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Financials · HAFC

Hanmi Financial Corporation (HAFC) financials

For the twelve months ended Sep 30, 2026, Hanmi Financial Corporation reported $291.73M of revenue and $90.98M of net income.

Revenue, TTM
$291.73M
Revenue growth, YoY
+12.3%
Net income, TTM
$90.98M
Net income growth, YoY
+25.4%
Net margin
31.2%
Free cash flow, TTM
$180.28M
EPS, diluted, TTM
$3.04
EPS growth, YoY
+27.2%
Cash
$348.58M
P/E
10.65
P/S
3.32
Market cap
$968.9M
Annual revenue$270.17M
FY2016FY2025
Annual net income$76.09M
FY2016FY2025
Annual free cash flow$203.70M
FY2016FY2025

HAFC revenue and earnings growth

HAFC revenueQ3 2026$76.60M

Quarter YoY
+7.9%
QoQ
+6.1%
FY YoY
+15.3%
5Y CAGR
+3.8%
10Y CAGR
+3.3%

HAFC revenue was $76.60M in fiscal Q3 2026 (ended Sep 30, 2026), up 7.9% from a year earlier and up 6.1% from the prior quarter. For the full fiscal 2025 it was $270.17M, up 15.3% from fiscal 2024. Compound annual growth was +3.8% over 5 years and +3.3% over 10 years. It rose in 5 of the last 10 fiscal years.

HAFC net incomeQ3 2026$23.68M

Quarter YoY
+7.4%
QoQ
+0.8%
FY YoY
+22.3%
5Y CAGR
+12.5%
10Y CAGR
+3.5%

HAFC net income was $23.68M in fiscal Q3 2026 (ended Sep 30, 2026), up 7.4% from a year earlier and up 0.8% from the prior quarter. For the full fiscal 2025 it was $76.09M, up 22.3% from fiscal 2024. Compound annual growth was +12.5% over 5 years and +3.5% over 10 years. It rose in 6 of the last 10 fiscal years.

HAFC EPSQ3 2026$0.80

Quarter YoY
+9.6%
QoQ
+1.3%
FY YoY
+22.4%
5Y CAGR
+12.7%
10Y CAGR
+4.1%

HAFC diluted EPS was $0.80 in fiscal Q3 2026 (ended Sep 30, 2026), up 9.6% from a year earlier and up 1.3% from the prior quarter. For the full fiscal 2025 it was $2.51, up 22.4% from fiscal 2024. Compound annual growth was +12.7% over 5 years and +4.1% over 10 years.

HAFC free cash flowQ3 2026$35.73M

Quarter YoY
-45.5%
FY YoY
+307.9%
5Y CAGR
+29.6%
10Y CAGR
+12.0%

HAFC free cash flow was $35.73M in fiscal Q3 2026 (ended Sep 30, 2026), down 45.5% from a year earlier. For the full fiscal 2025 it was $203.70M, up 307.9% from fiscal 2024. Compound annual growth was +29.6% over 5 years and +12.0% over 10 years. It rose in 4 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$270.17M$234.36M$255.45M$271.85M$235.55M$224.00M$203.42M$205.53M$210.22M$193.27M
Operating income$76.09M$62.20M$80.04M$101.39M------
Interest expense--$148.06M$36.17M$21.63M$42.97M$70.90M$53.38M$32.52M$18.27M
Pre-tax income$107.93M$88.61M$114.58M$140.73M$135.49M$59.49M$47.35M$83.97M$95.28M$89.39M
Income tax$31.84M$26.40M$34.54M$39.33M$36.82M$17.30M$14.56M$26.10M$40.62M$32.90M
Net income$76.09M$62.20M$80.04M$101.39M$98.68M$42.20M$32.79M$57.87M$54.66M$56.49M
EPS, basic$2.53$2.06$2.63$3.33$3.22$1.38$1.06$1.80$1.70$1.76
EPS, diluted$2.51$2.05$2.62$3.32$3.22$1.38$1.06$1.79$1.69$1.75
Diluted shares30.0M30.1M30.3M30.4M30.5M30.3M30.8M32.1M32.2M32.0M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$212.84M$304.80M$302.32M$352.42M$608.97M$391.85M$121.68M$155.38M$153.83M$147.24M
Goodwill$11.03M$11.03M$11.03M$11.03M$11.03M$11.03M$11.03M$11.03M$11.03M$11.03M
Total assets$7.87B$7.68B$7.57B$7.38B$6.86B$6.20B$5.54B$5.50B$5.21B$4.70B
Total liabilities$7.07B$6.95B$6.87B$6.74B$6.22B$5.62B$4.97B$4.95B$4.65B$4.17B
Shareholders' equity$796.39M$732.17M$701.89M$637.51M$643.42M$577.04M$563.27M$552.57M$562.48M$531.02M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$206.01M$52.56M$109.25M$147.31M$93.73M$60.20M$58.80M$76.64M$81.66M$59.35M
Capital expenditures$2.31M$2.62M$2.42M$1.93M$2.72M$4.39M$1.58M$3.70M$843.0K$730.0K
Free cash flow$203.70M$49.94M$106.84M$145.38M$91.00M$55.81M$57.22M$72.94M$80.81M$58.62M
Investing cash flow-$384.32M-$106.08M-$211.45M-$881.51M-$447.04M-$407.59M-$44.55M-$311.57M-$520.18M-$496.46M
Financing cash flow$86.35M$56.00M$52.10M$477.65M$570.43M$617.55M-$47.95M$236.48M$445.12M$419.97M
Dividends paid$32.62M$30.38M$30.54M$28.64M$16.51M$15.96M$29.78M$30.92M$25.81M$25.66M
Share repurchases$9.40M$6.31M$4.08M-$6.13M$2.20M$7.36M$36.07M$0$0
Stock-based compensation$3.60M$3.58M$2.68M$2.60M$2.44M$2.54M$3.13M$3.52M$2.89M$3.01M
Depreciation and amortization$3.30M$3.20M$3.30M$3.90M$4.40M$4.00M$3.30M$2.60M$2.90M$2.90M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY15.3%-8.3%-6.0%15.4%5.2%10.1%-1.0%-2.2%8.8%-1.3%
Net income growth, YoY22.3%-22.3%-21.1%2.8%133.9%28.7%-43.3%5.9%-3.2%5.0%
EPS growth, YoY22.4%-21.8%-21.1%3.1%133.3%30.2%-40.8%5.9%-3.4%4.2%
Operating margin28.2%26.5%31.3%37.3%------
Net margin28.2%26.5%31.3%37.3%41.9%18.8%16.1%28.2%26.0%29.2%
Free cash flow margin75.4%21.3%41.8%53.5%38.6%24.9%28.1%35.5%38.4%30.3%
Return on equity9.6%8.5%11.4%15.9%15.3%7.3%5.8%10.5%9.7%10.6%
Return on assets1.0%0.8%1.1%1.4%1.4%0.7%0.6%1.1%1.0%1.2%

Source: XBRL data Hanmi Financial Corporation files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures and share counts are restated for stock splits the filings show: 1-for-8, first reported Aug 9, 2012.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HAFC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
HAFC$291.73M+12.3%$90.98M31.2%$968.9M
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

HAFC FAQ

8 questions
  • What is HAFC revenue?
    Hanmi Financial Corporation (HAFC) reported $291.73M of revenue for the twelve months ended Sep 30, 2026. That is up 12.3% from the year before. Revenue for fiscal 2025 was $270.17M.
  • Is HAFC profitable?
    Yes. Hanmi Financial Corporation earned $90.98M in net income for the twelve months ended Sep 30, 2026, a net margin of 31.2%.
  • How much cash and debt does HAFC have?
    Hanmi Financial Corporation reported $348.58M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is HAFC revenue growing?
    Hanmi Financial Corporation's revenue changed +15.3% in fiscal 2025, to $270.17M. Its compound annual growth rate was +3.8% over 5 years and +3.3% over 10 years.
  • What is HAFC free cash flow?
    Hanmi Financial Corporation generated $180.28M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $183.82M less capital expenditures.
  • What is HAFC earnings per share?
    Diluted earnings per share were $3.04 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did HAFC last report financial results?
    The latest statements here come from Hanmi Financial Corporation's 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this HAFC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Hanmi Financial Corporation files with the SEC. It is provided for information only and is not investment advice.