.'s revenue changed +23.7% in fiscal 2025, to $1.03B. Its compound annual growth rate was +5.9% over 5 years and +10.2% over 10 years.
  • What is GBCI free cash flow?
    Glacier Bancorp Inc. generated $452.33M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $493.81M less capital expenditures.
  • What is GBCI earnings per share?
    Diluted earnings per share were $2.67 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did GBCI last report financial results?
    The latest statements here come from Glacier Bancorp Inc.'s 10-Q filed on Nov 3, 2026, covering the period ended Sep 30, 2026.
  • Where does this GBCI financial data come from?
    Quantisnow builds these statements from the structured XBRL data Glacier Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.