Financials · HFBL

Home Federal Bancorp Inc. of Louisiana (HFBL) financials

For fiscal 2026 (ended Jun 30, 2026), Home Federal Bancorp Inc. of Louisiana reported $24.46M of revenue and $6.17M of net income.

Revenue, FY2026
$24.46M
Revenue growth, YoY
+18.3%
Net income, FY2026
$6.17M
Net income growth, YoY
+58.8%
Net margin
25.2%
EPS, diluted, FY2026
$2.02
EPS growth, YoY
+60.3%
Cash
$34.30M
P/E
10.98
P/S
2.77
Market cap
$67.8M
Annual revenue$24.46M
FY2017FY2026
Annual net income$6.17M
FY2017FY2026

HFBL revenue and earnings growth

HFBL revenueQ4 2026$6.51M

Quarter YoY
+15.1%
QoQ
+7.9%
FY YoY
+18.3%
5Y CAGR
+1.8%
10Y CAGR
+4.3%

HFBL revenue was $6.51M in fiscal Q4 2026 (ended Jun 30, 2026), up 15.1% from a year earlier and up 7.9% from the prior quarter. For the full fiscal 2026 it was $24.46M, up 18.3% from fiscal 2025. Compound annual growth was +1.8% over 5 years and +4.3% over 10 years. It rose in 6 of the last 10 fiscal years. Fiscal 2026 is the highest of the 15 fiscal years on file.

HFBL net incomeQ4 2026$1.43M

Quarter YoY
+21.0%
QoQ
-3.0%
FY YoY
+58.8%
5Y CAGR
+2.8%
10Y CAGR
+6.2%

HFBL net income was $1.43M in fiscal Q4 2026 (ended Jun 30, 2026), up 21.0% from a year earlier and down 3.0% from the prior quarter. For the full fiscal 2026 it was $6.17M, up 58.8% from fiscal 2025. Compound annual growth was +2.8% over 5 years and +6.2% over 10 years. It rose in 6 of the last 10 fiscal years. Fiscal 2026 is the highest of the 15 fiscal years on file.

HFBL EPSFY2026$2.02

FY YoY
+60.3%
5Y CAGR
+5.2%
10Y CAGR
+8.8%

HFBL diluted EPS was $2.02 for fiscal 2026 (ended Jun 30, 2026), up 60.3% from fiscal 2025. Compound annual growth was +5.2% over 5 years and +8.8% over 10 years.

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Income statement

Income statement
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Jun 30, 2023
Jun 30, 2022
Jun 30, 2021
Jun 30, 2020
Jun 30, 2019
Jun 30, 2018
Jun 30, 2017
Revenue$24.46M$20.68M$20.54M$23.65M$20.83M$22.39M$19.08M$17.70M$17.92M$17.98M
Interest expense---$5.08M$1.88M$3.30M$5.15M$4.53M$3.50M$2.80M
Pre-tax income$7.79M$4.65M$4.07M$6.77M$6.00M$6.81M$4.81M$6.03M$5.82M$5.41M
Income tax$1.61M$766.0K$476.0K$1.07M$1.13M$1.45M$957.0K$1.28M$2.25M$1.76M
Net income$6.17M$3.89M$3.59M$5.70M$4.87M$5.37M$3.85M$4.74M$3.57M$3.65M
EPS, basic$2.05$1.27$1.18$1.89$1.50$1.66$1.15$1.34$0.99$1.00
EPS, diluted$2.02$1.26$1.17$1.81$1.41$1.57$1.07$1.25$0.94$0.95
Diluted shares3.1M3.1M3.1M3.2M3.5M3.4M3.6M3.8M3.8M3.8M

Balance sheet

Balance sheet
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Jun 30, 2023
Jun 30, 2022
Jun 30, 2021
Jun 30, 2020
Jun 30, 2019
Jun 30, 2018
Jun 30, 2017
Cash and equivalents$34.30M$17.35M$34.95M$24.77M$64.08M$104.41M$54.87M$18.11M$15.87M$11.90M
Goodwill$2.99M$2.99M$2.99M$2.99M$0-----
Total assets$643.33M$609.49M$637.51M$660.91M$590.48M$565.73M$518.22M$442.45M$421.65M$426.61M
Total liabilities$584.57M$554.29M$584.71M$610.37M$538.13M$513.01M$467.69M$392.11M$374.61M$380.36M
Shareholders' equity$58.76M$55.20M$52.80M$50.54M$52.35M$52.73M$50.53M$50.34M$47.04M$46.25M

Cash flow

Cash flow
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Jun 30, 2023
Jun 30, 2022
Jun 30, 2021
Jun 30, 2020
Jun 30, 2019
Jun 30, 2018
Jun 30, 2017
Operating cash flow$7.62M$5.47M$2.32M$12.11M$17.06M$8.33M$200.0K$4.80M$13.10M$3.38M
Capital expenditures---------$671.0K
Free cash flow---------$2.70M
Investing cash flow-$18.03M$10.21M$34.48M-$115.31M-$78.79M-$1.42M-$32.51M-$17.43M-$761.0K-$36.98M
Financing cash flow$27.37M-$33.29M-$26.62M$63.90M$21.41M$42.62M$69.07M$14.87M-$8.38M$40.76M
Dividends paid$1.66M$1.63M$1.57M$1.53M$1.35M$1.12M$1.14M$1.05M$924.0K$705.0K
Share repurchases$3.33M$1.07M$487.0K$5.96M$4.48M$2.59M$4.14M$2.45M$1.96M-
Stock-based compensation---------$152.0K

Key ratios

Key ratios
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Jun 30, 2023
Jun 30, 2022
Jun 30, 2021
Jun 30, 2020
Jun 30, 2019
Jun 30, 2018
Jun 30, 2017
Revenue growth, YoY18.3%0.7%-13.2%13.5%-7.0%17.4%7.8%-1.2%-0.4%11.7%
Net income growth, YoY58.8%8.2%-37.0%17.1%-9.2%39.4%-18.8%32.9%-2.3%8.1%
EPS growth, YoY60.3%7.7%-35.4%28.4%-10.2%46.7%-14.4%33.7%-2.1%9.8%
Net margin25.2%18.8%17.5%24.1%23.4%24.0%20.2%26.8%19.9%20.3%
Free cash flow margin---------15.0%
Return on equity10.5%7.0%6.8%11.3%9.3%10.2%7.6%9.4%7.6%7.9%
Return on assets1.0%0.6%0.6%0.9%0.8%0.9%0.7%1.1%0.8%0.9%

Source: XBRL data Home Federal Bancorp Inc. of Louisiana files with the SEC, latest filing dated Sep 25, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures and share counts are restated for stock splits the filings show: 2-for-1, first reported May 14, 2021.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HFBL peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
HFBL$24.46M+18.3%$6.17M25.2%$67.8M
HSBC$68.27B+3.7%$23.13B33.9%$309.74B
EBC$1.19B+61.8%$381.02M32.1%$5.34B
AX$1.55B+23.0%$507.67M32.7%$5.33B
TFSL$343.73M+10.5%$102.06M29.7%$4.65B
PFS$924.11M+8.6%$310.15M33.6%$3.20B
BKU$1.13B+5.4%$273.97M24.3%$3.07B
CFFN$229.25M+19.4%$82.83M36.1%$1.08B

HFBL FAQ

7 questions
  • What is HFBL revenue?
    Home Federal Bancorp Inc. of Louisiana (HFBL) reported $24.46M of revenue for fiscal 2026 (ended Jun 30, 2026). That is up 18.3% from the year before.
  • Is HFBL profitable?
    Yes. Home Federal Bancorp Inc. of Louisiana earned $6.17M in net income for fiscal 2026 (ended Jun 30, 2026), a net margin of 25.2%.
  • How much cash and debt does HFBL have?
    Home Federal Bancorp Inc. of Louisiana reported $34.30M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is HFBL revenue growing?
    Home Federal Bancorp Inc. of Louisiana's revenue changed +18.3% in fiscal 2026, to $24.46M. Its compound annual growth rate was +1.8% over 5 years and +4.3% over 10 years.
  • What is HFBL earnings per share?
    Diluted earnings per share were $2.02 for fiscal 2026 (ended Jun 30, 2026), from SEC filings, restated for any stock split those filings show.
  • When did HFBL last report financial results?
    The latest statements here come from Home Federal Bancorp Inc. of Louisiana's 10-K filed on Sep 25, 2026, covering the period ended Jun 30, 2026.
  • Where does this HFBL financial data come from?
    Quantisnow builds these statements from the structured XBRL data Home Federal Bancorp Inc. of Louisiana files with the SEC. It is provided for information only and is not investment advice.