Financials · HWC

Hancock Whitney Corporation (HWC) financials

For the twelve months ended Sep 30, 2026, Hancock Whitney Corporation reported $1.50B of revenue and $410.01M of net income.

Revenue, TTM
$1.50B
Revenue growth, YoY
+0.9%
Net income, TTM
$410.01M
Net income growth, YoY
-15.0%
Net margin
27.3%
Free cash flow, TTM
$659.75M
EPS, diluted, TTM
$4.96
EPS growth, YoY
-11.3%
Cash
$574.30M
Total debt
$212.21M
P/E
14.34
P/S
3.91
Market cap
$5.88B
Annual revenue$1.52B
FY2016FY2025
Annual net income$486.07M
FY2016FY2025
Annual free cash flow$523.06M
FY2016FY2025

HWC revenue and earnings growth

HWC revenueQ3 2026$420.12M

Quarter YoY
+8.9%
QoQ
+4.7%
FY YoY
+4.8%
5Y CAGR
+3.6%
10Y CAGR
+5.8%

HWC revenue was $420.12M in fiscal Q3 2026 (ended Sep 30, 2026), up 8.9% from a year earlier and up 4.7% from the prior quarter. For the full fiscal 2025 it was $1.52B, up 4.8% from fiscal 2024. Compound annual growth was +3.6% over 5 years and +5.8% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

HWC net incomeQ3 2026$110.06M

Quarter YoY
-13.7%
QoQ
-13.3%
FY YoY
+5.5%
10Y CAGR
+14.0%

HWC net income was $110.06M in fiscal Q3 2026 (ended Sep 30, 2026), down 13.7% from a year earlier and down 13.3% from the prior quarter. For the full fiscal 2025 it was $486.07M, up 5.5% from fiscal 2024. Compound annual growth was +14.0% over 10 years. It rose in 3 of the last 4 fiscal years.

HWC EPSQ3 2026$1.36

Quarter YoY
-8.7%
QoQ
-12.3%
FY YoY
+7.4%
10Y CAGR
+13.2%

HWC diluted EPS was $1.36 in fiscal Q3 2026 (ended Sep 30, 2026), down 8.7% from a year earlier and down 12.3% from the prior quarter. For the full fiscal 2025 it was $5.67, up 7.4% from fiscal 2024. Compound annual growth was +13.2% over 10 years.

HWC free cash flowQ3 2026$255.02M

Quarter YoY
+64.6%
QoQ
+69.5%
FY YoY
-15.0%
5Y CAGR
+10.5%
10Y CAGR
+9.5%

HWC free cash flow was $255.02M in fiscal Q3 2026 (ended Sep 30, 2026), up 64.6% from a year earlier and up 69.5% from the prior quarter. For the full fiscal 2025 it was $523.06M, down 15.0% from fiscal 2024. Compound annual growth was +10.5% over 5 years and +9.5% over 10 years. It rose in 7 of the last 10 fiscal years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$1.52B$1.45B$1.39B$1.38B$1.30B$1.27B$1.21B$1.13B$1.06B$909.90M
Interest expense--$522.90M$87.06M$49.02M$115.46M$230.56M$179.43M$108.27M$73.05M
Pre-tax income$612.39M$573.97M$490.13M$659.20M$568.06M-$124.75M$392.74M$382.12M$308.43M$186.92M
Income tax$126.32M$113.16M$97.53M$135.11M$104.84M-$79.57M$65.36M$58.35M$92.80M$37.63M
Net income$486.07M$460.81M$392.60M$524.09M$463.21M-$45.17M$327.38M$323.77M$215.63M$149.30M
EPS, basic$5.70$5.30$4.51$6.00$5.23-$0.54$3.72$3.72$2.49$1.87
EPS, diluted$5.67$5.28$4.50$5.98$5.22-$0.54$3.72$3.72$2.48$1.87
Diluted shares85.4M86.6M86.4M86.4M87.0M86.5M86.6M85.5M85.0M77.9M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$563.00M$574.91M$561.20M$564.46M$401.20M$526.31M$432.10M$383.37M$386.95M$372.69M
Goodwill$925.40M$855.45M$855.45M$855.45M$855.45M$855.45M$855.45M$790.97M$745.52M$621.19M
Total assets$35.47B$35.08B$35.58B$35.18B$36.53B$33.64B$30.60B$28.24B$27.34B$23.98B
Short-term debt$1.02B$639.01M$1.15B$1.87B$1.67B$1.67B$2.71B$1.59B$1.70B$1.23B
Total debt$199.41M$210.54M$236.32M$242.08M$244.22M$378.32M$233.46M$224.99M$305.51M$436.28M
Total liabilities$31.01B$30.95B$31.77B$31.84B$32.86B$30.20B$27.13B$25.15B$24.45B$21.26B
Shareholders' equity$4.46B$4.13B$3.80B$3.34B$3.67B$3.44B$3.47B$3.08B$2.88B$2.72B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$541.78M$625.74M$495.25M$842.02M$585.69M$355.19M$351.95M$449.18M$411.08M$343.92M
Capital expenditures$18.72M$10.24M$25.02M$29.14M$23.54M$37.87M$42.72M$50.66M$20.30M$19.27M
Free cash flow$523.06M$615.50M$470.22M$812.88M$562.15M$317.32M$309.23M$398.52M$390.79M$324.64M
Investing cash flow-$314.36M$274.76M-$295.21M$662.36M-$3.22B-$3.18B-$459.02M-$846.90M-$895.32M-$1.32B
Financing cash flow-$239.34M-$886.79M-$203.29M-$1.34B$2.51B$2.92B$155.81M$394.14M$498.50M$1.05B
Dividends paid$153.80M$130.84M$104.70M$94.46M$95.93M$95.61M$94.87M$88.84M$83.27M$76.55M
Share repurchases$246.87M$37.69M$0$58.89M$21.80M$12.72M$185.00M$8.27M--
Stock-based compensation$24.44M$22.70M$24.65M$23.49M$22.44M$21.11M$20.90M$19.79M$17.63M$14.27M
Depreciation and amortization$27.31M$32.30M$34.72M$31.58M$29.11M$30.13M$30.90M$26.53M$28.14M$28.36M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY4.8%4.3%0.3%6.5%2.4%4.6%6.8%7.0%16.5%5.5%
Net income growth, YoY5.5%17.4%-25.1%13.1%--1.1%50.1%44.4%13.6%
EPS growth, YoY7.4%17.3%-24.7%14.6%--0.0%50.0%32.6%14.0%
Net margin32.1%31.9%28.3%37.9%35.7%-3.6%27.0%28.6%20.3%16.4%
Free cash flow margin34.5%42.6%33.9%58.8%43.3%25.0%25.5%35.1%36.9%35.7%
Return on equity10.9%11.2%10.3%15.7%12.6%-1.3%9.4%10.5%7.5%5.5%
Return on assets1.4%1.3%1.1%1.5%1.3%-0.1%1.1%1.1%0.8%0.6%
Debt to equity0.040.050.060.070.070.110.070.070.110.16

Source: XBRL data Hancock Whitney Corporation files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HWC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
HWC$1.50B+0.9%$410.01M27.3%$5.88B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

HWC FAQ

8 questions
  • What is HWC revenue?
    Hancock Whitney Corporation (HWC) reported $1.50B of revenue for the twelve months ended Sep 30, 2026. That is up 0.9% from the year before. Revenue for fiscal 2025 was $1.52B.
  • Is HWC profitable?
    Yes. Hancock Whitney Corporation earned $410.01M in net income for the twelve months ended Sep 30, 2026, a net margin of 27.3%.
  • How much cash and debt does HWC have?
    Hancock Whitney Corporation reported $574.30M in cash and cash equivalents and $212.21M of debt on its most recent balance sheet in SEC filings.
  • How fast is HWC revenue growing?
    Hancock Whitney Corporation's revenue changed +4.8% in fiscal 2025, to $1.52B. Its compound annual growth rate was +3.6% over 5 years and +5.8% over 10 years.
  • What is HWC free cash flow?
    Hancock Whitney Corporation generated $659.75M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $678.75M less capital expenditures.
  • What is HWC earnings per share?
    Diluted earnings per share were $4.96 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did HWC last report financial results?
    The latest statements here come from Hancock Whitney Corporation's 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this HWC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Hancock Whitney Corporation files with the SEC. It is provided for information only and is not investment advice.