For the twelve months ended Sep 30, 2026, John Marshall Bancorp Inc. reported $69.98M of revenue and $26.58M of net income.
JMSB revenue was $18.06M in fiscal Q3 2026 (ended Sep 30, 2026), up 11.1% from a year earlier and down 3.8% from the prior quarter. For the full fiscal 2025 it was $62.64M, up 17.5% from fiscal 2024. It rose in 3 of the last 4 fiscal years.
JMSB net income was $7.54M in fiscal Q3 2026 (ended Sep 30, 2026), up 39.5% from a year earlier and up 7.4% from the prior quarter. For the full fiscal 2025 it was $21.23M, up 24.0% from fiscal 2024. It rose in 3 of the last 4 fiscal years.
JMSB diluted EPS was $0.53 in fiscal Q3 2026 (ended Sep 30, 2026), up 39.5% from a year earlier and up 6.0% from the prior quarter. For the full fiscal 2025 it was $1.49, up 24.2% from fiscal 2024.
JMSB free cash flow was $7.36M in fiscal Q3 2026 (ended Sep 30, 2026), up 521.6% from a year earlier and up 46.3% from the prior quarter. For the full fiscal 2025 it was $22.03M, up 31.3% from fiscal 2024. It rose in 2 of the last 4 fiscal years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $62.64M | $53.32M | $35.54M | $72.11M | $67.63M |
| Interest expense | - | - | $50.29M | $13.64M | $8.21M |
| Pre-tax income | $27.38M | $21.88M | $7.98M | $40.06M | $32.26M |
| Income tax | $6.15M | $4.76M | $2.82M | $8.26M | $6.80M |
| Net income | $21.23M | $17.12M | $5.16M | $31.80M | $25.46M |
| EPS, basic | $1.49 | $1.20 | $0.37 | $2.27 | $1.87 |
| EPS, diluted | $1.49 | $1.20 | $0.36 | $2.25 | $1.83 |
| Diluted shares | 14.2M | 14.2M | 14.1M | 14.1M | 13.9M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Cash and equivalents | $129.97M | $122.47M | $99.00M | $61.60M | $105.80M |
| Total assets | $2.33B | $2.23B | $2.24B | $2.35B | $2.15B |
| Short-term debt | - | - | $54.00M | - | - |
| Total debt | $80.88M | $80.79M | $24.71M | $24.62M | $42.73M |
| Total liabilities | $2.07B | $1.99B | $2.01B | $2.14B | $1.94B |
| Shareholders' equity | $265.64M | $246.61M | $229.91M | $212.80M | $208.47M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Operating cash flow | $22.58M | $17.26M | $18.00M | $33.16M | $32.35M |
| Capital expenditures | $554.0K | $483.0K | $612.0K | $156.0K | $353.0K |
| Free cash flow | $22.03M | $16.78M | $17.39M | $33.00M | $32.00M |
| Investing cash flow | -$88.68M | $30.96M | $144.84M | -$270.87M | -$303.00M |
| Financing cash flow | $73.60M | -$24.76M | -$125.43M | $193.52M | $237.99M |
| Dividends paid | $4.27M | $3.56M | $3.11M | $2.80M | - |
| Share repurchases | $2.42M | $49.0K | - | - | - |
| Stock-based compensation | $527.0K | $555.0K | $596.0K | $573.0K | $560.0K |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue growth, YoY | 17.5% | 50.0% | -50.7% | 6.6% | - |
| Net income growth, YoY | 24.0% | 231.9% | -83.8% | 24.9% | - |
| EPS growth, YoY | 24.2% | 233.3% | -84.0% | 23.0% | - |
| Net margin | 33.9% | 32.1% | 14.5% | 44.1% | 37.6% |
| Free cash flow margin | 35.2% | 31.5% | 48.9% | 45.8% | 47.3% |
| Return on equity | 8.0% | 6.9% | 2.2% | 14.9% | 12.2% |
| Return on assets | 0.9% | 0.8% | 0.2% | 1.4% | 1.2% |
| Debt to equity | 0.30 | 0.33 | 0.11 | 0.12 | 0.20 |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.06M | $18.78M | $16.79M | $16.35M | $16.25M | $15.43M | $14.60M | $14.35M | $13.77M | $12.64M | $12.56M | $12.65M |
| Interest expense | - | - | - | - | - | - | - | - | - | - | $15.18M | $14.57M |
| Pre-tax income | $9.70M | $9.03M | $7.85M | $7.75M | $6.86M | $6.58M | $6.18M | $6.11M | $5.34M | $5.02M | $5.41M | $5.88M |
| Income tax | $2.15M | $2.01M | $1.75M | $1.84M | $1.46M | $1.48M | $1.37M | $1.33M | $1.11M | $1.11M | $1.21M | $1.38M |
| Net income | $7.54M | $7.02M | $6.10M | $5.92M | $5.40M | $5.10M | $4.81M | $4.78M | $4.24M | $3.90M | $4.20M | $4.50M |
| EPS, basic | $0.53 | $0.50 | $0.43 | $0.41 | $0.38 | $0.36 | $0.34 | $0.33 | $0.30 | $0.27 | $0.30 | $0.32 |
| EPS, diluted | $0.53 | $0.50 | $0.43 | $0.41 | $0.38 | $0.36 | $0.34 | $0.33 | $0.30 | $0.27 | $0.30 | $0.32 |
| Diluted shares | 14.0M | 14.0M | 14.1M | - | 14.2M | 14.2M | 14.2M | - | 14.2M | 14.2M | 14.2M | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $191.09M | $159.03M | $150.19M | $129.97M | $163.65M | $116.93M | $169.06M | $122.47M | $177.23M | $182.60M | $153.02M | $99.00M |
| Total assets | $2.44B | $2.40B | $2.35B | $2.33B | $2.32B | $2.27B | $2.27B | $2.23B | $2.27B | $2.27B | $2.25B | $2.24B |
| Short-term debt | - | - | - | - | - | - | - | - | - | $77.00M | $77.00M | $54.00M |
| Total debt | $80.94M | $80.92M | $80.90M | $80.88M | $80.85M | $80.83M | $80.81M | $80.79M | $80.77M | $24.75M | $24.73M | $24.71M |
| Total liabilities | $2.16B | $2.13B | $2.08B | $2.07B | $2.06B | $2.01B | $2.02B | $1.99B | $2.03B | $2.03B | $2.02B | $2.01B |
| Shareholders' equity | $277.13M | $273.78M | $268.15M | $265.64M | $259.69M | $253.73M | $252.96M | $246.61M | $243.12M | $235.35M | $234.55M | $229.91M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $7.40M | $5.04M | $8.51M | $6.87M | $1.22M | $7.53M | $6.96M | $5.50M | $1.42M | $10.17M | $175.0K | $5.44M |
| Capital expenditures | $41.0K | $6.0K | $1.0K | $18.0K | $33.0K | $161.0K | $342.0K | $252.0K | $106.0K | $50.0K | $75.0K | $137.0K |
| Free cash flow | $7.36M | $5.03M | $8.51M | $6.86M | $1.18M | $7.37M | $6.62M | $5.25M | $1.31M | $10.12M | $100.0K | $5.30M |
| Investing cash flow | -$5.20M | -$40.17M | -$414.0K | -$43.22M | -$9.64M | -$45.67M | $9.85M | -$16.52M | -$9.17M | $10.91M | $45.74M | -$34.06M |
| Financing cash flow | $29.87M | $43.97M | $12.12M | $2.67M | $55.14M | -$14.00M | $29.78M | -$43.74M | $2.38M | $8.51M | $8.09M | -$65.03M |
| Dividends paid | $1.41M | $1.27M | $1.28M | $1.0K | $0 | - | - | $0 | $3.0K | - | - | $0 |
| Share repurchases | $0 | $0 | $2.04M | $768.0K | $294.0K | $1.31M | $46.0K | $0 | -$1.0K | - | - | - |
| Stock-based compensation | $142.0K | $141.0K | $141.0K | $169.0K | $120.0K | $120.0K | $118.0K | $158.0K | $132.0K | $133.0K | $132.0K | $132.0K |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 11.1% | 21.7% | 15.0% | 14.0% | 18.0% | 22.1% | 16.2% | 13.4% | - | -0.5% | -16.4% | -30.6% |
| Net income growth, YoY | 39.5% | 37.5% | 26.8% | 23.8% | 27.6% | 30.7% | 14.4% | 6.1% | - | -13.0% | -33.3% | -45.1% |
| EPS growth, YoY | 39.5% | 38.9% | 26.5% | 24.2% | 26.7% | 33.3% | 13.3% | 3.1% | - | -15.6% | -31.8% | -43.9% |
| Net margin | 41.8% | 37.4% | 36.3% | 36.2% | 33.2% | 33.1% | 32.9% | 33.3% | 30.7% | 30.9% | 33.5% | 35.6% |
| Free cash flow margin | 40.8% | 26.8% | 50.7% | 41.9% | 7.3% | 47.8% | 45.3% | 36.6% | 9.5% | 80.1% | 0.8% | 41.9% |
| Debt to equity | 0.29 | 0.30 | 0.30 | 0.30 | 0.31 | 0.32 | 0.32 | 0.33 | 0.33 | 0.11 | 0.11 | 0.11 |
Source: XBRL data John Marshall Bancorp Inc. files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| JMSB | $69.98M | +15.4% | $26.58M | 38.0% | $327.4M |
| JPM | $203.15B | +13.2% | $65.98B | 32.5% | $888.26B |
| BAC | $120.16B | +5.4% | $32.24B | 26.8% | $340.97B |
| WFC | $87.23B | +5.4% | $22.97B | 26.3% | $251.98B |
| C | $85.22B | +5.6% | $14.31B | 16.8% | $199.70B |
| UBS | $49.57B | +2.0% | $7.80B | 15.7% | $148.27B |
| COF | $63.01B | +31.2% | $10.87B | 17.2% | $121.43B |
| MFG | ¥8.79T | +7.6% | ¥1.16T | 13.2% | $116.96B |
| BNS | C$37.74B | +12.1% | C$7.79B | 20.6% | $112.48B |