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Financials · ITIC

Investors Title Company (ITIC) financials

For the twelve months ended Sep 30, 2026, Investors Title Company reported $301.93M of revenue and $37.65M of net income.

Revenue, TTM
$301.93M
Revenue growth, YoY
+10.2%
Net income, TTM
$37.65M
Net income growth, YoY
+4.5%
Net margin
12.5%
Free cash flow, TTM
$23.28M
EPS, diluted, TTM
$19.87
EPS growth, YoY
+4.5%
Cash
$23.85M
P/E
13.03
P/S
1.62
Market cap
$490.6M
Annual revenue$272.75M
FY2016FY2025
Annual net income$35.18M
FY2016FY2025
Annual free cash flow$25.38M
FY2016FY2025

ITIC revenue and earnings growth

ITIC revenueQ3 2026$81.89M

Quarter YoY
+12.1%
QoQ
-5.3%
FY YoY
+5.6%
5Y CAGR
+2.9%
10Y CAGR
+7.9%

ITIC revenue was $81.89M in fiscal Q3 2026 (ended Sep 30, 2026), up 12.1% from a year earlier and down 5.3% from the prior quarter. For the full fiscal 2025 it was $272.75M, up 5.6% from fiscal 2024. Compound annual growth was +2.9% over 5 years and +7.9% over 10 years. It rose in 7 of the last 10 fiscal years.

ITIC net incomeQ3 2026$9.43M

Quarter YoY
-22.8%
QoQ
-35.6%
FY YoY
+13.2%
5Y CAGR
-2.3%
10Y CAGR
+10.9%

ITIC net income was $9.43M in fiscal Q3 2026 (ended Sep 30, 2026), down 22.8% from a year earlier and down 35.6% from the prior quarter. For the full fiscal 2025 it was $35.18M, up 13.2% from fiscal 2024. Compound annual growth was -2.3% over 5 years and +10.9% over 10 years. It rose in 7 of the last 10 fiscal years.

ITIC EPSQ3 2026$4.97

Quarter YoY
-22.9%
QoQ
-35.7%
FY YoY
+13.0%
5Y CAGR
-2.2%
10Y CAGR
+11.4%

ITIC diluted EPS was $4.97 in fiscal Q3 2026 (ended Sep 30, 2026), down 22.9% from a year earlier and down 35.7% from the prior quarter. For the full fiscal 2025 it was $18.57, up 13.0% from fiscal 2024. Compound annual growth was -2.2% over 5 years and +11.4% over 10 years.

ITIC free cash flowQ3 2026$12.78M

Quarter YoY
-19.2%
QoQ
+104.0%
FY YoY
+13.2%
5Y CAGR
-3.9%
10Y CAGR
+6.0%

ITIC free cash flow was $12.78M in fiscal Q3 2026 (ended Sep 30, 2026), down 19.2% from a year earlier and up 104.0% from the prior quarter. For the full fiscal 2025 it was $25.38M, up 13.2% from fiscal 2024. Compound annual growth was -3.9% over 5 years and +6.0% over 10 years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$272.75M$258.30M$224.75M$283.39M$329.50M$236.41M$183.50M$156.26M$161.63M$138.49M
Pre-tax income$44.55M$39.46M$26.23M$30.11M$84.93M$49.66M$39.82M$27.07M$30.27M$28.13M
Income tax$9.37M$8.39M$4.54M$6.21M$17.91M$10.24M$8.37M$5.21M$4.57M$8.62M
Net income$35.18M$31.07M$21.69M$23.90M$67.02M$39.42M$31.46M$21.89M$25.71M$19.52M
EPS, basic$18.64$16.48$11.45$12.60$35.38$20.84$16.66$11.60$13.63$10.23
EPS, diluted$18.57$16.43$11.45$12.59$35.28$20.80$16.59$11.54$13.56$10.19
Diluted shares1.9M1.9M1.9M1.9M1.9M1.9M1.9M1.9M1.9M1.9M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$20.84M$24.65M$24.03M$35.31M$37.17M$13.72M$25.95M$18.69M$20.21M$27.93M
Short-term investments$68.76M$59.10M$110.22M$103.65M$45.93M$15.17M$13.13M$32.79M$23.78M$6.56M
Goodwill$9.30M$9.60M$9.60M$9.60M$7.20M$4.40M$4.40M$4.40M$4.35M$4.35M
Total assets$363.14M$333.57M$330.56M$339.76M$331.49M$282.93M$263.89M$244.27M$248.91M$228.94M
Total debt---------$0
Total liabilities$94.84M$81.80M$79.01M$98.75M$102.40M$82.50M$72.53M$68.63M$70.99M$73.80M
Shareholders' equity$268.30M$251.77M$251.55M$241.01M$229.09M$200.42M$191.36M$175.64M$177.92M$155.14M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$30.94M$29.84M$7.43M$36.20M$51.93M$34.09M$20.92M$24.39M$19.89M$22.57M
Capital expenditures$5.56M$7.42M$9.19M$5.68M$6.53M$3.20M$1.49M$1.86M$2.88M$2.46M
Free cash flow$25.38M$22.42M-$1.76M$30.52M$45.40M$30.89M$19.43M$22.53M$17.01M$20.11M
Investing cash flow-$14.82M$1.75M-$6.70M-$28.75M$9.07M-$14.60M$4.49M-$2.81M-$20.29M-$8.84M
Financing cash flow-$19.93M-$30.96M-$12.01M-$9.31M-$37.55M-$31.72M-$18.15M-$23.10M-$7.32M-$7.59M
Dividends paid$19.93M$29.86M$11.05M$9.18M$37.55M$31.72M$18.13M$23.02M$7.07M$1.37M
Share repurchases$0$1.10M$959.0K$133.0K$0$6.0K$19.0K$29.0K$246.0K$6.22M
Stock-based compensation$543.0K$394.0K$425.0K$362.0K$299.0K$229.0K$264.0K$327.0K$219.0K$132.0K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY5.6%14.9%-20.7%-14.0%39.4%28.8%17.4%-3.3%16.7%8.9%
Net income growth, YoY13.2%43.3%-9.3%-64.3%70.0%25.3%43.7%-14.8%31.7%55.8%
EPS growth, YoY13.0%43.5%-9.1%-64.3%69.6%25.4%43.8%-14.9%33.1%61.7%
Net margin12.9%12.0%9.6%8.4%20.3%16.7%17.1%14.0%15.9%14.1%
Free cash flow margin9.3%8.7%-0.8%10.8%13.8%13.1%10.6%14.4%10.5%14.5%
Return on equity13.1%12.3%8.6%9.9%29.3%19.7%16.4%12.5%14.4%12.6%
Return on assets9.7%9.3%6.6%7.0%20.2%13.9%11.9%9.0%10.3%8.5%
Debt to equity---------0.00

Source: XBRL data Investors Title Company files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

ITIC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
ITIC$301.93M+10.2%$37.65M12.5%$490.6M
MRSH$28.46B+7.6%$4.04B14.2%$97.18B
AJG$16.36B+25.6%$1.70B10.4%$71.95B
AON$17.68B+3.8%$3.93B22.2%$71.24B
WTW$10.27B+4.8%$1.56B15.2%$30.16B
BRO$6.91B+26.1%$1.22B17.7%$23.55B
EQH$13.05B+8.7%$1.50B11.5%$14.78B
ERIE$4.12B+2.0%$576.14M14.0%$12.50B
FNF$14.91B+6.4%$1.05B7.0%$12.08B

ITIC FAQ

8 questions
  • What is ITIC revenue?
    Investors Title Company (ITIC) reported $301.93M of revenue for the twelve months ended Sep 30, 2026. That is up 10.2% from the year before. Revenue for fiscal 2025 was $272.75M.
  • Is ITIC profitable?
    Yes. Investors Title Company earned $37.65M in net income for the twelve months ended Sep 30, 2026, a net margin of 12.5%.
  • How much cash and debt does ITIC have?
    Investors Title Company reported $23.85M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is ITIC revenue growing?
    Investors Title Company's revenue changed +5.6% in fiscal 2025, to $272.75M. Its compound annual growth rate was +2.9% over 5 years and +7.9% over 10 years.
  • What is ITIC free cash flow?
    Investors Title Company generated $23.28M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $29.38M less capital expenditures.
  • What is ITIC earnings per share?
    Diluted earnings per share were $19.87 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did ITIC last report financial results?
    The latest statements here come from Investors Title Company's 10-Q filed on Nov 9, 2026, covering the period ended Sep 30, 2026.
  • Where does this ITIC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Investors Title Company files with the SEC. It is provided for information only and is not investment advice.