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Financials · JRVR

James River Group Holdings Inc. (JRVR) financials

For the twelve months ended Sep 30, 2026, James River Group Holdings Inc. reported $628.18M of revenue and -$157.89M of net income.

Revenue, TTM
$628.18M
Revenue growth, YoY
-2.8%
Net income, TTM
-$157.89M
Net margin
-25.1%
Free cash flow, TTM
-$75.73M
Cash
$167.90M
P/S
0.28
Market cap
$174.4M
Annual revenue$687.61M
FY2016FY2025
Annual net income$47.43M
FY2016FY2025
Annual free cash flow-$23.59M
FY2019FY2025

JRVR revenue and earnings growth

JRVR revenueQ3 2026$147.71M

Quarter YoY
-14.5%
QoQ
-8.5%
FY YoY
-2.8%
5Y CAGR
+0.6%
10Y CAGR
+3.1%

JRVR revenue was $147.71M in fiscal Q3 2026 (ended Sep 30, 2026), down 14.5% from a year earlier and down 8.5% from the prior quarter. For the full fiscal 2025 it was $687.61M, down 2.8% from fiscal 2024. Compound annual growth was +0.6% over 5 years and +3.1% over 10 years. It rose in 6 of the last 10 fiscal years.

JRVR net incomeQ3 2026-$187.44M

5Y CAGR
+58.0%
10Y CAGR
-1.2%

JRVR net income was -$187.44M in fiscal Q3 2026 (ended Sep 30, 2026), compared with $1.02M a year earlier. For the full fiscal 2025 it was $47.43M, compared with -$81.12M in fiscal 2024. Compound annual growth was +58.0% over 5 years and -1.2% over 10 years.

JRVR EPSQ3 2026-$4.08

JRVR diluted EPS was -$4.08 in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$0.02 a year earlier. For the full fiscal 2025 it was $0.79.

JRVR free cash flowQ3 2026-$39.77M

JRVR free cash flow was -$39.77M in fiscal Q3 2026 (ended Sep 30, 2026), compared with $33.66M a year earlier. For the full fiscal 2025 it was -$23.59M, compared with -$251.97M in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$687.61M$707.63M$812.01M$661.51M$609.03M$668.69M$907.13M$885.60M$817.63M$586.23M
Interest expense$23.54M$24.67M$24.63M$13.87M$8.92M$10.03M$10.60M$11.55M$8.97M$8.45M
Pre-tax income$50.54M-$71.12M$86.91M$53.27M-$108.13M$11.94M$51.87M$70.84M$55.15M$79.34M
Income tax$723.0K-$7.63M$25.70M$18.41M-$23.23M$7.11M$13.53M$7.01M$11.58M$4.87M
Net income$47.43M-$81.12M-$107.68M$30.97M-$172.80M$4.82M$38.34M$63.83M$43.57M$74.47M
EPS, basic$0.86-$3.06-$3.14$0.59-$4.94$0.16$1.27$2.14$1.48$2.56
EPS, diluted$0.79-$3.06-$3.13$0.59-$4.94$0.16$1.25$2.11$1.44$2.49
Diluted shares60.0M38.7M37.8M37.7M35.0M30.9M30.7M30.3M30.3M29.9M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$260.94M$362.35M$359.95M$276.38M$292.13M$1.02B$1.41B$172.46M$163.50M$109.78M
Short-term investments-------$81.97M$36.80M$50.84M
Goodwill$181.83M$181.83M$181.83M$181.83M$181.83M$181.83M$181.83M$181.83M$181.83M$181.83M
Total assets$4.86B$5.01B$5.32B$5.14B$4.95B$5.06B$5.02B$3.14B$2.76B$2.35B
Total debt-------$118.30M$98.30M$88.30M
Total liabilities$4.19B$4.41B$4.64B$4.44B$4.22B$4.27B$4.25B$2.43B$2.06B$1.65B
Shareholders' equity$538.15M$460.92M$534.62M$553.77M$725.36M$795.61M$778.58M$709.24M$694.70M$693.22M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow-$18.79M-$247.09M$87.95M$222.73M-$913.55M-$273.83M$1.49B$290.03M$207.82M$154.35M
Capital expenditures$4.80M$4.89M$6.43M$8.22M$6.30M$549.0K$519.0K---
Free cash flow-$23.59M-$251.97M$81.52M$214.51M-$919.85M-$274.38M$1.49B---
Investing cash flow-$116.04M$307.03M$16.73M-$328.15M$35.82M-$175.99M-$263.36M-$266.77M-$104.74M-$80.76M
Financing cash flow$13.20M-$28.85M-$21.11M$89.67M$147.67M$65.92M$7.96M-$14.29M-$49.36M-$70.21M
Dividends paid$2.00M$6.23M$7.75M$7.80M$43.24M$37.05M$36.72M$36.12M$50.83M$65.99M
Share repurchases---$1.30M$3.08M$3.60M$2.90M$2.24M$9.45M$4.91M
Stock-based compensation$5.04M$6.63M$9.12M$8.12M$6.66M$7.63M$7.18M$6.23M$7.69M$5.49M
Depreciation and amortization-$717.0K-$709.0K-$475.0K$1.05M$4.71M$5.02M$4.06M$4.21M$2.12M$2.41M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY-2.8%-12.9%22.8%8.6%-8.9%-26.3%2.4%8.3%39.5%16.1%
Net income growth, YoY------87.4%-39.9%46.5%-41.5%39.2%
EPS growth, YoY------87.2%-40.8%46.5%-42.2%36.8%
Net margin6.9%-11.5%-13.3%4.7%-28.4%0.7%4.2%7.2%5.3%12.7%
Free cash flow margin-3.4%-35.6%10.0%32.4%-151.0%-41.0%164.1%---
Return on equity8.8%-17.6%-20.1%5.6%-23.8%0.6%4.9%9.0%6.3%10.7%
Return on assets1.0%-1.6%-2.0%0.6%-3.5%0.1%0.8%2.0%1.6%3.2%
Debt to equity-------0.170.140.13

Source: XBRL data James River Group Holdings Inc. files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

JRVR peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
JRVR$628.18M-2.8%-$157.89M-25.1%$174.4M
CB$61.85B+5.7%$11.23B18.2%$138.87B
PGR$91.73B+7.7%$11.62B12.7%$131.82B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$62.80B
AIG$27.73B+1.2%$3.29B11.9%$41.28B
HIG$29.87B+9.2%$4.61B15.4%$36.06B
ACGL$18.78B-3.9%$4.38B23.3%$35.20B
CINF$13.28B+9.9%$2.66B20.1%$28.58B

JRVR FAQ

7 questions
  • What is JRVR revenue?
    James River Group Holdings Inc. (JRVR) reported $628.18M of revenue for the twelve months ended Sep 30, 2026. That is down 2.8% from the year before. Revenue for fiscal 2025 was $687.61M.
  • Is JRVR profitable?
    No. James River Group Holdings Inc. reported a net loss of $157.89M for the twelve months ended Sep 30, 2026.
  • How much cash and debt does JRVR have?
    James River Group Holdings Inc. reported $167.90M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is JRVR revenue growing?
    James River Group Holdings Inc.'s revenue changed -2.8% in fiscal 2025, to $687.61M. Its compound annual growth rate was +0.6% over 5 years and +3.1% over 10 years.
  • What is JRVR free cash flow?
    James River Group Holdings Inc. generated -$75.73M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of -$71.53M less capital expenditures.
  • When did JRVR last report financial results?
    The latest statements here come from James River Group Holdings Inc.'s 10-Q filed on Nov 9, 2026, covering the period ended Sep 30, 2026.
  • Where does this JRVR financial data come from?
    Quantisnow builds these statements from the structured XBRL data James River Group Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.