JFU revenueFY2025CN¥134.31M
- FY YoY
- +7.5%
- 5Y CAGR
- -36.1%
JFU revenue was CN¥134.31M for fiscal 2025 (ended Dec 31, 2025), up 7.5% from fiscal 2024. Compound annual growth was -36.1% over 5 years. It rose in 1 of the last 8 fiscal years.
9F Inc. (JFU) financials
For fiscal 2025 (ended Dec 31, 2025), 9F Inc. reported CN¥134.31M of revenue and CN¥168.20M of net income. Figures are in CNY, the currency of its SEC filings.
- Revenue, FY2025
- CN¥134.31M
- Revenue growth, YoY
- +7.5%
- Net income, FY2025
- CN¥168.20M
- Net income growth, YoY
- +236.5%
- Net margin
- 125.2%
- Free cash flow, FY2025
- CN¥205.00M
- EPS, diluted, FY2025
- CN¥0.71
- EPS growth, YoY
- +238.1%
- Cash
- CN¥434.53M
FY2017FY2025
FY2017FY2025
FY2017FY2025
JFU revenue and earnings growth
JFU net incomeFY2025CN¥168.20M
- FY YoY
- +236.5%
JFU net income was CN¥168.20M for fiscal 2025 (ended Dec 31, 2025), up 236.5% from fiscal 2024.
JFU EPSFY2025CN¥0.71
- FY YoY
- +238.1%
JFU diluted EPS was CN¥0.71 for fiscal 2025 (ended Dec 31, 2025), up 238.1% from fiscal 2024.
JFU free cash flowFY2025CN¥205.00M
- FY YoY
- +352.0%
JFU free cash flow was CN¥205.00M for fiscal 2025 (ended Dec 31, 2025), up 352.0% from fiscal 2024. It rose in each of the last 3 fiscal years.
Income statement
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | CN¥134.31M | CN¥124.97M | CN¥142.63M | CN¥154.91M | CN¥761.45M | CN¥1.26B | CN¥4.42B | CN¥5.56B | CN¥6.74B |
| Cost of revenue | CN¥25.29M | CN¥29.75M | CN¥61.65M | CN¥46.42M | CN¥59.09M | CN¥3.52M | - | - | - |
| Gross profit | CN¥109.02M | CN¥95.22M | CN¥80.97M | CN¥108.48M | CN¥143.87M | CN¥2.15M | - | - | - |
| Selling, general and admin | CN¥181.36M | CN¥222.93M | CN¥270.29M | CN¥374.88M | CN¥522.82M | CN¥1.30B | CN¥1.16B | CN¥1.16B | CN¥3.07B |
| Operating income | CN¥11.27M | -CN¥45.46M | -CN¥193.58M | -CN¥150.28M | -CN¥55.45M | -CN¥1.28B | - | - | - |
| Pre-tax income | CN¥226.99M | CN¥26.98M | -CN¥151.88M | -CN¥602.75M | -CN¥201.57M | -CN¥1.69B | -CN¥2.22B | CN¥2.42B | CN¥1.01B |
| Income tax | CN¥56.33M | CN¥13.98M | CN¥7.75M | CN¥11.62M | CN¥26.73M | CN¥538.32M | -CN¥174.60M | CN¥402.40M | CN¥352.43M |
| Net income | CN¥168.20M | CN¥49.98M | -CN¥140.19M | -CN¥594.74M | -CN¥234.91M | -CN¥2.26B | -CN¥2.16B | CN¥1.98B | CN¥597.70M |
| EPS, basic | CN¥0.71 | CN¥0.21 | -CN¥0.60 | -CN¥2.55 | -CN¥1.10 | -CN¥11.37 | -CN¥12.43 | CN¥10.57 | CN¥3.23 |
| EPS, diluted | CN¥0.71 | CN¥0.21 | -CN¥0.60 | -CN¥2.55 | -CN¥1.10 | -CN¥11.37 | -CN¥12.43 | CN¥9.41 | CN¥2.93 |
| Diluted shares | 235.9M | 235.9M | 235.5M | 233.2M | 213.6M | 198.6M | 174.6M | 185.7M | 138.5M |
Balance sheet
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | CN¥434.53M | CN¥379.35M | CN¥1.69B | CN¥2.43B | CN¥2.44B | CN¥3.12B | CN¥4.81B | CN¥5.47B | CN¥3.78B |
| Receivables | CN¥87.39M | CN¥83.06M | CN¥38.04M | CN¥92.23M | CN¥83.82M | CN¥40.86M | CN¥281.00M | CN¥180.14M | - |
| Inventory | CN¥1.08M | CN¥998.0K | CN¥1.95M | CN¥2.66M | CN¥1.25M | CN¥2.40M | - | - | - |
| Goodwill | - | - | - | CN¥24.73M | CN¥22.12M | CN¥22.12M | CN¥72.22M | CN¥13.38M | CN¥2.70M |
| Total assets | CN¥4.30B | CN¥4.12B | CN¥4.04B | CN¥4.31B | CN¥5.05B | CN¥5.39B | CN¥8.88B | CN¥9.11B | - |
| Total liabilities | CN¥527.09M | CN¥466.47M | CN¥466.73M | CN¥599.63M | CN¥859.66M | CN¥1.16B | CN¥2.55B | CN¥1.47B | - |
| Shareholders' equity | CN¥3.71B | CN¥3.60B | CN¥3.57B | CN¥3.71B | CN¥4.19B | CN¥4.22B | CN¥6.33B | CN¥6.25B | CN¥3.70B |
Cash flow
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | CN¥207.66M | CN¥46.49M | CN¥46.55M | CN¥80.90M | -CN¥229.72M | -CN¥1.74B | -CN¥429.05M | CN¥2.35B | CN¥2.87B |
| Capital expenditures | CN¥2.66M | CN¥1.14M | CN¥5.74M | CN¥44.81M | CN¥7.74M | - | CN¥56.69M | CN¥48.58M | CN¥47.69M |
| Free cash flow | CN¥205.00M | CN¥45.35M | CN¥40.80M | CN¥36.09M | -CN¥237.46M | - | -CN¥485.74M | CN¥2.30B | CN¥2.82B |
| Investing cash flow | -CN¥74.21M | -CN¥1.29B | -CN¥933.07M | -CN¥295.35M | -CN¥321.52M | CN¥39.47M | -CN¥707.61M | -CN¥1.24B | -CN¥1.01B |
| Financing cash flow | CN¥5.56M | - | - | - | CN¥199.63M | CN¥12.90M | CN¥471.98M | CN¥545.89M | CN¥563.36M |
| Stock-based compensation | CN¥54.0K | -CN¥959.0K | -CN¥72.13M | CN¥5.46M | CN¥52.34M | CN¥290.63M | CN¥353.15M | CN¥508.16M | CN¥2.18B |
Key ratios
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 7.5% | -12.4% | -7.9% | -79.7% | -39.4% | -71.6% | -20.4% | -17.6% | - |
| Net income growth, YoY | 236.5% | - | - | - | - | - | - | 231.6% | - |
| EPS growth, YoY | 238.1% | - | - | - | - | - | - | 221.2% | - |
| Gross margin | 81.2% | 76.2% | 56.8% | 70.0% | 18.9% | 0.2% | - | - | - |
| Operating margin | 8.4% | -36.4% | -135.7% | -97.0% | -7.3% | -102.1% | - | - | - |
| Net margin | 125.2% | 40.0% | -98.3% | -383.9% | -30.9% | -179.8% | -48.8% | 35.7% | 8.9% |
| Free cash flow margin | 152.6% | 36.3% | 28.6% | 23.3% | -31.2% | - | -11.0% | 41.3% | 41.8% |
| Return on equity | 4.5% | 1.4% | -3.9% | -16.0% | -5.6% | -53.5% | -34.1% | 31.7% | 16.1% |
| Return on assets | 3.9% | 1.2% | -3.5% | -13.8% | -4.7% | -41.9% | -24.3% | 21.8% | - |
Source: XBRL data 9F Inc. files with the SEC, latest filing dated Apr 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
JFU peers
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| JFU | CN¥134.31M | +7.5% | CN¥168.20M | 125.2% | $26.7M |
| LX | CN¥13.15B | -7.4% | CN¥1.68B | 12.8% | $113.9M |
| XYF | CN¥7.64B | +30.1% | CN¥1.46B | 19.2% | $304.6M |
| OMF | $4.98B | +8.0% | $796.00M | 16.0% | $6.35B |
JFU FAQ
9 questionsWhat is JFU revenue?
9F Inc. (JFU) reported CN¥134.31M of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 7.5% from the year before.Is JFU profitable?
Yes. 9F Inc. earned CN¥168.20M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 125.2%.How much cash and debt does JFU have?
9F Inc. reported CN¥434.53M in cash and cash equivalents on its most recent balance sheet in SEC filings.How fast is JFU revenue growing?
9F Inc.'s revenue changed +7.5% in fiscal 2025, to CN¥134.31M. Its compound annual growth rate was -36.1% over 5 years.What is JFU gross margin?
9F Inc.'s gross profit was CN¥109.02M on CN¥134.31M of revenue for fiscal 2025 (ended Dec 31, 2025), a gross margin of 81.2%.What is JFU free cash flow?
9F Inc. generated CN¥205.00M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of CN¥207.66M less capital expenditures.What is JFU earnings per share?
Diluted earnings per share were CN¥0.71 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.When did JFU last report financial results?
The latest statements here come from 9F Inc.'s 20-F filed on Apr 30, 2026, covering the period ended Dec 31, 2025.Where does this JFU financial data come from?
Quantisnow builds these statements from the structured XBRL data 9F Inc. files with the SEC. It is provided for information only and is not investment advice.