Financials · LARK

Landmark Bancorp Inc. (LARK) financials

For the twelve months ended Jun 30, 2026, Landmark Bancorp Inc. reported $74.81M of revenue and $20.13M of net income.

Revenue, TTM
$74.81M
Revenue growth, YoY
+14.4%
Net income, TTM
$20.13M
Net income growth, YoY
+23.3%
Net margin
26.9%
Free cash flow, TTM
$22.70M
P/E
9.79
P/S
2.63
Market cap
$197.0M
Annual revenue$70.64M
FY2016FY2025
Annual net income$18.77M
FY2016FY2025
Annual free cash flow$21.03M
FY2016FY2025

LARK revenue and earnings growth

LARK revenueQ2 2026$19.18M

Quarter YoY
+10.8%
QoQ
+2.1%
FY YoY
+16.8%
5Y CAGR
+2.0%
10Y CAGR
+5.1%

LARK revenue was $19.18M in fiscal Q2 2026 (ended Jun 30, 2026), up 10.8% from a year earlier and up 2.1% from the prior quarter. For the full fiscal 2025 it was $70.64M, up 16.8% from fiscal 2024. Compound annual growth was +2.0% over 5 years and +5.1% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

LARK net incomeQ2 2026$5.39M

Quarter YoY
+22.4%
QoQ
+6.4%
FY YoY
+44.4%
5Y CAGR
-0.7%
10Y CAGR
+6.0%

LARK net income was $5.39M in fiscal Q2 2026 (ended Jun 30, 2026), up 22.4% from a year earlier and up 6.4% from the prior quarter. For the full fiscal 2025 it was $18.77M, up 44.4% from fiscal 2024. Compound annual growth was -0.7% over 5 years and +6.0% over 10 years. It rose in 6 of the last 10 fiscal years.

LARK EPSQ2 2026$0.88

Quarter YoY
+22.2%
FY YoY
+42.8%
5Y CAGR
-3.8%

LARK diluted EPS was $0.88 in fiscal Q2 2026 (ended Jun 30, 2026), up 22.2% from a year earlier. For the full fiscal 2025 it was $3.07, up 42.8% from fiscal 2024. Compound annual growth was -3.8% over 5 years.

LARK free cash flowQ2 2026$3.29M

Quarter YoY
+828.8%
QoQ
-51.0%
FY YoY
+76.5%
5Y CAGR
+7.8%
10Y CAGR
+13.7%

LARK free cash flow was $3.29M in fiscal Q2 2026 (ended Jun 30, 2026), up 828.8% from a year earlier and down 51.0% from the prior quarter. For the full fiscal 2025 it was $21.03M, up 76.5% from fiscal 2024. Compound annual growth was +7.8% over 5 years and +13.7% over 10 years. It rose in 6 of the last 10 fiscal years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$70.64M$60.47M$56.52M$52.58M$60.58M$63.84M$46.16M$43.36M$41.40M$40.89M
Interest expense--$21.39M$4.35M$1.51M$2.77M$6.76M$5.37M$3.58M$3.19M
Pre-tax income$23.05M$14.09M$14.19M$11.31M$22.82M$24.28M$12.12M$11.59M$3.47M$11.28M
Income tax$4.28M$1.09M$1.95M$1.43M$4.81M$4.79M$1.45M$1.17M-$897.0K$2.31M
Net income$18.77M$13.00M$12.24M$9.88M$18.01M$19.49M$10.66M$10.43M$4.37M$8.96M
EPS, basic$3.09$2.15$2.03$1.71$3.27$3.72$2.11$2.17$0.97$2.13
EPS, diluted$3.07$2.15$2.03$1.71$3.26$3.72$2.10$2.17$0.96$2.10
Diluted shares6.12B6.05B6.04B5.78B5.52B5.24B5.08B4.8M4.6M4.3M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents-----$84.82M$13.69M$19.11M$16.58M$20.00M
Goodwill$32.38M$32.38M$32.38M$32.20M$17.53M$17.53M$17.53M$17.53M$17.53M$17.53M
Total assets$1.61B$1.57B$1.56B$1.50B$1.33B$1.19B$998.47M$985.78M$929.45M$911.38M
Total liabilities$1.45B$1.44B$1.43B$1.39B$1.19B$1.06B$889.86M$893.88M$841.83M$826.43M
Shareholders' equity$160.63M$136.22M$126.91M$110.23M$135.64M$126.67M$108.61M$91.90M$87.62M$84.95M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$21.63M$14.24M$12.60M$24.78M$31.16M$14.81M$9.11M$21.24M$3.06M$19.02M
Capital expenditures$605.0K$2.32M$995.0K$876.0K$1.32M$359.0K$1.04M$1.31M$1.45M$596.0K
Free cash flow$21.03M$11.92M$11.61M$23.90M$29.84M$14.45M$8.07M$19.93M$1.61M$18.42M
Investing cash flow-$21.37M-$18.11M-$50.61M-$197.16M-$56.45M-$104.55M-$7.76M-$64.14M-$21.15M-$40.28M
Financing cash flow$441.0K-$2.96M$41.95M$6.32M$129.69M$160.86M-$6.77M$45.44M$14.68M$27.69M
Dividends paid$4.86M$4.61M$4.39M$4.20M$3.82M$3.63M$3.51M$3.33M$3.11M$2.91M
Share repurchases-$338.0K$75.0K$1.24M-$2.35M----
Stock-based compensation$359.0K$520.0K$352.0K$295.0K$323.0K$304.0K$286.0K$223.0K$172.0K$59.0K

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY16.8%7.0%7.5%-13.2%-5.1%38.3%6.5%4.7%1.2%-4.7%
Net income growth, YoY44.4%6.3%23.9%-45.2%-7.6%82.8%2.3%138.6%-51.2%-14.7%
EPS growth, YoY42.8%5.9%18.7%-47.5%-12.4%77.1%-126.0%-54.3%-20.5%
Net margin26.6%21.5%21.6%18.8%29.7%30.5%23.1%24.0%10.6%21.9%
Free cash flow margin29.8%19.7%20.5%45.5%49.2%22.6%17.5%46.0%3.9%45.1%
Return on equity11.7%9.5%9.6%9.0%13.3%15.4%9.8%11.3%5.0%10.5%
Return on assets1.2%0.8%0.8%0.7%1.4%1.6%1.1%1.1%0.5%1.0%

Source: XBRL data Landmark Bancorp Inc. files with the SEC, latest filing dated Aug 12, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

LARK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
LARK$74.81M+14.4%$20.13M26.9%$197.0M
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

LARK FAQ

6 questions
  • What is LARK revenue?
    Landmark Bancorp Inc. (LARK) reported $74.81M of revenue for the twelve months ended Jun 30, 2026. That is up 14.4% from the year before. Revenue for fiscal 2025 was $70.64M.
  • Is LARK profitable?
    Yes. Landmark Bancorp Inc. earned $20.13M in net income for the twelve months ended Jun 30, 2026, a net margin of 26.9%.
  • How fast is LARK revenue growing?
    Landmark Bancorp Inc.'s revenue changed +16.8% in fiscal 2025, to $70.64M. Its compound annual growth rate was +2.0% over 5 years and +5.1% over 10 years.
  • What is LARK free cash flow?
    Landmark Bancorp Inc. generated $22.70M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $23.41M less capital expenditures.
  • When did LARK last report financial results?
    The latest statements here come from Landmark Bancorp Inc.'s 10-Q filed on Aug 12, 2026, covering the period ended Jun 30, 2026.
  • Where does this LARK financial data come from?
    Quantisnow builds these statements from the structured XBRL data Landmark Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.