IGIC revenueFY2025$516.88M
- FY YoY
- -4.1%
- 5Y CAGR
- +261.1%
IGIC revenue was $516.88M for fiscal 2025 (ended Dec 31, 2025), down 4.1% from fiscal 2024. Compound annual growth was +261.1% over 5 years. It rose in 5 of the last 8 fiscal years.
International General Insurance Holdings Ltd. (IGIC) financials
For fiscal 2025 (ended Dec 31, 2025), International General Insurance Holdings Ltd. reported $516.88M of revenue and $127.15M of net income.
- Revenue, FY2025
- $516.88M
- Revenue growth, YoY
- -4.1%
- Net income, FY2025
- $127.15M
- Net income growth, YoY
- -5.9%
- Net margin
- 24.6%
- Free cash flow, FY2025
- $107.19M
- EPS, diluted, FY2025
- $2.89
- EPS growth, YoY
- -3.0%
- Cash
- $186.18M
- P/E
- 7.93
- P/S
- 1.95
- Market cap
- $1.01B
FY2017FY2025
FY2017FY2025
FY2017FY2025
IGIC revenue and earnings growth
IGIC net incomeFY2025$127.15M
- FY YoY
- -5.9%
- 5Y CAGR
- +36.1%
IGIC net income was $127.15M for fiscal 2025 (ended Dec 31, 2025), down 5.9% from fiscal 2024. Compound annual growth was +36.1% over 5 years. It rose in 6 of the last 8 fiscal years.
IGIC EPSFY2025$2.89
- FY YoY
- -3.0%
- 5Y CAGR
- +96.0%
IGIC diluted EPS was $2.89 for fiscal 2025 (ended Dec 31, 2025), down 3.0% from fiscal 2024. Compound annual growth was +96.0% over 5 years.
IGIC free cash flowFY2025$107.19M
- FY YoY
- -47.2%
IGIC free cash flow was $107.19M for fiscal 2025 (ended Dec 31, 2025), down 47.2% from fiscal 2024. It rose in 2 of the last 4 fiscal years.
Income statement
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $516.88M | $539.01M | $499.25M | $393.22M | $350.38M | $842.0K | $1.28M | $1.54M | $1.49M |
| Gross profit | - | - | - | $85.47M | $43.70M | $27.25M | - | - | - |
| Selling, general and admin | $97.05M | $90.36M | $78.93M | $67.24M | $58.23M | $46.92M | $39.27M | $211.0K | $211.7K |
| Operating income | - | - | -$345.91M | -$305.66M | -$301.75M | - | - | - | - |
| Pre-tax income | $127.14M | $132.29M | $126.05M | $92.17M | $48.63M | $29.33M | $25.25M | $25.60M | $7.02M |
| Income tax | -$10.0K | -$2.86M | $7.85M | $2.93M | $1.81M | $2.08M | $1.69M | $62.0K | -$14.4K |
| Net income | $127.15M | $135.15M | $118.19M | $89.23M | $46.81M | $27.25M | $23.57M | $25.54M | $7.03M |
| EPS, basic | $2.92 | $3.01 | $2.58 | $1.85 | $0.98 | $0.10 | - | - | - |
| EPS, diluted | $2.89 | $2.98 | $2.55 | $1.84 | $0.98 | $0.10 | - | - | - |
| Diluted shares | 43.7M | 44.7M | 43.5M | 45.7M | 45.5M | 43.0M | 34.3M | 35.1M | 143.4M |
Balance sheet
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $186.18M | $155.25M | $195.02M | $137.94M | $242.15M | $133.44M | $192.46M | $184.73M | $104.15M |
| Short-term investments | - | - | $42.16M | $265.69M | - | - | - | - | - |
| Current assets | - | - | - | - | - | - | $952.7K | $794.5K | - |
| Goodwill | - | - | - | - | $41.0K | - | - | - | - |
| Total assets | $2.10B | $2.04B | $1.84B | $1.58B | $1.45B | $1.28B | $1.01B | $903.14M | - |
| Current liabilities | - | - | - | - | - | - | $6.99M | $7.29M | - |
| Total liabilities | $1.39B | $1.38B | $1.30B | $1.17B | $1.05B | $898.20M | $696.93M | $601.98M | - |
| Shareholders' equity | $710.15M | $654.83M | $540.43M | $410.94M | $381.08M | $358.20M | $312.14M | $301.17M | $301.40M |
Cash flow
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $108.14M | $209.47M | $196.61M | $154.88M | $175.29M | -$90.57M | $21.40M | $104.09M | $12.96M |
| Capital expenditures | $944.0K | $6.63M | $3.25M | $1.27M | $2.38M | $344.0K | $443.0K | $415.0K | $449.0K |
| Free cash flow | $107.19M | $202.84M | $193.36M | $153.60M | $172.91M | -$90.92M | $20.96M | $103.68M | $12.51M |
| Investing cash flow | $35.93M | -$186.57M | -$90.36M | -$246.53M | -$51.46M | -$1.91M | -$1.03M | -$1.15M | -$1.57M |
| Financing cash flow | -$107.45M | -$49.68M | -$49.16M | -$12.55M | -$15.13M | $35.66M | -$16.48M | -$19.14M | -$11.47M |
| Dividends paid | $46.20M | $26.53M | $1.75M | $10.15M | $15.13M | $4.36M | $10.82M | $4.09M | $11.47M |
| Share repurchases | $61.92M | $23.15M | $31.09M | $2.39M | - | - | - | - | - |
| Stock-based compensation | $6.79M | $4.63M | $3.25M | $2.30M | $1.19M | $450.0K | - | - | - |
| Depreciation and amortization | $3.58M | $3.40M | $2.55M | $3.08M | $2.77M | $2.61M | $1.96M | $1.36M | $1.49M |
Key ratios
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -4.1% | 8.0% | 27.0% | 12.2% | 41512.5% | -34.4% | -16.5% | 3.4% | - |
| Net income growth, YoY | -5.9% | 14.3% | 32.5% | 90.6% | 71.8% | 15.6% | -7.7% | 263.3% | - |
| EPS growth, YoY | -3.0% | 16.9% | 38.6% | 87.8% | 880.0% | - | - | - | - |
| Gross margin | - | - | - | 21.7% | 12.5% | 3236.5% | - | - | - |
| Operating margin | - | - | -69.3% | -77.7% | -86.1% | - | - | - | - |
| Net margin | 24.6% | 25.1% | 23.7% | 22.7% | 13.4% | 3236.5% | 1836.7% | 1662.9% | 473.2% |
| Free cash flow margin | 20.7% | 37.6% | 38.7% | 39.1% | 49.3% | -10797.9% | 1633.7% | 6749.7% | 842.0% |
| Return on equity | 17.9% | 20.6% | 21.9% | 21.7% | 12.3% | 7.6% | 7.5% | 8.5% | 2.3% |
| Return on assets | 6.1% | 6.6% | 6.4% | 5.6% | 3.2% | 2.1% | 2.3% | 2.8% | - |
| Current ratio | - | - | - | - | - | - | 0.14 | 0.11 | - |
Source: XBRL data International General Insurance Holdings Ltd. files with the SEC, latest filing dated Apr 21, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
IGIC peers
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| IGIC | $516.88M | -4.1% | $127.15M | 24.6% | $1.01B |
| CB | $61.85B | +5.7% | $11.23B | 18.2% | $139.46B |
| PGR | $91.73B | +7.7% | $11.62B | 12.7% | $131.96B |
| TRV | $48.92B | +1.1% | $8.33B | 17.0% | $80.99B |
| ALL | $70.23B | +5.1% | $11.61B | 16.5% | $63.05B |
| AIG | $27.73B | +1.2% | $3.29B | 11.9% | $40.31B |
| HIG | $29.87B | +9.2% | $4.61B | 15.4% | $35.83B |
| ACGL | $18.78B | -3.9% | $4.38B | 23.3% | $34.92B |
| CINF | $13.28B | +9.9% | $2.66B | 20.1% | $28.47B |
IGIC FAQ
8 questionsWhat is IGIC revenue?
International General Insurance Holdings Ltd. (IGIC) reported $516.88M of revenue for fiscal 2025 (ended Dec 31, 2025). That is down 4.1% from the year before.Is IGIC profitable?
Yes. International General Insurance Holdings Ltd. earned $127.15M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 24.6%.How much cash and debt does IGIC have?
International General Insurance Holdings Ltd. reported $186.18M in cash and cash equivalents on its most recent balance sheet in SEC filings.How fast is IGIC revenue growing?
International General Insurance Holdings Ltd.'s revenue changed -4.1% in fiscal 2025, to $516.88M. Its compound annual growth rate was +261.1% over 5 years.What is IGIC free cash flow?
International General Insurance Holdings Ltd. generated $107.19M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of $108.14M less capital expenditures.What is IGIC earnings per share?
Diluted earnings per share were $2.89 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.When did IGIC last report financial results?
The latest statements here come from International General Insurance Holdings Ltd.'s 20-F filed on Apr 21, 2026, covering the period ended Dec 31, 2025.Where does this IGIC financial data come from?
Quantisnow builds these statements from the structured XBRL data International General Insurance Holdings Ltd. files with the SEC. It is provided for information only and is not investment advice.