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Financials · HTH

Hilltop Holdings Inc. (HTH) financials

For the twelve months ended Sep 30, 2026, Hilltop Holdings Inc. reported $1.26B of revenue and $140.84M of net income.

Revenue, TTM
$1.26B
Revenue growth, YoY
+0.2%
Net income, TTM
$140.84M
Net income growth, YoY
-11.7%
Net margin
11.2%
Free cash flow, TTM
$109.89M
EPS, diluted, TTM
$2.40
EPS growth, YoY
-4.4%
Cash
$1.22B
Total debt
$148.76M
P/E
14.89
P/S
1.67
Market cap
$2.10B
Annual revenue$1.28B
FY2016FY2025
Annual net income$165.59M
FY2016FY2025
Annual free cash flow-$55.53M
FY2016FY2025

HTH revenue and earnings growth

HTH revenueQ3 2026$309.51M

Quarter YoY
-6.3%
QoQ
-2.0%
FY YoY
+7.8%
5Y CAGR
-9.5%
10Y CAGR
-2.4%

HTH revenue was $309.51M in fiscal Q3 2026 (ended Sep 30, 2026), down 6.3% from a year earlier and down 2.0% from the prior quarter. For the full fiscal 2025 it was $1.28B, up 7.8% from fiscal 2024. Compound annual growth was -9.5% over 5 years and -2.4% over 10 years. It rose in 4 of the last 10 fiscal years.

HTH net incomeQ3 2026$24.90M

Quarter YoY
-45.7%
QoQ
-31.8%
FY YoY
+46.3%
5Y CAGR
-18.0%
10Y CAGR
-2.4%

HTH net income was $24.90M in fiscal Q3 2026 (ended Sep 30, 2026), down 45.7% from a year earlier and down 31.8% from the prior quarter. For the full fiscal 2025 it was $165.59M, up 46.3% from fiscal 2024. Compound annual growth was -18.0% over 5 years and -2.4% over 10 years. It rose in 4 of the last 10 fiscal years.

HTH EPSQ3 2026$0.44

Quarter YoY
-40.5%
QoQ
-30.2%
FY YoY
+51.7%
5Y CAGR
-12.0%
10Y CAGR
+2.4%

HTH diluted EPS was $0.44 in fiscal Q3 2026 (ended Sep 30, 2026), down 40.5% from a year earlier and down 30.2% from the prior quarter. For the full fiscal 2025 it was $2.64, up 51.7% from fiscal 2024. Compound annual growth was -12.0% over 5 years and +2.4% over 10 years.

HTH free cash flowQ3 2026$503.62M

Quarter YoY
+85.8%

HTH free cash flow was $503.62M in fiscal Q3 2026 (ended Sep 30, 2026), up 85.8% from a year earlier. For the full fiscal 2025 it was -$55.53M, compared with $266.80M in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$1.28B$1.19B$1.20B$1.29B$1.83B$2.11B$1.50B$1.31B$1.63B$1.68B
Interest expense--$371.53M$132.14M$106.99M$122.33M$171.72M$141.32M$85.41M$58.42M
Pre-tax income$221.06M$154.26M$149.12M$156.13M$504.07M$564.35M$282.70M$155.01M$243.29M$231.41M
Income tax$49.04M$31.05M$31.14M$36.83M$117.98M$133.07M$63.71M$34.23M$110.14M$83.46M
Net income$165.59M$113.21M$109.65M$113.13M$374.50M$447.84M$225.29M$121.44M$132.54M$145.89M
EPS, basic$2.64$1.74$1.69$1.61$4.64$5.02$2.44$1.28$1.36$1.48
EPS, diluted$2.64$1.74$1.69$1.60$4.61$5.01$2.44$1.28$1.36$1.48
Diluted shares62.7M65.0M65.0M70.6M81.2M89.3M92.4M95.1M97.4M98.6M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$1.25B$2.37B$1.92B$1.65B$3.05B$45.21M$39.59M$778.47M$673.96M$871.76M
Goodwill$267.45M$267.45M$267.45M$267.45M$267.45M$267.45M$267.45M$291.44M$251.81M$251.81M
Total assets$15.84B$16.27B$16.47B$16.26B$18.69B$16.94B$15.17B$13.68B$13.37B$12.74B
Short-term debt$676.88M$834.02M$900.04M$970.06M$859.44M$695.80M$1.42B$1.07B$1.21B$1.42B
Total debt$148.59M$347.67M$347.14M$346.65M$387.90M$381.99M$256.27M$228.87M$208.81M$317.91M
Total liabilities$13.65B$14.05B$14.32B$14.20B$16.14B$14.59B$13.04B$11.71B$11.45B$10.86B
Shareholders' equity$2.17B$2.22B$2.15B$2.06B$2.55B$2.35B$2.13B$1.97B$1.91B$1.87B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow-$38.70M$273.93M$443.02M$1.19B$765.62M$280.44M-$433.02M$389.54M-$320.72M-$160.97M
Capital expenditures$16.83M$7.13M$8.49M$9.80M$24.75M$37.75M$42.29M$67.73M$31.15M$41.94M
Free cash flow-$55.53M$266.80M$434.54M$1.18B$740.87M$242.69M-$475.31M$321.81M-$351.87M-$202.91M
Investing cash flow-$364.85M$354.22M$158.34M-$877.30M-$553.27M-$827.67M-$604.29M-$289.67M-$357.96M-$493.56M
Financing cash flow-$714.24M-$174.31M-$332.51M-$1.71B$1.48B$1.26B$901.64M$4.63M$480.88M$698.23M
Dividends paid$45.40M$44.26M$41.60M$42.96M$38.98M$32.52M$29.63M$26.70M$23.14M$5.80M
Share repurchases$184.03M$19.86M$5.10M$442.34M$123.63M$208.66M$73.39M$58.99M$27.39M-
Depreciation and amortization$15.71M$19.95M$19.63M$32.63M$24.63M$21.93M-$1.48M-$5.27M-$13.87M-$49.77M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY7.8%-0.6%-7.4%-29.6%-13.3%40.8%14.3%-19.3%-3.4%3.0%
Net income growth, YoY46.3%3.3%-3.1%-69.8%-16.4%98.8%85.5%-8.4%-9.2%-30.8%
EPS growth, YoY51.7%3.0%5.6%-65.3%-8.0%105.3%90.6%-5.9%-8.1%-29.2%
Net margin12.9%9.5%9.2%8.8%20.4%21.2%15.0%9.2%8.1%8.7%
Free cash flow margin-4.3%22.4%36.3%91.3%40.4%11.5%-31.6%24.5%-21.6%-12.0%
Return on equity7.6%5.1%5.1%5.5%14.7%19.1%10.6%6.2%6.9%7.8%
Return on assets1.0%0.7%0.7%0.7%2.0%2.6%1.5%0.9%1.0%1.1%
Debt to equity0.070.160.160.170.150.160.120.120.110.17

Source: XBRL data Hilltop Holdings Inc. files with the SEC, latest filing dated Oct 23, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HTH peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
HTH$1.26B+0.2%$140.84M11.2%$2.10B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

HTH FAQ

8 questions
  • What is HTH revenue?
    Hilltop Holdings Inc. (HTH) reported $1.26B of revenue for the twelve months ended Sep 30, 2026. That is up 0.2% from the year before. Revenue for fiscal 2025 was $1.28B.
  • Is HTH profitable?
    Yes. Hilltop Holdings Inc. earned $140.84M in net income for the twelve months ended Sep 30, 2026, a net margin of 11.2%.
  • How much cash and debt does HTH have?
    Hilltop Holdings Inc. reported $1.22B in cash and cash equivalents and $148.76M of debt on its most recent balance sheet in SEC filings.
  • How fast is HTH revenue growing?
    Hilltop Holdings Inc.'s revenue changed +7.8% in fiscal 2025, to $1.28B. Its compound annual growth rate was -9.5% over 5 years and -2.4% over 10 years.
  • What is HTH free cash flow?
    Hilltop Holdings Inc. generated $109.89M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $140.20M less capital expenditures.
  • What is HTH earnings per share?
    Diluted earnings per share were $2.40 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did HTH last report financial results?
    The latest statements here come from Hilltop Holdings Inc.'s 10-Q filed on Oct 23, 2026, covering the period ended Sep 30, 2026.
  • Where does this HTH financial data come from?
    Quantisnow builds these statements from the structured XBRL data Hilltop Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.